Contract Signed
3 beds1,989 sqft
1032 Top Minnow Rd, St. Cloud, FL 34771
Est: $2,768/moGet pre-approved
Single FamilyProperty Type
0.11 acresLot Size
2026Year Built
$232/sq ftPrice per sq ft
$84/moHOA Fees
2 carsParking Spaces

Description

What's Special: Loft | High Ceilings | Close to Trails. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Captiva at 1032 Top Minnow Road in The Waters at Center Lake Ranch! This thoughtfully designed home welcomes you with a bright foyer that leads to a dramatic two-story great room, creating an open and airy feel. The kitchen flows seamlessly into the dining area, making everyday living and entertaining easy. The private primary suite is tucked on the first...What's Special: Loft | High Ceilings | Close to Trails. New Construction - Ready Now! Built by America's Most Trusted Home Builder. Welcome to the Captiva at 1032 Top Minnow Road in The Waters at Center Lake Ranch! This thoughtfully designed home welcomes you with a bright foyer that leads to a dramatic two-story great room, creating an open and airy feel. The kitchen flows seamlessly into the dining area, making everyday living and entertaining easy. The private primary suite is tucked on the first floor and features a spacious bathroom and walk-in closet. Upstairs, a versatile loft overlooks the great room and is accompanied by two secondary bedrooms, including one with an en-suite bathroom, and an additional full bathroom. A covered lanai and two-car garage complete the home. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: Gourmet kitchen, covered lanai, shower in place of tub at bath 2, 8' interior doors, pre-plumb for future tub at laundry, GE refrigerator, and washer and dryer. Photos are for representative purposes only. Mls#o6401717
96 days on Market
  • Listed by: Michelle Campbell 407.756.5025 orlandoonline@taylormorrison.com Brokerage DRE #2025995 • TAYLOR MORRISON REALTY OF FLORIDA INC
Last updated: 09/02/2026 06:31 PM • Source: MFRMLS, MLS#: O6401717

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Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell
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$2,768 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,466

Property Taxes

$218

HOA Dues

$84

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Property Information for 1032 Top Minnow Road

Property Details
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Craftsman
  • Subdivision Name: THE WATERS AT CENTER LAKE RANCH
  • Township: .
  • Garage Spaces: 2
  • Waterfront: No
  • Furnished: Unfurnished
Building Information
  • Year Built: 2026
  • Lot Size: 0.11 AC / 4,800 SF
Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2514.0
  • Building Area Units: Square Feet
  • Building Name Number: TAYLOR MORRISON
  • Community Features: Dog Park, Playground, Pool
  • Direction Faces: East
  • Directions: From Orlando via I-4 W: Take exit 77 to Florida’s Turnpike S/Miami. Merge onto Florida’s Turnpike S/Miami for 7 miles and use the right 2 lanes to take the ramp to FL-417 Toll N/ Sanford Daytona Beach. Continue for 8 miles, then take exit 22 for County Rd 15/Narcoossee Rd. Turn right on Narcoossee Rd and in 8 miles turn left onto Center Lake Ranch Blvd. Once in Center Lake Ranch, continue straight through the first roundabout, at the second roundabout take the 3rd turn left onto Twelve Oaks Rd. Follow signs to Taylor Morrison model parking on the left side on Teal Creek Dr.
  • Elementary School: Narcoossee Elementary
  • Middle Or Junior School: Narcoossee Middle
  • High School: Harmony High
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Limited Service
  • Senior Community: No
  • SW Subdiv Community Name: Not Applicable
  • Unit Number: No
  • Street Number: 1032
  • Street Name: TOP MINNOW
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: Yes
  • Association Fee Requirement: Required
  • Association Name: Castle Group
  • Association Phone: 800-337-5850
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: See Sales agent for restrictions
  • Tax Block: X
  • Tax Book Number: 35/161-174
  • Tax Legal Description: WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 122
  • Tax Lot: 122
  • Tax Other Annual Assessment Amt: $2,078
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Parcel Number: 292531094500011220
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: RES
  • Living Area: 1989
Property and Assessments
  • Year Built Numeric: 2026
  • Association Amenities: Basketball Court, Playground, Pool
  • Flood Zone Code: X
  • Home Warranty: Yes
  • Homestead: No
  • New Construction: Yes
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: .
  • Public Survey Section: .
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Fiber Optics, Natural Gas Available, Natural Gas Connected, Sewer Available, Sprinkler Recycled, Street Lights, Underground Utilities, Water Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: CBC1257462
  • Builder Model: Captiva
  • Builder Name: Taylor Morrison
  • Construction Materials: Block, Cement Siding, Stucco
  • Exterior Features: Irrigation System
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Waterfront Feet Total: 0
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Additional Rooms: Family Room, Inside Utility, Loft
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central
  • Interior Features: High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
  • Laundry Features: Inside
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: No
  • Window Features: Window Treatments
  • Bathrooms Half: 1
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Breed Restrictions, Yes

Property History for 1032 Top Minnow Road

DateEvent & SourcePriceAppreciation
Sep 1, 2026

Pending

MFRMLS #O6401717

—
Jul 29, 2026

Listed (Active)

MFRMLS #O6401717

—
Jun 24, 2026

Pending

MFRMLS #O6401717

—
DateEvent & SourcePrice
09/01/2026

Pending

MFRMLS #O6401717

—
07/29/2026

Listed (Active)

MFRMLS #O6401717

—
06/24/2026

Pending

MFRMLS #O6401717

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1032 Top Minnow Road

Taxable ValueLand$30,000Additions-Total$30,000
Tax Record2025$2,615 ($218 / month)
Home Facts
Beds0Lot Size4,792 SqFtStyleResidentialCountyOSCEOLAAPN292531094500011220

Schools near 1032 Top Minnow Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Charter - K to 8
Rating
School
Distance
Narcoossee Elementary School
PublicPK to 5

Narcoossee Middle School
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC, Michelle Campbell

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 09/02/2026 06:31 PM