1040 Whites Creek Ln
Description
Private Dock + Sandy Beach
Proven Airbnb Income (3+ Years)
3 Bed | 4 Bath | Fully Furnished
Property Highlights
Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas
Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach
Wildlife & River Activity:...Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40)
Private Dock + Sandy Beach
Proven Airbnb Income (3+ Years)
3 Bed | 4 Bath | Fully Furnished
Property Highlights
Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas
Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach
Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships
Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years)
Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage)
Home Features
Main Level features Hardwood & tile floors, granite countertops, expansive covered deck
Full basement heated/cooled with full bath – ideal for entertaining or storage
Community Perks
Gated Neighborhood with community boat ramp & large sandy beach
Short boat ride to marinas with dining & entertainment
Prime spot for fishing, watersports & nature lovers
Quick drive to Decaturville (groceries, hardware, etc.) City Water
High Speed Internet
Minutes to Mermaid Marina and Tennessee River Golf
Key Notes
Floodplain Location: Home elevated with concrete block basement (ventable for flood events)
Investment Ready: Proven rental income + shop lot included
Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living
Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.
- Listed by Cereice Morris • Lake Homes Realty, LLC
Property Details for 1040 Whites Creek Lane
Property Details for 1040 Whites Creek Lane
| Status | Active |
|---|---|
| MLS # | 3037440 |
| Days on Market | 92 |
| Taxes | $1,680 / year |
| HOA Fees | $350 / year |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 2009 |
| Lot Size | 0.30 AC / 13,068 SF |
| County | Decatur County |
Location
Building Information for 1040 Whites Creek Lane
Payment Calculator
$2,484 per month
30 year fixed, 6.15% Interest
$2,315
$140
$29
Property Information for 1040 Whites Creek Lane
- Directions: From Decaturville take Hwy 100 E for 3.2. Turn right on Mt. Carmel for approx. 7.5 miles. Left on Whites Creek for .7 miles. Stay to the right at the Y. Property will be on the right with the shop across the road on the left.
- Elementary School: Decaturville Elementary
- High School: Riverside High School
- Levels: Three Or More
- Living Area Source: Assessor
- Living Area Units: Square Feet
- Middle Or Junior School: Decatur County Middle School
- Mlg Can View: Yes
- Topography: Cleared,Level,Views
- Total Non Garage Parking Spaces: 2.0
- Garage Spaces: 4.00
- Parking Features: Attached/Detached, Driveway
- Parking Total: 6.00
- Association Amenities: Gated
- Condo Coop Association YN: Yes
- Above Grade Finished Area Source: Assessor
- Above Grade Finished Area Units: Square Feet
- Below Grade Finished Area Source: Assessor
- Below Grade Finished Area Units: Square Feet
- Building Area Source: Assessor
- Building Area Units: Square Feet
- Flooring: Carpet, Wood, Tile
- Lot Features: Cleared, Level, Views
- Lot Size Source: Agent Calculated
- Lot Size Units: Acres
- Parcel Number: 089E B 00300 000
- Lot Size Area: 0.3
- Construction Materials: Vinyl Siding
- Documents Count: 1
- New Construction: No
- Possession: Close Of Escrow
- Property Attached: No
- Senior Community: No
- Stories: 3
- Year Built Details: Existing
- Basement: Full
- Cooling: Central Air
- Cooling: Yes
- Heating: Central
- Heating: Yes
- Sewer: Septic Tank
- Utilities: Water Available
- Water Source: Public
- Appliances: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Fireplace Features: Electric
- Interior Features: High Speed Internet
- Laundry Features: Electric Dryer Hookup, Washer Hookup
- Main Level Beds: 2
- Attached Garage: No
- Covered Spaces: 4.00
- Exterior Features: Dock
- Foundation Details: Block
- Garage: Yes
- Patio And Porch Features: Deck, Covered
- Pool Private: No
- Roof: Shingle
- View YN: Yes
- Room Dimensions: 10x13
- Room Features: Full Bath
- Room Type: Bedroom 1
- Room Dimensions: 11x12
- Room Features: Bath
- Room Type: Bedroom 2
- Room Dimensions: 11x12
- Room Features: Extra Large Closet
- Room Type: Bedroom 3
- Room Features: Double Vanity
- Room Type: Master Bathroom
- Room Dimensions: 17x13
- Room Features: Combination
- Room Type: Living Room
Property History for 1040 Whites Creek Lane
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Oct 31, 2025 | Listed (Active) REALTRACS #3037440 | $475,000 | — |
| Aug 31, 2022 | Closed REALTRACS #2412237 | $433,964 | — |
| Aug 14, 2022 | Contract - Not Showing REALTRACS #2412237 | — | |
| Jul 20, 2022 | Listed (Active) REALTRACS #2412237 | $459,900 | — |
| Jul 31, 2009 | Closed (Public Record) Public Record #464747868 | $247,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 10/31/2025 | Listed (Active) REALTRACS #3037440 | $475,000 |
| 08/31/2022 | Closed REALTRACS #2412237 | $433,964 |
| 08/14/2022 | Contract - Not Showing REALTRACS #2412237 | — |
| 07/20/2022 | Listed (Active) REALTRACS #2412237 | $459,900 |
| 07/31/2009 | Closed (Public Record) Public Record #464747868 | $247,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 1040 Whites Creek Lane
Schools near 1040 Whites Creek Lane
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 4 | |||
| Public - | PK to 5 | |||
| Public - | 5 to 8 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Parsons Elementary School PublicPK to 4 | ||
Decaturville Elementary School PublicPK to 5 | ||
Decatur County Middle School Public5 to 8 | ||
Riverside High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Lake Homes Realty, LLC, Cereice Morris (901.331.7089)
Based on information submitted to the MLS GRID as of 10/31/2025 05:40 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.
