Active
7 beds4,715 sqft$870/sqft
8711 Surf Dr, Panama City, FL 32408
Est: $22,075/moGet pre-approved
Single FamilyProperty Type
0.28 acresLot Size
2025Year Built
$870/sq ftPrice per sq ft
9 carsParking Spaces
2.5%Buyer's Agent Compensation

Description

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation.
Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested
...No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation.

Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.

The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.

More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features.

Listing Agent

  1. Christina Schlink

    Christina Schlink

    Listing Agent

    Compass

    P: (850) 368-1474

    M: (850) 368-1474

467 days on Market
Last updated: 09/01/2026 10:24 AM • Source: ECAR, MLS#: 977364

Location

Add your commute

Payment Calculator

$22,075 per month

30 year fixed, 6.55% Interest

Principal and Interest

$20,840

Property Taxes

$1,235

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 8711 Surf Drive

Property Details
  • Taxes: $14,820 / year
  • MLS Type: Residential / Detached Single Family / Single Family Residence
  • County: Bay County
  • Buyer's Agent Compensation: 2.5%
  • Waterfront Features: Gulf
  • View: Water
  • Zoning: Resid Single Family
  • Architectural Style: Beach House
  • Subdivision Name: No Named Subdivision
  • Waterfront YN: Yes
Building Information
  • Stories: 4
  • Year Built: 2025
  • Lot Size: 0.28 AC / 12,196 SF
Summary
Location and General Information
  • Community Features: Short Term Rental Allowed
  • Directions: Heading east on Thomas Drive, turn right onto Joan Avenue, then take another right onto Surf Drive. The home is located next to Gulf Crest Condominiums, right on the gulf. It's also located less than half a mile near the old Spinnaker building, now home to new Tootsies.
  • Road Frontage Type: County Road
  • MLS Area Minor: 0323 - Beach - South of Grand Lagoon
  • MLS Area Major: 03 - Bay County - Beach
  • Latitude: 30.166446
  • Longitude: -85.790003
  • Location Tax and Legal:Sub Area: 2723 - Beach - South of Grand Lagoon
  • Location Tax and Legal:Elementary School: Breakfast Point
  • Location Tax and Legal:Middle School: Breakfast Point
  • Location Tax and Legal:High School: Arnold
  • Location Tax and Legal:Legal Description: See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35
  • Garage: false
Taxes and HOA
  • Tax Legal Description: See docs tab for full details. 6 4S 15W -8- 58B3 COM AT THE NW COR OF NE1/4 OF SW1/4 TH RUN S 1023.35' TH S54 DEG E 194.42' FOR POB TH RUN N35 DEG E 131.92' TO THE SLY R/W LINE OF SURF DR TH RUN S51 DEG E ALONG SAID R/W LINE 35.95' TH S52 DEG E 14.05' TH S35 DEG W 5' N51 DEG W 14.05' S35 DEG W 328.65' TO THE MEAN HIGH WATER LINE TH RUN N59 DEG W ALONG SAID MHWL 36.23' TH RUN N35
  • Parcel Number: 30195-000-000
  • Association Fee: $0
  • Association YN: No
  • Tax Annual Amount: $14,820
  • Listing Info Tax Legal:Last Taxes: $14,820
  • Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
  • Elementary School: Breakfast Point
  • Middle Or Junior School: Breakfast Point
  • High School: Arnold
Parking
  • Carport YN: No
  • Attached Garage YN: No
  • Garage YN: No
  • General Property Info:Driveway Spaces: 9.0
Virtual Tour
Property
Lot Information
  • Building Area Source: Building Plan
  • Lot Size Dimensions: Irregular
  • Lot Size Acres: 0.28
  • Lot Size Area: 0.28
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Lot Features: Dead End, Flood Insurance Req, Survey Available
  • Building Area Total: 4715.0
  • Lot Size Square Feet: 12196.8
  • Living Area Source: Plans
  • General Property Info:SqFt Source: Building Plan
  • Waterfront: Gulf
  • Waterfront Feet 2: 36
  • LotParcel Access: County Road, Paved Road
  • Lot Features: Dead End, Flood Insurance Req, Survey Available
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2024.0
  • Floor Plans Count: 4.0
  • Property Type: Residential
  • Year Built: 2025.0
  • Property Sub Type: Detached Single Family
  • Property Type Label: Residential
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Beach House
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Concrete, Foundation On Piling, Frame, Roof Metal, Siding CmntFbrHrdBrd
  • Occupancy Status: Vacation Rental
Green Features
  • Green Energy Efficient: Appliances
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Electric: True
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable
  • Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Windows, Water Heater - Elect
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Columns, Pool - Gunite Concrt
  • Construction Materials: Concrete, Frame, Siding CmntFbrHrdBrd
  • Foundation Details: Foundation On Piling
  • Stories: 4.0
  • Security Features: Fire Alarm/Sprinkler
  • Pool Features: Pool - In-Ground, Pool Type
  • Patio And Porch Features: Deck Covered, Deck Open, Patio Covered
  • Roof: Roof Metal
  • Stories Total: 4.0
  • Pool Private YN: Yes
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Private
  • Exterior: Balcony, Columns, Deck Covered, Deck Open, Patio Covered, Pool - Gunite Concrt, Pool - In-Ground
Interior Features
  • Heating: Central
  • Cooling: Ceiling Fans, Central Air
  • Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Kitchen Island, Newly Painted, Owner's Closet, Pantry
  • Flooring: Floor Tile
  • Window Features: Window Bay, Window Treatment All, Storm Windows
  • Door Features: Storm Doors
  • Room Type: Bonus Room, Bedroom, Master Bedroom, Kitchen, Den, Storage
  • Rooms Total: 12.0
  • Bathrooms Total Integer: 9.0
  • Bathrooms Total Decimal: 8.5
  • Bathrooms Total Notational: 8.1
  • Cooling YN: Yes
  • Heating YN: Yes
  • Bedrooms Total: 7.0
  • Bathrooms Full: 8.0
  • Bathrooms Half: 1.0
  • Kitchen Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
  • Interior: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Floor Tile, Furnished - All, Kitchen Island, Newly Painted, Owner's Closet, Pantry, Window Bay, Window Treatment All
  • Appliances: Dishwasher, Disposal, Dryer, Fire AlarmSprinkler, Microwave, Range Hood, Refrigerator, Smoke Detector, StoveOven Gas, Washer
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Bonus Room
  • Room Level: First
  • Room Length: 15.0
  • Room Width: 16.0
  • Room Dimensions: 15 x 16
Room 2
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 12.0
  • Room Dimensions: 11 x 12
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.0
  • Room Width: 14.0
  • Room Dimensions: 11 x 14
Room 4
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 12.0
  • Room Width: 14.0
  • Room Dimensions: 12 x 14
Room 5
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 12.0
  • Room Width: 14.0
  • Room Dimensions: 12 x 14
Room 6
  • Room Type: Bedroom
  • Room Level: Third
  • Room Length: 12.0
  • Room Width: 15.0
  • Room Dimensions: 12 x 15
Room 7
  • Room Type: Bedroom
  • Room Level: Fourth
  • Room Length: 10.0
  • Room Dimensions: 10 x 22
Room 8
  • Room Type: Master Bedroom
  • Room Level: Fourth
  • Room Length: 17.0
  • Room Width: 29.0
  • Room Dimensions: 17 x 29
Room 9
  • Room Type: Kitchen
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 24.0
  • Room Dimensions: 14 x 24
Room 10
  • Room Type: Den
  • Room Level: Second
  • Room Length: 14.0
  • Room Width: 21.0
  • Room Dimensions: 14 x 21
Room 11
  • Room Type: Den
  • Room Level: Third
  • Room Length: 11.0
  • Room Width: 21.0
  • Room Dimensions: 11 x 21
Room 12
  • Room Type: Storage
  • Room Level: First
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Dimensions: 10 x 10
Rental
Rent Information
  • General Property Info:Immediate Occupancy: true
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 8711 Surf Drive

