10653 N Payment Peak Rd

3
Baths
3,780 Sq. Ft.
$354 / Sq. Ft.
3,780
Sq. Ft.
$354
per Sq. Ft.

Description

Imagine waking up every morning to sweeping mountain views, fresh North Idaho air, and complete privacy on your own 10.22-acre retreat. Perched high above it all, this 3,780 sq ft home was designed to bring the outdoors in--with expansive windows and a 12-foot covered wraparound deck that showcases nearly 360° panoramic views from Hayden Lake to Washington. Whether it's morning coffee at sunrise or unwinding at sunset, every moment here feels elevated. Inside, the home offers 3 bedrooms and 3 bathrooms...Imagine waking up every morning to sweeping mountain views, fresh North Idaho air, and complete privacy on your own 10.22-acre retreat. Perched high above it all, this 3,780 sq ft home was designed to bring the outdoors in--with expansive windows and a 12-foot covered wraparound deck that showcases nearly 360° panoramic views from Hayden Lake to Washington. Whether it's morning coffee at sunrise or unwinding at sunset, every moment here feels elevated. Inside, the home offers 3 bedrooms and 3 bathrooms with warm, inviting spaces built for comfort year-round. Cozy up by the wood stove on snowy evenings or enjoy the ease of central A/C during the summer months. Every room captures a view--but the primary suite is something special... wake up to Mt. Spokane from your shower, then relax in the jetted tub with Tower Mountain as your backdrop. Step outside and experience what truly sets this property apart. A 40x60 heated and insulated shop with 200-amp service gives you room for all your toys, projects, and storage--without sacrificing views. At the top of the property, a charming two-story lookout/playhouse offers a private escape with some of the best vantage points around. The land is beautifully low-maintenance, giving you more time to enjoy what matters--quiet mornings, wildlife sightings of deer and moose, and evenings spent on the deck watching fireworks light up the skies over Silverwood, Coeur d'Alene, and Liberty Lake. This isn't just a home--it's the feeling of getting away from it all, without giving up comfort, space, or connection.
  1. Listed by Jodi McKenzie • Silvercreek Realty Group, LLC
    P: (208)-215-0241 C: (208)-215-0241 Jodi@McKenzie-Realty.com

Property Details for 10653 North Payment Peak Road

Subdivision Name
N/A
LISTING UPDATED: 03/30/2026 02:23 PM

Property Details for 10653 North Payment Peak Road

StatusActive
MLS #26-2800
Days on Market4
Taxes$2,407 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMobile/Manufactured
MLS TypeResidential / Site Built > 2 Acres
Year Built2018
Lot Size10.22 AC / 445,183 SF
CountyKootenai County

Location

Listing Courtesy of Silvercreek Realty Group, LLC
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Building Information for 10653 North Payment Peak Road

Stories-Residences-Year Built2018Lot Size10.22 AC / 445,183 SF

Payment Calculator

$6,699 per month

30 year fixed, 6.11% Interest

Principal and Interest

$6,498

Property Taxes

$201

HOA Dues

$0

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Property Information for 10653 North Payment Peak Road

