10 W Ridge

Surf City, NC 28445

$2,495,000
Price
5
Beds
4,204 Sq. Ft.
$593 / Sq. Ft.
4,204
Sq. Ft.
$593
per Sq. Ft.
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Description

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable...An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.
  1. Listed by Jordan Lanier Barkman • Brokerage DRE #C23117 • Teresa Batts Real Estate, LLC
    P: (910)-520-3715 C: (910)-520-3715 jordanlaniernc@gmail.com

Property Details for 10 W Ridge

Subdivision Name
Sandy Ridge
View
Canal, Creek, ICW, Marsh, Sound, Water, Creek/Stream
Waterfront
Yes
Waterfront Features
Pier, Boat Lift, Bulkhead, Canal Front, Deeded Beach Access, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Salt Marsh, Sound Side, Water Access Comm, Water Depth 4+
Zoning
R5
LISTING UPDATED: 04/07/2026 03:58 PM

Property Details for 10 W Ridge

StatusActive
MLS #100564861
Days on Market5
Taxes$7,521 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2005
Lot Size0.79 AC / 34,282 SF
CountyPender County
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Location

Listing Courtesy of Teresa Batts Real Estate, LLC
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Building Information for 10 W Ridge

Stories-Year Built2005Building Size-Lot Size0.79 AC / 34,282 SF

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$13,190 per month

30 year fixed, 6.46% Interest

Principal and Interest

$12,564

Property Taxes

$627

HOA Dues

$0

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Property Information for 10 W Ridge

Summary
Location and General Information
  • Island Or Mainland: Island
  • In City Limits: Yes
  • Secondary Subdivision: N/A
  • Cobra Zone: No
  • Directions: Use the bridge in Surf City to come onto the island, at the roundabout take your first right and follow to S. Topsail Drive for 2 miles, then at the ''Sandy Ridge Subdivision ''sign turn right onto Sandy Lane. Then take a left on W Ridge. Home will be the last house on the right.
  • Latitude: 34
  • Longitude: -78
  • Road Frontage Type: Maintained, City Street, State Road, Paved
Taxes and HOA
  • Tax Other Assessment Amount Frequency: NONE
  • Association Amenities: Beach Access
  • Association: No
  • Parcel Number: 4234-03-3030-0000
  • Tax Book Number: 27
  • Tax Legal Description: L10,PB 27/105 SANDY RIDGE
  • Tax Map Number: 105
  • Tax Assessed Value: $606,510
  • Tax Year: 2023
School Information
  • Elementary School: Surf City
  • High School: Topsail
  • Middle Or Junior School: Surf City
Parking
  • Detached Garage Spaces: 0.0
  • Attached Garage Spaces: 2.0
  • Attached Garage: Yes
  • Carport Spaces: 0.0
  • Garage: Yes
  • Parking Total: 2.0
  • Parking Features: Garage Faces Front, See Remarks, Lighted, On Site
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Property
Lot Information
  • Living Area Range: 4000 - 4499
  • Boat Slip Length: 30.0
  • Boat Slip Width: 12.0
  • Mean High Water Depth: 5.0
  • Style: Other39
  • Building Area Total: 4204.0
  • Frontage Type: Creek, Marsh Front, ICW Front, Sound Front, Canal Front
  • Lot Size Acres: 0.79
  • Lot Size Area: 0.79
  • Lot Size Square Feet: 34282.0
  • Lot Features: Cul-De-Sac, Pond on Lot, Dead End, Level, Wetlands, Wooded, Boat Slip, Boat Dock, Boat Lift, Bulkhead, Deeded Beach Access, Deeded Water Access, Deeded Water Rights, Deeded Waterfront, Navigable Water, Pier, Salt Marsh, Sound Side, Water Access Comm, Water Depth 4+, Landscaped
  • Lot Size Dimensions: irregular
  • Lot Size Units: Acres
  • Living Area: 4204.0
  • Living Area Units: Square Feet
  • Other Structures: Shower
  • Structure Type: Wood Frame, Stick Built
Property and Assessments
  • Deed Book: 1561
  • Deed Page: 279.0
  • Termite Bond: Yes
  • Termite Company: Modern Exterminating
  • Termite Company Phone: 9104555122
  • Floor Plans Count: 0
  • New Construction: No
  • Possession: Close Of Escrow, At Closing
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Road Surface Type: Paved
  • Videos Change Timestamp: 04-03-2026 03:33:39 PM
  • Year Built: 2005
  • Permitted Use: Public
Green Features
  • Green Building Verification Type: Green Built Homes
  • Green Energy Efficient: Lighting, LED Lighting
Utilities
  • Sewer Provider: Municipal Sewer, City/Town
  • Fuel Tank Owned Or Leased: Leased
  • Trash Collection: City Pick-UP
  • Electric Provider: Jones-Onslow EMC
  • Fuel Vendor Contact Name And Contact: Suburban Propane
  • Internet Service Providers: Spectrum
  • Trash Provider: City
  • Water Provider: City/Town
  • Fuel Tank Above Or Below Ground: Above Ground
  • Fuel Tank Fuel Type: Propane
  • Fuel Tank In Use: Yes
  • Fuel Type Lessor Name And Contact: Suburban Propane Company
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Finish: Fiber Cement
  • Accessibility Features: None
  • Construction Materials: Fiber Cement, Wood Frame
  • Exterior Features: Outdoor Shower, DP50 Windows, Gas Log, See Remarks60
  • Fencing: None
  • Foundation Details: Other, Pilings
  • Patio And Porch Features: Open, Covered, Deck, Porch, Wrap Around, Balcony, Rear Porch, Side Porch
  • Pool Features: None
  • Roof: Architectural Shingle, Membrane
  • Security Features: Smoke Detector(s)
Interior Features
  • Bathrooms Total Source: Computed
  • Bathrooms Total Decimal: 5.0
  • Bathrooms Total Notational: 4.1
  • Attic Features: Access Only, Floored - Partial
  • Heating System Fuel Source: Electric
  • Water Heater: Electric
  • Master Bedroom Level: Non Primary Living Area
  • Appliances: Vented Exhaust Fan, Mini Refrigerator, Gas Cooktop, Electric Oven, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher
  • Bathrooms Full: 4
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 5
  • Bedrooms Total: 5
  • Basement: Finished
  • Cooling: Central Air
  • Cooling: Yes
  • Fireplace: Yes
  • Fireplace Features: Gas Log
  • Flooring: Carpet, Tile, See Remarks, Ceramic Tile, Hardwood
  • Heating: Yes
  • Heating: Electric, Heat Pump
  • Interior Features: Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Whirlpool, Bookcases, Kitchen Island, 2nd Kitchen, Apt/Suite, Ceiling Fan(s), Walk-in Shower, Blinds/Shades, Dry Bar, Gas Log, Walk-In Closet(s), Wired for Data
  • Laundry Features: Laundry Room, Utility Sink
  • Levels: Three Or More
  • Room Type: Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bathroom 1, Bathroom 2, Bathroom 3, Bathroom 4, Bathroom 5, Office, Dining Area, Laundry
  • Rooms Total: 15
Room Information
Room 1
  • Room Type: Bedroom 5
Room 2
  • Room Type: Kitchen
Room 3
  • Room Type: Bathroom 2
Room 4
  • Room Type: Bathroom 5
Room 5
  • Room Type: Office
Room 6
  • Room Type: Bathroom 3
Room 7
  • Room Type: Office
Room 8
  • Room Type: Bathroom 4
Room 9
  • Room Type: Bedroom 3
Room 10
  • Room Type: Bedroom 2
Multi Family
Multi Family Information
  • Furnished: Negotiable
Income & Expenses
  • Operating Expense: $.00
Agent
Sale and Listing
  • Sold Exclusive: No

