Closed 4/25/25
Closed 4/25/25
Description
OPEN HOUSE - Thursday, March 27, 4pm-6pm Location! Location! Location! Waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of Frontage & 10'+ Water Depth on Mill Creek. The frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! This is the perfect lot/location! As you approach the home, you'll notice a spacious driveway with ample parking and scenic views of Mill Creek. Step onto the front porch and into the welcoming...OPEN HOUSE - Thursday, March 27, 4pm-6pm Location! Location! Location! Waterviews abound from practically every part of this beautiful 1.21-acre property with 449' of Frontage & 10'+ Water Depth on Mill Creek. The frontage is ripped rapped and boasts 2 private piers, each with deep water, and a private boat ramp! This is the perfect lot/location! As you approach the home, you'll notice a spacious driveway with ample parking and scenic views of Mill Creek. Step onto the front porch and into the welcoming foyer—an ideal space to greet family and friends. To the right, you’ll find a convenient laundry room, and to the left, a nicely sized kitchen featuring a brand-new refrigerator and stove. Flowing back through the kitchen, you’ll enter the generous dining room, offering plenty of space for a full dining set and perfect for hosting while your guests enjoy glimpses of the water. Beyond the dining area lies a spacious living room, highlighted by expansive views of Mill Creek. Just off the living room is a charming sunroom—likely to become your favorite spot in the house—where you can soak in the stunning sunsets and peaceful waterfront views. Down the main hallway, you’ll find a large hall bathroom that serves the main floor including the second bedroom. The primary suite is complete with an ensuite bath, walk-in closet, and, of course, more water views. A second bedroom is conveniently located nearby for guests. Upstairs features a third bedroom, another full bath, and a large family room with breathtaking views of the water, along with a galley-style kitchenette—ideal for added comfort or guest use. The partially finished basement offers great potential for storage, a recreation room, or anything else you envision. Outside, the property includes two sheds, mature trees, and a spacious yard ready for your landscaping dreams. Additional features of this special home include a newly encapsulated crawlspace, newer septic system with BAT system, new oil tank, generator hookup at the panel, new attic insulation, new crawlspace insulation, and a brand-new roof installed last year. Original oak floors add warmth and charm throughout the home. We have verified via the Calvert County Health Department that the existing septic system is approved for up to 3999 finished sqft. This property is the perfect candidate for a remodel or small addition. 3,000+ modernized sqft in this location with the character of this lot would result in a value +/- $1,500,000! Put your touches on this home and pick up some upside along the way! No interior photos are provided at this time due to the interior being staged for an upcoming estate sale. This waterfront gem is truly special and priced to sell—don’t miss your opportunity. Schedule your private showing today!
- Listed by Mark A Frisco Jr. • CENTURY 21 New MillenniumP: (443)-532-8776 team@somdteam.com
Property Details for 1045 Church Road
Tax ID Number
0501000896
OwnershipFee Simple
Condo Coop AssociationNo
HOANo
Structure TypeDetached
StyleCape Cod, Ranch/Rambler
Levels/Stories3
WaterfrontYes
LISTING CLOSED: 04/25/2025 12:00 AM
Property Details for 1045 Church Road
| Status | Closed |
|---|---|
| MLS # | MDCA2020264 |
| Days on Market | 6 |
| Taxes | $7,298 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Fee Simple |
| Year Built | 1972 |
| Lot Size | 1.21 AC / 52,708 SF |
| County | Calvert County |
