138 St Charles St

Bay St. Louis, MS 39520

$895,000
Price
3
Beds
2,336 Sq. Ft.
$383 / Sq. Ft.
2,336
Sq. Ft.
$383
per Sq. Ft.
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Firepit
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Elevator
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Front Balcony2 (1)
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Foyer
Living Room Fireplace
Living Room (2)
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Dining
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BR 2
Bedroom 2
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Laundry room
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Primary Shower
Primary Bath
Main Bathroom
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Pool Bath
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Description

WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature...WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!
  1. Listed by Lynn A Barnett • Brokerage DRE #23619 • Berkshire Hathaway Home Servs., Panoramic Properties
    P: (228)-224-8362 C: (228)-224-8362 lynnbarnett.home@gmail.com

Property Details for 138 St Charles Street

Architectural Style
French Acadian
Waterfront
Yes
Waterfront Features
Bay, Beach Access
Zoning
Res Low Density
LISTING UPDATED: 05/18/2026 01:36 AM

Property Details for 138 St Charles Street

StatusActive
MLS #4137252
Days on Market120
Taxes$5,770 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2013
Lot Size0.62 AC / 27,007 SF
CountyHancock County
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Location

Listing Courtesy of Berkshire Hathaway Home Servs., Panoramic Properties
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Building Information for 138 St Charles Street

Stories-Year Built2013Building Size-Lot Size0.62 AC / 27,007 SF

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$4,941 per month

30 year fixed, 6.36% Interest

Principal and Interest

$4,460

Property Taxes

$481

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 138 St Charles Street

Summary
Location and General Information
  • Directions: From Beach Blvd. turn on St. Charles St. and house in on the left before you get to the stop sign.
  • Zoning Description: Res Low Density
  • Community Features: Biking Trails, Boating, Fishing, Hiking/Walking Trails, Marina, Near Entertainment, Street Lights
  • Fencing: Partial
  • Subdivision Name: Fourth Ward
  • Latitude: 30.30
  • Longitude: -89.34
Taxes and HOA
  • Association Fee: $0
  • Tax Legal Description: 4TH WARD 178 & 180B B S L
  • Tax Year: 2025
  • Tax Annual Amount: $5,770.00
  • Tax and Financial Information:Tax Annual Amount: $5,770.00
  • Tax and Financial Information:Tax Year: 2,025.00
  • Tax and Financial Information:Homestead Y/N: Yes
  • Tax and Financial Information:Homestead Year: 2020
  • Tax and Financial Information:Additional Exemptions Y/N: No
  • Tax and Financial Information:Zoning: Res Low Density
  • Tax and Financial Information:Flood Insurance Required?: Yes
  • Tax and Financial Information:Leasehold Y/N: No
  • Tax and Financial Information:Sold In Previous 12 Months: No
  • Tax and Financial Information:Association: No
  • Tax and Financial Information:Covenants Y/N: No
  • Tax and Financial Information:Legal Description: 4TH WARD 178 & 180B B S L
Parking
  • Parking Features: Covered, Gravel
  • Carport Spaces: 2.00
  • Garage Spaces: .00
  • Attached Garage: No
  • Parking Features:Covered: Yes
School Information
  • High School: Bay St Louis
Property
Lot Information
  • Lot Size Acres: 0.62
  • Lot Size Dimensions: 52x230x114x90x62x140: 65x141x63x142
  • Property Condition: Move In Ready
  • Year Built Source: Assessor
  • Lot Features: Landscaped, Many Trees, Near Beach, Views
  • Structure Type: House
  • Living Area Source: Appraiser
  • Building Area Total: 2336.0
  • Lot Size Area: 0.62
  • Lot Size Units: Acres
  • Lot Size Square Feet: 27007.2
  • Waterfront Features:Waterfront: No
  • Waterfront Features:Bay: Yes
  • Waterfront Features:Beach Access: Yes
Property and Assessments
  • New Construction: No
  • Open Houses Change Timestamp: 05-12-2026 02:06:55 PM
  • Floor Plans Count: 0
  • Property Type: Residential,Single Family Residence
  • Year Built: 2013
  • Property Sub Type: Single Family Residence
  • General Property Information:New Construction: No
  • General Property Information:Property Condition: Move In Ready
  • General Property Information:Approx Lot Size Acres: .62
  • General Property Information:Lot Size Dimensions: 52x230x114x90x62x140: 65x141x63x142
  • General Property Information:SqFt Source: Appraiser
  • General Property Information:Year Built Source: Assessor
  • General Property Information:Garage Spaces: .00
  • General Property Information:Carport Spaces: 2.00
  • General Property Information:Total Floors: 2.00
  • General Property Information:Bathrooms Half: 1.00
  • General Property Information:Bathrooms Three Quarter: .00
  • General Property Information:Fireplace: Yes
  • General Property Information:Fireplaces Total: 1.00
  • General Property Information:Pool: Yes
  • General Property Information:School District: Bay St. Louis Waveland Dist
  • General Property Information:Intermediate School: None
  • General Property Information:High School: Bay St Louis
  • General Property Information:Home Warranty: No
  • General Property Information:Accessibility Features: No
Utilities
  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected, Natural Gas in Kitchen
Interior and Exterior Features
Exterior Features
  • Roof: Metal
  • Pool Features: Fenced, In Ground, Pool Sweep, Salt Water, Waterfall
  • Pool Private: Yes
  • Construction Materials: HardiPlank Type
  • Foundation Details: Pillar/Post/Pier
  • Exterior Features: Balcony, Elevator, Fire Pit, Outdoor Shower
  • Patio And Porch Features: Front Porch, Porch, Rear Porch, Screened, Side Porch, Terrace, Wrap Around
  • Workshop Features:Workshop Features Workshop: No
  • Barn Features:Barn: No
  • Horse Amenities:Horse Amenities: No
Interior Features
  • Flooring: Ceramic Tile
  • Fireplace: Yes
  • Basement: No
  • Cooling: Yes
  • Cooling: Ceiling Fan(s), Central Air, Gas, Heat Pump
  • Door Features: Dead Bolt Lock(s), Sliding Doors
  • Fireplace Features: Gas Log, Living Room
  • Heating: Central, Fireplace(s), Heat Pump, Natural Gas
  • Interior Features: Double Vanity, Elevator, Entrance Foyer, High Ceilings, Open Floorplan
  • Laundry Features: Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Levels: Two
  • Sewer: Public Sewer
  • Water Source: Public
  • Window Features: Double Pane Windows
  • Heating: Yes
  • Rooms Total: 0
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 2.50
  • Bathrooms Total Notational: 2.10
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Three Quarter: 0
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Cooktop, Instant Hot Water, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • Attic Features:Attic: Yes
  • Basement Features:Basement: No