Property History for 10 W Ridge

DateEvent & SourcePriceAppreciation
Apr 3, 2026

Listed (Active)

NCRMLS #100564861

$2,495,000—
DateEvent & SourcePrice
04/03/2026

Listed (Active)

NCRMLS #100564861

$2,495,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 10 W Ridge

Taxable ValueLand$311,204Additions$295,306Total$606,510
Tax Record2024$5,034 ($420 / month)
Home Facts
Beds4Baths3Total Finished SqFt3,130 SqFtAbove Grade Finished SqFt3,130 SqFtStories2Lot Size34,282 SqFtStyleSingle Family ResidenceYear Built2005ZoningR5CountyPENDERAPN4234-03-3030-0000Fireplace TypeHas Fireplace

Schools near 10 W Ridge

This home is within Pender County School District.
Rating
School
Type
Grades
Distance
North Topsail Elementary School
Public - PK to 5
Topsail Middle School
Public - 5 to 8
Topsail High School
Public - 9 to 12
Surf City Middle
Public - 6 to 8
Rating
School
Distance
North Topsail Elementary School
PublicPK to 5

Topsail Middle School
Public5 to 8

Topsail High School
Public9 to 12

Surf City Middle
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 10 W Ridge, Surf City, NC 28445

10 W Ridge is a single family home for sale in Surf City, NC 28445. This property was listed for sale on April 3, 2026 by Teresa Batts Real Estate, LLC, it's currently listed at $2,495,000. This listing's school district is Pender County School District. Nearby schools include North Topsail Elementary School, Topsail Middle School and Topsail High School. 10 W Ridge is a 5-bed, 5-bath, 4,204 sqft single family home built in 2005.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Teresa Batts Real Estate, LLC

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 04/07/2026 03:58 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS