10815 Swains Lock Road

Closed 12/8/23

Custom Built Potomac Home Backing to C&O Canal!

Access Swains Lock/C&O Canal from the Backyard

Last Sold Price

$1,780,000

4 beds3 baths5,290 sqft$336/sqft

10815 Swains Lock Rd, Potomac, MD 20854

Description

Welcome to this magnificent home in the heart of Potomac with the C&O Canal just steps away through your own backyard. Situated on a 2.5 acre private wooded lot with tranquil surroundings and scenic views from every room. The moment you drive up the driveway, you instantly feel as if you are in your own private retreat. Exquisitely landscaped grounds and gardens, mature trees, charming decks and patios, a beautiful swimming pool, a stone patio with a fire-pit, and a scenic preserve of grounds and...Welcome to this magnificent home in the heart of Potomac with the C&O Canal just steps away through your own backyard. Situated on a 2.5 acre private wooded lot with tranquil surroundings and scenic views from every room. The moment you drive up the driveway, you instantly feel as if you are in your own private retreat. Exquisitely landscaped grounds and gardens, mature trees, charming decks and patios, a beautiful swimming pool, a stone patio with a fire-pit, and a scenic preserve of grounds and foliage that provides the ultimate serenity and privacy. Custom-built by Deck House with its signature decking ceilings and exposed post and beam structure to allow the great walls of glass to naturally welcome the outdoors in. Completely renovated top to bottom with 4 bedrooms, 3 full baths, beautiful solid oak flooring and exquisite detail and materials throughout. The main floor offers a two-story foyer and a two-story solarium sunroom with wooded views and glass doors leading to the wrap around deck. The gourmet kitchen has solid walnut wood custom cabinetry, upgraded appliances, a large center island and a beautiful eat-in dining area overlooking the grounds. Off of the kitchen is a large butlers pantry and a formal dining room that could also be used as a private study. The main level great room is perfect for entertaining with views of the patio and pool, and a handsome wood burning fireplace. There is also a renovated full bathroom located on the main level. Upstairs you will find 4 bedrooms, 2 of which have interior balconies overlooking the solarium, and 2 renovated full bathroom. The lower level offers a recreation room with new carpeting and built-in shelving, a wine cellar and glass doors leading to the back patio. There is ample storage and a large laundry room on the lower levels as well. New Geothermal System (2023), New Roof and Windows (2011), Propane gas line hookup, New Exterior French Drain (2019), New Water Softener System (2022), New Pool Filter System (2020). Energy efficient home with passive solar heating in solarium, wood burning stove and added insulation. This home is complete with a two-car detached garage with an upper level loft and a private path leading directly to Swains Lock C&O Canal National Park where you can hike, bike, run, kayak or cross-country ski right from your own backyard. Do not miss this exceptional property!

LISTING CLOSED: 12/08/2023 12:00 AM

Listed by Melissa G Bernstein • RLAH @properties
P: (301) 908-4007 melissabernsteinhomes@gmail.com

Property Details for 10815 Swains Lock Road

Status

Closed

MLS #

MDMC2110406

Days on Market

Taxes

$14,455 / year

HOA Fees

Condo/Co-op Fees

Property Type

Single Family

MLS Type

Residential / Fee Simple

Year Built

1982

Lot Size

2.52 AC / 109,771 SF

County

Montgomery County

Tax ID Number

161003482920

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Contemporary

Levels/Stories

3.5

Waterfront

Garage

Yes

Expected On Market Date

10-17-2023

Subdivision

POTOMAC OUTSIDE

Subdivision

POTOMAC OUTSIDE (MONTGOMERY MD)

Legal Subdivision

POTOMAC OUTSIDE

Total Parking Spaces

Central Air

Yes

Basement

Yes

Above Grade Finished SQFT

3,847.00

Above Grade Fin SQFT Source

Assessor

Below Grade Finished SQFT

1,443.00

Below Grade Fin SQFT Source

Estimated

Below Grade Unfinished SQFT

350.00

Below Grade Unfin SQFT Source

Estimated

Total Below Grade SQFT

1,793.00

Total Below Grade SQFT Source

Estimated

New Construction

Property Condition

Excellent

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Location

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Building Information for 10815 Swains Lock Road

