Awards

Rate My Agent - San Marcos City Award/Top 5 in San Diego County 2022 & 2023 &2024
2025 SDAR Gold Award 
2024 SDAR Gold Award
2023 SDAR Platinum Award 
2023 & 2024 Real Trends Top 1.5 percent of Agents 

Press

Watch us on youtube.com!

Specialties

Specializing in luxury marketing at every price, a high level of customer service, and expertise in the North County San Diego housing market. 
About The Cowan Team

The Cowan Team is a dynamic group of real estate professionals who specialize in serving the North County San Diego area.

Led by Stephanie Cowan, the team is dedicated to providing exceptional service, luxury marketing and expertise to their clients throughout the home buying and selling process. Stephanie Cowan is a highly experienced real estate agent with 12 years experience, over 300 transactions and a deep understanding of the local market. She has a background in TV and video production and she brings this visual story-telling to real estate. With her extensive knowledge and expertise, Stephanie has become a trusted advisor to many clients in San Diego. She is known for her caring and personalized approach, always putting her clients' needs first. Stephanie's commitment to excellence has earned her a reputation as one of the top real estate professionals in the region.

Debi Doyle's dedication to her clients and passion for helping people buy and sell homes sets her apart. With a background in criminal justice and experience working with Boston's best law firms, she has a commitment to excellence and this true professional goes above and beyond for her clients. 

Michelle Byrne has over 15 years on the lending side of Real Estate, and brings a wide array of knowledge to the table.  Mrs. Byrne has a true sense of compassion, and patience with her clients knowing that not only is buying or selling a home a big financial decision, but it is also a very emotional one.   She loves to help her buyers find the perfect home for them. Mrs. Byrne has a BA in Public Administration from San Diego State University and is a San Diego native.  

The Cowan Team is renowned for their caring and client-centric approach. They understand that buying or selling a home can be a significant life event, and they strive to make the process as smooth and stress-free as possible. Their commitment to their clients goes beyond just the transaction – they build lasting relationships based on trust and integrity. Whether it's finding the perfect home or implementing a high-level marketing strategy to sell a property, the Cowan Team is the go-to expert. Unlock your moving dreams! 

Team Agents

The Cowan Team’s Listings

a view of a patio with couches table and chairs and potted plants
a view of a white house with a yard plants and large tree
an aerial view of residential houses with outdoor space and river
a living room with stainless steel appliances granite countertop a couch and a view of living room
a living room with furniture and a large window
a living room with furniture and a flat screen tv
a living room with furniture and a flat screen tv
a living room with fireplace furniture and a flat screen tv
a dining room with furniture a window and a wooden floor
a kitchen with stainless steel appliances granite countertop a stove and a sink
a kitchen with stainless steel appliances kitchen island granite countertop a sink and cabinets
a view of a hallway with wooden floor and entryway
a view of a dining room with furniture window and wooden floor
a view of a dining room with furniture and wooden floor
a bedroom with a bed and a window
a bedroom with a bed and a flat screen tv
a view of a hallway with wooden floor and entryway
a bedroom with bed and a window
a bedroom with two beds and a large window
a bathroom with a bathtub and a shower
a bathroom with a tub sink and mirror
a living room with furniture and a floor to ceiling window
a bedroom with furniture and a window
a living room with furniture and a window
a en suite bathroom with a granite countertop sink and a mirror a bathtub
a bathroom with a sink and a mirror
a living room with furniture and a flat screen tv
a bathroom with a sink a toilet and shower
swimming pool view with a outdoor seating
a view of a house with swimming pool and sitting area
a view of house with swimming pool and mountains
a view of a patio with swimming pool and a chairs
a outdoor dining space with furniture
a view of a house with a yard and a slide
a front view of a house with a yard and a garden
an aerial view of a house
a front view of a house with a yard and a garage
an aerial view of a house a yard and mountain
an aerial view of multiple houses with yard
a view of a garden
an aerial view of a house with a garden
an aerial view of swimming pool
1/42
Listed By CompassVirtual Tour

$1,825,000

5
Bedrooms
3,778
Square Feet
0.33
Acres
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
$1,735,000 | 1840 Windriver Street, San Marcos, CA 92078
1/45
Listed By Compass

$1,735,000

5
Bedrooms
3,411
Square Feet
0.14
Acres
a front view of a house with a yard
a view of outdoor space yard deck patio and swimming pool
a view of a house with patio
a view of swimming pool with outdoor seating and flowers
a view of a chairs and tables in the back yard of the house
an aerial view of multiple house
a front view of a house with a yard
a living room with furniture and a large window
a view of a livingroom with furniture and a couch
a view of a dining room with furniture window and outside view
a kitchen with a table and chairs in it
a kitchen with stainless steel appliances granite countertop a sink stove and refrigerator
a kitchen with granite countertop a sink stainless steel appliances and window
a kitchen with granite countertop a sink and cabinets
a living room with furniture a flat screen tv and a fireplace
a living room with furniture and a large window
a bedroom with a bed and window
a bathroom with a sink a toilet and shower
a spacious bedroom with a bed a dresser and a large window
a spacious bedroom with a bed and a chandelier
a bathroom with a granite countertop sink a large mirror and a bathtub
a bathroom with a granite countertop sink and a bathtub
a en suite bathroom with a granite countertop sink and a mirror
a room that has a bed and a table in it
a bedroom with a bed chair and a window
a en suite bathroom with a granite countertop sink a large mirror and tub
a bedroom with a bed chair and a window
a bathroom with a sink a toilet and shower
a view of a workspace with furniture and a window
a bathroom with a granite countertop shower and a toilet
a living room with furniture and a window
a view of a house with backyard and swimming pool
a view of a swimming pool with a patio
a outdoor space with furniture
a view of outdoor space yard and patio
a wooden bench sitting in front of a building
a house view with a garden space
a view of a chairs and table in the patio
an aerial view of multiple houses with a yard
an aerial view of residential building with parking space
an aerial view of residential houses with outdoor space
an aerial view of a house with a garden
an aerial view of residential houses with outdoor space
a view of a water with a building in the background
a view of fountain with a big yard
a view of yard with swimming pool and green space
a view of a city
a view of a big yard with a large trees
an aerial view of residential houses with outdoor space
$1,565,000 | 636 Weatherstone Way, San Marcos, CA 92078
$1,565,000 | 636 Weatherstone Way, San Marcos, CA 92078
1/51
Listed By CompassActive Under Contract

