1,635 Sq. Ft.
$156 / Sq. Ft.
1,635
Sq. Ft.
$156
per Sq. Ft.

Description

Well-maintained 3 BR/2BA home on the Chickamauga creek. Features large den with fireplace and waterview, screened porch, fenced back yard, 2 fireplaces, and a private dock. Roof, HVAC, windows, and water heater have all been replaced in the last 5 years. Brand new appliances, including gas stove. Move-in ready and beautifully updated! Convenient location; 10 minutes to Fort Oglethorpe, 25 minutes to downtown Chattanooga, 2 hours from Atlanta. Eligible for 100% USDA financing.Well-maintained 3 BR/2BA home on the Chickamauga creek. Features large den with fireplace and waterview, screened porch, fenced back yard, 2 fireplaces, and a private dock. Roof, HVAC, windows, and water heater have all been replaced in the last 5 years. Brand new appliances, including gas stove. Move-in ready and beautifully updated! Convenient location; 10 minutes to Fort Oglethorpe, 25 minutes to downtown Chattanooga, 2 hours from Atlanta. Eligible for 100% USDA financing.
  1. Listed by Lacey Russell • DK Real Estate LLC

Property Details for 103 Cross Street

Architectural Style
Ranch
Waterfront
Yes
LISTING UPDATED: 12/17/2025 10:38 AM

Property Details for 103 Cross Street

StatusClosed
MLS #1523736
Days on Market6
Taxes$1,274 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1957
Lot Size0.65 AC / 28,314 SF
CountyWalker County

Location

Listing Courtesy of DK Real Estate LLC, Lacey Russell

Sold By Keller Williams Realty, Jake Kellerhals

Add your commute

Building Information for 103 Cross Street

Stories1Year Built1957Building Size-Lot Size0.65 AC / 28,314 SF

Payment Calculator

$1,349 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,243

Property Taxes

$106

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 103 Cross Street

Summary
Location and General Information
  • City: Chickamauga
  • County Or Parish: Walker
  • Directions: Hwy 27 south bound, turn right on Park st, left at fourway stop, left onto cross st, home is on the right.
  • Latitude: 34.872788
  • Longitude: -85.269878
  • Postal Code: 30707
  • State Or Province: GA
  • Subdivision Name: Fair Acres
  • Flood Zone : Partial: Yes
Taxes and HOA
  • Tax Legal Description: LOT 2 BLOCK 6 LONG'S ADDITION TO FAIR ACRES LANDLOT: 278 LANDDIST: 9/4
  • Additional Parcels: No
  • Parcel Number: 0220 003
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $1,274
School Information
  • Middle Or Junior School: Rossville Middle
  • High School: Ridgeland High School
  • Elementary School: Cherokee Ridge Elementary
Parking
  • Garage: No
  • Attached Garage: No
  • Carport Spaces: 1.0
Property
Lot Information
  • Lot Features: Back Yard, Views, Waterfront
  • Lot Size Dimensions: 165X171
  • Lot Size Acres: 0.65
  • Living Area Source: Appraiser
  • Lot Size Square Feet: 28314.0
  • Building Area Total: 1635.0
  • Lot Size Units: Acres
  • Living Area: 1635.0
Property and Assessments
  • Property Type Label: Residential
  • New Construction: No
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 1957
  • Property Type: Residential,Single Family Residence
  • Property Sub Type: Single Family Residence
  • Improvements : Driveway: Yes
Utilities
  • Water Source: Public
  • Utilities: Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
Interior and Exterior Features
Exterior Features
  • Senior Community: No
  • Construction Materials: Wood Siding
  • Pool Features: None
  • Window Features: Vinyl Frames
  • Community Features: Fishing
  • Parking Features: Driveway, Off Street, Paved
  • Exterior Features: Dock, Fire Pit, Rain Gutters, Storage
  • Roof: Shingle
  • Roofing : Shingle: Yes
  • Structures : None: Yes
Interior Features
  • Fireplace: Yes
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Appliances: Water Heater, Refrigerator, Gas Range, Gas Cooktop, Dishwasher, Cooktop
  • Room Type: Living Room, Dining Room, Kitchen, Primary Bathroom, Bathroom, Bedroom, Den
  • Rooms Total: 9
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Fireplaces Total: 2
  • Heating: Yes
  • Other Equipment: Dehumidifier
  • Foundation Details: Block
  • Cooling: Ceiling Fan(s)
  • Heating: Central, Electric
  • Levels: One and One Half
  • Interior Features: En Suite, High Speed Internet, Separate Dining Room, Split Bedrooms, Storage, Tub/shower Combo
  • Flooring: Plank, Vinyl
  • Stories: 1
  • Fireplace : Wood Burning: Yes
  • Green Features : Dehumidifier: Yes
  • Cooling : Central: Yes
  • Bed/Bath : En Suite: Yes
  • Dining : Separate Dining Room: Yes
Room Information
Room 1
  • Room Type: Living Room
  • Room Level: First
Room 2
  • Room Type: Dining Room
Room 3
  • Room Type: Kitchen
  • Room Level: First
Room 4
  • Room Type: Primary Bathroom
  • Room Level: First
Room 5
  • Room Type: Bathroom
  • Room Level: First
Room 6
  • Room Type: Bedroom
  • Room Level: First
Room 7
  • Room Type: Bedroom
  • Room Level: First
Room 8
  • Room Type: Bathroom
  • Room Level: First
Room 9
  • Room Type: Den
  • Room Level: First
Multi Family
Unit 1
  • Unit 1 Features : Living Room: Yes
Unit 2
  • Unit 2 Features : Kitchen: Yes
  • Unit 2 Features : Living Room: Yes
Unit 4
  • Unit 4 Features : Den: Yes
  • Unit 4 Features : Storage: Yes

