109 Bluff Terrace
Closed 6/26/26Virtual Tour
Closed 6/26/26Virtual Tour
Single FamilyProperty Type
0.30 acresLot Size
1960Year Built
$285/sq ftPrice per sq ft
3 carsParking Spaces
Description
Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home that is larger than it looks from the outside nestled in one of Silver Spring's most serene settings . This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention....Welcome to 109 Bluff Terrace, a masterfully designed mid-century modern home that is larger than it looks from the outside nestled in one of Silver Spring's most serene settings . This architectural treasure captures the very essence of the mid-century modern philosophy: a seamless conversation between interior living spaces and the natural world just beyond the glass. From the moment you arrive, the clean lines, organic materials, and thoughtful design speak to a home that was built with intention. Walls of windows and open, flowing spaces invite the lush outdoors in at every turn, bathing the home in natural light and creating a tranquil atmosphere that feels worlds away from the bustle of the city yet remains minutes from everything Washington, DC has to offer. Whether you are curled up inside watching the seasons change through expansive windows or stepping out to enjoy the surrounding greenery, this home blurs the boundary between shelter and nature in the most beautiful way. It is the kind of home that slows you down, clears your mind, and reminds you what living well truly feels like. Located in the heart of the DC Metro area, 109 Bluff Terrace offers the rare combination of peaceful seclusion and urban convenience. Commuters will love the easy access to major routes, Metro, and the vibrant Silver Spring corridor, with its acclaimed restaurants, shops, parks, and cultural amenities just moments away. This is not just a home. It is mid-century modern gem, a lifestyle, and a sanctuary. This 4 bedroom, 2.5 bath home is larger than it looks from the outside. It has 2 fireplaces, a carport with a shed, and an expansive backyard that backs to trails and parkland, so there are no neighbors behind you. It has a coveted location on a cul-de-sac street, so there is no through traffic. This charming property is move-in ready with many updates and would make a perfect home or investment property. The interior has been freshly painted. New in 2026: HVAC; refrigerator, stove, dishwasher, carpet, chimney re-pointed and crown repaired. New in 2025: water heater and deer fence. New in 2024: roof and gutters, skylights, Hardie Board siding. New in 2023: Sewer and water pipes to the street. Open the door to what is next! Offers due Tuesday, May 26 at noon.
- Listed by: Dawn A Wilson 703.217.4959 dwilson@ttrsir.com • TTR Sotheby's International Realty
Listing closed: 06/26/2026 12:00 AM • Source: BRIGHT, MLS#: MDMC2233642
Location
Listing Courtesy of TTR Sotheby's International Realty
Sold By Redfin Corporation
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Payment Calculator
$4,224 per month
30 year fixed, 6.55% Interest
Principal and Interest
$3,578
Property Taxes
$646
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 109 Bluff Terrace
Property Details
- Taxes: $7,749 / year
- MLS Type: Residential / Fee Simple
- County: Montgomery County
- Tax ID Number: 161301332425
- Ownership: Fee Simple
- Condo Coop Association: No
- HOA: No
- Structure Type: Detached
- Style: Other
- Levels/Stories: 4
- Waterfront: No
- Views: Garden/Lawn, Trees/Woods
- Garage: No
- Expected On Market Date: 05-22-2026
- Subdivision: KEMP MILL ESTATES
- Subdivision: KEMP MILL ESTATES (MONTGOMERY MD)
- Legal Subdivision: KEMP MILL ESTATES
- Total Parking Spaces: 3
- Central Air: No
- Basement: Yes
- Above Grade Finished SQFT: 1,924.00
- Above Grade Fin SQFT Source: Estimated
- Above Grade Unfinished SQFT: 314.00
- Above Grade Unfin SQFT Source: Estimated
- Below Grade Finished SQFT: 549.00
- Below Grade Fin SQFT Source: Estimated
- Below Grade Unfinished SQFT: 133.00
- Below Grade Unfin SQFT Source: Assessor
- Total Below Grade SQFT: 682.00
- Total Below Grade SQFT Source: Estimated
- New Construction: No
- Property Condition: Excellent
Building Information
- Stories: 4
- Year Built: 1960
- Lot Size: 0.30 AC / 13,284 SF
Location
Location
- In City Limits: No
- Transportation: Metro/Subway Station 1 to 3 miles
- School District Name: MONTGOMERY COUNTY PUBLIC SCHOOLS
- School District County ID: 121138126809
- SchoolDistrictSource: Listing Agent
- Elementary School: KEMP MILL (MONTGOMERY MD)
- ElementarySchoolSource: Listing Agent
- Middle Or Junior School: ODESSA SHANNON (MONTGOMERY MD)
- MiddleSchoolSource: Listing Agent
- High School: NORTHWOOD (MONTGOMERY MD)
- HighSchoolSource: Listing Agent
- County: MONTGOMERY
Waterfront / Water Access
Waterfront / Water Access
- Water View: No
- Water Access: No
- Water Oriented: No
- Navigable Water: No
- Tidal Water: No
- Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
- Senior Community: No
Taxes and Assessment
Taxes and Assessment
- Tax Year: 2025
- Tax Assessed Value: $611,700