$1,565,000

5
Bedrooms
3,274
Square Feet
0.13
Acres

The Cowan Team’s Transactions

Past Sales
$3,705,000 | 952 Pearl Drive, San Marcos, CA 92078

$3,705,000

5
Bedrooms
6,275
Square Feet
0.71
Acres
a view of a terrace with a bench

$3,600,000

4
Bedrooms
4,825
Square Feet
0.62
Acres
a view of a house with a mountain in the background

$3,550,000

5
Bedrooms
6,275
Square Feet
0.65
Acres
an aerial view of beach and ocean

$3,425,000

5
Bedrooms
3,172
Square Feet
0.11
Acres
a view of swimming pool with outdoor seating and lake in the back

$3,360,000

5
Bedrooms
4,792
Square Feet
0.25
Acres
$3,000,000 | 546 Ledge Street, San Marcos, CA 92078

$3,000,000

4
Bedrooms
4,825
Square Feet
0.62
Acres
$2,975,000 | 17780 Camino De La Mitra, Rancho Santa Fe, CA 92067

$2,975,000

6
Bedrooms
6,234
Square Feet
1.72
Acres
an aerial view of a house with swimming pool

$2,825,000

5
Bedrooms
6,417
Square Feet
0.59
Acres
$2,775,000 | 931 Pearl Drive, San Marcos, CA 92078

$2,775,000

4
Bedrooms
4,881
Square Feet
0.53
Acres
$2,700,000 | 533 Ledge Street, San Marcos, CA 92078

$2,700,000

5
Bedrooms
4,890
Square Feet
0.55
Acres
an aerial view of a house with a garden

$2,675,000

4
Bedrooms
3,708
Square Feet
0.28
Acres

$2,670,000

5
Bedrooms
4,312
Square Feet
0.33
Acres
$2,565,000 | 937 Pearl Drive, San Marcos, CA 92078

$2,565,000

7
Bedrooms
6,417
Square Feet
0.59
Acres
$2,465,000 | 895 Pearl Drive, San Marcos, CA 92078

$2,465,000

4
Bedrooms
4,634
Square Feet
0.61
Acres
$2,440,000 | 917 Pearl Drive, San Marcos, CA 92078

$2,440,000

7
Bedrooms
6,275
Square Feet
0.47
Acres
$2,420,000 | 1615 Orchard Wood Road, Encinitas, CA 92024

$2,420,000

6
Bedrooms
2,962
Square Feet
1.27
Acres
$2,210,000 | 889 Pearl Drive, San Marcos, CA 92078

$2,210,000

6
Bedrooms
5,373
Square Feet
0.5
Acres

$2,150,000

4
Bedrooms
2,808
Square Feet
0.71
Acres
Past Rentals
$7,000 | 832 Genoa Way, San Marcos, CA 92078

$7,000

5
Bedrooms
4,011
Square Feet
0.15
Acres
a front view of a house with a yard and garage

$6,750

5
Bedrooms
4,011
Square Feet
0.15
Acres
a front view of a house with garden

$4,800

4
Bedrooms
2,326
Square Feet
0.13
Acres
$4,500 | 1533 Brookside Court, San Marcos, CA 92078

$4,500

4
Bedrooms
2,326
Square Feet
0.13
Acres
a bathroom with a granite countertop sink a toilet a mirror and bathtub

$4,100

3
Bedrooms
1,325
Square Feet
5.37
Acres
a front view of a house with a yard

$4,050

3
Bedrooms
1,865
Square Feet
0.14
Acres
a front view of a house with a yard

$3,850

3
Bedrooms
1,740
Square Feet
2.61
Acres
a living room with furniture and a large window

$3,850

3
Bedrooms
1,325
Square Feet
5.37
Acres
$3,800 | 1113 Goddard Street, San Marcos, CA 92078

$3,800

3
Bedrooms
1,740
Square Feet
2.61
Acres
a view of an empty room with a window

$3,800

3
Bedrooms
1,469
Square Feet
$3,700 | 2465 Solara Lane, Vista, CA 92081

$3,700

3
Bedrooms
1,538
Square Feet
a view of livingroom and window

$3,400

3
Bedrooms
1,725
Square Feet
0.5
Acres
$3,300 | 1103 Plumeria Way, Oceanside, CA 92054

$3,300

3
Bedrooms
1,465
Square Feet
0.1
Acres
$3,200 | 3219 Via Pescado, Carlsbad, CA 92010

$3,200

3
Bedrooms
1,104
Square Feet
0.08
Acres
$3,200 | 3216 Via Pescado, Carlsbad, CA 92010

$3,200

3
Bedrooms
1,496
Square Feet
0.05
Acres
a front view of a house with garden

$3,000

2
Bedrooms
1,144
Square Feet
a front view of a house with a yard and garage

$2,950

2
Bedrooms
1,342
Square Feet
$2,750 | 10053 Kibler Drive, San Diego, CA 92126

$2,750

3
Bedrooms
1,134
Square Feet
0.13
Acres