Sold
Last Sold Price
3 beds1,296 sqft

104 Privacy Rd, Bumpass, VA 23024

Single FamilyProperty Type
1.13 acresLot Size
2018Year Built
$228/sq ftPrice per sq ft
$100/yrHOA Fees
6 carsParking Spaces

Description

Adorable and imacculate lake house cottage for sale at Lake Anna! This new (2018) and idyllic retreat is located in the Mill Pond subdivision on the private side of Lake Anna, and is very close to the water! Walk or ride your golf cart or bike down to the water access common area, which is just a stone's throw from the house, with first-come, first-serve boat slips (the boat slips are typically empty, per the owner, as shown in the attached pictures), and includes boat ramp, beach, picnic area and...Adorable and imacculate lake house cottage for sale at Lake Anna! This new (2018) and idyllic retreat is located in the Mill Pond subdivision on the private side of Lake Anna, and is very close to the water! Walk or ride your golf cart or bike down to the water access common area, which is just a stone's throw from the house, with first-come, first-serve boat slips (the boat slips are typically empty, per the owner, as shown in the attached pictures), and includes boat ramp, beach, picnic area and playground for the kids. This quaint lake house offers about 1,300 square feet of one-floor easy living space, including 3 bedrooms and 2 full bathrooms. Beautiful hardscaping and landscaping leads to the front door. Just inside, the main area of the home is wide open, with a spacious and bright family room with ceiling fan and crown molding, large kitchen with island, new stainless appliances (including an ultra-advanced touchscreen refrigerator), and eating area with doors to the large back deck. The main bedroom has plenty of space, and offers a walk-in closet with shelving, and an en suite bathroom with double vanity, large soaking tub, and separate walk-in shower. Two additional bedrooms with closets are located at the other end of the home, with a full bathroom between the two. A fantastic mud room and laundry room is connected to the rear of the home, with a separate entrance/exit leading out back via the kitchen. The back deck is large and great for relaxing, and leads down to a private back yard, which includes a lovely fire pit with hardscaping, and an adjoining deck area for additional seating, BBQ-ing and entertaining in the backyard. A large shed and carport (perfect for the car or boat) are located beside the house, and there is plenty of room on the lot for additions or construction of a detached garage. Perfect and affordable spot for a family who wants to be close to the water, or would make a great investment/rental property, given the proximity to the lake and community water access area. Great location, with a very short drive to groceries, restaurants, gas stations and more!
Listing closed: 09/30/2026 03:32 AM • Source: BRIGHT, MLS#: VALA2000606
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Location

Listing Courtesy of Lake Anna Island Realty, Ashley Hoffman
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Payment Calculator

$1,724 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,574

Property Taxes

$141

HOA Dues

$8

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Property Information for 104 Privacy Road

Property Details

  • Taxes: $1,694 / year
  • MLS Type: Residential / Fee Simple
  • Tax ID Number: 61A 1 22
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: Yes
  • Structure Type: Detached
  • Style: Modular/Pre-Fabricated
  • Levels/Stories: 1
  • Waterfront: No
  • Views: Trees/Woods
  • Garage: No
  • Subdivision: MILLPOND COVES
  • Subdivision: MILLPOND COVES (LOUISA VA)
  • Legal Subdivision: MILLPOND COVES
  • Total Parking Spaces: 6
  • Central Air: Yes
  • Basement: No
  • Above Grade Finished SQFT: 1,296.00
  • Above Grade Fin SQFT Source: Assessor
  • Below Grade Finished SQFT: .00
  • Below Grade Fin SQFT Source: Assessor
  • Below Grade Unfinished SQFT: .00
  • Below Grade Unfin SQFT Source: Assessor
  • Total Below Grade SQFT: .00
  • Total Below Grade SQFT Source: Assessor
  • New Construction: No
  • Property Condition: Excellent

