104 Roman Ridge Rd, Unit 21

Oakland, MD 21550

$605,000
Price
5
Beds
2,582 Sq. Ft.
$234 / Sq. Ft.
2,582
Sq. Ft.
$234
per Sq. Ft.
Get preapproved with Rocket Mortgage1
Coming Soon
Coming Soon

Description

Waves & Moguls- Mountain living meets lake lifestyle in this beautifully appointed 5-bedroom, 4.5-bath condominium home. Privately nestled on a quiet hillside cul-de-sac, this fully furnished, turn-key retreat offers three levels of thoughtfully designed living space with two stone fireplaces and views of Deep Creek Lake. The spacious floor plan features two private primary suites, generous guest accommodations, a finished walk-out lower level with a recreation room, and a charming crows nest loft....Waves & Moguls- Mountain living meets lake lifestyle in this beautifully appointed 5-bedroom, 4.5-bath condominium home. Privately nestled on a quiet hillside cul-de-sac, this fully furnished, turn-key retreat offers three levels of thoughtfully designed living space with two stone fireplaces and views of Deep Creek Lake. The spacious floor plan features two private primary suites, generous guest accommodations, a finished walk-out lower level with a recreation room, and a charming crows nest loft. Outdoor living is equally inviting with an expansive upper deck with lake views, a private lower patio, and a hot tub overlooking the surrounding landscape. New roof installed in June of 2026. Whether you're seeking a luxury vacation home, an income-producing investment, or a year-round residence, this exceptional property offers the perfect blend of comfort, style, and convenience just minutes from marinas, dining, shopping, Wisp Resort, and endless four-season recreation.
  1. Listed by Amy Skipper • Railey Realty, Inc.
    P: (301)-501-1532 askipper@railey.com
  2. Listed by Kelsey Lynn Meyers • Railey Realty, Inc.
    P: (814)-279-8338 kelsey@railey.com

Property Details for 104 Roman Ridge Road, Unit 21

Tax ID Number
1218056445
Ownership
Condominium
Condo Coop Association
Yes
HOA
No
Structure Type
Detached
Style
Chalet, Other, Contemporary
Levels/Stories
3
Furnished
Yes
LISTING UPDATED: 07/08/2026 10:31 AM

Property Details for 104 Roman Ridge Road, Unit 21

StatusComing Soon
MLS #MDGA2012268
Days on Market-
Pet PolicyAllowed
Taxes$5,024 / year
HOA Fees-
Condo/Co-op Fees$400 / month
Property TypeCondo
MLS TypeResidential / Condo
Year Built2003
CountyGarrett County
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Location

Listing Courtesy of Railey Realty, Inc.
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Building Information for 104 Roman Ridge Road, Unit 21

Building/Complex104 Roman Ridge RdFloor-Stories3Residences-Pet PolicyAllowedPet Policy DetailsNumber LimitYear Built2003

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$3,833 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,015

Property Taxes

$419

HOA Dues

$400

The Payment Calculator is for illustrative purposes only.

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Property Information for 104 Roman Ridge Road, Unit 21