- Year Assessed: 2026
- County Tax: $6,930
- Improvement Assessed Value: $396,200
- City Town Tax: $0
- Land Assessed Value: $234,900
- Clean Green Assessed: No
- Front Foot Fee: $0
- Front Foot Fee Payment Frequency: Annually
- Land Use Code: R
- Refuse Fee: $671
- Zoning: R60
- Tax Lot: 26
- School Tax: $0
- Automatically Update Tax Values Y/N: Yes
Rooms
Main
- # Bedrooms Count Main Level: 1
All Upper Levels
- # Bedrooms Count All Upper Levels: 3
- # Bathrooms Count All Upper Levels: 2
- # Bathrooms Full All Upper Levels: 2
Upper Level 1
- # Bedrooms Count Upper Level: 3
- # Bathrooms Count Upper Level: 2
- # Bathrooms Full Upper Level: 2
All Lower Levels
- # Bathrooms All Lower Levels: 1
- # Bathrooms Half All Lower Levels: 1
Lower Level 1
- # Bathrooms Lower Level: 1
- # Bathrooms Half Lower Level: 1
Rooms
- Stories: Lower 1, Main, Upper 1
Building Info
Building Info
- Total Finished SQFT: 2,473.00
- Total Finished SQFT Source: Estimated
- Tax Total Finished SQFT: 2,196.00
- Total SQFT: 2,920.00
- Total SQFT Source: Estimated
- Construction Materials: Brick
- Flooring Type: Luxury Vinyl Plank, Hardwood, Carpet
- Basement Type: Full, Fully Finished, Heated, Interior Access
- Foundation Details: Permanent
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Half-Lower Level 1-1
- # Bathrooms Full: 2
- # Bathrooms Half: 1
- Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
- Lot Size Source: Assessor
- Parcel ID: 14035702
- Ground Rent Exists: No
Parking
Parking
- Type Of Parking: Attached Carport, Driveway, On Street
- Driveway - # of Spaces: 2
- Attached Carport - # of Spaces: 1.0
Interior Features
Interior Features
- Fireplace: Yes
- Fireplaces Count: 2
- Appliances: Dishwasher, Disposal, Dryer, Icemaker, Refrigerator, Washer, Water Heater, Stove
- Accessibility Features: None
- Laundry Type: Has Laundry, Washer In Unit, Dryer In Unit
- Virtual Tour URL Unbranded: https://unbranded.youriguide.com/109_bluff_terrace_silver_spring_md
Exterior Features
Exterior Features
- Pool: No Pool
Utilities
Utilities
- Heating: Yes
- Cooling Type: Other
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Hot Water: Natural Gas
- Water Source: Public
- Sewer Septic: Public Sewer
Confidential Data
Listing Office
- List Agent AOR: Northern Virginia Association of REALTORS
- List Agent URL: www.ttrsir.com/eng/associate/279-a-82905-400086499/dawn-wilson
Property History for 109 Bluff Terrace
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jun 26, 2026 | Closed (Public Record) Public Record #1944401824 | $704,000 | +4.7% / yr |
| Jun 26, 2026 | Closed BRIGHT #MDMC2233642 | $704,000 | — |
| May 26, 2026 | Pending BRIGHT #MDMC2233642 | — | |
| May 20, 2026 | Listed (Active) BRIGHT #MDMC2233642 | $649,000 | — |
| Sep 8, 2016 | Closed (Public Record) Public Record #590184906 | $450,000 | — |
| Sep 8, 2016 | Closed BRIGHT #1002445883 | $450,000 | — |
| Jul 25, 2016 | Pending BRIGHT #1002445883 | — | |
| Jul 14, 2016 | Listed (Active) BRIGHT #1002445883 | $449,500 | — |
| Date | Event & Source | Price |
|---|---|---|
| 06/26/2026 | Closed (Public Record) Public Record #1944401824 | $704,000 +4.7% / yr |
| 06/26/2026 | Closed BRIGHT #MDMC2233642 | $704,000 |
| 05/26/2026 | Pending BRIGHT #MDMC2233642 | — |
| 05/20/2026 | Listed (Active) BRIGHT #MDMC2233642 | $649,000 |
| 09/08/2016 | Closed (Public Record) Public Record #590184906 | $450,000 |
| 09/08/2016 | Closed BRIGHT #1002445883 | $450,000 |
| 07/25/2016 | Pending BRIGHT #1002445883 | — |
| 07/14/2016 | Listed (Active) BRIGHT #1002445883 | $449,500 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 109 Bluff Terrace
Taxable ValueLand-Additions-Total-
Tax Record2025$7,057 ($588 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt2,592 SqFtAbove Grade Finished SqFt2,196 SqFtFinished Basement SqFt396 SqFtStories2Lot Size13,284 SqFtStyleSingle Family ResidenceYear Built1960Year Renovated1960ZoningR60CountyMONTGOMERYAPN13-01332425
Schools near 109 Bluff Terrace
This home is within Montgomery County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 12 |
Rating | School | Distance |
|---|---|---|
Kemp Mill Elementary School PublicPK to 5 | ||
Odessa Shannon Middle School Public6 to 8 | ||
Northwood High School Public9 to 12 | ||
Stephen Knolls School PublicPK to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 109 Bluff Terrace, Silver Spring, MD 20902 | $704,000 | 4 | 3 | 2,473 | 13,284 |
$375,000 | 4 | 3 | – | 10,840 | |
$300,000 | 4 | 3 | – | 11,959 | |
$562,000 | 3 | 3 | 1,980 | 10,758 | |
$350,000 | 4 | 3 | – | 9,326 | |
– | – | 2.5 | 1,726 | 8,113 | |
$515,000 | – | 2.5 | 2,314 | 10,758 | |
$442,500 | 4 | 3 | – | 12,183 | |
$592,500 | 5 | 3 | 2,336 | 22,145 | |
$600,000 | 4 | 3 | 2,250 | 7,486 | |
$665,000 | 4 | 3 | 2,064 | 23,632 | |
$365,000 | 3 | 3 | – | 20,635 | |
$390,000 | 3 | 3 | – | 12,623 | |
$405,000 | 3 | 3 | – | 13,680 | |
– | – | 2 | 2,060 | 8,348 | |
$605,000 | 6 | 3 | 3,216 | 11,601 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of TTR Sotheby's International Realty
© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 06/26/2026 07:40 PM