Summary
Location and General Information
  • MLS Area Major: 04 - Rathdrum/Twin Lakes
  • State Or Province: ID
  • County Or Parish: Kootenai
  • Latitude: 47.76423
  • Longitude: -116.998158
  • View: City, Mountain(s), Neighborhood, Territorial
  • Neighborhood Grid #: 290
  • Road: Paved, Private Maintained Road, Road Maintenance Agreement
Taxes and HOA Information
  • Tax Legal: SE-NW-SW EX W S 60 FT OF S 333 FT 1751N05W
  • Parcel Number: 51N05W175550
  • Association: No
  • Tax Year: 2025
  • Taxes Reflect 1: Home Owner's Exemption
  • Taxes Reflect 2: Timber Exemption
Parking
  • Parking Features: RV Parking - Open
  • Attached Garage: No
Property
Lot Information
  • Building Area Total: 3780.0
  • Living Area: 3780.0
  • Living Area Source: Assessor
  • Lot Features: Sloped, Southern Exposure, Wooded
  • Lot Size Acres: 10.22
  • Lot Size Area: 10.22
  • Lot Size Square Feet: 445183.2
  • Other Structures: Shed(s), Shop Size
  • Building Style: Multi-Level
  • Lot Type 1: Residential
  • Lot Features: Sloped, Southern Exposure, Wooded
Property and Assessments
  • Approval Status: Yes
  • Road Responsibility: Private Maintained Road, Road Maintenance Agreement
  • Year Built: 2018
  • New Construction: No
  • Construction: Frame
Utilities
  • Sewer: Private Sewer System
  • Water Source: Well
  • Fuel: Electric, Propane, Wood
Interior and Exterior Features
Exterior Features
  • Patio And Porch Features: Covered Porch, Covered Patio, Covered Deck
  • Fencing: None
  • Exterior Features: Lighting, Open Deck, Rain Gutters, See Remarks
  • Road Surface Type: Paved
  • Exterior: Fiber Cement, Shingle Siding
  • Roof: Comp Shingle
  • Construction Materials: Shingle Siding, Fiber Cement, Frame
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Exterior Features: Covered Deck, Covered Patio, Covered Porch, Lighting, Open Deck, Rain Gutters, RV Parking - Open, Satellite Dish, See Remarks
Interior Features
  • Cooling: Central Air
  • Laundry Features: Electric Dryer Hookup
  • Interior Features: Fireplace, High Speed Internet, Jetted Tub, Washer Hookup
  • Heating: Fireplace(s), Forced Air, Stove - Wood, Wood Stove, Electric, Propane, Wood
  • Flooring: Tile, Laminate, Vinyl, Carpet
  • Other Equipment: Satellite Dish
  • Total Bathrooms Source: MLS
  • Baths Total: 3
  • Bathrooms Total Integer: 3
  • Bathrooms Total Decimal: 3.0
  • Bathrooms Total Notational: 3.0
  • Cooling: Yes
  • Appliances: Dishwasher, Disposal, Electric Dryer, Freezer, Microwave, Refrigerator, Washer, Water Softener, Electric Water Heater
  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Basement: Full Size
  • Foundation: Concrete
  • Kitchen Amenities: Kitchen Island, Walk-In Pantry
  • Other Rooms: Main Floor Utilities
  • Basement: Daylight, Part Finished
  • Interior Features: Central Air, Electric Dryer Hookup, Fireplace, High Speed Internet, Jetted Tub, Washer Hookup
Room Information
Rooms per Level: 1st Floor
  • Master Bedroom Suite: 1
  • Living Rm: 1
  • Dining Room: 1
  • Kitchen: 1
  • Bath: 1
  • Laundry: 1
Rooms per Level: 2nd Floor
  • Other Room(s): 1
Rooms per Level: Basement
  • Family/Great Room: 1
  • Bedroom(s): 2
  • Bath: 1
  • Other Room(s): 1

Property History for 10653 North Payment Peak Road

DateEvent & SourcePriceAppreciation
Mar 30, 2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-2800

$1,339,000
Dec 31, 2025

Expired

Coeur D'Alene Multiple Listing Service #25-9418

$1,299,000
Sep 14, 2025

Listed (Active)

Coeur D'Alene Multiple Listing Service #25-9418

$1,345,000
Nov 6, 2023

Withdrawn

Coeur D'Alene Multiple Listing Service #23-7895

$1,350,000
Aug 22, 2023

Listed (Active)

Coeur D'Alene Multiple Listing Service #23-7895

$1,425,000
DateEvent & SourcePrice
03/30/2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-2800

$1,339,000
12/31/2025

Expired

Coeur D'Alene Multiple Listing Service #25-9418

$1,299,000
09/14/2025

Listed (Active)

Coeur D'Alene Multiple Listing Service #25-9418

$1,345,000
11/06/2023

Withdrawn

Coeur D'Alene Multiple Listing Service #23-7895

$1,350,000
08/22/2023

Listed (Active)

Coeur D'Alene Multiple Listing Service #23-7895

$1,425,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 10653 North Payment Peak Road

Taxable ValueLand$274,999Additions$684,910Total$959,909
Tax Record2025$2,407 ($201 / month)
Home Facts
Beds1Total Finished SqFt5,670 SqFtAbove Grade Finished SqFt3,780 SqFtFinished Basement SqFt1,890 SqFtLot Size445,183 SqFtStyleSingle Family ResidenceYear Built2018CountyKOOTENAIAPN51N05W175550

Schools near 10653 North Payment Peak Road

This home is within Lakeland District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Betty Kiefer Elementary School
PublicPK to 5

Lakeland Middle School
Public6 to 8

Lakeland Senior High School
Public9 to 12

Mountainview Alternatve High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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10653 North Payment Peak Road is a mobile/manufactured home for sale in Post Falls, ID 83854. This property was listed for sale on March 30, 2026 by Silvercreek Realty Group, LLC, it's currently listed at $1,339,000. This listing's school district is Lakeland District. Nearby schools include Betty Kiefer Elementary School, Lakeland Middle School and Lakeland Senior High School. 10653 North Payment Peak Road is a 3-bed, 3-bath, 3,780 sqft mobile/manufactured home built in 2018.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Silvercreek Realty Group, LLC

Based on information from one of the following Multiple Listing Services: Sun Valley Board of REALTORS®, Intermountain MLS, Mountain Central Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Sun Valley Board of REALTORS®, Intermountain MLS, Mountain Central Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.