Location
Listing Courtesy of CENTURY 21 New Millennium
Sold By O'Brien Realty ERA Powered
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Building Information for 1045 Church Road
Stories3Year Built1972Building Size-Lot Size1.21 AC / 52,708 SF
Payment Calculator
$4,802 per month
30 year fixed, 6.55% Interest
Principal and Interest
$4,193
Property Taxes
$608
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 1045 Church Road
Location
Location
- In City Limits: No
- School District Name: CALVERT COUNTY PUBLIC SCHOOLS
- School District County ID: 121139842846
- SchoolDistrictSource: 3rd Party
- Elementary School: DOWELL (CALVERT MD)
- ElementarySchoolSource: 3rd Party
- Middle Or Junior School: MILL CREEK (CALVERT MD)
- MiddleSchoolSource: 3rd Party
- High School: PATUXENT (CALVERT MD)
- HighSchoolSource: 3rd Party
- County: CALVERT
Waterfront / Water Access
Waterfront / Water Access
- Water View: Yes
- Water Access: Yes
- Water Access Features: Boat - Powered, Fishing Allowed, Canoe/Kayak, Personal Watercraft (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
- Water Oriented: Yes
- Navigable Water: Yes
- Tidal Water: Yes
- Water Body Name: Mill Creek
- Water Body Type: Creek
- Water Frontage In Feet: 449.0
- Riparian Rights Y/N: Yes
- Docks Count: 2
- Dock Type and Features: Multiple Slip, Private
- Dock/Slip Conveys Y/N: true
- Dock/Slip Conveyance: Physical Dock/Slip Conveys
- Slips Count: 4
- Mean Low Water Feet: 10.00
- Distance To Body Of Water: 84.00
- Distance To Body Of Water Units: Feet
Association / Community Info
Association / Community Info
- Senior Community: No
Taxes and Assessment
Taxes and Assessment
- Tax Year: 2024
- Tax Assessed Value: $666,433
- Year Assessed: 2025
- County Tax: $6,888
- Improvement Assessed Value: $339,300
- Land Assessed Value: $355,200
- Clean Green Assessed: No
- Land Use Code: R
- Refuse Fee: $350
- Zoning: R-1
- School Tax: $0
- Tax Page Number: 364
- Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
- Pets Allowed: Yes
- Pet Restrictions: No Pet Restrictions
Rooms
Main
- # Bedrooms Count Main Level: 2
- # Bathrooms Count Main Level: 2
- # Bathrooms Full Main Level: 2
All Upper Levels
- # Bedrooms Count All Upper Levels: 1
- # Bathrooms Count All Upper Levels: 1
- # Bathrooms Full All Upper Levels: 1
Upper Level 1
- # Bedrooms Count Upper Level: 1
- # Bathrooms Count Upper Level: 1
- # Bathrooms Full Upper Level: 1
Rooms
- Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Study, Laundry, Recreation Room, Storage Room, Workshop, Bathroom 2, Bathroom 3
- Stories: Main, Upper 1
Rooms Information
Room 1
- Room Type: Foyer
- Room Level: Main
- Room Exists: Yes
Room 2
- Room Type: Laundry
- Room Level: Main
- Room Exists: Yes
Room 3
- Room Type: Kitchen
- Room Level: Main
- Room Exists: Yes
Room 4
- Room Type: Dining Room
- Room Level: Main
- Room Exists: Yes
Room 5
- Room Type: Living Room
- Room Level: Main
- Room Exists: Yes
Room 6
- Room Type: Family Room
- Room Level: Main
- Room Exists: Yes
Room 7
- Room Type: Primary Bedroom
- Room Level: Main
- Room Exists: Yes
Room 8
- Room Type: Bedroom 3
- Room Level: Upper 1
- Room Exists: Yes
Room 9
- Room Type: Bedroom 2
- Room Level: Main
- Room Exists: Yes
Room 10
- Room Type: Bathroom 2
- Room Level: Main
- Room Exists: Yes
Room 11
- Room Type: Bathroom 3
- Room Level: Upper 1
- Room Exists: Yes
Room 12
- Room Type: Study
- Room Level: Upper 1
- Room Exists: Yes
Room 13
- Room Type: Workshop
- Room Level: Lower 1
- Room Exists: Yes
Room 14
- Room Type: Recreation Room
- Room Level: Lower 1
- Room Exists: Yes
Room 15
- Room Type: Storage Room
- Room Level: Lower 1
- Room Exists: Yes
Building Info
Building Info
- Total Finished SQFT: 2,860.00
- Total Finished SQFT Source: Assessor
- Tax Total Finished SQFT: 2,860.00
- Total SQFT: 3,548.00
- Total SQFT Source: Assessor
- Construction Materials: Brick
