10478 Jefferson Rd

Osceola, IN 46561

$599,000
Price
4
Beds
3,798 Sq. Ft.
$158 / Sq. Ft.
3,798
Sq. Ft.
$158
per Sq. Ft.
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Description

Welcome to the St. Joseph River, a retreat perfectly positioned at the rivers bend, where breathtaking water views, abundant wildlife, and some of the area's best fishing opportunities come together to create an unforgettable waterfront lifestyle. This impressive two-story home, rebuilt in 2013, offers 4 spacious bedrooms (3 bedrooms are en suites) and 3.5 baths, designed with both comfort and entertaining in mind. The dramatic great room features soaring ceilings and expansive windows that flood...Welcome to the St. Joseph River, a retreat perfectly positioned at the rivers bend, where breathtaking water views, abundant wildlife, and some of the area's best fishing opportunities come together to create an unforgettable waterfront lifestyle. This impressive two-story home, rebuilt in 2013, offers 4 spacious bedrooms (3 bedrooms are en suites) and 3.5 baths, designed with both comfort and entertaining in mind. The dramatic great room features soaring ceilings and expansive windows that flood the space with natural light while showcasing picturesque river views. The thoughtfully designed floor plan provides generous living spaces, main floor laundry, and space that is ideal for gathering with family and friends. Step outside and enjoy your own private outdoor oasis. The fully fenced backyard offers plenty of room for pets and play, while the above-ground pool provides the perfect spot to cool off during warm summer days. Whether you're casting a line from the shoreline, watching eagles soar overhead, or enjoying an evening around the river and firepit, this property delivers a true waterfront experience. Buyers will appreciate the additional detached garage complete with a second-story bonus storage area, providing endless possibilities for lake or pool equipment, workshop space, or seasonal storage. Located within the highly sought-after Penn-Harris-Madison School District, this exceptional property combines the tranquility of riverfront living with convenient access to shopping, dining, schools, and everyday amenities. If you've been searching for a riverfront property where nature, recreation, and comfortable living meet, or want the perfect AirBNB, this home is ready to welcome you!
  1. Listed by Erica Young • Realty Executives Premier
  2. Listed by Michael Tezak • Realty Executives Premier

Property Details for 10478 Jefferson Road

Style
Two Story
Subdivision
None
Waterfront
Yes
Garage/Number Of Cars
1
LISTING UPDATED: 06/12/2026 01:44 PM

Property Details for 10478 Jefferson Road

StatusBack On Market
MLS #202621890
Days on Market5
Taxes$5,787 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Site-Built Home
Year Built2013
Lot Size0.56 AC / 24,394 SF
CountySt. Joseph County
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Location

Listing Courtesy of Realty Executives Premier
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Building Information for 10478 Jefferson Road

Stories-Year Built2013Building Size-Lot Size0.56 AC / 24,394 SF

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$3,467 per month

30 year fixed, 6.36% Interest

Principal and Interest

$2,985

Property Taxes

$482

HOA Dues

$0

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Property Information for 10478 Jefferson Road