Stories-Year Built1982Building Size-Lot Size2.52 AC / 109,771 SF

Payment Calculator

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$10,252 per month

30 year fixed, 6.55% Interest

Principal and Interest

$9,048

Property Taxes

$1,205

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 10815 Swains Lock Road

Location

In City Limits: No
School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS

School District County ID: 121138126809
SchoolDistrictSource: Listing Agent
Elementary School: POTOMAC (MONTGOMERY MD)
ElementarySchoolSource: Listing Agent
Middle Or Junior School: HERBERT HOOVER (MONTGOMERY MD)
MiddleSchoolSource: Listing Agent
High School: WINSTON CHURCHILL (MONTGOMERY MD)
HighSchoolSource: Listing Agent
County: MONTGOMERY

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

Senior Community: No

Taxes and Assessment

Tax Year: 2022
Tax Assessed Value: $1,303,267

Year Assessed: 2023
County Tax: $13,749
Improvement Assessed Value: $513,100
City Town Tax: $0
Land Assessed Value: $904,900
Clean Green Assessed: No
Front Foot Fee: $0
Front Foot Fee Payment Frequency: Annually
Land Use Code: R
Refuse Fee: $245
Zoning: RE2
Tax Lot: 50
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Lease Information

Concessions: No

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 4
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2

Upper Level 1

# Bedrooms Count Upper Level: 4
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2

Rooms

Stories: Lower 1, Main, Upper 1

Building Info

Total Finished SQFT: 5,290.00
Total Finished SQFT Source: Estimated

Tax Total Finished SQFT: 4,447.00
Total SQFT: 5,640.00
Total SQFT Source: Estimated
Construction Materials: Frame
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8026/7269/5380/802672695380_512_384_WM_JJiQ05Oct6KM60p1.jpg
Basement Type: Daylight, Partial, Improved, Interior Access, Outside Entrance, Walkout Level
Foundation Details: Other
Room and Floor: Bathrooms Full-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2
# Bathrooms Full: 3
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Lot Features: Backs - Parkland, Backs to Trees, Trees/Wooded

Parcel ID: 14096386

Parking

Type Of Parking: Detached Garage
Num of Detached Garage Spaces: 2

Total Garage Spaces: 2
Garage Features: Additional Storage Area, Oversized

Interior Features

Interior Features: Breakfast Area, Built-Ins, Butlers Pantry, Carpet, Ceiling Fan(s), Dining Area, Exposed Beams, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Laundry Chute, Pantry, Skylight(s), Stove - Wood, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wet/Dry Bar, Window Treatments, Wine Storage, Wood Floors, Other
Fireplace: Yes

Fireplaces Count: 1
Appliances: Built-In Range, Commercial Range, Dishwasher, Disposal, Dryer, Microwave, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned
Accessibility Features: Other
Virtual Tour URL Unbranded: https://listings.hdbros.com/videos/d9102902-2f32-40c6-9f7d-38e2ca5f778f

Exterior Features

Exterior Features: Extensive Hardscape, Exterior Lighting, Outbuilding(s), Secure Storage, Stone Retaining Walls, Other
Outdoor Living Structures: Balconies- Multiple, Deck(s), Porch(es), Wrap Around

Pool: Yes - Personal

Utilities

Heating: Yes
Cooling Type: Central A/C, Ceiling Fan(s)

Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Geo-thermal, Electric
Hot Water: Electric
Water Source: Well
Sewer Septic: Septic Exists

Confidential Data

Listing Office

List Agent AOR: Greater Capital Area Association of REALTORS
List Agent URL: melissabernstein.com

Property History for 10815 Swains Lock Road

Date	Event & Source	Price	Appreciation
Dec 8, 2023	Closed BRIGHT #MDMC2110406	$1,780,000	—
Dec 6, 2023	Closed (Public Record) Public Record #1523537349	$1,780,000	+4.5% / yr
Oct 25, 2023	Pending BRIGHT #MDMC2110406		—
Oct 25, 2023	Active Under Contract BRIGHT #MDMC2110406		—
Oct 17, 2023	Listed (Active) BRIGHT #MDMC2110406	$1,850,000	—
Mar 31, 2011	Closed (Public Record) Public Record #307107521	$1,015,000	—

