1020 Ridge Road
Active
Est: $4,118/moGet pre-approved
Single FamilyProperty Type
10.28 acresLot Size
1996Year Built
$410/sq ftPrice per sq ft
8 carsParking Spaces
Description
Plenty of homes in Harford County have a view. Very few have a view and a creek running through it. The house sits up on the hill, tucked into mature white pine and hardwood, looking down over a long open yard that runs to the bottom of the property. Broad Creek cuts through that bottom. There is a bend in the creek that holds a deep hole, and that hole is where you fish and where the kids can swim all summer. Deer roam this property. They come through the timber on the slope, work the edges of the...Plenty of homes in Harford County have a view. Very few have a view and a creek running through it. The house sits up on the hill, tucked into mature white pine and hardwood, looking down over a long open yard that runs to the bottom of the property. Broad Creek cuts through that bottom. There is a bend in the creek that holds a deep hole, and that hole is where you fish and where the kids can swim all summer. Deer roam this property. They come through the timber on the slope, work the edges of the yard, and water at the creek. If you hunt, you already know what that means. The home was built in 1996 on a Superior Walls foundation, precast 5000 psi concrete which adds strength and natural insulation. It is 3 bedrooms and 2.5 baths with plumbing in the basement for an extra bathroom if needed. The kitchen is open to the dining area and living room, with granite counters, a center island, subway tile backsplash, white cabinetry, and recessed lighting. Ceramic tile runs through the kitchen and bath, which was replaced 6 to 7 years ago. Hardwood floors run through the living room, dining room, sitting room and bedrooms. The primary bath was fully redone 6 to 7 years back with a double granite vanity, a separate makeup vanity, tile floor, and a glass shower. A half bath sits off the mud room which has drive up access to the rear of the property, perfect for off loading groceries or avoiding stairs in this one story living home! The mechanicals are in good order. The roof is less than 10 years old. The home was resided in vinyl this past June, with PVC picture frame trim and the old shutters removed. Gutters and downspouts are new as well. The oil burner is 10 to 12 years old on a 275 gallon tank, and the water heater is brand new. The home is on a private well. Fiber optic internet is already run to the house through IQ Fiber, so you can work from here without a fight. The covered Trex deck runs the full length of the front of the house. From it you look out over the yard, the driveway, the timber, and the creek below. There is real storage here. The attached two-car garage sits under the main level with extra wide overhead doors designed with a full size truck and large SUV owners in mind. A separate 24x26 pole barn with two overhead doors and a walk door sits off the paved turnaround. A 12x16 shed sits at the rear of the yard for extra tool storage for easy yard maintenance. Access is off Ridge Road with a shared driveway and great neighbors. You are minutes from Pylesville and Whiteford, a short run to the Pennsylvania line, and still inside easy commuting distance of Bel Air, Baltimore County, and York. A finished home, real outbuildings, mature mixed timber, whitetail deer, and a swimming and fishing hole in your own creek. That combination does not come up often in this part of Harford County. Don't miss out on this incredible opportunity to own over 10 acres with creek frontage and
14 days on Market
- Listed by: Dustin M Prievo 717.659.0777 dustin.prievo@whitetailproperties.com • Whitetail Properties Real Estate, LLC
Last updated: 09/17/2026 02:27 PM • Source: BRIGHT, MLS#: MDHR2059764
Location
Listing Courtesy of Whitetail Properties Real Estate, LLC
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Payment Calculator
$4,118 per month
30 year fixed, 6.71% Interest
Principal and Interest
$3,798
Property Taxes
$320
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 1020 Ridge Road
Property Details
- Taxes: $3,844 / year
- MLS Type: Residential / Fee Simple
- County: Harford County
- Tax ID Number: 1305015723
- Ownership: Fee Simple
- Condo Coop Association: No
- HOA: No
- Structure Type: Detached
- Style: Ranch/Rambler
- Levels/Stories: 1
- Furnished: Partially
- Waterfront: Yes
- Waterfront Features: None
- Views: Creek/Stream, Panoramic
- Garage: Yes
- Expected On Market Date: 09-10-2026
- Subdivision: NONE AVAILABLE
- Subdivision: NONE AVAILABLE (HARFORD MD)
- Legal Subdivision: LD GRIMMEL G & W 40/62
- Total Parking Spaces: 8
- Central Air: Yes
- Basement: Yes
- Room Count: 11
- Above Grade Finished SQFT: 1,792.00
- Above Grade Fin SQFT Source: Assessor
- Below Grade Finished SQFT: .00
