10574 98th Ter

Seminole, FL 33772

$679,000
Price
3
Beds
2,063 Sq. Ft.
$329 / Sq. Ft.
2,063
Sq. Ft.
$329
per Sq. Ft.
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Description

Direct water frontage on Lake Seminole with wide open water views that will amaze you daily! Enjoy your morning coffee on the large covered front lanai and take in the breathtaking sunrises over shimmering Lake Seminole! Inspiring Split Level Custom Pool home built in 1988 with an in-law suite (live in the upper level and rent the lower) in the lower level. Two bedrooms/ Two baths on the upper level with the possibility of a 3rd BD (currently used as a bonus room but could easily be walled in for...Direct water frontage on Lake Seminole with wide open water views that will amaze you daily! Enjoy your morning coffee on the large covered front lanai and take in the breathtaking sunrises over shimmering Lake Seminole! Inspiring Split Level Custom Pool home built in 1988 with an in-law suite (live in the upper level and rent the lower) in the lower level. Two bedrooms/ Two baths on the upper level with the possibility of a 3rd BD (currently used as a bonus room but could easily be walled in for a BD). Great room floor plan (main level) with Vaulted Ceiling that will be the center of your entertaining along and a wall of windows and sliders overlooking the tranquil lakefront and the beautiful kidney shaped in-ground pool. Lower level with private entrance is a 1 BD / 1 BA with a full kitchenette and utility room. Oversized Two Car Carport under the elevated home that could be enclosed making it a garage and includes large storage area. Located at the end of a private street with no through traffic. Side yard with artificial turf is great for pets. The view challenges comparison! Home is currently being used as a vacation rental. Furniture is available at an additional cost. This is what Florida living is all about!
  1. Listed by John Keller, III • Brokerage DRE #182464 • JACK KELLER INC
    P: (727)-586-1497 jackkellerinc@hotmail.com

Property Details for 10574 98th Terrace

Subdivision Name
ACREAGE
Township
30
Carport Spaces
2
Waterfront
Yes
Water View
Lake
Furnished
Negotiable
LISTING UPDATED: 03/13/2026 10:38 AM

Property Details for 10574 98th Terrace

StatusActive
MLS #TB8478781
Days on Market96
Taxes$10,083 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1988
Lot Size0.18 AC / 7,823 SF
CountyPinellas County
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Location

Listing Courtesy of JACK KELLER INC, John Keller, III
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Building Information for 10574 98th Terrace

Stories-Year Built1988Building Size-Lot Size0.18 AC / 7,823 SF

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$4,224 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,384

Property Taxes

$840

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 10574 98th Terrace

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3200.0
  • Building Area Units: Square Feet
  • Direction Faces: East
  • Directions: SEMINOLE BLVD. GO EAST ON 98TH TERRACE TILL ROAD DEAD END. HOUSE IS ON THE RIGHT (SOUTH) SIDE.
  • Mls Major Change Type: Price Decrease
  • Listing Service: Limited Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 10574
  • Street Name: 98TH
  • Street Suffix: TERRACE
  • State: FL
  • City: SEMINOLE
Parking
  • Carport: Yes
  • Garage: No
Taxes and HOA Information
  • Association Approval Required: No
  • Association Name: UNKNOWN
  • Association: No
  • CDD: No
  • Condo Land Included: No
  • Tax Block: 0
  • Tax Book Number: 27-31
  • Tax Legal Description: PT OF NE 1/4 OF SEC 22-30-15 DESC AS FROM SW COR OF NW 1/4 OF NE 1/4 OF SEC TH S89D13'53"E 510.61FT FOR POB TH N03D51'16"E 59.35FT TH S88D20'11"E 117.43FT TH S27D24'34"E 65.16FT TH N89D13'53"W 151.39 FT TO POB
  • Tax Lot: 2200
  • Tax Year: 2025
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Property
Lot Information
  • Additional Parcels: No
  • Lot Size Dimensions: 059 x 134
  • Parcel Number: 223015000001202200
  • Total Acreage: 0 to less than 1/4
  • Water Access: Lake
  • Water Access: Yes
  • Water Body Name: LAKE SEMINOLE
  • Water Extras: Davits, Fishing Pier, Seawall - Concrete, Skiing Allowed
  • Water Extras: Yes
  • Water: Davits, Fishing Pier, Seawall - Concrete, Skiing Allowed
  • Zoning: R-3
  • Living Area: 2063
  • Lot Dimensions: 059 x 134
  • ILS Under Air SQFT: 671.0
Property and Assessments
  • Year Built Numeric: 1988
  • Flood Zone Code: AE
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0181H
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 22
  • Dock YN: Yes
  • Dock Description: Dock - Wood
  • Dock Dimensions: 010x030
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: HardiPlank Type, Wood Frame
  • Exterior Features: Balcony, Dog Run, Sliding Doors
  • Foundation Details: Stilt/On Piling
  • Levels: Two
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Porch, Rear Porch
  • Pool Features: Deck, Gunite, In Ground
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Spa: No
  • Waterfront Features: Lake Front
  • Waterfront Feet Total: 60
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 3
  • Additional Rooms: Interior In-Law Suite w/Private Entry, Storage Rooms
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Cooling: Central Air, Mini-Split Unit(s)
  • Fireplace Features: Family Room
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central, Heat Pump
  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters
  • Laundry Features: None
  • Living Area Source: Owner
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0

Property History for 10574 98th Terrace

DateEvent & SourcePriceAppreciation
Mar 13, 2026

Price Change

MFRMLS #TB8478781

$679,000—
Feb 20, 2026

Listed (Active)

MFRMLS #TB8478781

$699,000—
Dec 18, 2020

Sold (Public Record)

Public Record #686354370

$430,000

+10.9% / yr

DateEvent & SourcePrice
03/13/2026

Price Change

MFRMLS #TB8478781

$679,000
02/20/2026

Listed (Active)

MFRMLS #TB8478781

$699,000
12/18/2020

Sold (Public Record)

Public Record #686354370

$430,000

+10.9% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 10574 98th Terrace

Taxable ValueLand-Additions-Total-
Tax Record2025$10,083 ($840 / month)
Home Facts
Beds0Baths3Total Finished SqFt1,392 SqFtAbove Grade Finished SqFt1,392 SqFtStories2Lot Size7,823 SqFtStyleSingle Family ResidenceYear Built1988Year Renovated1998CountyPINELLASAPN22-30-15-00000-120-2200

Schools near 10574 98th Terrace

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Seminole Elementary School
Public - PK to 5
Osceola Middle School
Public - 6 to 8
Seminole High School
Public - 9 to 12
Osceola Fundamental High School
Public - 9 to 12
Rating
School
Distance
Seminole Elementary School
PublicPK to 5

Osceola Middle School
Public6 to 8

Seminole High School
Public9 to 12

Osceola Fundamental High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 10574 98th Terrace, Seminole, FL 33772

10574 98th Terrace is a single family home for sale in Seminole, FL 33772. This property was listed for sale on February 20, 2026 by JACK KELLER INC, it's currently listed at $679,000. It has been on the market for a total of 96 days and was last sold on December 18, 2020. This listing's school district is Pinellas. Nearby schools include Seminole Elementary School, Osceola Middle School and Seminole High School. 10574 98th Terrace is a 3-bed, 3-bath, 2,063 sqft single family home built in 1988.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of JACK KELLER INC, John Keller, III

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 03/13/2026 10:38 AM