104 Spruce Ln

Ludlow, VT 05149

$700,000
Last Sold Price
2
Beds
1,644 Sq. Ft.
$426 / Sq. Ft.
1,644
Sq. Ft.
$426
per Sq. Ft.
Closed 11/14/25
Closed 11/14/25

Description

Discover a rare opportunity with approximately 200 feet of prime lake frontage. This cozy two-bedroom, two-bath home is a blank slate for you to create your dream lakeside escape. The property is a diamond in the rough! This a large level lot with a gently sloping path to the water, making it easy to enjoy all your favorite lake activities. A spacious garage provides plenty of room for vehicles and storage. The best part? This property comes with an approved four-bedroom septic permit, giving you...Discover a rare opportunity with approximately 200 feet of prime lake frontage. This cozy two-bedroom, two-bath home is a blank slate for you to create your dream lakeside escape. The property is a diamond in the rough! This a large level lot with a gently sloping path to the water, making it easy to enjoy all your favorite lake activities. A spacious garage provides plenty of room for vehicles and storage. The best part? This property comes with an approved four-bedroom septic permit, giving you the flexibility to finish or expand the existing home. With its easy water access and development potential, this is an ideal property for a buyer looking to invest in a fantastic lakefront location.
  1. Listed by Michael Normyle • Mary W. Davis Realtor & Assoc., Inc. • Off: 802-228-8811

Sold By Mary W. Davis Realtor & Assoc., Inc.

Property Details for 104 Spruce Lane

Water Body Type
Lake
Water View
Yes
Waterfront Property
Yes
Zoning
Lakes
LISTING UPDATED: 11/14/2025 08:03 PM

Property Details for 104 Spruce Lane

StatusClosed
MLS #5063567
Days on Market1
Taxes$12,204 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1988
Lot Size1.00 AC / 43,560 SF
CountyWindsor County

Location

Add your commute

Building Information for 104 Spruce Lane

Stories2Year Built1988Building Size-Lot Size1.00 AC / 43,560 SF

Payment Calculator

$4,476 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,459

Property Taxes

$1,017

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 104 Spruce Lane

Summary
Location and General Information
  • City: Ludlow
  • County: VT-Windsor
  • Directions: From VT Rte 100 turn onto Red Bridge Rd., and then right on Spruce Lane in approx. 200 yards. House is on the right approx. 150 down the lane.
  • Latitude: 43.441595000001001
  • Longitude: -72.696308999999999
  • Road Frontage: Yes
  • Seasonal: No
  • State: VT
  • Street Designation: Lane
  • Zip Code: 05149
Taxes and HOA Information
  • SPAN Number: 363-112-11302
  • Tax Year: 2025
  • Taxes TBD: No
Parking
  • Garage: Yes
  • Garage Capacity: 2.00
  • Driveway: Gravel
Property
Lot Information
  • Lot Features: Lake Frontage
  • Lot Size Acres: 1.0
  • Road Frontage Length: 200.0
  • Water Frontage Length: 200.0
  • Water Body Access: Yes
  • Water Body Name: Lake Pauline
  • Waterfront Property Rights: Exclusively Owned
Property and Assessments
  • Property Class: Residential
  • Property Type: Single Family
  • Construction Status: Existing
  • Flood Zone: Land Only
  • PreConstruction: No
  • Resort: No
  • Surveyed: Unknown
  • Water Body Restrictions: Yes
  • Year Built: 1988
Utilities
  • Electric Company: Ludlow Electric
  • Cable Company: Comcast
  • Fuel Company: HB Energy
  • Electric: 200+ Amp Service
  • Sewer: 1000 Gallon
  • Water Source: Drilled Well
  • Utilities: Phone, Cable
  • Water Access Details: Directly Adjoining
  • Internet: Cable Internet
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Roof: Metal
Interior Features
  • Appliances: Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
  • Basement: No
  • Rooms: Level 1: Level 1: Bedroom, Level 1: Full Bathroom, Level 1: Dining Room, Level 1: Kitchen, Level 1: Living Room, Level 1: Primary Bedroom, Level 1: Other, Level 1: Porch
  • Flooring: Carpet, Ceramic Tile, Softwood, Vinyl
  • Heating: Propane, Baseboard
  • Cooling: None
  • Total Stories: 2
Room Information
Room 1
  • Room Level: 1
  • Room Type: Kitchen
Room 2
  • Room Level: 1
  • Room Type: Dining Room
Room 3
  • Room Level: 1
  • Room Type: Living Room
Room 4
  • Room Level: 1
  • Room Type: Primary Bedroom
Room 5
  • Room Level: 1
  • Room Type: Bathroom Full
Room 6
  • Room Level: 1
  • Room Type: Bedroom
Room 7
  • Room Level: 1
  • Room Type: Bathroom Full
Room 8
  • Room Level: 1
  • Room Type: Porch
Room 9
  • Room Level: 1
  • Room Type: Other

Property History for 104 Spruce Lane

DateEvent & SourcePriceAppreciation
Nov 14, 2025

Sold

New England Real Estate Network #5063567

$700,000—
Nov 14, 2025

Pending

New England Real Estate Network #5063567

—
Sep 30, 2025

Active Under Contract

New England Real Estate Network #5063567

—
Sep 30, 2025

Listed (Active)

New England Real Estate Network #5063567

$749,000—
DateEvent & SourcePrice
11/14/2025

Sold

New England Real Estate Network #5063567

$700,000
11/14/2025

Pending

New England Real Estate Network #5063567

—
09/30/2025

Active Under Contract

New England Real Estate Network #5063567

—
09/30/2025

Listed (Active)

New England Real Estate Network #5063567

$749,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 104 Spruce Lane

Taxable ValueLand$306,000Additions$222,000Total$528,000
Tax Record2024$11,120 ($927 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,644 SqFtAbove Grade Finished SqFt1,644 SqFtStories2Lot Size43,560 SqFtStyleSingle Family ResidenceYear Built1988Year Renovated1991CountyWINDSORAPN(112) 210336.000Fireplace TypeHas Fireplace

Schools near 104 Spruce Lane

This home is within Ludlow Mt. Holly Unified Union School District.
Rating
School
Type
Grades
Distance
Ludlow Elementary School
Public - PK to 6
Rating
School
Distance
Ludlow Elementary School
PublicPK to 6

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Mary W. Davis Realtor & Assoc., Inc.

Copyright 2026 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 01/01/2026 05:59 PM