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CALL SCHOOL BOARD (GARRETT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: SOUTHERN (GARRETT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: SOUTHERN GARRETT (GARRETT MD)
  • HighSchoolSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Condo Coop Name: Roman Ridge at Traders Landing
  • Condo Coop Phone: 301-616-1642
  • HOA Condo Coop Fee Includes: Road Maintenance, Snow Removal, Trash
  • HOA Condo Coop Amenities: Other
  • Property Manager Y/N: Yes
  • Senior Community: No
  • Type of Condo: Condo/Coop Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $466,267
  • Year Assessed: 2026
  • County Tax: $5,024
  • Improvement Assessed Value: $436,200
  • Land Assessed Value: $75,000
  • Clean Green Assessed: No
  • Land Use Code: U
  • Zoning: R
  • Tax Lot: 21
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Number Limit
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Bedroom 1, Loft, Utility Room, Bathroom 1, Bathroom 2, Primary Bathroom, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Primary Bathroom
  • Room Length: 8.0
  • Room Width: 5.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Countertop(s) - Ceramic
Room 2
  • Room Type: Bedroom 2
  • Room Length: 10.0
  • Room Width: 15.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s)
Room 3
  • Room Type: Bedroom 3
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s)
Room 4
  • Room Type: Bathroom 2
  • Room Length: 4.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 5
  • Room Type: Family Room
  • Room Length: 27.0
  • Room Width: 19.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Fireplace - Gas
Room 6
  • Room Type: Bedroom 1
  • Room Length: 14.0
  • Room Width: 12.0
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s)
Room 7
  • Room Type: Bathroom 1
  • Room Length: 5.0
  • Room Width: 8.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Utility Room
  • Room Length: 12.0
  • Room Width: 5.0
  • Room Level: Lower 1
  • Room Exists: Yes
Room 9
  • Room Type: Kitchen
  • Room Length: 10.0
  • Room Width: 10.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 10
  • Room Type: Dining Room
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 11
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Fireplace - Gas, Flooring - Laminated, Living/Dining Room Combo
Room 12
  • Room Type: Foyer
  • Room Length: 4.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 13
  • Room Type: Primary Bathroom
  • Room Length: 7.0
  • Room Width: 12.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile
Room 14
  • Room Type: Primary Bedroom
  • Room Length: 12.0
  • Room Width: 14.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Flooring - Carpet
Room 15
  • Room Type: Half Bath
  • Room Length: 6.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Laminated
Room 16
  • Room Type: Loft
  • Room Length: 12.0
  • Room Width: 10.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 17
  • Room Type: Primary Bedroom
  • Room Length: 12.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet, Cathedral/Vaulted Ceiling, Ceiling Fan(s)
Building Info
Building Info
  • Total Finished SQFT: 2,582.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,582.00
  • Total SQFT: 2,582.00
  • Total SQFT Source: Assessor
  • Construction Materials: Frame
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8051/2826/2424/805128262424_512_384_WM_t6VlAbAI_TtN_rsn.jpg
  • Wall and Ceiling Types: High, Vaulted Ceilings, Dry Wall
  • Foundation Details: Permanent
  • Room and Floor: Bedrooms-Main Level-1, Bathrooms Full-Main Level-1, Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 4
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Features: Cul-de-sac
  • Road Responsibility: HOA
  • Parcel ID: 15661174
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Off Street
Interior Features
Interior Features
  • Interior Features: Carpet, Ceiling Fan(s), Floor Plan - Open
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Gas/Propane, Fireplace - Glass Doors, Mantel(s)
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Washer/Dryer Stacked
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Propane - Owned
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS

Property History for 104 Roman Ridge Road, Unit 21

DateEvent & SourcePriceAppreciation
Oct 18, 2024

Closed (Public Record)

Public Record #1545816675

$550,000

+6.7% / yr

Oct 18, 2024

Closed

BRIGHT #MDGA2007834

$550,000—
Aug 18, 2024

Pending

BRIGHT #MDGA2007834

—
DateEvent & SourcePrice
10/18/2024

Closed (Public Record)

Public Record #1545816675

$550,000

+6.7% / yr

10/18/2024

Closed

BRIGHT #MDGA2007834

$550,000
08/18/2024

Pending

BRIGHT #MDGA2007834

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 104 Roman Ridge Road, Unit 21

Taxable ValueLand$75,000Additions$368,800Total$443,800
Tax Record2025$5,690 ($474 / month)
Home Facts
Beds0Baths4.5Total Finished SqFt2,582 SqFtAbove Grade Finished SqFt1,626 SqFtFinished Basement SqFt956 SqFtStories2Lot Size1 SqFtStyleCondominiumYear Built2003CountyGARRETTAPN18-056445Fireplace TypeHas Fireplace

Schools near 104 Roman Ridge Road, Unit 21

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Broad Ford Elementary School
Public - PK to 6
Southern Middle School
Public - 6 to 8
Southern Garrett High School
Public - 7 to 12
Rating
School
Distance
Broad Ford Elementary School
PublicPK to 6

Southern Middle School
Public6 to 8

Southern Garrett High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 104 Roman Ridge Road, Unit 21, Oakland, MD 21550

104 Roman Ridge Road, Unit 21 is a condo Coming Soon in Oakland, MD 21550. This property is currently priced at $605,000. This listing's school district is Garrett County Public Schools. Nearby schools include Broad Ford Elementary School, Southern Middle School and Southern Garrett High School. 104 Roman Ridge Road, Unit 21 is a 5-bed, 5-bath, 2,582 sqft condo built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Railey Realty, Inc.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 07/08/2026 10:31 AM