Last Sold Price
3 beds1,480 sqft$261/sqft
1026 Prospect Mill Rd, Bel Air, MD 21015

Description

PRICE IMPROVEMENT for the new year! 1026 Prospect Mill Road is a remarkable ranch home at a fabulous price, located in ultra-convenient Bel Air, yet just removed from all the hustle & bustle! Still close to commuting, schools & shopping, this home has the country vibe but keeps you close to what you love! With 3 nice sized bedrooms & 2 full baths, the home meets all your needs. The open concept main level is conducive to entertaining or just enjoying the space. The finished lower level is multi-functional...PRICE IMPROVEMENT for the new year! 1026 Prospect Mill Road is a remarkable ranch home at a fabulous price, located in ultra-convenient Bel Air, yet just removed from all the hustle & bustle! Still close to commuting, schools & shopping, this home has the country vibe but keeps you close to what you love! With 3 nice sized bedrooms & 2 full baths, the home meets all your needs. The open concept main level is conducive to entertaining or just enjoying the space. The finished lower level is multi-functional and can be a rec room, perfect for the big game, play room for kids, movie room, home gym or office space. And the back yard... Wow! Fully fenced, this space is perfect for outdoor sports, parties, RV storage, boat storage, gardening or hobby farm activities! The owners have lovingly maintained & updated this home with pride of ownership shining through at every turn. Updates within the last 6 years include: open concept main level w/ LVL beam installed, 30 year architectural roof, HVAC, septic system, water filtration system, kitchen counters & SS appliances, bathroom remodels, all new interior & exterior front door, complete basement waterproofing (w/ warranty), fence & driveway. Decorated and updated in a neutral color palette with a country chic flare, there is nothing for you to do but move in & enjoy the life you deserve:)
LISTING CLOSED: 02/06/2026 12:00 AM

  1. Listed by Theresa L Reilly • Cummings & Co Realtors
    P: (443) 740-0831 mdrealestatereilly@gmail.com

Property Details for 1026 Prospect Mill Road

Status
MLS #
MDHR2048332
Days on Market
58
Taxes
$2,349 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
1961
Lot Size
0.47 AC / 20,473 SF
Tax ID Number
1303109607
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
2
Waterfront
No
Garage
No
Subdivision
FAIRWOOD HEIGHTS
Subdivision
FAIRWOOD HEIGHTS (HARFORD MD)
Legal Subdivision
FAIRWOOD HEIGHTS
Central Air
Yes
Basement
Yes
Room Count
9
Above Grade Finished SQFT
936.00
Above Grade Fin SQFT Source
Assessor
Above Grade Unfinished SQFT
392.00
Above Grade Unfin SQFT Source
Estimated
Below Grade Finished SQFT
544.00
Below Grade Fin SQFT Source
Estimated
Total Below Grade SQFT
544.00
Total Below Grade SQFT Source
Estimated
New Construction
No
Property Condition
Excellent