Summary
Location and General Information
  • Area: St. Joseph County
  • City: Osceola
  • Zip Code: 46561
  • State: IN
  • Township: Penn
  • Geo Latitude: 42
  • Geo Longitude: -86
  • Zoning Description: Residential
  • Fips Code: 18141
  • Directions To Property: Head east on Jefferson, pass Penn High School, drive 2 miles, house will be on the right-hand side of road.
  • Water Frontage: 250.0
Taxes and HOA
  • Annual Taxes: $5,787
  • Assoc Dues Frequency: Not Applicable
  • Year Taxes Payable: 2025
  • Parcel Number Id: 71-10-09-205-003.000-031
School Information
  • School District: Penn-Harris-Madison School Corp.
  • Elementary: Moran
  • Middle School: Schmucker
  • High School: Penn
Parking
  • Garage Length: 24.0
  • Garage Width: 31.0
  • Garage: Yes
  • Garage Type: Attached
Property
Lot Information
  • Class: RESIDENTIAL
  • Property Subtype: Site-Built Home
  • Approx Lot Size Acres: 0.56
  • Lot Dimensions: 99x248
  • Below Grade Unfin Sqft: 0.0
  • Total Square Feet: 3798.0
  • Upper Level Sqft: 1899.0
  • Approx Lot Size Sqft: 24394.0
  • Above Grade Finished Sqft: 3798.0
  • Below Grade Finished Sqft: 0.0
  • Total Below Grade Sqft: 0.0
  • Total Finished Sqft: 3798.0
  • Garage Square Feet: 744.0
  • Above Grade Unfin Sqft: 0.0
  • Lot Description: 0-2.9999, Water View
  • Main Level Sqft: 1899.0
  • Outbuilding 1 Length: 28.0
  • Outbuilding 1 Width: 24.0
Property and Assessments
  • New Construction: No
  • Year Built: 2013
  • Age: 13
  • Planned Unit Development: No
Utilities
  • Water Type: River
  • Water Access: Riverfront
  • Water Name: Saint Joseph River
  • Water Utility: Well
  • Well Type: Private
  • Sewer: Septic
Interior and Exterior Features
Exterior Features
  • Amenities: Ceilings-Vaulted, Garage Door Opener, Kitchen Island, Patio Open
  • Exterior: Vinyl
  • Fence: Chain Link
  • Outbuilding 1: 2nd Detached Garage
  • Platted: Yes
  • Pool Type: Above Ground
  • Pool: Yes
  • Roof Material: Asphalt
Interior Features
  • Number of Fireplaces: 1
  • Basement: No
  • Basement/Foundation: Crawl
  • Cooling: Central Air
  • Fireplace: Living/Great Rm, One
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile
  • Heating/Fuel: Gas, Forced Air
  • Number of Above Grade Bedrooms: 4
  • Number of Below Grade Baths: 0
  • Number of Below Grade Bedrooms: 0
  • Number of Full Baths Below Grade: 0
  • Number of Full Baths Main: 1
  • Number of Full Baths Upper: 2
  • Number of Half Baths Below Grade: 0
  • Number of Half Baths Main: 1
  • Number of Half Baths Upper: 0
  • Number of Total Rooms: 6
  • Total Number of Bedrooms: 4
  • Total Number of Full Baths: 3
  • Total Number of Half Baths: 1
  • Total Baths: 4
  • Total Number of Rooms Below Grade: 0
Room
Room Information
  • 1st Bedroom Length: 12.0
  • 1st Bedroom Level: Main
  • 1st Bedroom Width: 12.0
  • 2nd Bedroom Length: 20.0
  • 2nd Bedroom Level: Upper
  • 2nd Bedroom Width: 12.0
  • 3rd Bedroom Length: 12.0
  • 3rd Bedroom Level: Upper
  • 3rd Bedroom Width: 12.0
  • 4th Bedroom Length: 10.0
  • 4th Bedroom Level: Upper
  • 4th Bedroom Width: 12.0
  • Dining Room Level: Main
  • Kitchen Level: Main
  • Laundry Level: Main
  • Living/Great Room Level: Main

Property History for 10478 Jefferson Road

DateEvent & SourcePriceAppreciation
Jun 5, 2026

Listed (Active)

Indiana Regional MLS #202621890

$599,000—
DateEvent & SourcePrice
06/05/2026

Listed (Active)

Indiana Regional MLS #202621890

$599,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 10478 Jefferson Road

Taxable ValueLand$92,400Additions$552,600Total$645,000
Tax Record2024$4,311 ($359 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt3,798 SqFtAbove Grade Finished SqFt3,798 SqFtStories2Lot Size24,526 SqFtStyleSingle Family ResidenceYear Built2013CountyST. JOSEPHAPN71-10-09-205-003.000-031Fireplace TypeHas Fireplace

Schools near 10478 Jefferson Road

This home is within Penn-Harris-Madison Sch Corp.
Rating
School
Type
Grades
Distance
Moran Elementary School
Public - K to 5
Schmucker Middle School
Public - 6 to 8
Penn High School
Public - 9 to 12
Rating
School
Distance
Moran Elementary School
PublicK to 5

Schmucker Middle School
Public6 to 8

Penn High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 10478 Jefferson Road, Osceola, IN 46561

10478 Jefferson Road is a single family home for sale in Osceola, IN 46561. This property was listed for sale on June 5, 2026 by Realty Executives Premier, it's currently listed at $599,000. This listing's school district is Penn-Harris-Madison Sch Corp. Nearby schools include Moran Elementary School, Schmucker Middle School and Penn High School. 10478 Jefferson Road is a 4-bed, 4-bath, 3,798 sqft single family home built in 2013.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Realty Executives Premier

Based on information from one of the following Multiple Listing Services: MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by MIBOR MLS,IRMLS,Southern Indiana REALTORS® Association,Southeastern Indiana Board of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.