Building Information

  • Stories: 1
  • Year Built: 2018
  • Lot Size: 1.13 AC / 49,223 SF

Location

Location
  • In City Limits: No
  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139403138
  • SchoolDistrictSource: Listing Agent
  • Elementary School: THOMAS JEFFERSON (LOUISA VA)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: LOUISA (LOUISA VA)
  • MiddleSchoolSource: Listing Agent
  • High School: LOUISA (LOUISA VA)
  • HighSchoolSource: Listing Agent
  • County: LOUISA

Waterfront / Water Access

Waterfront / Water Access
  • Water View: No
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Distance To Body Of Water: 500.00
  • Distance To Body Of Water Units: Feet

Association / Community Info

Association / Community Info
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Pier/Dock Maintenance
  • HOA Condo Coop Amenities: Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Water/Lake Privileges
  • Senior Community: No
  • Type of Condo: Home Owner Association

Taxes and Assessment

Taxes and Assessment
  • Tax Year: 2021
  • Tax Assessed Value: $235,300
  • Year Assessed: 2021
  • County Tax: $1,694
  • Improvement Assessed Value: $193,800
  • City Town Tax: $0
  • Land Assessed Value: $41,500
  • Clean Green Assessed: No
  • Land Use Code: 2
  • Zoning: R2
  • Tax Lot: 22
  • Automatically Update Tax Values Y/N: Yes

Lease Information

Lease Information
  • Concessions: No

Rooms

Main
  • # Bedrooms Count Main Level: 3
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
Rooms
  • Room List: Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Primary Bathroom, Full Bath
  • Stories: Main

Building Info

Building Info
  • Total Finished SQFT: 1,296.00
  • Total Finished SQFT Source: Assessor

Lot / Land Information

Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Landscaping, Level, Trees/Wooded
  • Parcel ID: 17786394

Parking

Parking
  • Type Of Parking: Driveway, Detached Carport
  • Driveway - # of Spaces: 4
  • Detached Carport - # of Spaces: 2.0
  • Carport Spaces Count: 2
  • Parking Features: Gravel Driveway

Interior Features

Interior Features
  • Interior Features: Carpet, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Kitchen - Island, Primary Bath(s), Recessed Lighting, Walk-in Closet(s)
  • View: Trees/Woods
  • Fireplaces Count: 0
  • Appliances: Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Accessibility Features: None
  • Window Features: Insulated

Exterior Features

Exterior Features
  • Exterior Features: Extensive Hardscape, Outbuilding(s), Boat Storage, Exterior Lighting, Sidewalks
  • Outdoor Living Structures: Deck(s), Porch(es), Patio(s)
  • Pool: No Pool

Utilities

Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: On Site Septic

Confidential Data

Listing Office
  • List Agent AOR: Fredericksburg Area Association of REALTORS

Property History for 104 Privacy Road

DateEvent & SourcePriceAppreciation
Sep 30, 2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2004348

—
Sep 30, 2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2000606

—
Sep 30, 2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2004982

—
DateEvent & SourcePrice
09/30/2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2004348

—
09/30/2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2000606

—
09/30/2026

Temporarily Off Market

Harrisonburg-Rockingham AOR #VALA2004982

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 104 Privacy Road

Taxable Value

Land

$64,600

Additions

$340,808
Total$405,408

Tax Record

2025

$2,878 ($240 / month)

Home Facts

Beds

2

Baths

2

Total Finished SqFt

1,296 SqFt

Above Grade Finished SqFt

1,296 SqFt

Stories

1

Lot Size

52,708 SqFt

Style

Single Family Residence

Year Built

2018

Year Renovated

2018

Zoning

R2

County

LOUISA

APN

61A 1 22

Schools near 104 Privacy Road

This home is within Louisa County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Thomas Jefferson Elementary School
PublicPK to 5

Louisa County Middle School
Public6 to 8

Louisa County High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Lake Anna Island Realty, Ashley Hoffman

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.