DateEvent & SourcePriceAppreciation
Sep 1, 2026

Price Change

ECAR #977364

$4,100,000
Sep 1, 2026

Expired

ECAR #987121

$4,437,500
Jun 15, 2026

Price Change

ECAR #977364

$4,350,000
DateEvent & SourcePrice
09/01/2026

Price Change

ECAR #977364

$4,100,000
09/01/2026

Expired

ECAR #987121

$4,437,500
06/15/2026

Price Change

ECAR #977364

$4,350,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 8711 Surf Drive

Taxable ValueLand$1,243,260Additions-Total$1,243,260
Tax Record2024$15,278 ($1,273 / month)
Home Facts
Beds0Lot Size11,979 SqFtStyleMiscellaneous Vacant LandZoningBC23CountyBAYAPN30195-000-000

Schools near 8711 Surf Drive

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Public - PK to 5
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 5

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 32408

$479,500 | 10811 Front Beach Road, Unit 1807, Panama City Beach, FL 32408
1/42
New

$479,500

2
Bedrooms
979
Square Feet
$390,000 | 10519 Front Beach Road, Unit 902B, Panama City Beach, FL 32408
1/32
New

$390,000

2
Bedrooms
1,147
Square Feet
$516,000 | 5801 Thomas Drive, Unit 1216, Panama City Beach, FL 32408
1/47
New

$516,000

2
Bedrooms
1,144
Square Feet
$419,900 | 4100 Marriott Drive, Unit 208, Panama City Beach, FL 32408
1/52

$419,900

2
Bedrooms
1,458
Square Feet
$1,125,000 | 4120 Danny Drive, Panama City Beach, FL 32408
1/44

$1,125,000

4
Bedrooms
2,240
Square Feet
0.16
Acres
$519,000 | 400 Wahoo Road, Panama City Beach, FL 32408
1/64
New

$519,000

3
Bedrooms
1,685
Square Feet
0.3
Acres
$1,070,000 | 5407 Hopetown Lane, Panama City, FL 32408
1/20
New

$1,070,000

3
Bedrooms
2,976
Square Feet
0.25
Acres
$295,000 | 9900 South Thomas Drive, Unit 510, Panama City Beach, FL 32408
1/83
Listed By Coldwell Banker RealtyVirtual Tour

$295,000

2
Bedrooms
911
Square Feet
$667,500 | 7205 Thomas Drive, Unit E1206, Panama City Beach, FL 32408
1/37

$667,500

3
Bedrooms
1,975
Square Feet

8711 Surf Drive is a single family home for sale in Panama City, FL 32408. This property was listed for sale on May 28, 2025 by Compass, it's currently listed at $4,100,000. It has been on the market for a total of 467 days and was last sold on July 16, 2019. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8711 Surf Drive is a 7-bed, 9-bath, 4,715 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.