- Roof: Architectural Shingle
- Flooring Type: Carpet, Laminated, Wood, Ceramic Tile
- Basement Type: Connecting Stairway, Improved, Interior Access, Outside Entrance, Partial, Side Entrance, Walkout Level, Workshop, Partially Finished
- Foundation Details: Slab, Crawl Space
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Upper Level 1-1, Bathrooms Full-Upper Level 1-1
- # Bathrooms Full: 3
- Other Structure: Shed
Lot / Land Information
Lot / Land Information
- Lot Size Source: Assessor
- Lot Features: Fishing Available, Premium, Rear Yard, SideYard(s), Stream/Creek
- Location Type: Creek/Stream
- Parcel ID: 14954403
Parking
Parking
- Type Of Parking: Driveway
- Driveway - # of Spaces: 4
- Parking Features: Asphalt Driveway
Interior Features
Interior Features
- Interior Features: Bathroom - Soaking Tub, Bathroom - Jetted Tub, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Island, Primary Bath(s), Wood Floors
- Fireplace: No
- Appliances: Dishwasher, Exhaust Fan, Refrigerator, Icemaker, Oven/Range - Electric, Stove, Water Heater
- Accessibility Features: Other
- Door Features: French, Sliding Glass
- Laundry Type: Hookup, Main Floor
Exterior Features
Exterior Features
- Outdoor Living Structures: Porch(es)
- Pool: No Pool
Utilities
Utilities
- Heating: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Forced Air, Baseboard - Hot Water
- Heating Fuel: Oil
- Hot Water: Electric
- Water Source: Well
- Sewer Septic: On Site Septic
Confidential Data
Listing Office
- List Agent AOR: Southern Maryland Association of REALTORS
- List Agent URL: www.somdteam.com
Property History for 1045 Church Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Apr 25, 2025 | Closed (Public Record) Public Record #1556680215 | $825,000 | — |
| Apr 25, 2025 | Closed BRIGHT #MDCA2020264 | $825,000 | — |
| Mar 30, 2025 | Price Change BRIGHT #MDCA2020264 | $850,000 | — |
| Mar 29, 2025 | Pending BRIGHT #MDCA2020264 | — | |
| Mar 25, 2025 | Listed (Active) BRIGHT #MDCA2020264 | $799,900 | — |
| Date | Event & Source | Price |
|---|---|---|
| 04/25/2025 | Closed (Public Record) Public Record #1556680215 | $825,000 |
| 04/25/2025 | Closed BRIGHT #MDCA2020264 | $825,000 |
| 03/30/2025 | Price Change BRIGHT #MDCA2020264 | $850,000 |
| 03/29/2025 | Pending BRIGHT #MDCA2020264 | — |
| 03/25/2025 | Listed (Active) BRIGHT #MDCA2020264 | $799,900 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 1045 Church Road
Taxable ValueLand$355,200Additions$339,300Total$694,500
Tax Record2025$7,413 ($618 / month)
Home Facts
Beds0Baths2Total Finished SqFt2,860 SqFtAbove Grade Finished SqFt2,860 SqFtStories1Lot Size52,708 SqFtStyleSingle Family ResidenceYear Built1972Year Renovated1972ZoningR-1CountyCALVERTAPN01-000896
Schools near 1045 Church Road
This home is within Calvert County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 12 |
Rating | School | Distance |
|---|---|---|
Dowell Elementary School PublicPK to 5 | ||
Mill Creek Middle School Public6 to 8 | ||
Patuxent High School Public9 to 12 | ||
Calvert Country School PublicPK to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
Similar Homes
Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot AC |
|---|---|---|---|---|---|
$400,000 | 3 | 2 | 1,856 | 0.33 | |
$1,000,000 | – | 3 | 3,560 | 1.3 | |
$255,000 | – | 1 | 1,402 | 1.12 | |
$454,500 | – | 1.5 | 1,908 | 1.35 | |
$350,000 | 4 | 3 | 2,168 | 0.57 | |
$262,500 | – | 1 | 936 | 2 | |
$200,000 | – | 2 | 1,964 | 0.99 | |
$115,000 | – | 2 | 2,272 | 1 | |
$203,000 | 3 | 2 | 1,632 | 0.77 | |
– | – | 2 | 1,848 | 0.75 | |
– | – | 3 | 1,875 | 0.55 | |
– | – | 1 | 1,227 | 0.96 | |
– | – | – | – | 0.77 | |
$532,000 | – | 2.5 | 2,040 | 1.27 | |
$600,000 | 4 | 3 | 2,388 | 0.95 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of CENTURY 21 New Millennium
© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/06/2025 08:55 AM