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Kelly Howard

Realtor® | DRE#: 01258451

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Client Testimonials

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“I want to express my gratitude to you and your entire team for your extraordinary efforts in supporting our move to Encinitas. Not only did you find us an outstanding home, you also helped us negotiate a very favorable purchase agreement. But, more than that, you have very effectively coordinated the contractors who we needed to make the changes we wanted inside and out to make our move-in smooth and successful. We couldn’t have done it without you. We can’t wait to see our new home. We have bought and sold more homes than I care to remember, and I have never had a better real estate team working so diligently and smoothly for me. You’re the best. Thank you all!” - Jack & Lee

“My fiancé and I entered the housing market, looking to buy our first home together, in the winter of 2021. At a historically hard time for a couple to find their starter home, Ed Borsack, Kelly Howard and their team of champions found us the impossible. They got to know us, got to know what we needed in a home, and went above and beyond in all aspects to find us the perfect spot. In a notoriously tough market, they were fast to act, aggressive when they needed to be, kept expectations realistic, remained clear and accurate, and somehow did it all with a super positive and friendly attitude. We 100% would not have been able to get our home without them, and we made some great friends along the way. Anyone I know that is considering entering the market will be getting the strongest recommendation I have for Ed, Kelly and the team. A heartfelt thank you to them for their professional, friendly and successful efforts.” -Matt & Talia

"Thank you so much for your efforts representing me on this sale! The last minute thought to call Kelly for a second opinion before almost listing with another broker was the best decision I made. I could not imagine working with anyone else on this sale. I also have you to thank for a final price that is $50k higher than I was prepared to present to the tenant before your involvement. Your team far exceed my expectations throughout the entire sale process. From our initial call through closing, you made this entire process effortless. I was blown away by your communication, professionalism, efficiency, knowledge, enthusiasm and warmth along every step of the way. It is easy to see why you are the top realtors in the area and I could not think any more highly of your team. Thanks again for everything, you are the dream team!" -John M.

"We recently purchased a home through Kelly Howard at Compass, and we were impressed! His experience and knowledge was evident through day one. He even came to our inspection to make sure things were not overlooked. Kelly was there for the entire home buying process, and helped the process be as smooth as possible. Since Kelly was on our team, we got the house we wanted, and it was the first house we made an offer on. We would use him in the future and we recommend his expertise to anyone buying or selling." - Jonathan & Summer

"Kelly Howard and Lisa Waltman far exceeded our expectations, going above and beyond to ensure we were kept in the loop every step of the way." - Brad & Erika

"It felt like we were on a team together. They provided information and guidance, and clarified our options and decisions, but the decisions were ours. " -Andrew

"Kelly Howard & Lisa Waltman are amazing. We did extensive research deciding on an agent to sell our home, and it was clear they were the right team. " - Cherly

"Kelly & Lisa are awesome. We couldn't be happier with everything they've done for us. You couldn't ask for better real estate agents in North County! " - Tim

"I wanted to personally thank you all for the extraordinary service, help, and care you extended to us during the sale of our home in Cardiff. It is quite safe and fair to say that we couldn’t have done it without you. You all were efficient, kind, realistic, knowledgeable, and flexible throughout the process of selling our home for us. We had an unusual home in Cardiff and we were obliged to try to sell during a time that was not exactly ideal. You managed to find us our perfect buyer and help us patiently and diligently through many of the more complicated proceedings both before and after this brilliant discovery. You saw to it that we were not disturbed or too displaced during showings, you gave up many weekends to host open houses, and you somehow even managed to get our kids and dogs on your side. We loved our Cardiff home and the Cardiff lifestyle, but it was simply time for us to move on. We are completely thrilled to be where we are now too. Thanks for working so seamlessly with our realtor on this end to truly make our transition as easy as possible.." - Darcie & Chris W.

"We can’t thank your team enough for finding us a home that completely exceeded our expectations. Between Ed, Kelly, and Nickelle, we were kept updated every step of the way. We truly felt like the whole team was looking out for our best interests and that was proven when you proactively negotiated a credit from the seller at closing. Everyone made the entire process seamless and you all could not have been more helpful. Thanks again for everything! " - Ryan & Nicole M.W.

