232 Union St

Santa Cruz, CA 95060

$1,195,000
Price
3
Beds
1,852 Sq. Ft.
$645 / Sq. Ft.
1,852
Sq. Ft.
$645
per Sq. Ft.

Description

Major price improvement! This is your chance at an architectural gem in the heart of Santa Cruz's beloved Mission Hill Historic District. 232 Union Street is a rare modern Victorian-style duet that blends classic charm with modern comfort featuring 3 spacious bedrooms, 2.5 bathrooms, and a flexible ground-floor office- perfect for remote work, or use as a guest room. Tucked in on a peaceful, tree-lined street, this home offers incredible walkability to downtown, restaurants, parks, and coastal trails....Major price improvement! This is your chance at an architectural gem in the heart of Santa Cruz's beloved Mission Hill Historic District. 232 Union Street is a rare modern Victorian-style duet that blends classic charm with modern comfort featuring 3 spacious bedrooms, 2.5 bathrooms, and a flexible ground-floor office- perfect for remote work, or use as a guest room. Tucked in on a peaceful, tree-lined street, this home offers incredible walkability to downtown, restaurants, parks, and coastal trails. Light-filled interiors, soaring ceilings, and thoughtful period details make it truly one-of-a-kind. A serene private yard, detached garage, reserved parking space round out the appeal. Just minutes to UCSC - ideal for faculty, staff, or students seeking a peaceful, walkable home base. Quick access to Hwy 1 & Hwy 17 for easy commuting to Silicon Valley or the coast. Leave the car behind, enjoy bikeable streets and short walks to downtown, restaurants, groceries, coffee shops, and transit stops. Just a few blocks from everything Santa Cruz has to offer. Whether you're heading up the hill to UCSC or down into town for dinner, 232 Union Street makes everyday life effortless. Don't miss this opportunity to live in one of Santa Cruz's most soulful neighborhoods.
  1. Listed by Raina Tachmuradova • DRE #01299880 • Brokerage DRE #01878277 • eXp Realty of California Inc • 831-234-3831

Property Details for 232 Union Street

MLS City Name
SANTA CRUZ
Building Type
Attached
Complex Name
Chestnut Union HOA
Style
Victorian
Garage Spaces
1
Parking Spaces
1
Cross Street
Center St., Ches
LISTING UPDATED: 07/08/2025 10:55 PM

Property Details for 232 Union Street

StatusContingent
MLS #ML82001204
Days on Compass91
Taxes-
HOA Fees$80
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle-Family Homes / Duet
Year Built1981
Lot Size0.06 AC / 2,614 SF
CountySanta Cruz County

Location

Listing Courtesy of eXp Realty of California Inc, Raina Tachmuradova, DRE #01299880
Add your commute

Building Information for 232 Union Street

Stories2Year Built1981Building Size-Lot Size0.06 AC / 2,614 SF

Payment Calculator

$6,652 per month

30 year fixed, 6.845% Interest

Principal and Interest

$6,261

Property Taxes

$311

HOA Dues

$80

The Payment Calculator is for illustrative purposes only.

Property Information for 232 Union Street

Features
Room Information
  • Additional Rooms: Den / Study / Office
  • Bathroom: Half on Ground Floor, Oversized Tub, Primary - Stall Shower(s), Shower over Tub - 1, Skylight, Stone, Tile, Tub with Jets
  • Bedrooms: Primary Suite / Retreat, Walk-in Closet
  • Dining Room: Dining Area
  • Family Room: Separate Family Room
  • Kitchen: Countertop - Ceramic, Dishwasher, Garbage Disposal, Oven Range - Built-In, Oven Range - Electric, Refrigerator
  • Number of Full Bathrooms: 2
  • Number of Half Bathrooms: 1
Features
  • Amenities: High Ceiling, Skylight, Walk-in Closet
  • Fireplace: Yes
  • Fireplaces: Gas Starter, Living Room, Wood Burning
  • Fireplaces Min: 1
  • Flooring: Carpet, Hardwood, Tile
  • Laundry: Dryer, In Utility Room, Inside, Upper Floor, Washer
  • Living SqFt: 1852
  • Pool: No
Utilities
  • Cooling: None
  • Heating: Forced Air, Gas
  • Sewer Septic: Sewer - Public
  • Utilities: Public Utilities
  • Water: Public
Garage
  • Garage and Parking: Assigned Spaces, Detached Garage, Guest / Visitor Parking, Off-Street Parking, On Street
  • Garage Max: 1
  • Garage Min: 1
Property Details
Homeowners Association
  • Association Fees Include: Common Area Electricity, Insurance - Common Area, Landscaping / Gardening, Maintenance - Common Area
  • HOA Amenities: Garden / Greenbelt / Trails
  • HOA Documents: CC&RS, Rules & Regulations
  • HOA Exists: 1
  • HOA Fee: $80
  • HOA Name: Chestnut Union
  • HOA Primary Phone: 831-295-3321
Property Details
  • Min Num Of Units in Complex: 9
  • Area Text: West Santa Cruz
  • Restrictions: Parking Restrictions
  • Roof: Composition
  • Stories: Two Story
  • Subclass: Single Family Home
  • Year Built Source: Assessor
  • Street Number: 232
  • Street Name: Union
  • Street Suffix: Street
  • Area ID: 43
Lot / Property Details
Building Information
  • Number Of Stories: 2
  • Structure SqFt: 1852
  • Structure SqFt Source: Assessor
  • Age: 44
Development Information
  • Zoning Detail: RL - Mult Res-Low
Location Information
  • City Limits: Yes
  • Directions: From Hwy 1, Left on Mission St. towards downtown Santa Cruz, then Right on Center St., Right on Union St. (Reserved parking spot by garage accessed thru private driveway off of Chestnut next to Pacific Chestnut Bldg), 2hr parking along Union or Chestnut.
  • Incorporated: Yes
  • Parcel Number: 005-501-02-000
  • County Name: Santa Cruz
  • City Name: SANTA CRUZ
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School District: 840
  • High School District Text: Santa Cruz City High
Lot Information
  • Fencing: Fenced Back, Fenced Front, Gate, Wood
  • Foundation: Concrete Perimeter
  • Horse Property: No
  • Lot Acres: .06
  • Lot Description: Grade - Level
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
  • Yard Grounds: Back Yard, BBQ Area, Deck, Drought Tolerant Plants, Fenced, Low Maintenance, Sprinklers - Auto

