Awards

Rate My Agent - San Marcos City Award/Top 5 in San Diego County 2022 & 2023 &2024
2025 SDAR Gold Award 
2024 SDAR Gold Award
2023 SDAR Platinum Award 
2023 & 2024 Real Trends Top 1.5 percent of Agents 

Press

Watch us on youtube.com!

Specialties

Specializing in luxury marketing at every price, a high level of customer service, and expertise in the North County San Diego housing market. 
About The Cowan Team

The Cowan Team is a dynamic group of real estate professionals who specialize in serving the North County San Diego area.

Led by Stephanie Cowan, the team is dedicated to providing exceptional service, luxury marketing and expertise to their clients throughout the home buying and selling process. Stephanie Cowan is a highly experienced real estate agent with 12 years experience, over 300 transactions and a deep understanding of the local market. She has a background in TV and video production and she brings this visual story-telling to real estate. With her extensive knowledge and expertise, Stephanie has become a trusted advisor to many clients in San Diego. She is known for her caring and personalized approach, always putting her clients' needs first. Stephanie's commitment to excellence has earned her a reputation as one of the top real estate professionals in the region.

Debi Doyle's dedication to her clients and passion for helping people buy and sell homes sets her apart. With a background in criminal justice and experience working with Boston's best law firms, she has a commitment to excellence and this true professional goes above and beyond for her clients. 

Michelle Byrne has over 15 years on the lending side of Real Estate, and brings a wide array of knowledge to the table.  Mrs. Byrne has a true sense of compassion, and patience with her clients knowing that not only is buying or selling a home a big financial decision, but it is also a very emotional one.   She loves to help her buyers find the perfect home for them. Mrs. Byrne has a BA in Public Administration from San Diego State University and is a San Diego native.  

The Cowan Team is renowned for their caring and client-centric approach. They understand that buying or selling a home can be a significant life event, and they strive to make the process as smooth and stress-free as possible. Their commitment to their clients goes beyond just the transaction – they build lasting relationships based on trust and integrity. Whether it's finding the perfect home or implementing a high-level marketing strategy to sell a property, the Cowan Team is the go-to expert. Unlock your moving dreams! 

Team Agents

The Cowan Team’s Listings

a front view of a house with garden
a view of a house with a patio
a front view of a house with a yard and garage
a living room with furniture and a large window
a living room with furniture a fireplace and a flat screen tv
a dinning area with furniture and kitchen view
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with kitchen island granite countertop a sink a counter top space appliances and cabinets
a living room with furniture and a wooden floor
a living room with furniture and a large window
a view of a dining room with furniture window and outside view
a view of a kitchen from a living room
a view of entryway
a view of a house with backyard and sitting area
a bedroom with a bed and a window
a bathroom with a sink toilet and shower
a large bedroom with a bed and wooden floor
a bedroom with a bed and a television
a spacious bathroom with a granite countertop sink a mirror and with
a bath tub sitting next to a white sink
a bedroom with a bed and a couch
a bedroom with a bed lamp and a large window
a en suite bathroom with a double vanity sink and a mirror
a bathroom with a granite countertop sink toilet a shower and a mirror
a bedroom with a bed and a window
a bathroom with a sink and mirror with toilet
a bedroom with a bed and a window
a view of a hallway with windows and chandelier
a bedroom with a bed and a couch
a view of a backyard
a view of a backyard with swimming pool
a view of a backyard with sitting area
a view of a house with backyard and sitting area
a view of an outdoor space with a patio
a view of an outdoor space with furniture and umbrella
a view of outdoor space yard and patio
a front view of a house with balcony
a view of a water with a building in the background
a view of fountain with a big yard
an aerial view of residential houses with outdoor space
a view of a city
a view of a building with potted plants
$1,735,000 | 1813 Windriver Street, San Marcos, CA 92078
1/43
Listed By CompassActive Under Contract