Recent comparable sales

Median sold price

$415,000

Avg days on market

12

Sale-to-list ratio

99.4%

Bel Air, MD

9 comparable properties found

$335,000 | 933 Moores Mill Road, Bel Air, MD 21014
1/36
1

$335,000

Sold 12/11/24

3
Bedrooms
1,386
Square Feet
0.5
Acres
a view of a house with a yard
1/41
2

$439,000

Sold 05/25/26

3
Bedrooms
1,676
Square Feet
0.34
Acres
$400,000 | 601 Mauser Drive, Bel Air, MD 21015
1/35
3

$400,000

Sold 08/18/26

3
Bedrooms
1,276
Square Feet
0.29
Acres
$445,000 | 1522 Southview Road, Bel Air, MD 21015
1/43
4

$445,000

Sold 05/29/26

3
Bedrooms
1,276
Square Feet
0.33
Acres
$395,000 | 1403 Prospect Mill Road, Bel Air, MD 21015
1/47
5

$395,000

Sold 08/05/25

3
Bedrooms
1,211
Square Feet
0.9
Acres
a front view of a house with a garden
1/27
6

$415,000

Sold 05/06/25

3
Bedrooms
1,276
Square Feet
0.43
Acres
a view of a house with a yard
1/28
7

$440,000

Sold 06/25/25

3
Bedrooms
1,460
Square Feet
0.21
Acres
$385,000 | 620 Lee Way, Bel Air, MD 21014
1/38
8

$385,000

Sold 05/13/26

3
Bedrooms
1,440
Square Feet
0.34
Acres
front view of house with a yard
1/40
9

$435,000

Sold 09/05/25

3
Bedrooms
1,276
Square Feet
0.38
Acres

Location

Listing Courtesy of Cummings & Co Realtors

Sold By Long & Foster Real Estate, Inc.

Add your commute

Building Information for 1026 Prospect Mill Road

Stories2Year Built1961Building Size-Lot Size0.47 AC / 20,473 SF

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$2,158 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,962

Property Taxes

$196

HOA Dues

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Property Information for 1026 Prospect Mill Road

Location
Location
  • In City Limits: No
  • School District Name: Harford County Public Schools
  • School District County ID: 300965635889
  • County: HARFORD
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $215,500
  • County Tax: $2,349
  • Improvement Assessed Value: $125,300
  • Land Assessed Value: $90,200
  • Section: 1
  • Zoning: RR
  • Tax Lot: 29
  • School Tax: $0
  • Tax Page Number: 138
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Recreation Room, Storage Room, Bathroom 1
  • Stories: Lower 1, Main
Rooms Information
Room 1
  • Room Type: Bedroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Bedroom 3
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Bathroom 1
  • Room Level: Lower 1
  • Room Exists: Yes
Room 6
  • Room Type: Recreation Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 7
  • Room Type: Storage Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 1,480.00
  • Total Finished SQFT Source: Estimated
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Fencing: Fully
  • Parcel ID: 5487478
Parking
Parking
  • Type Of Parking: Driveway
Interior Features
Interior Features
  • Interior Features: Entry Level Bedroom, Wood Floors, Upgraded Countertops, Wainscotting, Kitchen - Table Space, Kitchen - Gourmet, Exposed Beams, Dining Area, Ceiling Fan(s), Chair Railings, Crown Moldings
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Washer, Stove, Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Stainless Steel Appliances, Water Conditioner - Owned, Water Heater
  • Accessibility Features: None
  • Laundry Type: Lower Floor
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Hot Water
  • Heating Fuel: Oil
  • Hot Water: Oil
  • Water Source: Well
  • Sewer Septic: On Site Septic, Grinder Pump
Confidential Data
Listing Office

Property History for 1026 Prospect Mill Road

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Closed

BRIGHT #MDHR2048332

$398,999
Feb 6, 2026

Closed

BRIGHT #MDHR2048332

$385,999
Feb 2, 2026

Closed (Public Record)

Public Record #1928294061

$385,999

+5.3% / yr

DateEvent & SourcePrice
02/06/2026

Closed

BRIGHT #MDHR2048332

$398,999
02/06/2026

Closed

BRIGHT #MDHR2048332

$385,999
02/02/2026

Closed (Public Record)

Public Record #1928294061

$385,999

+5.3% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1026 Prospect Mill Road

Taxable ValueLand-Additions-Total-
Tax Record2025$2,314 ($193 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,286 SqFtAbove Grade Finished SqFt936 SqFtFinished Basement SqFt350 SqFtStories1Lot Size20,429 SqFtStyleSingle Family ResidenceYear Built1961Year Renovated1961ZoningRRCountyHARFORDAPN03-109607

Schools near 1026 Prospect Mill Road

This home is within Harford County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Prospect Mill Elementary School
PublicPK to 5

Southampton Middle School
Public6 to 8

C. Milton Wright High School
Public9 to 12

Harford Technical High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 1026 Prospect Mill Road, Bel Air, MD 21015
$385,999
3
1,480
20,473
$308,000
3
1,362
20,821
1
972
19,776
$150,000
2
1,458
20,037
$375,000
3
1,704
20,821
$172,000
1
1,107
20,255

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cummings & Co Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/07/2026 02:28 PM