10653 N Payment Peak Rd

3,780 Sq. Ft.
$354 / Sq. Ft.
3,780
Sq. Ft.
$354
per Sq. Ft.

Description

Set on 10.22 private acres, this 3,780 sq. ft. home offers breathtaking, nearly 360° views from Hayden Lake to Washington. Designed to bring the outdoors in, it features expansive windows and a 12-foot covered wraparound deck perfect for enjoying sunrise to sunset. Inside, you’ll find 3 bedrooms and 3 bathrooms with comfortable, inviting spaces, a wood stove for winter nights, and central A/C for summer. The primary suite stands out with Mt. Spokane views from the shower and a jetted tub overlooking...Set on 10.22 private acres, this 3,780 sq. ft. home offers breathtaking, nearly 360° views from Hayden Lake to Washington. Designed to bring the outdoors in, it features expansive windows and a 12-foot covered wraparound deck perfect for enjoying sunrise to sunset. Inside, you’ll find 3 bedrooms and 3 bathrooms with comfortable, inviting spaces, a wood stove for winter nights, and central A/C for summer. The primary suite stands out with Mt. Spokane views from the shower and a jetted tub overlooking Tower Mountain. A 40x60 heated shop with 200-amp service provides ample space for projects and storage, while a two-story lookout/playhouse offers a unique private escape. Enjoy low-maintenance land, frequent wildlife, and stunning views of fireworks over Silverwood, Coeur d’Alene, and Liberty Lake—all while experiencing true privacy without sacrificing comfort.
  1. Listed by Jodi McKenzie • Silvercreek Realty Group
    P: (208)-215-0241 Jodi@McKenzie-Realty.com

Property Details for 10653 North Payment Peak Road

Parking Features
See Remarks
Zoning
Cty
LISTING UPDATED: 04/08/2026 12:22 AM

Property Details for 10653 North Payment Peak Road

StatusActive
MLS #202614591
Days on Market26
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2018
Lot Size10.22 AC / 445,183 SF
CountyKootenai County

Location

Listing Courtesy of Silvercreek Realty Group
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Building Information for 10653 North Payment Peak Road

Stories-Year Built2018Building Size-Lot Size10.22 AC / 445,183 SF

Payment Calculator

$6,944 per month

30 year fixed, 6.46% Interest

Principal and Interest

$6,743

Property Taxes

$201

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 10653 North Payment Peak Road

Summary
Location and General Information
  • County Or Parish: Kootenai
  • Longitude: -117.00
  • Directions: From Rathdrum: Take Hwy 53 West to Payment Peak Rd and turn right. Continue on Payment Peak Rd and follow to the sign.
  • Township: 51
  • New Construction: No
  • Class: Residential
  • Latitude: 47.76
Taxes and HOA
  • Additional Parcels: No
  • Association: No
  • Parcel Number: 51N05W175550
Parking
  • Garage Spaces: 4.00
Virtual Tour
Property
Lot Information
  • Lot Features: Treed, Hillside, Rolling Slope
  • Lot Size Acres: 10.22
  • Lot Size Square Feet: 445183.0
Property and Assessments
  • Construction Materials: Fiber Cement
  • Senior Community: No
  • FIPS: 16055
  • Year Built: 2018
  • First Photo Additional Detail: 2026-04-01T19:31:22.2
Interior and Exterior Features
Exterior Features
  • Area: A142/086
  • Structure Type: Two Story
  • Road Frontage Type: Paved Road
  • Roof: Composition
Interior Features
  • Basement: Yes
  • Heating: Forced Air
  • Appliances: Dishwasher, Refrigerator, Disposal, Washer, Dryer
  • Basement: Partially Finished, Daylight, Walk-Out Access
  • Interior Features: Kitchen Island, Cathedral Ceiling(s), Natural Woodwork
  • Fire place Features: Woodburning Fireplce
  • Other Equipment: Satellite Dish
Room Information
Bedrooms
  • Bedrooms Total: 3
  • Primary Bed Room: Wlkin Clst,1st Flr,Garden Tub
Bathrooms
  • Bathrooms Total Integer: 3
Family Room
  • Family/Recreation Room Features: Bsmt,1st Flr
Room 1
  • Room Area Units: Square Feet
  • Room Level: Basement
  • Room Type: Basement
Room 2
  • Room Area Units: Square Feet
  • Room Level: First
  • Room Type: First Floor
Room 3
  • Room Area Units: Square Feet
  • Room Level: Second
  • Room Type: Second Floor
Rental
Rental Information
  • Occupant Type: Owner

Property History for 10653 North Payment Peak Road

DateEvent & SourcePriceAppreciation
Mar 30, 2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-2800

$1,339,000
Mar 26, 2026

Listed (Active)

SPOKANEMLS #202614591

$1,339,000
Dec 31, 2025

Expired

Coeur D'Alene Multiple Listing Service #25-9418

$1,299,000
DateEvent & SourcePrice
03/30/2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-2800

$1,339,000
03/26/2026

Listed (Active)

SPOKANEMLS #202614591

$1,339,000
12/31/2025

Expired

Coeur D'Alene Multiple Listing Service #25-9418

$1,299,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 10653 North Payment Peak Road

Taxable ValueLand$274,999Additions$684,910Total$959,909
Tax Record2025$2,407 ($201 / month)
Home Facts
Beds1Total Finished SqFt5,670 SqFtAbove Grade Finished SqFt3,780 SqFtFinished Basement SqFt1,890 SqFtLot Size445,183 SqFtStyleSingle Family ResidenceYear Built2018CountyKOOTENAIAPN51N05W175550

Schools near 10653 North Payment Peak Road

This home is within Lakeland District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Betty Kiefer Elementary School
PublicPK to 5

Lakeland Middle School
Public6 to 8

Lakeland Senior High School
Public9 to 12

Mountainview Alternatve High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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10653 North Payment Peak Road is a single family home for sale in Post Falls, ID 83854. This property was listed for sale on March 26, 2026 by Silvercreek Realty Group, it's currently listed at $1,339,000. This listing's school district is Lakeland District. Nearby schools include Betty Kiefer Elementary School, Lakeland Middle School and Lakeland Senior High School. 10653 North Payment Peak Road is a 3-bed, 3-bath, 3,780 sqft single family home built in 2018.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Silvercreek Realty Group

Based on information submitted to the MLS GRID as of 04/08/2026 12:22 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.