Property History for 103 Cross Street

DateEvent & SourcePriceAppreciation
Dec 15, 2025

Sold (Public Record)

Public Record #1925486017

$255,000

+39.4% / yr

Dec 15, 2025

Sold

Greater Chattanooga Association of REALTORS #1523736

$255,000—
Nov 16, 2025

Pending

Greater Chattanooga Association of REALTORS #1523736

—
Nov 16, 2025

Active Under Contract

Greater Chattanooga Association of REALTORS #1523736

—
Nov 10, 2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523736

$260,000—
Feb 25, 2019

Sold (Public Record)

Public Record #641230217

$26,600—
Aug 16, 2002

Sold

Greater Chattanooga Association of REALTORS #1005463

$81,900—
Aug 16, 2002

Sold

Greater Chattanooga Association of REALTORS #1005463

$81,900—
Jul 10, 2002

Pending

Greater Chattanooga Association of REALTORS #1005463

—
Jul 10, 2002

Pending

Greater Chattanooga Association of REALTORS #1005463

—
May 17, 2002

Listed (Active)

Greater Chattanooga Association of REALTORS #1005463

$84,900—
May 17, 2002

Listed (Active)

Greater Chattanooga Association of REALTORS #1005463

$84,900—
DateEvent & SourcePrice
12/15/2025

Sold (Public Record)

Public Record #1925486017

$255,000

+39.4% / yr

12/15/2025

Sold

Greater Chattanooga Association of REALTORS #1523736

$255,000
11/16/2025

Pending

Greater Chattanooga Association of REALTORS #1523736

—
11/16/2025

Active Under Contract

Greater Chattanooga Association of REALTORS #1523736

—
11/10/2025

Listed (Active)

Greater Chattanooga Association of REALTORS #1523736

$260,000
02/25/2019

Sold (Public Record)

Public Record #641230217

$26,600
08/16/2002

Sold

Greater Chattanooga Association of REALTORS #1005463

$81,900
08/16/2002

Sold

Greater Chattanooga Association of REALTORS #1005463

$81,900
07/10/2002

Pending

Greater Chattanooga Association of REALTORS #1005463

—
07/10/2002

Pending

Greater Chattanooga Association of REALTORS #1005463

—
05/17/2002

Listed (Active)

Greater Chattanooga Association of REALTORS #1005463

$84,900
05/17/2002

Listed (Active)

Greater Chattanooga Association of REALTORS #1005463

$84,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 103 Cross Street

Taxable ValueLand$6,000Additions$56,728Total$62,728
Tax Record2024$1,496 ($125 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,584 SqFtAbove Grade Finished SqFt1,584 SqFtStories1Lot Size28,314 SqFtStyleSingle Family ResidenceYear Built1957Year Renovated1993ZoningR2CountyWALKERAPN0220 003Fireplace TypeHas Fireplace

Schools near 103 Cross Street

This home is within Walker County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 8
Rating
School
Distance
Cherokee Ridge Elementary School
PublicPK to 5

Rossville Middle School
Public6 to 8

Ridgeland High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of DK Real Estate LLC, Lacey Russell

Based on information from one of the following Multiple Listing Services:FMLS,FMLS_CS,GAMLS,Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS.Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by FMLS,FMLS_CS,GAMLS, Middle GA MLS,Columbus Board of REALTORS, Northeast Georgia Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.