101 Bermuda Way
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Description
One-of-a-kind Luxurious, Custom-Built Home in Bluewater Bay! Situated on a beautifully landscaped .49-acre corner lot with 20 feet of lake frontage, this distinctive property features sculptured architectural detailing and a dramatic curved glass block wall. The grand two-story foyer opens to spacious living areas including a Family Room, Formal Dining Room and a Large Living Room with gas fireplace! The remodeled kitchen (2023) offers quartz countertops, soft-close cabinets, walk-In pantry with...One-of-a-kind Luxurious, Custom-Built Home in Bluewater Bay! Situated on a beautifully landscaped .49-acre corner lot with 20 feet of lake frontage, this distinctive property features sculptured architectural detailing and a dramatic curved glass block wall. The grand two-story foyer opens to spacious living areas including a Family Room, Formal Dining Room and a Large Living Room with gas fireplace! The remodeled kitchen (2023) offers quartz countertops, soft-close cabinets, walk-In pantry with wood shelves, updated stainless appliances, built-in wall oven, microwave, and a large island with cooktop and multiple pan drawers. The Breakfast Room has a trey ceiling & overlooks the lush backyard and lake. The main level includes a Guest Bedroom, Half Bath, and Laundry Room with sink. The Primary Suite features a tray ceiling and a spa-style bath with dual vanities, two closets, jetted garden tub framed by glass block windows and separate shower. Upstairs, there are two oversized bedrooms, each with a private full bath; one includes a walk-in closet and balcony with composite wood decking. Outdoor living is enhanced by an oversized screened porch, metal fencing, a large low-maintenance composite wood deck that maximizes enjoyment of the Florida weather! There is a lawn pump & full sprinkler system. 2-Car Garage is Oversized! Recent updates include 2017 roof, seamless gutters & new Kitchen windows; 2023 LVP Flooring; 2025 water heater; 2021 front windows, and more! See attached list of improvements in the photos. Located in the highly desirable Bluewater Bay community near top-rated schools, restaurants, beaches and military bases. Ownership entitles you to optional membership in Bluewater Bay amenities, including pools, a tennis center, a golf course, a marina, and waterfront! Many recreation options just moments from your doorstep. Bike to the marina or take a short drive to Destin's shopping centers and some of the world's most beautiful beaches! This is a rare opportunity to own a distinctive property in Bluewater Bay!
- Listed by Judy Couto • Brokerage DRE #1015114 • Eglin Realty IncP: (850)-314-9618 C: (850)-240-9618 judycouto@yahoo.com
Property Details for 101 Bermuda Way
Waterfront Features
Lake, Shore - Natural
ViewLake
ZoningCounty, Resid Single Family
Architectural StyleContemporary
Subdivision NameCARIBBEAN VILLAGE WEST
Waterfront YNYes
LISTING UPDATED: 05/15/2026 01:03 PM
Property Details for 101 Bermuda Way
| Status | Active |
|---|---|
| MLS # | 996783 |
| Days on Market | 83 |
| Taxes | - |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Detached Single Family |
| Year Built | 1993 |
| Lot Size | 0.49 AC / 21,344 SF |
| County | Okaloosa County |
Location
Listing Courtesy of Eglin Realty Inc
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Building Information for 101 Bermuda Way
Stories2Year Built1993Building Size-Lot Size0.49 AC / 21,344 SF
Payment Calculator
$3,791 per month
30 year fixed, 6.36% Interest
Principal and Interest
$3,487
Property Taxes
$304
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 101 Bermuda Way
Summary
Location and General Information
- Community Features: Beach, Dock, Golf, Marina, Pool, Tennis
- Directions: Hwy 20 - Turn on Bay Drive - Turn Right on Bermuda Way #101 Bermuda Way will be on your left.
