10227 Jefferson Rd

3,334 Sq. Ft.
$169 / Sq. Ft.
3,334
Sq. Ft.
$169
per Sq. Ft.

Description

Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim. The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances,...Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim. The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a large primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontage—perfect for those looking to enjoy both indoor comfort and outdoor lifestyle.
  1. Listed by Adam Pendl • eXp Realty, LLC • Cell: 574-532-2522

Property Details for 10227 Jefferson Road

Style
Two Story
Subdivision
None
Waterfront
Yes
Water Features
Pier/Dock Available, Deeded
Garage/Number Of Cars
2
LISTING UPDATED: 04/08/2026 12:51 AM

Property Details for 10227 Jefferson Road

StatusActive
MLS #202611656
Days on Market11
Taxes$4,168 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built1953
Lot Size1.40 AC / 60,984 SF
CountySt. Joseph County

Location

Listing Courtesy of eXp Realty, LLC
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Building Information for 10227 Jefferson Road

Stories-Year Built1953Building Size-Lot Size1.40 AC / 60,984 SF

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$3,192 per month

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Principal and Interest

$2,845

Property Taxes

$347

HOA Dues

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Property Information for 10227 Jefferson Road

Summary
Location and General Information
  • Area: St. Joseph County
  • City: Osceola
  • Zip Code: 46561
  • State: IN
  • Township: Penn
  • Geo Latitude: 42
  • Geo Longitude: -86
  • Fips Code: 18141
  • Directions To Property: Jefferson Rd west of County Line Rd
  • Water Frontage: 87.0
Taxes and HOA
  • Annual Taxes: $4,168
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2026
  • Parcel Number Id: 71-10-09-226-004.000-031
  • Parcel Id 2: 71-10-09-226-005.000-031
School Information
  • School District: Penn-Harris-Madison School Corp.
  • Elementary: Moran
  • Middle School: Schmucker
  • High School: Penn
Parking
  • Garage Length: 24.0
  • Garage Width: 28.0
  • Garage: Yes
  • Garage Type: Attached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 1.4
  • Lot Dimensions: 124x435
  • Below Grade Unfin Sqft: 191.0
  • Total Square Feet: 3525.0
  • Approx Lot Size Sqft: 60984.0
  • Above Grade Finished Sqft: 2778.0
  • Below Grade Finished Sqft: 556.0
  • Total Below Grade Sqft: 747.0
  • Total Finished Sqft: 3334.0
  • Garage Square Feet: 672.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: Waterfront
  • Outbuilding 1 Length: 16.0
  • Outbuilding 1 Width: 12.0
Property and Assessments
  • New Construction: No
  • Year Built: 1953
  • Age: 73
  • Planned Unit Development: No
Utilities
  • Water Type: River
  • Water Access: Riverfront
  • Water Name: Saint Joseph River
  • Water Utility: Private
  • Sewer: Septic
Interior and Exterior Features
Exterior Features
  • Exterior: Vinyl
  • Outbuilding 1: Shed
  • Platted: Yes
  • Pool: No
Interior Features
  • Basement: Yes
  • Basement/Foundation: Full Basement, Partially Finished
  • Cooling: Central Air, Other
  • Fireplace: No
  • Heating/Fuel: Gas, Forced Air
  • Number of Above Grade Bedrooms: 5
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 2
  • Number of Full Baths Upper: 1
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 0
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 10
  • Total Number of Bedrooms: 5
  • Total Number of Full Baths: 3
  • Total Number of Half Baths: 0
  • Total Baths: 3
  • Total Number of Rooms Below Grade: 10
Room
Room Information
  • 1st Bedroom Length: 15.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 12.0
  • 2nd Bedroom Length: 14.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 11.0
  • 3rd Bedroom Length: 12.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 15.0
  • 4th Bedroom Length: 12.0
  • 4th Bedroom Level: Upper
  • 4th Bedroom Width: 15.0
  • 5th Bedroom Length: 12.0
  • 5th Bedroom Level: Main
  • 5th Bedroom Width: 9.0
  • Dining Room Length: 27.0
  • Dining Room Level: Main
  • Dining Room Width: 11.0
  • Family Room Length: 14.0
  • Family Room Level: Upper
  • Family Room Width: 27.0
  • Kitchen Length: 16.0
  • Kitchen Level: Main
  • Kitchen Width: 12.0
  • Laundry Room Length: 9.0
  • Laundry Level: Main
  • Laundry Room Width: 6.0
  • Living/Great Room Length: 25.0
  • Living/Great Room Level: Main
  • Living/Great Room Width: 15.0

Property History for 10227 Jefferson Road

DateEvent & SourcePriceAppreciation
Apr 6, 2026

Listed (Active)

Indiana Regional MLS #202611656

$565,000
Oct 1, 2025

Expired

Indiana Regional MLS #202522016

Jun 10, 2025

Price Change

Indiana Regional MLS #202522016

$575,000
Jun 10, 2025

Listed (Active)

Indiana Regional MLS #202522016

$565,000
Aug 31, 2018

Sold

Indiana Regional MLS #201829697

$350,000
Jul 29, 2018

Pending

Indiana Regional MLS #201829697

Jul 6, 2018

Listed (Active)

Indiana Regional MLS #201829697

$355,000
DateEvent & SourcePrice
04/06/2026

Listed (Active)

Indiana Regional MLS #202611656

$565,000
10/01/2025

Expired

Indiana Regional MLS #202522016

06/10/2025

Price Change

Indiana Regional MLS #202522016

$575,000
06/10/2025

Listed (Active)

Indiana Regional MLS #202522016

$565,000
08/31/2018

Sold

Indiana Regional MLS #201829697

$350,000
07/29/2018

Pending

Indiana Regional MLS #201829697

07/06/2018

Listed (Active)

Indiana Regional MLS #201829697

$355,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 10227 Jefferson Road

Taxable ValueLand$800Additions-Total$800
Tax Record2024$14 ($1 / month)
Home Facts
Beds0Lot Size12,197 SqFtStyleResidentialCountyST. JOSEPHAPN71-10-09-226-005.000-031

Schools near 10227 Jefferson Road

This home is within Penn-Harris-Madison Sch Corp.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Moran Elementary School
PublicK to 5

Schmucker Middle School
Public6 to 8

Penn High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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10227 Jefferson Road is a single family home for sale in Osceola, IN 46561. This property was listed for sale on April 6, 2026 by eXp Realty, LLC, it's currently listed at $565,000. It has been on the market for a total of 11 days and was last sold on August 31, 2018. This listing's school district is Penn-Harris-Madison Sch Corp. Nearby schools include Moran Elementary School, Schmucker Middle School and Penn High School. 10227 Jefferson Road is a 5-bed, 3-bath, 3,334 sqft single family home built in 1953.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of eXp Realty, LLC

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.