118 Ginger Trl

Homer, GA 30547

$479,426
Last Sold Price
5
Beds
2,608 Sq. Ft.
$184 / Sq. Ft.
2,608
Sq. Ft.
$184
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 5/12/26
Closed 5/12/26

Description

If you’ve been searching for a 5-bedroom home in Chimney Oaks with more than 2,600 square feet, you know how hard they are to find. That’s why 118 Ginger Trail is such a standout. This brand-new Bedford Plan by PBG offers 5 bedrooms, 3.5 baths, and 2,608 square feet on a full basement—giving you the space, flexibility, and comfort today’s buyers are looking for. From the moment you walk in, the home feels open and welcoming. The main floor includes a full bedroom, one full bath, and an additional...If you’ve been searching for a 5-bedroom home in Chimney Oaks with more than 2,600 square feet, you know how hard they are to find. That’s why 118 Ginger Trail is such a standout. This brand-new Bedford Plan by PBG offers 5 bedrooms, 3.5 baths, and 2,608 square feet on a full basement—giving you the space, flexibility, and comfort today’s buyers are looking for. From the moment you walk in, the home feels open and welcoming. The main floor includes a full bedroom, one full bath, and an additional half bath—a rare setup that works beautifully for guests, multigenerational living, or a dedicated office with easy access to everything on the main level. The kitchen is bright and modern with granite countertops, Ivory cabinetry, stainless steel appliances, and a large island that naturally becomes the heart of the home. It flows seamlessly into the main living area, where a cozy electric fireplace adds warmth and charm. Upstairs, you’ll find four bedrooms and two full bathrooms, giving everyone their own space while keeping the layout functional and easy to live in. Each room is generously sized, filled with light, and designed for comfort. The home sits on a lot with a lovely golf course view, offering a peaceful backdrop and a true connection to the Chimney Oaks community. With quality finishes throughout and a full unfinished basement ready for future expansion, you’ll have room to grow or create the spaces you’ve been dreaming about. Located in the established Chimney Oaks Golf Course community, residents enjoy swim and tennis amenities, the clubhouse, and convenient access to Hwy 441. If you’re looking for a spacious home in a beautiful golf community, 118 Ginger Trail truly checks all the boxes.
  1. Listed by Grayson Gentzel • PBG Built Realty, LLC • 678-926-7001
  2. Listed by Stephanie Kim • PBG Built Realty, LLC

Property Details for 118 Ginger Trail

Subdivision Complex
Chimney Oaks
Architectural Style
Traditional
Exterior
Private Yard
Num Of Garage Spaces
2
Parking Features
Garage
Property Attached
No
Waterfront Features
None
LISTING UPDATED: 05/20/2026 01:51 AM

Property Details for 118 Ginger Trail

StatusClosed
MLS #7716447
Days on Market39
Taxes$260 / year
HOA Fees$1,365 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2026
Lot Size0.25 AC / 10,890 SF
CountyBanks County
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Location

Listing Courtesy of PBG Built Realty, LLC, Grayson Gentzel; PBG Built Realty, LLC, Stephanie Kim

Sold By Non FMLS Member, NON-MLS NMLS

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Building Information for 118 Ginger Trail

Stories2Year Built2026Building Size-Lot Size0.25 AC / 10,890 SF

Payment Calculator

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$2,524 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,389

Property Taxes

$22

HOA Dues

$114

The Payment Calculator is for illustrative purposes only.

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Property Information for 118 Ginger Trail

Summary
Location and General Information
  • Community Features: Clubhouse, Fitness Center, Golf, Homeowners Assoc, Near Schools, Near Shopping, Pickleball, Pool, Restaurant, Street Lights, Tennis Court(s)
  • Directions: Use GPS
  • Lake Name: None
  • View: Golf Course
  • Coordinates: -83.49022, 34.363779
Taxes and HOA Information
  • Parcel Number: B50C060
  • Tax Year: 2025
  • Master Association Fee: $.00
  • Association Fee Includes: Maintenance Grounds, Swim, Tennis
  • HOA Contact Phone: 706-654-0055
  • HOA Rent Restrictions: No
  • Association: Yes
  • Tax Legal Description: RECONFIG PH3B UNIT2 LT 60C PB37-205/ 36-154
  • Tax Lot: 60c
School Information
  • School Bus Route Elem: Yes
  • School Bus Route High: Yes
  • School Bus Route Middle: Yes
  • Elementary School: Banks County
  • High School: Banks County
  • Middle School: Banks County
Agent
Payment and Rate
  • Concessions Amt: $22,925.00
Interior and Exterior Features
Interior Features
  • Cooling: Ceiling Fan(s), Electric
  • Heating: Electric
  • Appliances: Dishwasher, Disposal, Electric Range, Microwave
  • Basement: Unfinished
  • Fireplace Features: Electric
  • # of Fireplaces: 1
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Interior Features: Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Main, Walk-In Closet(s)
  • Levels/Stories: Two
  • Other Equipment: None
  • Window Features: Double Pane Windows
  • Bedroom Features: None
  • Diningroom Features: None
  • Kitchen Features: Cabinets Other, Kitchen Island, Pantry Walk-In, View to Family Room
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower
  • Foundation: Slab
  • Main Bedrooms: 1
  • Total Half Baths: 1
  • Bathrooms Total Interger: 4
  • Main Full Baths: 1
  • Additional Rooms: Family Room
  • Bathrooms Total Decimal: 3.50
Exterior Features
  • Accessibility Features: None
  • Construction Materials: Cement Siding
  • Fencing: None
  • Horse Amenities: None
  • Patio And Porch Features: Covered
  • Pool Features: None
  • Road Surface Type: Paved
  • Roof Type: Composition, Shingle
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Spa Features: None
  • Laundry Features: Common Area
  • Pool Private: No
  • Road Frontage Type: Private Road
  • Other Structures: None
Property
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Available,Electricity Available,Phone Available,Water Available
  • Water Source: Public
  • Electric: 110 Volts
Property and Assessments
  • Home Warranty: Yes
  • Proposed Financing: Cash, Conventional, FHA, USDA Loan, VA Loan
  • Property Condition: Under Construction
  • Possession: Close Of Escrow
Green Features
  • Green Energy Efficient: None
  • Green Energy Generation: None
Lot Information
  • SqFt Source: Builder
  • Square Footage: 2608.0
  • Builder Name: PBG
  • Common Walls: No Common Walls
  • Lot Features: Back Yard, Front Yard, Irregular Lot
  • Acreage Source: Public Records
Rental
Rent Information
  • Terms: FHA
  • Land Lease: No
  • Occupant Types: Vacant

Schools near 118 Ginger Trail

This home is within Banks County School District.
Rating
School
Type
Grades
Distance
Banks County Primary School
Public - PK to 2
Banks County Elementary School
Public - 3 to 5
Banks County Middle School
Public - 6 to 8
Banks County High School
Public - 9 to 12
Rating
School
Distance
Banks County Primary School
PublicPK to 2

Banks County Elementary School
Public3 to 5

Banks County Middle School
Public6 to 8

Banks County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of PBG Built Realty, LLC, Grayson Gentzel; PBG Built Realty, LLC, Stephanie Kim

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.