- Road Frontage Type: City Street
- MLS Area Minor: 1308 - Bluewater Bay
- MLS Area Major: 13 - Niceville
- Latitude: 30.486404
- Longitude: -86.427599
- Location Tax and Legal:Sub Area: 1308 - Bluewater Bay
- Location Tax and Legal:Elementary School: Bluewater
- Location Tax and Legal:Middle School: Lewis or Ruckel
- Location Tax and Legal:High School: Niceville
- Location Tax and Legal:Legal Description: CARIBBEAN VILLAGE WEST LOT 1 BLK A
- Project Facilities: Beach, Dock2, Golf, Marina, Pool2, Tennis
- Garage: true
Taxes and HOA
- Tax Legal Description: CARIBBEAN VILLAGE WEST LOT 1 BLK A
- Parcel Number: 23-1S-22-4770-000A-0010
- Association Fee: $0
School Information
- Elementary School: Bluewater
- Middle Or Junior School: Lewis or Ruckel
- High School: Niceville
Parking
- Carport YN: No
- Attached Garage YN: Yes
- Parking Features: Garage
- Garage Spaces: 2.0
- Parking Features: Garage3, Garage Attached
Virtual Tour
- Virtual Tour URL Unbranded: https://mls.kuu.la/share/collection/7MlgQ?fs=1&vr=1&sd=1&initload=0&thumbs=1
Property
Lot Information
- Building Area Source: County PA Records
- Lot Size Dimensions: 210x189x20x144
- Lot Size Acres: 0.49
- Lot Size Area: 0.49
- Lot Size Units: Acres
- Property Condition: Construction Complete
- Lot Features: Corner, Covenants, Interior, Level
- Building Area Total: 3009.0
- Lot Size Square Feet: 21344.4
- General Property Info:SqFt Source: County PA Records
- Waterfront: Lake, Shore - Natural
- Waterfront Feet 2: 20
- Waterview: Lake2
- LotParcel Access: City Road, Paved Road
- Lot Features: Corner, Covenants, Interior, Level
Property and Assessments
- Road Surface Type: Paved
- Floor Plans Count: 0.0
- Property Type: Residential
- Year Built: 1993.0
- Property Sub Type: Detached Single Family
- New Construction YN: No
- General Property Info:Sub-Type: Detached Single Family
- General Property Info:Design: Contemporary
- Listing Info Tax Legal:Homestead: false
- Construction Status: Construction Complete
- Construction Siding: Frame, Roof Dimensional Shg, Slab, Stucco, Trim Vinyl
- Occupancy Status: Vacant
Utilities
- Sewer: Public Sewer
- Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable
- Electric: True
- Utilities: Electric, Gas - Natural, Phone2, Public Sewer, Public Water, TV Cable
- Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Double Pane Windows, Heat - Two or More, Heat Cntrl Gas, Ridge Vent, Water Heater - Gas
Interior and Exterior Features
Exterior Features
- Exterior Features: Balcony, Fenced Back Yard, Lawn Pump, Sprinkler System
- Construction Materials: Frame, Stucco, Trim Vinyl
- Foundation Details: Slab
- Stories: 2.0
- General Property Info:Pool: No
- General Property Info:Pool Type: None
- Exterior: Balcony, Fenced Back Yard, Lawn Pump, Sprinkler System
Interior Features
- Heating: Natural Gas
- Cooling: Ceiling Fans
- Interior Features: Built-In Bookcases, Ceiling Cathedral, Ceiling Raised, Ceiling Tray/Cofferd
- Fireplace Features: Fireplace Gas
- Flooring: Floor Tile, Floor Vinyl, Floor WW Carpet
- Window Features: Skylight(s), Window Treatment All, Double Pane Windows
- Room Type: Foyer, Kitchen, Breakfast Room, Family Room, Dining Room, Half Bathroom, Laundry, Bedroom, Master Bedroom, Master Bathroom, Screened Porch, Full Bathroom, Balcony, Garage
- Rooms Total: 17.0
- Bathrooms Total Integer: 4.0
- Bathrooms Total Decimal: 3.5
- Bathrooms Total Notational: 3.1
- Cooling YN: Yes
- Heating YN: Yes
- Fireplace YN: Yes
- Bedrooms Total: 4.0
- Bathrooms Full: 3.0
- Bathrooms Half: 1.0
- Interior: Built-In Bookcases, Ceiling Cathedral, Ceiling Raised, Ceiling TrayCofferd, Fireplace Gas, Floor Tile, Floor Vinyl, Floor WW Carpet, Skylight(s), Window Treatment All
- Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator WIceMk, Smoke Detector, StoveOven Electric
Room Information
Room 1
- Room Type: Foyer
- Room Level: First
- Room Length: 13.0
- Room Width: 13.0
- Room Dimensions: 13 x 13
Room 2
- Room Type: Kitchen
- Room Level: First
- Room Length: 14.0
- Room Width: 13.0
- Room Dimensions: 14 x 13
Room 3
- Room Type: Breakfast Room
- Room Level: First
- Room Length: 16.0
- Room Width: 13.0
- Room Dimensions: 16 x 13
Room 4
- Room Type: Family Room
- Room Level: First
- Room Length: 11.8
- Room Width: 15.2
- Room Description: Family Room at Entrance
- Room Dimensions: 11.8 x 15.2
Room 5
- Room Type: Dining Room
- Room Level: First
- Room Length: 12.5
- Room Width: 15.0
- Room Description: Formal Dining Room
- Room Dimensions: 12.5 x 15
Room 6
- Room Type: Half Bathroom
- Room Level: First
- Room Length: 5.5
- Room Width: 5.0
- Room Description: Half Bath next to Laundry Room
- Room Dimensions: 5.5 x 5
Room 7
- Room Type: Laundry
- Room Level: First
- Room Length: 8.5
- Room Description: Built in Ironing Board & Utility Sink
- Room Dimensions: 8.5 x 8.5
Room 8
- Room Type: Bedroom
- Room Level: First
- Room Length: 11.3
- Room Width: 11.3
- Room Description: Guest BR 1st Floor
- Room Dimensions: 11.3 x 11.3
Room 9
- Room Type: Master Bedroom
- Room Level: First
- Room Length: 17.5
- Room Width: 14.0
- Room Dimensions: 17.5 x 14
Room 10
- Room Type: Master Bathroom
- Room Level: First
- Room Length: 14.0
- Room Width: 13.0
- Room Dimensions: 14 x 13
Room 11
- Room Type: Screened Porch
- Room Level: First
- Room Length: 33.7
- Room Width: 11.0
- Room Dimensions: 33.7 x 11
Room 12
- Room Type: Bedroom
- Room Level: Second
- Room Length: 14.0
- Room Width: 13.0
- Room Dimensions: 14 x 13
Rental
Rent Information
- General Property Info:Immediate Occupancy: true
- Listing Info Tax Legal:Is Subject Leased: false
Property History for 101 Bermuda Way
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| May 6, 2026 | Price Change ECAR #996783 | $699,700 | — |
| Apr 2, 2026 | Price Change ECAR #996783 | $715,900 | — |
| Mar 3, 2026 | Listed (Active) ECAR #996783 | $724,900 | — |
| Jul 14, 1997 | Sold MARCOMLS #42311 | $153,000 | — |
| May 9, 1997 | Pending MARCOMLS #42311 | — | |
| Nov 24, 1996 | Price Change MARCOMLS #42311 | $169,000 | — |
| Nov 24, 1996 | Listed (Active) MARCOMLS #42311 | $162,900 | — |
| Sep 28, 1993 | Sold ECAR #39214 | $245,000 | — |
| Jul 12, 1993 | Pending ECAR #39214 | — |
| Date | Event & Source | Price |
|---|---|---|
| 05/06/2026 | Price Change ECAR #996783 | $699,700 |
| 04/02/2026 | Price Change ECAR #996783 | $715,900 |
| 03/03/2026 | Listed (Active) ECAR #996783 | $724,900 |
| 07/14/1997 | Sold MARCOMLS #42311 | $153,000 |
| 05/09/1997 | Pending MARCOMLS #42311 | — |
| 11/24/1996 | Price Change MARCOMLS #42311 | $169,000 |
| 11/24/1996 | Listed (Active) MARCOMLS #42311 | $162,900 |
| 09/28/1993 | Sold ECAR #39214 | $245,000 |
| 07/12/1993 | Pending ECAR #39214 | — |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 101 Bermuda Way
Taxable ValueLand-Additions-Total-
Tax Record2025$3,650 ($304 / month)
Home Facts
Beds3Total Finished SqFt3,009 SqFtAbove Grade Finished SqFt3,009 SqFtStories2Lot Size21,449 SqFtStyleSingle Family ResidenceYear Built1993CountyOKALOOSAAPN23-1S-22-4770-000A-0010Fireplace TypeHas Fireplace
Schools near 101 Bermuda Way
This home is within Okaloosa County School District.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Charter - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Bluewater Elementary School PublicPK to 5 | ||
C. W. Ruckel Middle School Public6 to 8 | ||
Niceville Senior High School Public9 to 12 | ||
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Eglin Realty Inc
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.