528 E Chicago St

Sq. Ft.
/ Sq. Ft.
Sq. Ft.
per Sq. Ft.

Description

Multi Family - Income Producing Investment Property * 2900 above ground SQFT * 1511 BSMT SQFT * $4050.00 per month in rents collected * 3 Car Garage * All units have been renovated over time: Unit #1 2013 to 2025, Unit #2 Bathroom Reno 2023, Unit #3 Kitchen Reno 2004 and Bathroom Reno 2023, Unit #4 Reno 2016. * 1.19 miles from Elgin Metra * Property located in Historical Elgin. Exterior recently stripped and painted $22,500. Historical Building * Est: 6% CAP RateMulti Family - Income Producing Investment Property * 2900 above ground SQFT * 1511 BSMT SQFT * $4050.00 per month in rents collected * 3 Car Garage * All units have been renovated over time: Unit #1 2013 to 2025, Unit #2 Bathroom Reno 2023, Unit #3 Kitchen Reno 2004 and Bathroom Reno 2023, Unit #4 Reno 2016. * 1.19 miles from Elgin Metra * Property located in Historical Elgin. Exterior recently stripped and painted $22,500. Historical Building * Est: 6% CAP Rate
  1. Listed by Barbara Cullen • @properties Christie's International Real Estate
    P: (847)-462-9999 C: (847)-462-9999 barbcullen@atproperties.com

Sold By Coldwell Banker Realty

Property Details for 528 East Chicago Street

Area
Elgin
Township
Elgin
Ownership
Fee Simple
Num Of Garage Spaces
3.0
Num Of Parking Spaces
3.0
Parking Included in Price
Yes
Heat/Fuel
Radiant
Architectural Style
Colonial
LISTING UPDATED: 12/14/2025 02:19 AM

Property Details for 528 East Chicago Street

StatusClosed
MLS #12482790
Days on Market38
Taxes$9,142 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS Typeresidential / 1 Story Unit/S
Year Built1875
Lot Size0.20 AC / 8,712 SF
CountyKane County

Location

Add your commute

Building Information for 528 East Chicago Street

Stories-Residences4Year Built1875Building Size-Lot Size0.20 AC / 8,712 SF

Payment Calculator

$2,697 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,935

Property Taxes

$762

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 528 East Chicago Street

General Information
School Information
  • Elementary School District: 46
  • Elementary School: Channing Memorial Elementary Sch
  • Jr High Middle School: Ellis Middle School
  • High School District: 46
  • High School: Elgin High School
  • Middle Or Junior School District: 46
Addtl Parking Information
  • Parking Details: Yes, Garage Owned, Detached, Garage
Property Information
Interior Features
  • Num Of Rooms: 14
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Basement Type: Unfinished, Cellar, Exterior Entry, Full
  • Bedrooms Possible: 4
  • Basement Bathrooms: No
  • # Full Baths in Building: 4
  • # Half Baths in Building: 0
  • Num of Baths: 4.0
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: Yes
  • Rehab Year: 2004
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Lot Description: Level
  • Lot Size: Less Than .25 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 66 x 134 x 66 x 134
  • Total # Units in Building: 4.0
  • Other Structures: Second Garage, Garage(s)
  • Waterfront: No
  • Construction: Frame
  • Roof Type: Asphalt
  • Foundation Details: Stone
  • General Information: Commuter Bus,Commuter Train,Historical District
  • 3 Br Un In Bldg: No
  • Conversion: Y
Property and Assessments
  • Buyer Financing: Conventional
  • Public Document Count: 4
  • Document Date: 2025-10-03T16:16:16
  • Photos Count: 15
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Multi Family
Income & Expenses
  • Gross Income: $48,600.00
  • Insurance Expense: $209.00
  • Insurance Expense Source: Actual
  • Other Addl Income: Garage/s
  • Other Expense Source: Combination
Unit 1
  • Unit Type Actual Rent: $1,300.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Type: Unit 1
  • Lease Expiration Date: 11/25
Unit 2
  • Unit Type Actual Rent: $825.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Type: Unit 2
  • Lease Expiration Date: 11/25
Unit 3
  • Unit Type Actual Rent: $1,100.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Type: Unit 3
  • Lease Expiration Date: 11/25
Unit 4
  • Unit Type Actual Rent: $825.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 1
  • Unit Type Type: Unit 4
  • Lease Expiration Date: 11/25

Property History for 528 East Chicago Street

DateEvent & SourcePriceAppreciation
Dec 12, 2025

Sold

MRED #12482790

$397,000
Dec 10, 2025

Sold (Public Record)

Public Record #1925211955

$397,000

+3.1% / yr

Nov 14, 2025

Pending

MRED #12482790

Nov 14, 2025

Contingent

MRED #12482790

Oct 29, 2025

Price Change

MRED #12482790

$419,900
Oct 8, 2025

Listed (Active)

MRED #12482790

$450,000
Sep 11, 2001

Sold (Public Record)

Public Record #78760399

$187,500
DateEvent & SourcePrice
12/12/2025

Sold

MRED #12482790

$397,000
12/10/2025

Sold (Public Record)

Public Record #1925211955

$397,000

+3.1% / yr

11/14/2025

Pending

MRED #12482790

11/14/2025

Contingent

MRED #12482790

10/29/2025

Price Change

MRED #12482790

$419,900
10/08/2025

Listed (Active)

MRED #12482790

$450,000
09/11/2001

Sold (Public Record)

Public Record #78760399

$187,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 528 East Chicago Street

Taxable ValueLand$18,185Additions$96,046Total$114,231
Tax Record2024$9,142 ($762 / month)
Home Facts
Beds4Total Finished SqFt2,942 SqFtAbove Grade Finished SqFt2,942 SqFtStories2Lot Size8,844 SqFtStyleSingle Family ResidenceYear Built1875CountyKANEAPN06-13-261-012

Schools near 528 East Chicago Street

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - 7 to 12
Rating
School
Distance
Channing Memorial Elementary School
PublicK to 6

Ellis Middle School
Public7 to 8

Elgin High School
Public9 to 12

Central School Program
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 12/14/2025 02:19 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.