109 Emerald Ridge Rd

Sapphire, NC 28774

$445,000
Price
3
Beds
1,469 Sq. Ft.
$303 / Sq. Ft.
1,469
Sq. Ft.
$303
per Sq. Ft.
New
New

Description

Rare opportunity to purchase a 3-bedroom 2.5 bath condo in Emerald Ridge – up the hill from Fairfield Lake, community dock and the spectacular lake trail. This end unit has convenient level entry, wonderful neighbors and mountain views from the two decks. All bathrooms and kitchen have been updated as well refreshed flooring and many new fixtures. Across from the condo is community common space which hosts occasional neighborhood socials and lovely green space. The open floor plan and ample windows...Rare opportunity to purchase a 3-bedroom 2.5 bath condo in Emerald Ridge – up the hill from Fairfield Lake, community dock and the spectacular lake trail. This end unit has convenient level entry, wonderful neighbors and mountain views from the two decks. All bathrooms and kitchen have been updated as well refreshed flooring and many new fixtures. Across from the condo is community common space which hosts occasional neighborhood socials and lovely green space. The open floor plan and ample windows give a bright airy feel and a relaxed state of mind. Enjoy cocktails on the back deck or dine alfresco with fireflies’ glow and cool mountain breezes. At night, open the windows and sleep with fresh mountain air and vacation dreams. Wonderful amenities provided by the Sapphire Valley Master Association (SVMA) which operates the Fairfield Lake boat house/rentals and swimming area – a short distance from the front door! A quick drive to the main center offers indoor and outdoor swimming pools, gym, sauna, golfing, tennis and pickle ball. In the winter enjoy skiing, snow tubing and the famous outdoor outhouse race! Spring and fall offer amazing colors and abundant nature. Waterfalls, nature trails, and outdoor excursions are within 30 minutes in any direction. Float the lake or tube a river during the summer. This condo offers simple living in this 4-season year-round paradise. You will fall in love with this home and the Sapphire lifestyle. This lock and leave, or move in stay a while, home is the perfect choice for mountain living! HOA fee listed includes both the SVMA monthly fee and the Emerald Ridge HOA fee. Note: Owners are SC real estate agents.
  1. Listed by Chris Anderson • Bottom Line Real Estate • Chris@bottomlinerealestate.net

Property Details for 109 Emerald Ridge Road

Waterfront Features
Boat House
View
Mountain(s)
Parking Features
On Street
Community Features
Clubhouse, Fitness Center, Golf, Indoor Pool, Outdoor Pool, Pickleball, Sauna, Tennis Court(s)
Subdivision Name
None
LISTING UPDATED: 02/07/2026 03:57 PM

Property Details for 109 Emerald Ridge Road

StatusActive
MLS #4344212
Days on MarketListed Today
Taxes-
HOA Fees$759 / month
Condo/Co-op Fees-
Compass TypeCondo
MLS TypeResidential / Condominium
Year Built1983
CountyJackson County

Location

Listing Courtesy of Bottom Line Real Estate
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Building Information for 109 Emerald Ridge Road

Building/Complex109 Emerald Ridge RdFloor-Stories-Residences-Pet Policy-Pet Policy Details-Year Built1983

Payment Calculator

$2,928 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,169

Property Taxes

$0

HOA Dues

$759

The Payment Calculator is for illustrative purposes only.

Property Information for 109 Emerald Ridge Road

Summary
Location and General Information
  • Longitude: -83.0405385
  • Latitude: 35.11896606
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Sapphire Valley Master Association
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $9,108.00
  • Tax Assessed Value: $417,560.00
  • Parcel Number: 7592-12-9777
  • City Taxes Paid To: Sapphire
School Information
  • Middle Or Junior School: Unspecified
  • High School: Unspecified
  • Elementary School: Unspecified
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
  • Garage YN: No
  • Garage Main Level YN: No
  • Parking: Assigned Spaces: 3
Property
Lot Information
  • Above Grade Finished Area: 1469.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 800
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 669
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1469.0
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • New Construction YN: No
  • Photos Count: 41
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Land Included YN: No
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Interior and Exterior Features
Exterior Features
  • Construction Materials: Wood
  • Patio And Porch Features: Deck
  • Pool Features: In Ground, Indoor, Outdoor Pool
  • Pool Private YN: Yes
  • Road Surface Type: Concrete, Paved
  • Entry Location MLS: Main
Interior Features
  • Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Trash Compactor, Washer
  • Levels: Two
  • Cooling: Central Air
  • Heating: Electric, Forced Air, Natural Gas
  • Laundry Features: Laundry Room
  • Entry Level: 1
  • Fireplace YN: No
  • Foundation Details: Slab
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 1
Room Information
Room Information
  • Room Count: 7.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Upper
Room 2
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 3
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 4
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Upper
Room 6
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 7
  • Room Types: Kitchen
  • Room Level: Main

Property History for 109 Emerald Ridge Road

DateEvent & SourcePriceAppreciation
Feb 7, 2026

Listed (Active)

CANOPY #4344212

$445,000—
DateEvent & SourcePrice
02/07/2026

Listed (Active)

CANOPY #4344212

$445,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Schools near 109 Emerald Ridge Road

This home is within Jackson County School District.
Rating
School
Type
Grades
Distance
Blue Ridge School
Public - PK to 6
Blue Ridge Virtual Early College
Public - 7 to 13
Smoky Mountain High
Public - 9 to 12
Jackson Co Early College
Public - 9 to 13
Rating
School
Distance
Blue Ridge School
PublicPK to 6

Blue Ridge Virtual Early College
Public7 to 13

Smoky Mountain High
Public9 to 12

Jackson Co Early College
Public9 to 13

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 109 Emerald Ridge Road, Sapphire, NC 28774

109 Emerald Ridge Road is a condo for sale in Sapphire, NC 28774. This property was listed for sale on February 7, 2026 by Bottom Line Real Estate, it's currently listed at $445,000. This listing's school district is Jackson County School District. Nearby schools include Blue Ridge School, Blue Ridge Virtual Early College and Smoky Mountain High. 109 Emerald Ridge Road is a 3-bed, 3-bath, 1,469 sqft condo built in 1983.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Bottom Line Real Estate

Based on information submitted to the MLS GRID as of 02/07/2026 03:57 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.