Sold
Last Sold Price
3 beds1,480 sqft

1026 Prospect Mill Rd, Bel Air, MD 21015

Single FamilyProperty Type
0.47 acresLot Size
1961Year Built
$261/sq ftPrice per sq ft

Description

PRICE IMPROVEMENT for the new year! 1026 Prospect Mill Road is a remarkable ranch home at a fabulous price, located in ultra-convenient Bel Air, yet just removed from all the hustle & bustle! Still close to commuting, schools & shopping, this home has the country vibe but keeps you close to what you love! With 3 nice sized bedrooms & 2 full baths, the home meets all your needs. The open concept main level is conducive to entertaining or just enjoying the space. The finished lower level is multi-functional...PRICE IMPROVEMENT for the new year! 1026 Prospect Mill Road is a remarkable ranch home at a fabulous price, located in ultra-convenient Bel Air, yet just removed from all the hustle & bustle! Still close to commuting, schools & shopping, this home has the country vibe but keeps you close to what you love! With 3 nice sized bedrooms & 2 full baths, the home meets all your needs. The open concept main level is conducive to entertaining or just enjoying the space. The finished lower level is multi-functional and can be a rec room, perfect for the big game, play room for kids, movie room, home gym or office space. And the back yard... Wow! Fully fenced, this space is perfect for outdoor sports, parties, RV storage, boat storage, gardening or hobby farm activities! The owners have lovingly maintained & updated this home with pride of ownership shining through at every turn. Updates within the last 6 years include: open concept main level w/ LVL beam installed, 30 year architectural roof, HVAC, septic system, water filtration system, kitchen counters & SS appliances, bathroom remodels, all new interior & exterior front door, complete basement waterproofing (w/ warranty), fence & driveway. Decorated and updated in a neutral color palette with a country chic flare, there is nothing for you to do but move in & enjoy the life you deserve:)
  • Listed by: Theresa L Reilly 443.740.0831 mdrealestatereilly@gmail.com • Cummings & Co Realtors
Listing closed: 02/06/2026 12:00 AM • Source: BRIGHT, MLS#: MDHR2048332
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Location

Listing Courtesy of Cummings & Co Realtors

Sold By Long & Foster Real Estate, Inc.

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$2,256 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,061

Property Taxes

$196

HOA Dues

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Property Information for 1026 Prospect Mill Road

Property Details

  • Taxes: $2,349 / year
  • MLS Type: Residential / Fee Simple
  • Tax ID Number: 1303109607
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: No
  • Structure Type: Detached
  • Style: Ranch/Rambler
  • Levels/Stories: 2
  • Waterfront: No
  • Garage: No
  • Subdivision: FAIRWOOD HEIGHTS
  • Subdivision: FAIRWOOD HEIGHTS (HARFORD MD)
  • Legal Subdivision: FAIRWOOD HEIGHTS
  • Central Air: Yes
  • Basement: Yes
  • Room Count: 9
  • Above Grade Finished SQFT: 936.00
  • Above Grade Fin SQFT Source: Assessor
  • Above Grade Unfinished SQFT: 392.00
  • Above Grade Unfin SQFT Source: Estimated
  • Below Grade Finished SQFT: 544.00
  • Below Grade Fin SQFT Source: Estimated
  • Total Below Grade SQFT: 544.00
  • Total Below Grade SQFT Source: Estimated
  • New Construction: No
  • Property Condition: Excellent

Building Information

  • Stories: 2
  • Year Built: 1961
  • Lot Size: 0.47 AC / 20,473 SF

Location

Location
  • In City Limits: No
  • School District Name: Harford County Public Schools
  • School District County ID: 300965635889
  • County: HARFORD

Waterfront / Water Access

Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No

Association / Community Info

Association / Community Info
  • Senior Community: No

Taxes and Assessment

Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $215,500
  • County Tax: $2,349
  • Improvement Assessed Value: $125,300
  • Land Assessed Value: $90,200
  • Section: 1
  • Zoning: RR
  • Tax Lot: 29
  • School Tax: $0
  • Tax Page Number: 138
  • Automatically Update Tax Values Y/N: Yes

Rooms

Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 0
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Recreation Room, Storage Room, Bathroom 1
  • Stories: Lower 1, Main

Rooms Information

Room 1
  • Room Type: Bedroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 2
  • Room Type: Bedroom 2
  • Room Level: Main
  • Room Exists: Yes
Room 3
  • Room Type: Bedroom 3
  • Room Level: Main
  • Room Exists: Yes
Room 4
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
Room 5
  • Room Type: Bathroom 1
  • Room Level: Lower 1
  • Room Exists: Yes
Room 6
  • Room Type: Recreation Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 7
  • Room Type: Storage Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes

Building Info

Building Info
  • Total Finished SQFT: 1,480.00
  • Total Finished SQFT Source: Estimated

Lot / Land Information

Lot / Land Information
  • Lot Size Source: Estimated
  • Fencing: Fully
  • Parcel ID: 5487478

Parking

Parking
  • Type Of Parking: Driveway

Interior Features

Interior Features
  • Interior Features: Entry Level Bedroom, Wood Floors, Upgraded Countertops, Wainscotting, Kitchen - Table Space, Kitchen - Gourmet, Exposed Beams, Dining Area, Ceiling Fan(s), Chair Railings, Crown Moldings
  • Appliances: Built-In Microwave, Dishwasher, Dryer, Washer, Stove, Refrigerator, Exhaust Fan, Extra Refrigerator/Freezer, Stainless Steel Appliances, Water Conditioner - Owned, Water Heater
  • Accessibility Features: None
  • Laundry Type: Lower Floor

Exterior Features

Exterior Features
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Pool: No Pool

Utilities

Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Hot Water
  • Heating Fuel: Oil
  • Hot Water: Oil
  • Water Source: Well
  • Sewer Septic: On Site Septic, Grinder Pump

Confidential Data

Listing Office
  • List Agent AOR: Harford County Association of REALTORS

Property History for 1026 Prospect Mill Road

DateEvent & SourcePriceAppreciation
Feb 6, 2026

Closed

BRIGHT #MDHR2048332

$398,999—
Feb 6, 2026

Closed

BRIGHT #MDHR2048332

$385,999—
Feb 2, 2026

Closed (Public Record)

Public Record #1928294061

$385,999

+5.3% / yr

DateEvent & SourcePrice
02/06/2026

Closed

BRIGHT #MDHR2048332

$398,999
02/06/2026

Closed

BRIGHT #MDHR2048332

$385,999
02/02/2026

Closed (Public Record)

Public Record #1928294061

$385,999

+5.3% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1026 Prospect Mill Road

Taxable Value

Land

-

Additions

-
Total-

Tax Record

2026

$2,455 ($205 / month)

Home Facts

Beds

0

Baths

2

Total Finished SqFt

1,286 SqFt

Above Grade Finished SqFt

936 SqFt

Finished Basement SqFt

350 SqFt

Stories

1

Lot Size

20,429 SqFt

Style

Single Family Residence

Year Built

1961

Year Renovated

1961

Zoning

RR

County

HARFORD

APN

03-109607

Schools near 1026 Prospect Mill Road

This home is within Harford County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Prospect Mill Elementary School
PublicPK to 5

Southampton Middle School
Public6 to 8

C. Milton Wright High School
Public9 to 12

Harford Technical High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Cummings & Co Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/07/2026 02:28 PM