Property History for 138 St Charles Street

DateEvent & SourcePriceAppreciation
May 12, 2026

Price Change

GCAOR MLS #4137252

$895,000—
Mar 18, 2026

Price Change

GCAOR MLS #4137252

$920,000—
Jan 24, 2026

Listed (Active)

GCAOR MLS #4137252

$965,000—
DateEvent & SourcePrice
05/12/2026

Price Change

GCAOR MLS #4137252

$895,000
03/18/2026

Price Change

GCAOR MLS #4137252

$920,000
01/24/2026

Listed (Active)

GCAOR MLS #4137252

$965,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 138 St Charles Street

Taxable ValueLand$12,502Additions$29,098Total$41,600
Tax Record2025$4,784 ($399 / month)
Home Facts
Beds3Total Finished SqFt3,408 SqFtAbove Grade Finished SqFt3,408 SqFtStyleSingle Family ResidenceYear Built2013CountyHANCOCKAPN149N-0-30-208.000

Schools near 138 St Charles Street

This home is within Bay St Louis Waveland School Dist.
Rating
School
Type
Grades
Distance
Waveland Elementary School
Public - PK to 2
North Bay Elementary School
Public - 3 to 6
Bay Waveland Middle School
Public - 6 to 8
Bay High School
Public - 9 to 12
Rating
School
Distance
Waveland Elementary School
PublicPK to 2

North Bay Elementary School
Public3 to 6

Bay Waveland Middle School
Public6 to 8

Bay High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 138 St Charles Street, Bay St. Louis, MS 39520

138 St Charles Street is a single family home for sale in Bay St. Louis, MS 39520. This property was listed for sale on January 24, 2026 by Berkshire Hathaway Home Servs., Panoramic Properties, it's currently listed at $895,000. It has been on the market for a total of 120 days and was last sold on March 31, 2022. This listing's school district is Bay St Louis Waveland School Dist. Nearby schools include Waveland Elementary School, North Bay Elementary School and Bay Waveland Middle School. 138 St Charles Street is a 3-bed, 3-bath, 2,336 sqft single family home built in 2013.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Berkshire Hathaway Home Servs., Panoramic Properties

The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Compass are identified with the ROAM MLS, Gulf Coast Association of REALTORS, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS Logos. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. All information should be verified by the recipient and none is guaranteed as accurate by ROAM MLS, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Association of REALTORS.Listing information Copyright© 2026 MLS of ROAM, Gulf Coast, REALTOR Association of Acadiana and South West Louisiana Multiple Listing Service, Inc. All Rights Reserved.