1048 Highway 98

Destin, FL 32541

$999,000
Last Sold Price
2
Beds
1,672 Sq. Ft.
$597 / Sq. Ft.
1,672
Sq. Ft.
$597
per Sq. Ft.
Sold 12/11/25
Sold 12/11/25
view of a city with tall buildings

Description

Beautifully updated ground-floor, end-unit condo in the highly coveted Silver Beach Towers Resort. This two-bed, two-bath Gulf-front residence with bonus bunk space offers unmatched convenience, direct beach access, and rare ground-floor walkout living. Recent interior updates (2024–2025) create a fresh coastal feel, with an open layout, modern furnishings, and floor-to-ceiling windows framing Gulf and pool views. The oversized beachfront patio is a standout feature, providing immediate access to...Beautifully updated ground-floor, end-unit condo in the highly coveted Silver Beach Towers Resort. This two-bed, two-bath Gulf-front residence with bonus bunk space offers unmatched convenience, direct beach access, and rare ground-floor walkout living. Recent interior updates (2024–2025) create a fresh coastal feel, with an open layout, modern furnishings, and floor-to-ceiling windows framing Gulf and pool views. The oversized beachfront patio is a standout feature, providing immediate access to the pool deck, grilling areas, and private beach. Inside, the home includes an updated kitchen with stainless appliances and new range, refreshed dining and living spaces, and a private primary suite with patio access, double vanity, jacuzzi tub, and walk-in shower. A guest suite with two queen beds, a bunk area, and full laundry room add excellent functionality. Unique storage options include an in-unit owner’s closet plus an oversized hallway owner’s closet ideal for beach gear. The property is pet-friendly for owners and includes covered garage parking. Silver Beach Towers features two Gulf-front pools, tennis courts, fitness center, grilling areas, private beach access, and long-standing beach service with chair rentals, paddleboards, kayaks, and more. Owners may purchase seasonal chair packages. A new poolside bar and grill, The Tipsy Turtle, debuts in 2025, enhancing the resort experience. A well-maintained, turnkey beachfront gem with strong rental appeal and exceptional amenities.
  1. Listed by Outside Area Selling Agent • PAR Outside Area Listing Office

Property Details for 1048 Highway 98

Architectural Style
Traditional
View
Gulf, Water
Waterfront Features
Gulf, Waterfront, Beach Access
Zoning Description
Res Multi
LISTING UPDATED: 12/11/2025 03:57 PM

Property Details for 1048 Highway 98

StatusSold
MLS #674768
Days on Market1
Taxes-
HOA Fees$14,636 / year
Condo/Co-op Fees-
Compass Type-
MLS Type-
Year Built2004
Lot Size0.00 AC / 4 SF
CountyOkaloosa County

Location

Listing Courtesy of PAR Outside Area Listing Office

Sold By Emerald Coast Realty Pros

Add your commute

Building Information for 1048 Highway 98

Stories1Residences-Year Built2004Lot Size0.00 AC / 4 SF

Payment Calculator

$6,089 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,869

Property Taxes

$0

HOA Dues

$1,220

The Payment Calculator is for illustrative purposes only.

Property Information for 1048 Highway 98

Summary
Location and General Information
  • Directions: US -98 W make left onto Airport Rd, Just pass Dollar General on the right.
  • Latitude: 30.385026
  • Longitude: -86.466764
  • Subdivision Name: None
Taxes and HOA Information
  • Association Fee Includes: Association, Cable TV, Maintenance Grounds, Insurance, Pest Control, Recreation Facility, Trash, Water/Sewer
  • Tax Legal Description: SILVER BEACH TOWERS WEST PENTHOUSE 106
  • Association: Yes
Parking
  • Parking Features: Parking Lot
  • Carport: No
  • Garage: No
School Information
  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY
Property
Lot Information
  • Building Name: Silver Beach
  • Construction Materials: Concrete
  • Levels: One
  • Road Responsibility: County Maintained Road
  • Roof: Built-Up
  • Cooling: Yes
  • Heating: Yes
  • Horse: No
  • New Construction: No
  • Property Attached: Yes
  • View: Yes
  • Waterfront: Yes
Property and Assessments
  • Documents Count: 0
  • Parcel Number: 002S22231700PH0106
  • Homestead: No
  • Photos Count: 1
  • Property Condition: Resale
Utilities
  • Electric: Circuit Breakers
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Foundation Details: Slab
  • Pool Features: None
Interior Features
  • Appliances: Electric Water Heater
  • Cooling: Central Air, Ceiling Fan(s)
  • Flooring: Tile, Simulated Wood
  • Heating: Central
  • Stories: 1
  • Window Features: Double Pane Windows
Room Information
Room Information
  • Room Bathroom Features: Not Updated
  • Room Bedroom Area: 187.0
  • Room Bedroom Length: 17.0
  • Room Bedroom Level: First
  • Room Bedroom Width: 11.0
  • Room Dining Room Features: Breakfast Bar, Living/Dining Combo
  • Room Kitchen Features: Not Updated
  • Room Living Room Area: 368.0
  • Room Living Room Length: 23.0
  • Room Living Room Level: First
  • Room Living Room Width: 16.0
Rental
Rental Information
  • Leasable Area Units: Square Feet
  • Rent Restrictions: Unknown
  • Lease Considered: No