$1,735,000

5
Bedrooms
3,437
Square Feet
0.13
Acres

The Cowan Team’s Transactions

Past Sales
$3,705,000 | 952 Pearl Drive, San Marcos, CA 92078

$3,705,000

5
Bedrooms
6,275
Square Feet
0.71
Acres
a view of a terrace with a bench

$3,600,000

4
Bedrooms
4,825
Square Feet
0.62
Acres
a view of a house with a mountain in the background

$3,550,000

5
Bedrooms
6,275
Square Feet
0.65
Acres
an aerial view of beach and ocean

$3,425,000

5
Bedrooms
3,172
Square Feet
0.11
Acres
a view of swimming pool with outdoor seating and lake in the back

$3,360,000

5
Bedrooms
4,792
Square Feet
0.25
Acres
$3,000,000 | 546 Ledge Street, San Marcos, CA 92078

$3,000,000

4
Bedrooms
4,825
Square Feet
0.62
Acres
$2,975,000 | 17780 Camino De La Mitra, Rancho Santa Fe, CA 92067

$2,975,000

6
Bedrooms
6,234
Square Feet
1.72
Acres
an aerial view of a house with swimming pool

$2,825,000

5
Bedrooms
6,417
Square Feet
0.59
Acres
$2,775,000 | 931 Pearl Drive, San Marcos, CA 92078

$2,775,000

4
Bedrooms
4,881
Square Feet
0.53
Acres
$2,700,000 | 533 Ledge Street, San Marcos, CA 92078

$2,700,000

5
Bedrooms
4,890
Square Feet
0.55
Acres
an aerial view of a house with a garden

$2,675,000

4
Bedrooms
3,708
Square Feet
0.28
Acres

$2,670,000

5
Bedrooms
4,312
Square Feet
0.33
Acres
$2,565,000 | 937 Pearl Drive, San Marcos, CA 92078

$2,565,000

7
Bedrooms
6,417
Square Feet
0.59
Acres
$2,465,000 | 895 Pearl Drive, San Marcos, CA 92078

$2,465,000

4
Bedrooms
4,634
Square Feet
0.61
Acres
$2,440,000 | 917 Pearl Drive, San Marcos, CA 92078

$2,440,000

7
Bedrooms
6,275
Square Feet
0.47
Acres
$2,210,000 | 889 Pearl Drive, San Marcos, CA 92078

$2,210,000

6
Bedrooms
5,373
Square Feet
0.5
Acres

$2,150,000

4
Bedrooms
2,808
Square Feet
0.71
Acres
a view of an ocean view

$2,095,000

3
Bedrooms
2,608
Square Feet
0.10
Acres
Past Rentals
$7,000 | 832 Genoa Way, San Marcos, CA 92078

$7,000

5
Bedrooms
4,011
Square Feet
0.15
Acres
a front view of a house with a yard and garage

$6,750

5
Bedrooms
4,011
Square Feet
0.15
Acres
a front view of a house with garden

$4,800

4
Bedrooms
2,326
Square Feet
0.13
Acres
a front view of a house with a garden

$4,500

4
Bedrooms
2,326
Square Feet
0.13
Acres
a bathroom with a granite countertop sink a toilet a mirror and bathtub

$4,100

3
Bedrooms
1,325
Square Feet
5.37
Acres
a front view of a house with a yard

$4,050

3
Bedrooms
1,865
Square Feet
0.14
Acres
a living room with furniture and a large window

$3,850

3
Bedrooms
1,325
Square Feet
5.37
Acres
a front view of a house with a yard

$3,850

3
Bedrooms
1,740
Square Feet
2.61
Acres
a view of an empty room with a window

$3,800

3
Bedrooms
1,469
Square Feet
$3,800 | 1113 Goddard Street, San Marcos, CA 92078

$3,800

3
Bedrooms
1,740
Square Feet
2.61
Acres
a living room with furniture

$3,700

3
Bedrooms
1,538
Square Feet
a view of livingroom and window

$3,400

3
Bedrooms
1,725
Square Feet
0.5
Acres
$3,300 | 1103 Plumeria Way, Oceanside, CA 92054

$3,300

3
Bedrooms
1,465
Square Feet
0.1
Acres
$3,200 | 3216 Via Pescado, Carlsbad, CA 92010

$3,200

3
Bedrooms
1,496
Square Feet
0.05
Acres
$3,200 | 3219 Via Pescado, Carlsbad, CA 92010

$3,200

3
Bedrooms
1,104
Square Feet
0.08
Acres
a front view of a house with garden

$3,000

2
Bedrooms
1,144
Square Feet
a front view of a house with a yard and garage

$2,950

2
Bedrooms
1,342
Square Feet
$2,750 | 10053 Kibler Drive, San Diego, CA 92126

$2,750

3
Bedrooms
1,134
Square Feet
0.13
Acres