“The KH team Ed, Kelly and Nickelle moved mountains in helping to sell our house! They started by going through our house, with honest and accurate input about what we needed to do to ensure it was in the best possible selling condition. Really, after 10 years of three kids and a dog living under one roof we never thought we would be able to have it look as good as it did when it was ready to sell. They handled all the staging and afterwards we even contemplated if we should still sell because it looked so good, like a model home; we never knew it could be as beautiful as it did! After that, we sold for top dollar - the highest sale price that has ever been sold in the HISTORY of our community - we really could not have been happier! They didn’t just do their job, they went so far above and beyond!!! We will forever be grateful to them for all the hard work resulting in a beyond amazing outcome!”

“Ed, Nickelle, Kelly, and the entire KH Compass Realty team made our home buying experience extremely smooth, thoughtful and enjoyable, with our specific interests put front-and-center during the entire buying process. We leaned on Ed and the team to help us identify and narrow in on listings and locations that had significant investment upside, which is where Ed’s knowledge and experience in the area really shined through. Ed was willing to meet us at any time and location that we showed even slight interest in, and his level of commitment in that regard helped us to establish significant trust and ultimately the foundation for a life-long friendship. We’ve since continued to work with Ed and the KH team, utilizing their huge network of contractors and specialists to assist with various home redesign projects. Plain and simple, the best realty team we’ve ever worked with by far... Thank you Ed, Nickelle, and Kelly for everything that you do!” - Mark & Alex

About Kelly
A lifelong resident of Encinitas, Kelly began his real estate career in 1999 after a successful entrepreneurship as a local business owner. Kelly immediately flourished into the #1 agent in Cardiff by the Sea, #1 agent for North County Coastal, Top 1% in the nation and earned membership into some of the most prestigious groups around Southern California. Kelly is a certified negotiator and uses his mastery of the local market, throughout the coastal corridor of Carlsbad to Del Mar and beyond, and his exceptional negotiation skills to maximize transactions for his clients garnering the honor of continued repeat and referral business. Kelly believes in total commitment to his clients, exceeding expectations and cutting-edge marketing strategies far ahead of the competition to achieve maximum results.

Kelly Howard | “Top Producing Coastal Agent”

Kelly Howard’s Listings

Listed By CompassPending


Square Feet
an aerial view of multiple house
a front view of a house with a yard
a swimming pool with outdoor seating
a view of balcony and patio
a living room with furniture and windows
a living room with furniture fireplace and flat screen tv
a living room with furniture and a large window
a view of a dining room with furniture and wooden floor
a kitchen with stainless steel appliances a sink a stove a refrigerator a counter top space and cabinets
a kitchen with a stove and a sink
a kitchen with a sink appliances and cabinets
a bedroom with a bed a desk and chair
a bedroom with a bed and a chandelier
a bathroom with a sink and mirror
a bathroom with a toilet sink and mirror
a living room with furniture and a window
a utility room with dryer and washer
a view of car parking
an aerial view of a house with a outdoor space
an aerial view of a city with lots of residential buildings
an aerial view of a house
an aerial view of residential houses with outdoor space
an aerial view of multiple house
Listed By Compass


Square Feet
a view of city
a front view of a building with lot of cars and trees
a kitchen with stainless steel appliances granite countertop a refrigerator and a sink
a kitchen with stainless steel appliances granite countertop a stove a refrigerator a sink and a microwave
wooden floor in an empty room
a view of empty room with wooden floor and cabinet
a view of a kitchen with a sink and a refrigerator
a view of a big room with wooden floor and windows
a view of a city with tall buildings
a city view with tall buildings
a picture of city view
a kitchen with stainless steel appliances granite countertop a sink stove and microwave
a bathroom with double vanity sinks a toilet a mirror and shower
a bathroom with a granite countertop sink and a mirror
a view of balcony
a view of swimming pool with outdoor seating
a view of storage and utility
a view of an outdoor space with seating
a view of a room with gym equipment
a view of a room with gym equipment
a view of parking garage
front view of a building
front view of building
a building view with a yard and potted plants
a view of a city
a view of mountain with ocean view
a view of outdoor space and ocean view
a view of a swimming pool outdoor seating
a view of boats and trees in ocean
a view of a water fountain covered with lots of buildings
Listed By Compass


Square Feet