1014 Top Minnow Road

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Active
$465,000
3 beds1,989 sqft$234/sqft
1014 Top Minnow Rd, St. Cloud, FL 34771
Est: $2,794/moGet pre-approved
Single FamilyProperty Type
4,792 sq ftLot Size
2025Year Built
$234/sq ftPrice per sq ft
$173/moHOA Fees
2 carsParking Spaces

Description

Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous...Welcome to 1014 Top Minnow Rd, a beautifully designed home located in the desirable Waters at Center Lake Ranch community in St. Cloud. This spacious 3-bedroom, 3.5-bath residence offers approximately 1,989 square feet of thoughtfully designed living space, a 2-car garage, and a modern open-concept floor plan. The main level features a welcoming great room that flows seamlessly into the dining area and kitchen, creating an ideal space for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and a pantry for additional storage. The primary suite is conveniently located on the first floor and includes a private bath and walk-in closet. Upstairs, two additional bedrooms and a versatile loft provide plenty of flexibility for a home office, media area, game room, or additional living space. Enjoy Florida living from the covered lanai and take advantage of the community's impressive amenities, including a resort-style pool, playground, basketball court, dog park, walking trails, and recreational areas. Conveniently located near Narcoossee Road with easy access to Lake Nona, Medical City, shopping, dining, schools, Orlando International Airport, and major Central Florida roadways. Sale is subject to the assumption of the seller's existing loan. Buyer must qualify for and obtain lender approval for the loan assumption. Contact the listing agent for additional information regarding the assumption process and available loan terms. Don't miss the opportunity to make this beautiful St. Cloud home yours. Schedule your private showing today!
Days on Market Listed Today
  • Listed by: Ronald Fuenmayor 786.294.1244 ronaldjfox@hotmail.com Brokerage DRE #1037043 • EXP REALTY LLC
Last updated: 09/13/2026 09:26 PM • Source: MFRMLS, MLS#: S5157301

Location

Listing Courtesy of EXP REALTY LLC, Ronald Fuenmayor
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$2,794 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,403

Property Taxes

$218

HOA Dues

$173

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Property Information for 1014 Top Minnow Road

Property Details
  • Taxes: $2,615 / year
  • MLS Type: Residential / Single Family Residence
  • County: Osceola County
  • Architectural Style: Contemporary
  • Subdivision Name: WATERS/CENTER LK RANCH PH 1B
  • Township: 25
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished
Building Information
  • Year Built: 2025
  • Lot Size: 0.11 AC / 4,792 SF
Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2514.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: From FL-417, take Exit 22 for Narcoossee Rd/County Rd 15 and head south on Narcoossee Rd. Continue approximately 8 miles, then turn left onto Center Lake Ranch Blvd. Proceed through the first roundabout. At the second roundabout, take the third exit onto Twelve Oaks Rd and continue into The Waters at Center Lake Ranch. Follow community streets/signage to Top Minnow Rd and proceed to 1014 Top Minnow Rd.
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 1014
  • Street Name: TOP MINNOW
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Waters at Center Lake Ranch
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Tax Block: 0001
  • Tax Book Number: 35-161-174
  • Tax Legal Description: WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 119
  • Tax Lot: 119
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Size Dimensions: 0.1103
  • Parcel Number: 292531094500011190
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: X
  • Living Area: 1989
  • Lot Dimensions: 0.1103
Property and Assessments
  • Year Built Numeric: 2025
  • Flood Zone Code: X
  • Flood Zone Date: 06-18-2013
  • Flood Zone Panel: 12097C0115G
  • Homestead: No
  • New Construction: No
  • Property Attached: No
  • Public Survey Range: 31
  • Public Survey Section: 29
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Phone Available, Sewer Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Sliding Doors
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Spa: No
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer, Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Laminate
  • Heating: Central, Electric
  • Interior Features: Other
  • Laundry Features: Inside
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: No
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: No

Property History for 1014 Top Minnow Road

DateEvent & SourcePriceAppreciation
Sep 13, 2026

Listed (Active)

MFRMLS #S5157301

$465,000—
Jun 30, 2026

Sold (Public Record)

Public Record #126018723

$465,000—
Jun 30, 2026

Sold

MFRMLS #O6361203

$465,000—
DateEvent & SourcePrice
09/13/2026

Listed (Active)

MFRMLS #S5157301

$465,000
06/30/2026

Sold (Public Record)

Public Record #126018723

$465,000
06/30/2026

Sold

MFRMLS #O6361203

$465,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1014 Top Minnow Road

Taxable ValueLand$30,000Additions-Total$30,000
Tax Record2025$2,615 ($218 / month)
Home Facts
Beds0Lot Size4,791 SqFtStyleMiscellaneous Vacant LandCountyOSCEOLAAPN29-25-31-0945-0001-1190

Schools near 1014 Top Minnow Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Narcoossee Elementary School
Public - PK to 5
Narcoossee Middle School
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1014 Top Minnow Road, St. Cloud, FL 34771

1014 Top Minnow Road is a single family home for sale in St. Cloud, FL 34771. This property was listed for sale on September 13, 2026 by EXP REALTY LLC, it's currently listed at $465,000. It has been on the market for a total of 0 days and was last sold on June 30, 2026. This listing's school district is The School District of Osceola County. Nearby schools include Narcoossee Elementary School, Narcoossee Middle School and Harmony High School. 1014 Top Minnow Road is a 3-bed, 4-bath, 1,989 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of EXP REALTY LLC, Ronald Fuenmayor

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 09/13/2026 09:26 PM