Date	Event & Source	Price
12/08/2023	Closed BRIGHT #MDMC2110406	$1,780,000
12/06/2023	Closed (Public Record) Public Record #1523537349	$1,780,000 +4.5% / yr
10/25/2023	Pending BRIGHT #MDMC2110406	—
10/25/2023	Active Under Contract BRIGHT #MDMC2110406	—
10/17/2023	Listed (Active) BRIGHT #MDMC2110406	$1,850,000
03/31/2011	Closed (Public Record) Public Record #307107521	$1,015,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 10815 Swains Lock Road

Taxable ValueLand-Additions-Total-

Tax Record2025$17,213 ($1,434 / month)

Home Facts

Beds0Baths3Total Finished SqFt5,047 SqFtAbove Grade Finished SqFt4,447 SqFtFinished Basement SqFt600 SqFtStories2Lot Size109,771 SqFtStyleSingle Family ResidenceYear Built1982Year Renovated1982ZoningRE2CountyMONTGOMERYAPN10-03482920

Schools near 10815 Swains Lock Road

This home is within Montgomery County Public Schools.


Rating	School	Type	Grades	Distance
8/10	Potomac Elementary School	Public - Serves this home	K to 5	1.7 mi
9/10	Herbert Hoover Middle School	Public - Serves this home	6 to 8	3.5 mi
9/10	Winston Churchill High School	Public - Serves this home	9 to 12	3.7 mi
NR	Regional Institute For Children & Adolescents	Public - Nearby school	4 to 12	5.3 mi
NR	Rock Terrace School	Public - Choice school	6 to 12	6.0 mi
NR	Carl Sandburg Center	Public - Choice school	K to 5	7.6 mi


Rating	School	Distance
8/10	Potomac Elementary School PublicK to 5 Serves this home	1.7 mi
9/10	Herbert Hoover Middle School Public6 to 8 Serves this home	3.5 mi
9/10	Winston Churchill High School Public9 to 12 Serves this home	3.7 mi
NR	Regional Institute For Children & Adolescents Public4 to 12 Nearby school	5.3 mi
NR	Rock Terrace School Public6 to 12 Choice school	6.0 mi
NR	Carl Sandburg Center PublicK to 5 Choice school	7.6 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 10815 Swains Lock Road, Potomac, MD 20854	$1,780,000	4	3	5,290	109,771
11606 River Road, Potomac, MD 20854	$1,015,000	4	3	–	109,771
10800 Swains Lock Road, Potomac, MD 20854	$1,550,000	6	6	–	94,961
10712 Ardnave Place, Potomac, MD 20854	–	–	–	–	110,642
11600 River Road, Potomac, MD 20854	–	–	5.5	6,053	217,800
11604 River Road, Potomac, MD 20854	$2,650,000	17	17	17,794	88,427
10823 Admirals Way, Potomac, MD 20854	$965,000	4	5	–	52,414
11610 River Road, Potomac, MD 20854	$276,672	–	4	3,279	87,120
10708 Ardnave Place, Potomac, MD 20854	–	–	–	–	107,593
10716 Ardnave Place, Potomac, MD 20854	–	–	6	9,038	92,347
10817 Admirals Way, Potomac, MD 20854	–	–	4.5	4,536	86,987
10825 Admirals Way, Potomac, MD 20854	$1,170,000	5	4	4,367	48,832
11620 River Road, Potomac, MD 20854	$799,000	3	3	2,527	94,696
10820 Admirals Way, Potomac, MD 20854	–	–	4	3,468	58,546
10812 Admirals Way, Potomac, MD 20854	$1,050,000	4	3	–	49,834
10704 Ardnave Place, Potomac, MD 20854	–	–	–	–	87,120

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Listing Courtesy of RLAH @properties

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/11/2023 10:52 AM

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