Property History for 1048 Highway 98

DateEvent & SourcePriceAppreciation
Dec 11, 2025

Sold

PENSACOLA #674768

$999,000—
Dec 11, 2025

Listed (Active)

PENSACOLA #674768

$1,059,000—
Jul 15, 2016

Sold (Public Record)

Public Record #579283222

$770,000

+12.0% / yr

Mar 19, 2008

Sold (Public Record)

Public Record #274817613

$300,000

-22.3% / yr

May 28, 2004

Sold (Public Record)

Public Record #136264896

$782,900—
May 28, 2004

Sold (Public Record)

Public Record #136264885

$502,900—
May 28, 2004

Sold (Public Record)

Public Record #136264880

$638,900—
May 28, 2004

Sold (Public Record)

Public Record #136264886

$627,400—
May 28, 2004

Sold (Public Record)

Public Record #136264898

$584,900—
May 28, 2004

Sold (Public Record)

Public Record #136264888

$550,400—
May 27, 2004

Sold (Public Record)

Public Record #136505126

$698,500—
May 26, 2004

Sold (Public Record)

Public Record #136504756

$638,900—
May 25, 2004

Sold (Public Record)

Public Record #136109456

$650,000—
May 25, 2004

Sold (Public Record)

Public Record #136109450

$715,000—
May 25, 2004

Sold (Public Record)

Public Record #136109454

$835,000—
May 25, 2004

Sold (Public Record)

Public Record #136109453

$579,900—
Jan 17, 1996

Sold

ECAR #75013

$215,000—
Jan 10, 1996

Pending

ECAR #75013

—
Oct 20, 1995

Listed (Active)

ECAR #75013

$219,000—
DateEvent & SourcePrice
12/11/2025

Sold

PENSACOLA #674768

$999,000
12/11/2025

Listed (Active)

PENSACOLA #674768

$1,059,000
07/15/2016

Sold (Public Record)

Public Record #579283222

$770,000

+12.0% / yr

03/19/2008

Sold (Public Record)

Public Record #274817613

$300,000

-22.3% / yr

05/28/2004

Sold (Public Record)

Public Record #136264896

$782,900
05/28/2004

Sold (Public Record)

Public Record #136264885

$502,900
05/28/2004

Sold (Public Record)

Public Record #136264880

$638,900
05/28/2004

Sold (Public Record)

Public Record #136264886

$627,400
05/28/2004

Sold (Public Record)

Public Record #136264898

$584,900
05/28/2004

Sold (Public Record)

Public Record #136264888

$550,400
05/27/2004

Sold (Public Record)

Public Record #136505126

$698,500
05/26/2004

Sold (Public Record)

Public Record #136504756

$638,900
05/25/2004

Sold (Public Record)

Public Record #136109456

$650,000
05/25/2004

Sold (Public Record)

Public Record #136109450

$715,000
05/25/2004

Sold (Public Record)

Public Record #136109454

$835,000
05/25/2004

Sold (Public Record)

Public Record #136109453

$579,900
01/17/1996

Sold

ECAR #75013

$215,000
01/10/1996

Pending

ECAR #75013

—
10/20/1995

Listed (Active)

ECAR #75013

$219,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1048 Highway 98

Taxable ValueLand-Additions-Total-
Home Facts
Beds0Lot Size46,676 SqFtStyleMiscellaneous ResidentialCountyOKALOOSAAPN00-2S-22-2315-0000-0030

Schools near 1048 Highway 98

This home is within Okaloosa County School District.
Rating
School
Type
Grades
Distance
Destin Elementary School
Public - PK to 4
Destin Middle School
Public - 5 to 8
Fort Walton Beach High School
Public - 9 to 12
Destin High School
Charter - 9 to 12
Rating
School
Distance
Destin Elementary School
PublicPK to 4

Destin Middle School
Public5 to 8

Fort Walton Beach High School
Public9 to 12

Destin High School
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of PAR Outside Area Listing Office

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.