659 Bay St

Rochester, NY 14609

$44,900
Price
5
Beds
1,584 Sq. Ft.
$28 / Sq. Ft.
1,584
Sq. Ft.
$28
per Sq. Ft.
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New
New

Description

Affordable investment opportunity at 659 Bay Street! This property offers tremendous upside potential for investors, contractors, and renovators looking to add value. Conveniently located near downtown Rochester, schools, shopping, parks, and major transportation routes. Whether you're seeking your next fix-and-flip project, rental property, or addition to an existing portfolio, this property presents an attractive entry point at an affordable price. Property is being sold as-is. May be purchased...Affordable investment opportunity at 659 Bay Street! This property offers tremendous upside potential for investors, contractors, and renovators looking to add value. Conveniently located near downtown Rochester, schools, shopping, parks, and major transportation routes. Whether you're seeking your next fix-and-flip project, rental property, or addition to an existing portfolio, this property presents an attractive entry point at an affordable price. Property is being sold as-is. May be purchased individually or as part of a larger Rochester investment portfolio featuring multiple income-producing and value-add properties throughout the city. Delayed negotiations until June 16, 2026 at 11:00 AM.
  1. Listed by Mark C. Updegraff • Updegraff Group LLC
    P: (585)-298-8282 C: (585)-314-9790 mark@updegraffgroup.com

Property Details for 659 Bay Street

Subdivision Comm Complex
F C Allen
Styles Of Residence
Duplex
On Waterfront
No
Parking Description
Paved
Nearest Cross Street
Ackerman St
LISTING UPDATED: 06/08/2026 04:16 PM

Property Details for 659 Bay Street

StatusActive
MLS #R1688568
Days on Market1
Taxes$2,607 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeMulti Family / Residential
Year Built1900
Lot Size0.07 AC / 3,049 SF
CountyMonroe County
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Location

Listing Courtesy of Updegraff Group LLC
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Building Information for 659 Bay Street

Stories2Residences2Year Built1900Building Size-Lot Size0.07 AC / 3,049 SF

Payment Calculator

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$441 per month

30 year fixed, 6.36% Interest

Principal and Interest

$224

Property Taxes

$217

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 659 Bay Street

Summary
Location and General Information
  • Elementary School District: Rochester
  • High School District: Rochester
  • Middle Or Junior School District: Rochester
  • Village: Not Applicable
  • Human YN: Yes
Parking
  • Garage Spaces per Apt: .00
Taxes and HOA Information
  • Area NYSWIS Code: Rochester City-261400
  • Tax Annual Amount: $2,607.00
Property
Lot Information
  • Building Area Source: Public Records
  • Building Area Total: 1584.0
  • Land Features: Rectangular, Rectangular Lot, Residential Lot
  • Num Of Acres: 0.07
  • Lot Size Area: 0.07
  • Lot Size Units: Acres
  • Parcel Number: 261400-107-450-0001-017-000-0000
  • Road Frontage: City Street
  • Lot Number: 17
Property and Assessments
  • Property Condition: Resale
  • Assessed Value: $74,700
  • Year Built: 1900
  • Year Built Description: Existing
  • Zoning Description: Residential 2 Unit
Utilities
  • Electric Service: Circuit Breakers
  • Num Of Electric Meters: 2
  • Num Of Gas Meters: 2
  • Sewer Description: Connected
  • Utilities Available: Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco, Copper Plumbing
  • Foundation Description: Block
  • Roof Description: Flat
Interior Features
  • Appliances: Gas Water Heater
  • Basement Description: Full
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 5
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Carpet, Hardwood, Linoleum, Varies, Vinyl
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Ceiling Fans, Other, See Remarks
  • Levels: Two
  • Sq Ft Total: 1584.0
  • Main Level Bathrooms: 0
Multi Family
Multi-Family Information
  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Operating Expense Includes: Other, See Remarks
  • Stories: 2
  • Stories Total: 2
Unit 1
  • Unit Type Actual Rent: $995.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 2
  • Features: ,Dining Area With Living Room,Living Room,Other - See Remarks
  • Unit Type Total Rent: $995.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 995
Unit 2
  • Unit Type Actual Rent: $895.00
  • Unit Type Baths Total: 1
  • Unit Type Beds Total: 3
  • Features: ,Dining Area With Living Room,Living Room,Other - See Remarks
  • Unit Type Total Rent: $895.00
  • Unit Type Month To Month YN: Yes
  • Unit Type Num Full Baths: 1
  • Unit Type Num Half Baths: 0
  • Unit Type Actual Rent Range: 895
Rental
Rental Information
  • Rent Includes: Other, See Remarks

Property History for 659 Bay Street

DateEvent & SourcePriceAppreciation
Jun 8, 2026

Listed (Active)

WNYREIS #R1688568

$44,900—
Nov 14, 2025

Sold

WNYREIS #R1597647

$65,500—
Sep 17, 2025

Sold (Public Record)

Public Record #1924301065

$65,500

+0.2% / yr

DateEvent & SourcePrice
06/08/2026

Listed (Active)

WNYREIS #R1688568

$44,900
11/14/2025

Sold

WNYREIS #R1597647

$65,500
09/17/2025

Sold (Public Record)

Public Record #1924301065

$65,500

+0.2% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 659 Bay Street

Taxable ValueLand$4,600Additions$70,100Total$74,700
Tax Record2024$699 ($58 / month)
Home Facts
Baths2Total Finished SqFt1,584 SqFtAbove Grade Finished SqFt1,584 SqFtStories2Lot Size3,094 SqFtStyleDuplexYear Built1900Zoning12CountyMONROEAPN261400 107.45-1-17

Schools near 659 Bay Street

This home is within Rochester City School District.
Rating
School
Type
Grades
Distance
School 33 Audubon
Public - PK to 6
School 45 Mary Mcleod Bethune
Public - PK to 8
East High School
Public - 9 to 12
School 52 Frank Fowler Dow
Public - PK to 6
Rating
School
Distance
School 33 Audubon
PublicPK to 6

School 45 Mary Mcleod Bethune
PublicPK to 8

East High School
Public9 to 12

School 52 Frank Fowler Dow
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 659 Bay Street, Rochester, NY 14609

659 Bay Street is a multi-family home for sale in Rochester, NY 14609. This property was listed for sale on June 8, 2026 by Updegraff Group LLC, it's currently listed at $44,900. It has been on the market for a total of 0 days and was last sold on November 14, 2025. This listing's school district is Rochester City School District. Nearby schools include School 33 Audubon, School 45 Mary Mcleod Bethune and East High School. 659 Bay Street is a 5-bed, 2-bath, 1,584 sqft multi-family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Updegraff Group LLC

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.