103 N Harbor Rd

St. Michaels, MD 21663

$2,325,000
Last Sold Price
4
Beds
3,732 Sq. Ft.
$623 / Sq. Ft.
3,732
Sq. Ft.
$623
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Closed 5/9/25
Closed 5/9/25
a front view of a house with a yard

Description

Breathtaking views of the Miles River and Chesapeake Bay Maritime Museum. Once in a lifetime opportunity to buy a solidly built home on almost an acre, within a few short blocks of downtown historic St. Michaels. Located on the harbor and close to restaurants and shopping. This 4 bedroom home is currently undergoing renovations. The kitchen has cherry cabinets, Wolf appliances, Fisher& Payklel 2 drawer dishwasher, granite counters and new backsplash. Huge primary bedroom and bath await your finishing...Breathtaking views of the Miles River and Chesapeake Bay Maritime Museum. Once in a lifetime opportunity to buy a solidly built home on almost an acre, within a few short blocks of downtown historic St. Michaels. Located on the harbor and close to restaurants and shopping. This 4 bedroom home is currently undergoing renovations. The kitchen has cherry cabinets, Wolf appliances, Fisher& Payklel 2 drawer dishwasher, granite counters and new backsplash. Huge primary bedroom and bath await your finishing touches. Oak floors throughout. Three additional bedrooms with ensuite bathrooms that are ready to finish. Tile has been purchased long with 2 vanities, one of which is installed. Bathroom number 4 is almost complete. Living room has a wood burning fireplace , plenty of light and fantastic water views. Separate waterside dining room, private office and tile half bath recently completed. Expandable attic and unfinished basement that houses the mechanicals. 2 waterside decks. New HVAC, Electrical work and plumbing is in place. As the house renovations continue the asking price will increase. The current list price is for the house in current condition. Minimal work needs to be done to complete the renovation. Don't miss this great opportunity.
  1. Listed by Barbara C Watkins • Benson & Mangold, LLC
    P: (410)-310-2021 barb.c.watkins@gmail.com

Property Details for 103 North Harbor Road

Tax ID Number
2102060582
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Ranch/Rambler
Levels/Stories
1
Furnished
No
LISTING CLOSED: 05/09/2025 12:00 AM

Property Details for 103 North Harbor Road

StatusClosed
MLS #MDTA2010422
Days on Market7
Taxes$17,874 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1954
Lot Size0.90 AC / 39,000 SF
CountyTalbot County
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Location

Listing Courtesy of Benson & Mangold, LLC

Sold By Long & Foster Real Estate, Inc.

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Building Information for 103 North Harbor Road

Stories1Year Built1954Building Size-Lot Size0.90 AC / 39,000 SF

Payment Calculator

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$13,075 per month

30 year fixed, 6.36% Interest

Principal and Interest

$11,586

Property Taxes

$1,490

HOA Dues

$0

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Property Information for 103 North Harbor Road

Location
Location
  • In City Limits: Yes
  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121138072466
  • SchoolDistrictSource: Listing Agent
  • County: TALBOT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: Yes
  • Water Body Name: Miles River
  • Water Body Type: River
  • Water Frontage In Feet: 150.0
  • Riparian Rights Y/N: Yes
  • Docks Count: 1
  • Dock Type and Features: Pier (Perpendicular)
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Exclusive Use, Physical Dock/Slip Conveys
  • Slips Count: 2
  • Boats Power Count: 2
  • Boats Nonpower Count: 3-5
  • Mean Low Water Feet: 4.00
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $1,477,800
  • Year Assessed: 2025
  • County Tax: $11,132
  • Improvement Assessed Value: $644,300
  • City Town Tax: $6,742
  • Land Assessed Value: $833,500
  • Land Use Code: R
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: RESIDENTIAL
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 4
  • # Bathrooms Count Main Level: 5
  • # Bathrooms Full Main Level: 4
  • # Bathrooms Half Main Level: 1
Rooms
  • Stories: Main
Building Info
Building Info
  • Year Major Reno Remodel: 2025
  • Total Finished SQFT: 3,732.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 3,732.00
  • Total SQFT: 3,732.00
  • Total SQFT Source: Assessor
  • Construction Materials: Brick
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8037/7361/7580/803773617580_512_384_WM_K2DjBi2Gal_DLi4h.jpg
  • Basement Type: Interior Access, Sump Pump, Unfinished
  • Foundation Details: Crawl Space, Block
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bedrooms-Main Level-4, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bathrooms Full-Main Level-3, Bathrooms Full-Main Level-4, Bathrooms Half-Main Level-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Landscaping, Premium, Rip-Rapped, Stream/Creek, Rear Yard
  • Road Surface Type: Paved
  • Road Responsibility: City/County
  • Fencing: Picket, Partially
  • Location Type: River
  • Parcel ID: 5291281
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Driveway - # of Spaces: 4
  • Total Garage Spaces: 2
  • Parking Features: Private
  • Garage Features: Garage - Side Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Attic, Breakfast Area, Built-Ins, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Brick, Mantel(s), Wood
  • Appliances: Built-In Microwave, Compactor, Cooktop, Dishwasher, Dryer - Electric, Refrigerator, Stainless Steel Appliances, Trash Compactor, Washer, Oven - Wall
  • Accessibility Features: Other
  • Virtual Tour URL Unbranded: https://thru-the-lens-ivuf.view.property/2320286?idx=1
Exterior Features
Exterior Features
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Mid-Shore Board of REALTORS
  • List Agent URL: www.easternshorehomes.com

Property History for 103 North Harbor Road

DateEvent & SourcePriceAppreciation
May 9, 2025

Closed (Public Record)

Public Record #1557989498

$2,325,000

+9.1% / yr

May 9, 2025

Closed

BRIGHT #MDTA2010422

$2,325,000—
Apr 21, 2025

Pending

BRIGHT #MDTA2010422

—
DateEvent & SourcePrice
05/09/2025

Closed (Public Record)

Public Record #1557989498

$2,325,000

+9.1% / yr

05/09/2025

Closed

BRIGHT #MDTA2010422

$2,325,000
04/21/2025

Pending

BRIGHT #MDTA2010422

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 103 North Harbor Road

Taxable ValueLand$833,500Additions$644,300Total$1,477,800
Tax Record2023$7,356 ($613 / month)
Home Facts
Beds0Baths3Total Finished SqFt3,732 SqFtAbove Grade Finished SqFt3,732 SqFtStories1Lot Size39,000 SqFtStyleSingle Family ResidenceYear Built1954CountyTALBOTAPN02-060582Fireplace TypeHas Fireplace

Schools near 103 North Harbor Road

This home is within Talbot County Public Schools.
Rating
School
Type
Grades
Distance
St. Michaels Elementary School
Public - PK to 5
St. Michaels Middle/High School
Public - 6 to 12
Easton High School
Public - 9 to 12
Rating
School
Distance
St. Michaels Elementary School
PublicPK to 5

St. Michaels Middle/High School
Public6 to 12

Easton High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Benson & Mangold, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/14/2025 10:18 AM