- Below Grade Fin SQFT Source: Assessor
- Below Grade Unfinished SQFT: 1,792.00
- Below Grade Unfin SQFT Source: Assessor
- Total Below Grade SQFT: 1,792.00
- Total Below Grade SQFT Source: Assessor
- New Construction: No
- Property Condition: Excellent
- Garage SQFT: 624
Building Information
- Stories: 1
- Year Built: 1996
- Lot Size: 10.28 AC / 447,797 SF
Location
Location
- In City Limits: No
- School District Name: HARFORD COUNTY PUBLIC SCHOOLS
- School District County ID: 121139964110
- County: HARFORD
Waterfront / Water Access
Waterfront / Water Access
- Water View: Yes
- Water Access: Yes
- Water Access Features: Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
- Water Oriented: Yes
- Navigable Water: No
- Tidal Water: No
- Water Body Name: Broad Creek
- Water Body Type: Creek
- Water Frontage In Feet: 800.0
- Riparian Rights Y/N: Yes
- Distance To Body Of Water: .00
- Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
- Property Manager Y/N: No
- Senior Community: No
Taxes and Assessment
Taxes and Assessment
- Tax Year: 2026
- Tax Assessed Value: $371,900
- Year Assessed: 2026
- County Tax: $3,844
- Improvement Assessed Value: $240,700
- Land Assessed Value: $150,400
- Zoning: AG B2
- Tax Lot: 2
- School Tax: $0
- Tax Page Number: 564
- Automatically Update Tax Values Y/N: Yes
Rooms
Main
- # Bedrooms Count Main Level: 3
- # Bathrooms Count Main Level: 3
- # Bathrooms Full Main Level: 2
- # Bathrooms Half Main Level: 1
Rooms
- Stories: Main
Building Info
Building Info
- Building Level Count: 2
- Total Finished SQFT: 1,792.00
- Total Finished SQFT Source: Assessor
- Tax Total Finished SQFT: 1,792.00
- Total SQFT: 3,584.00
- Total SQFT Source: Assessor
- Main Entrance Orientation: South
- Construction Materials: Frame, Vinyl Siding, Concrete
- Roof: Architectural Shingle, Metal
- Wall and Ceiling Types: Dry Wall
- Flooring Type: Hardwood, Ceramic Tile
- Basement Type: Garage Access, Interior Access, Poured Concrete, Unfinished, Full
- Foundation Details: Concrete Perimeter
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Half-Main Level-1
- # Bathrooms Full: 2
- # Bathrooms Half: 1
- Other Structure: Pole Barn, Shed
Lot / Land Information
Lot / Land Information
- Lot Size Source: Assessor
- Lot Features: Fishing Available, Hunting Available, Front Yard, Partly Wooded, Private, Rural, Secluded, Trees/Wooded
- Location Type: Creek/Stream
- Parcel ID: 5521047
- Additional Parcels: No
- Ground Rent Exists: No
Parking
Parking
- Type Of Parking: Detached Garage, Driveway
- Num of Detached Garage Spaces: 2
- Driveway - # of Spaces: 6
- Total Garage Spaces: 2
- Garage Features: Additional Storage Area
Interior Features
Interior Features
- Interior Features: Kitchen - Island, Combination Kitchen/Dining, Upgraded Countertops, Recessed Lighting, Ceiling Fan(s), Entry Level Bedroom, Primary Bath(s), Bathroom - Walk-In Shower, Bathroom - Tub Shower, Wood Floors, Floor Plan - Open, Window Treatments
- Fireplace: No
- Appliances: Refrigerator, Water Dispenser, Oven/Range - Electric, Built-In Microwave, Dishwasher, Water Heater
- Accessibility Features: None
- Door Features: Six Panel, Sliding Glass, Storm, Insulated
- Window Features: Double Hung, Screens, Vinyl Clad, Double Pane
- Laundry Type: Main Floor
Exterior Features
Exterior Features
- Spa: No
- Exterior Features: Gutter System, Outbuilding(s), Play Area
- Outdoor Living Structures: Patio(s), Porch(es)
- Pool: No Pool
- Horse: No
Utilities
Utilities
- Utilities: Cable TV, Under Ground
- Heating: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Oil
- Hot Water: Electric
- Water Source: Well
- Sewer Septic: On Site Septic
- Electric Service: 200+ Amp Service
- Internet Services: Fiber Optic
Confidential Data
Listing Office
- List Agent AOR: Bay Area Association of REALTORS
Property History for 1020 Ridge Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Sep 10, 2026 | Listed (Active) BRIGHT #MDHR2059764 | $734,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 09/10/2026 | Listed (Active) BRIGHT #MDHR2059764 | $734,900 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 1020 Ridge Road
Taxable ValueLand-Additions-Total-
Tax Record2026$4,113 ($343 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt1,792 SqFtAbove Grade Finished SqFt1,792 SqFtStories1Lot Size447,797 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated1996ZoningAG B2CountyHARFORDAPN05-015723
Schools near 1020 Ridge Road
This home is within Harford County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
North Harford Elementary School PublicPK to 5 | ||
North Harford Middle School Public6 to 8 | ||
North Harford High School Public9 to 12 | ||
Harford Technical High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Whitetail Properties Real Estate, LLC
© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/17/2026 02:27 PM