105 Mill St

1,630 Sq. Ft.
$264 / Sq. Ft.
1,630
Sq. Ft.
$264
per Sq. Ft.

Description

Welcome to the lovely Magnolia Cottage sited in the heart of the Historic District of Cambridge! This spacious 3 bedroom 2 bathroom house is close to the mighty Choptank but requires no flood insurance! Sporting two lovely porches with waterviews, this house can serve as a great retirement home with a primary ensuite down, a really fun second home and or an income-producing proven airbnb! Freshly gutted, rehabbed and decorated with a cool coastal feel this cottage is beyond inviting. The spacious...Welcome to the lovely Magnolia Cottage sited in the heart of the Historic District of Cambridge! This spacious 3 bedroom 2 bathroom house is close to the mighty Choptank but requires no flood insurance! Sporting two lovely porches with waterviews, this house can serve as a great retirement home with a primary ensuite down, a really fun second home and or an income-producing proven airbnb! Freshly gutted, rehabbed and decorated with a cool coastal feel this cottage is beyond inviting. The spacious back yard has endless possibilities for gardens, badminton/volleyball courts or crochet courses.
Located just a few doors from the iconic Cambridge Yacht Club, marina, lighthouse and just a few blocks from the downtown shops and restaurants this location is superb. Enjoy magnificent sunsets over the Choptank River and the sparking lights of the Choptank River Bridge by night and great kayaking, biking fishing and crabbing by day!

Listing Agent

  1. Mary Losty

    Mary Losty

    Listing Agent

    Compass

    mary.losty@compass.com

    P: (215)-920-3595

Property Details for 105 Mill Street

Tax ID Number
1007167407
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Traditional
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 12/27/2024 02:04 PM

Property Details for 105 Mill Street

StatusClosed
MLS #MDDO2008106
Days on Market48
Taxes$4,507 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1918
Lot Size0.20 AC / 8,925 SF
CountyDorchester County

Location

Sold By TTR Sotheby's International Realty

Add your commute

Building Information for 105 Mill Street

Stories2Year Built1918Building Size-Lot Size0.20 AC / 8,925 SF

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$2,471 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,096

Property Taxes

$376

HOA Dues

$0

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Property Information for 105 Mill Street

Location
Location
  • In City Limits: Yes
  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139665361
  • SchoolDistrictSource: Listing Agent
  • County: DORCHESTER
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: Yes
  • Navigable Water: No
  • Tidal Water: No
  • Water Body Name: Choptank
  • Water Body Type: River
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $243,833
  • Year Assessed: 2024
  • County Tax: $2,533
  • Improvement Assessed Value: $68,200
  • City Town Tax: $1,974
  • Land Assessed Value: $60,500
  • Clean Green Assessed: No
  • Land Use Code: R
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: Yes
  • Zoning: R-3
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Cats OK, Dogs OK
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 2
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 2
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Stories: Main, Upper 1
Building Info
Building Info
  • Year Major Reno Remodel: 2021
  • Total Finished SQFT: 1,630.00
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 5312676
  • Ground Rent Exists: No
  • Ground Rent Payment Frequency: Annually
Parking
Parking
  • Type Of Parking: On Street
Interior Features
Interior Features
  • Interior Features: Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: No Pool
  • Horse: No
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump - Electric BackUp
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Mid-Shore Board of REALTORS

Property History for 105 Mill Street

DateEvent & SourcePriceAppreciation
Dec 27, 2024

Closed (Public Record)

Public Record #1549078478

$430,000
Dec 27, 2024

Closed (Public Record)

Public Record #1549439905

$430,000

+8.3% / yr

Dec 27, 2024

Closed

BRIGHT #MDDO2008106

$430,000
Oct 26, 2024

Pending

BRIGHT #MDDO2008106

Oct 26, 2024

Active Under Contract

BRIGHT #MDDO2008106

Sep 9, 2024

Listed (Active)

BRIGHT #MDDO2008106

$435,000
Apr 9, 2021

Closed (Public Record)

Public Record #1461442355

$320,000

+111.7% / yr

Apr 9, 2021

Closed

BRIGHT #MDDO126856

$320,000
Feb 25, 2021

Pending

BRIGHT #MDDO126856

Feb 5, 2021

Listed (Active)

BRIGHT #MDDO126856

$340,000
Sep 20, 2019

Closed (Public Record)

Public Record #653966544

$99,900
Sep 20, 2019

Closed

BRIGHT #MDDO123954

$99,900
Aug 11, 2019

Pending

BRIGHT #MDDO123954

Jul 26, 2019

Listed (Active)

BRIGHT #MDDO123954

$99,900
DateEvent & SourcePrice
12/27/2024

Closed (Public Record)

Public Record #1549078478

$430,000
12/27/2024

Closed (Public Record)

Public Record #1549439905

$430,000

+8.3% / yr

12/27/2024

Closed

BRIGHT #MDDO2008106

$430,000
10/26/2024

Pending

BRIGHT #MDDO2008106

10/26/2024

Active Under Contract

BRIGHT #MDDO2008106

09/09/2024

Listed (Active)

BRIGHT #MDDO2008106

$435,000
04/09/2021

Closed (Public Record)

Public Record #1461442355

$320,000

+111.7% / yr

04/09/2021

Closed

BRIGHT #MDDO126856

$320,000
02/25/2021

Pending

BRIGHT #MDDO126856

02/05/2021

Listed (Active)

BRIGHT #MDDO126856

$340,000
09/20/2019

Closed (Public Record)

Public Record #653966544

$99,900
09/20/2019

Closed

BRIGHT #MDDO123954

$99,900
08/11/2019

Pending

BRIGHT #MDDO123954

07/26/2019

Listed (Active)

BRIGHT #MDDO123954

$99,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 105 Mill Street

Taxable ValueLand$60,500Additions$240,900Total$301,400
Tax Record2025$5,661 ($472 / month)
Home Facts
Beds0Baths1Total Finished SqFt1,630 SqFtAbove Grade Finished SqFt1,630 SqFtStories2Lot Size8,925 SqFtStyleSingle Family ResidenceYear Built1918ZoningR-3CountyDORCHESTERAPN07-167407Fireplace TypeHas Fireplace

Schools near 105 Mill Street

This home is within Dorchester County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Private - K to 5
Rating
School
Distance
Choptank Elementary School
PublicPK to 5

Mace's Lane Middle School
Public6 to 8

Cambridge-South Dorchester High School
Public9 to 12

Cambridge Christian Academy
PrivateK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/27/2024 02:04 PM