105 N Water St, Lot 5 & 6

Point Harbor, NC 27964

$630,000
Price
3
Beds
1,796 Sq. Ft.
$351 / Sq. Ft.
1,796
Sq. Ft.
$351
per Sq. Ft.
92' of Water Frontage
Boat Dock
One Car Garage
Stunning Views
Brick Fireplace
Cathedral Ceiling
Wainscotting
Window Wall
Renters Love This Retreat
Dining Area
Great Room
Lots of Water Views
Kitchen
Eat-on Bar Seating
Great Views
Ample Counter Space
Stainless Steel Appliances
Utility Room of Kitchen
Utility Room
Exterior Door
Laundry Sink
Lots of Storage
First Floor Bedroom
Spacious
Shared Full Bath
Stairs to 2nd Level
Landing
Top Level View
Bedroom #2
Large Closets
Upstairs Shared Full Bath
Vanity
Entrance to Bedroom #3
Bedroom #3
Huge Bedroom
Lots of Natural Light
Hall Way
Sun Deck
Enjoy Sunrises
Nice Hangout Space
Screen Porch
Pier
Ladder for Swimming
Rear View
Open Floor Plan

Description

This rare soundfront retreat captures what makes waterfront living on the Outer Banks so special — open, X Flood Zone (no flood insurance required), panoramic water views, constant natural light, and a setting that simply cannot be duplicated. Positioned directly on the Currituck Sound, the home enjoys wide-open vistas that stretch across the water and sky, creating an atmosphere that feels peaceful, expansive, and timeless. The open-concept kitchen, dining, and living area is designed to maximize...This rare soundfront retreat captures what makes waterfront living on the Outer Banks so special — open, X Flood Zone (no flood insurance required), panoramic water views, constant natural light, and a setting that simply cannot be duplicated. Positioned directly on the Currituck Sound, the home enjoys wide-open vistas that stretch across the water and sky, creating an atmosphere that feels peaceful, expansive, and timeless. The open-concept kitchen, dining, and living area is designed to maximize both flow and views, with large sound-facing windows that frame sweeping water vistas while high ceilings enhance the airy coastal feel. A fireplace in the living room adds warmth and ambiance for cozy evenings, while mornings begin with coffee overlooking the water and evenings end with vibrant sunsets reflecting across the sound. Outdoor living is a defining feature, with a generous waterfront deck and a large screened-in porch designed to take full advantage of the breathtaking, ever-changing sound views — perfect for dining, relaxing, and entertaining with the water as your backdrop. The private soundfront dock provides direct access to fishing, crabbing, kayaking, paddleboarding, and boating, making the water an extension of everyday life and a major draw for both owners and guests. Located just minutes from the bridge to the Outer Banks beaches, this home offers the ideal balance of quiet soundfront living and easy access to oceanfront attractions, dining, and shopping — a combination that makes it equally attractive as a full-time residence, second home, or vacation rental. Inside, the bedrooms provide comfortable retreats, and the layout supports both everyday living and entertaining, making this home especially well-suited for year-round living while still performing as a strong rental. From an income perspective, the property offers substantial upside. In 2025, it generated $39,000 in rental income during only a partial season, following a platform transition and with no off-season marketing, allowing it to easily track as a $50,000+ annual performer with full-time professional management. In 2023, the home achieved $99,000 in rental income, reflecting the strong appeal of this waterfront location and the experience it offers. With its scarce and highly sought-after soundfront location, panoramic water views, private dock, close proximity to the Outer Banks beaches, and proven income history, 105 Water Street stands out as a truly special opportunity.
  1. Listed by Heather T Vandermyde • Coldwell Banker Seaside Realty - KDH
    C: (252)-202-2375 hvandermyde@gmail.com
  2. Listed by Patricia Berruet • Coldwell Banker Seaside Realty - KDH
    C: (252)-256-2761 trish@cbseaside.com

Property Details for 105 North Water Street

Architectural Style
Cottage
View
Sound
Waterfront Features
Soundfront
Zoning
SFM
LISTING UPDATED: 01/22/2026 02:06 PM

Property Details for 105 North Water Street

StatusActive
MLS #131462
Days on Market16
Taxes$2,214 / year
HOA Fees$50 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1990
Lot Size0.32 AC / 13,939 SF
CountyCurrituck County

Location

Listing Courtesy of Coldwell Banker Seaside Realty - KDH
Add your commute

Building Information for 105 North Water Street

Stories-Year Built1990Building Size-Lot Size0.32 AC / 13,939 SF

Payment Calculator

$3,259 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,071

Property Taxes

$185

HOA Dues

$4

The Payment Calculator is for illustrative purposes only.