Property History for 232 Union Street

DateEvent & SourcePriceAppreciation
Jun 29, 2025

Pending

EBRD #ML82001204

Jun 29, 2025

Contingent - Show

MLSListings #ML82001204

Jun 27, 2025

Price Change

EBRD #ML82001204

$1,195,000
Jun 27, 2025

Price Change

MLSListings #ML82001204

$1,195,000
Jun 16, 2025

Listed (Active)

EBRD #ML82001204

$1,299,000
Jun 16, 2025

Listed (Active)

MLSListings #ML82001204

$1,299,000
Jun 9, 2025

Pending

EBRD #ML82001204

Jun 9, 2025

Contingent - Show

MLSListings #ML82001204

Jun 4, 2025

Price Change

EBRD #ML82001204

$1,299,000
Jun 4, 2025

Price Change

MLSListings #ML82001204

$1,299,000
May 19, 2025

Price Change

EBRD #ML82001204

$1,345,000
May 19, 2025

Price Change

MLSListings #ML82001204

$1,345,000
Apr 22, 2025

Price Change

EBRD #ML82001204

$1,385,000
Apr 22, 2025

Price Change

MLSListings #ML82001204

$1,385,000
Apr 5, 2025

Listed (Active)

EBRD #ML82001204

$1,400,000
Apr 4, 2025

Listed (Active)

MLSListings #ML82001204

$1,400,000
DateEvent & SourcePrice
06/29/2025

Pending

EBRD #ML82001204

06/29/2025

Contingent - Show

MLSListings #ML82001204

06/27/2025

Price Change

EBRD #ML82001204

$1,195,000
06/27/2025

Price Change

MLSListings #ML82001204

$1,195,000
06/16/2025

Listed (Active)

EBRD #ML82001204

$1,299,000
06/16/2025

Listed (Active)

MLSListings #ML82001204

$1,299,000
06/09/2025

Pending

EBRD #ML82001204

06/09/2025

Contingent - Show

MLSListings #ML82001204

06/04/2025

Price Change

EBRD #ML82001204

$1,299,000
06/04/2025

Price Change

MLSListings #ML82001204

$1,299,000
05/19/2025

Price Change

EBRD #ML82001204

$1,345,000
05/19/2025

Price Change

MLSListings #ML82001204

$1,345,000
04/22/2025

Price Change

EBRD #ML82001204

$1,385,000
04/22/2025

Price Change

MLSListings #ML82001204

$1,385,000
04/05/2025

Listed (Active)

EBRD #ML82001204

$1,400,000
04/04/2025

Listed (Active)

MLSListings #ML82001204

$1,400,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 232 Union Street

Taxable ValueLand$113,754Additions$197,037Total$310,791
Tax Record2024$3,732 ($311 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,852 SqFtAbove Grade Finished SqFt1,852 SqFtLot Size2,614 SqFtStyleTownhouseYear Built1981CountySANTA CRUZAPN005-501-02Fireplace TypeHas Fireplace

Schools near 232 Union Street

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Westlake Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Santa Cruz High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of eXp Realty of California Inc, Raina Tachmuradova, DRE #01299880

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.