Property Information for 105 North Water Street

Summary
Location and General Information
  • Latitude: 36.095985
  • Longitude: -75.800095
  • Subdivision Name: Point Harbor Beach
  • Year Built: 1990
  • Front Garage: 1 Car
Taxes and HOA
  • Association Amenities: Sound Access, Common Area
  • Association Fee Includes: None
  • Tax Annual Amount: $2,214.00
  • Tax Year: 2025
  • Assoc Fee Y Or N Or Voluntary: Voluntary - Restrictive Covenants May Apply
  • HOA Contact: None
  • HOA Contact Info: None
Property
Lot Information
  • Lot Size Acres: 0.32
  • Lot Size Square Feet: 13939.0
  • Road Surface Type: Paved
Property and Assessments
  • Living Area: 1796.0
  • Ownership: Owned More than 12 Months
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Deed Book: 1774
  • Deed Book Pg Number: 594
  • Bill of Sale In Amt Y Or N: Yes
  • Furnishings Available Y Or N: Yes
  • Bank Or Institution Owned: No
  • Pin Number: 132A001005A0000
  • Headline: Investment Rental Retreat
  • Primary Htd Lv Ar SF: 1796.0
Utilities
  • Sewer: Septic Tank
  • Water Source: Well
  • Fuel Tanks: None
Interior and Exterior Features
Exterior Feature
  • E Exterior: Vinyl
  • Pool: No
  • Construction Materials: Block
  • Roof: Asphalt
Interior Feature
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Wine Cooler
  • Bathrooms Full: 2
  • Bathrooms Partial: 0
  • Bedrooms Total: 3
  • Cooling: Central Air
Agent
Sale and Listing
  • Listing Id: 131462
Rental
Rent Information
  • Sale Or Rent: S
  • Estimated Annual Fee Amt: 50

Property History for 105 North Water Street

DateEvent & SourcePriceAppreciation
Jan 10, 2026

Listed (Active)

Outer Banks Association of REALTORS #131462

$630,000—
Jun 13, 2024

Sold

Outer Banks Association of REALTORS #123930

$569,500—
Nov 12, 2023

Listed (Active)

Outer Banks Association of REALTORS #123930

$729,000—
Aug 22, 2022

Sold

Outer Banks Association of REALTORS #118919

$549,000—
May 18, 2022

Listed (Active)

Outer Banks Association of REALTORS #118919

$549,900—
DateEvent & SourcePrice
01/10/2026

Listed (Active)

Outer Banks Association of REALTORS #131462

$630,000
06/13/2024

Sold

Outer Banks Association of REALTORS #123930

$569,500
11/12/2023

Listed (Active)

Outer Banks Association of REALTORS #123930

$729,000
08/22/2022

Sold

Outer Banks Association of REALTORS #118919

$549,000
05/18/2022

Listed (Active)

Outer Banks Association of REALTORS #118919

$549,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 105 North Water Street

This home is within Currituck County School District.
Rating
School
Type
Grades
Distance
Jarvisburg Elementary
Public - K to 5
Currituck County Middle
Public - 6 to 8
Currituck County High
Public - 9 to 12
The JP Knapp ECH (I)school
Public - 9 to 13
Rating
School
Distance
Jarvisburg Elementary
PublicK to 5

Currituck County Middle
Public6 to 8

Currituck County High
Public9 to 12

The JP Knapp ECH (I)school
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 105 North Water Street, Point Harbor, NC 27964

105 North Water Street is a single family home for sale in Point Harbor, NC 27964. This property was listed for sale on January 11, 2026 by Coldwell Banker Seaside Realty - KDH, it's currently listed at $630,000. It has been on the market for a total of 16 days and was last sold on June 14, 2024. This listing's school district is Currituck County School District. Nearby schools include Jarvisburg Elementary, Currituck County Middle and Currituck County High. 105 North Water Street is a 3-bed, 2-bath, 1,796 sqft single family home built in 1990.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Seaside Realty - KDH

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of Hive MLS, and is updated as of 01/22/2026 02:06 PM. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Compass shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. © 2026 Hive MLS