109 Mill St

Cambridge, MD 21613

$335,000
Price
4
Beds
2,520 Sq. Ft.
$133 / Sq. Ft.
2,520
Sq. Ft.
$133
per Sq. Ft.
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Exterior Front
Front Entry
Looking South on Mill
Looking North To River
Living Room
Beautiful Hardwood
Formal Dining Room
Heated Sunroom
Same
Living Room To Family Room
Family Room w/ Wood Stove
Same
Bedroom/Office 1st Floor
Kitchen
Kitchen w/ Rear Exit
Rear Entry Porch
Second Floor Landing
Primary Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Full Bath 2nd Floor
Pool, Garage and Shed
Driveway To Garage
Garage Inside
Shed Inside
109 Mill St at arrow
Choptank River View
Beautiful sailboat regatta races on the Choptank
Choptank Lighthouse

Description

109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co. (1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and...109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co. (1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and sightseeing. Make note that the dwelling is in Flood Zone X and flood ins. not required. On the shoreline are the city and yacht club marinas to lodge your boat and the Choptank River Lighthouse at Long Warf. This 1919 home rests on a deep .28 acre lot with the rear yard having a deck, detached garage, shed and year old above ground pool (depth 54"). The exterior has vinyl siding, architectural shingle roof and several replacement windows. From a covered brick entry, the Colonial style home opens to a large living room next to the family room with wood stove, which flows into the formal dining room, which is next to a bedroom/office, all of which have craftsman made hardwood floors. There is also an all glassed heated sunroom. The kitchen is at the house rear equipped by SS appliances paired with a laundry room having washer/dryer, tankless hot water and storage area. There are three second floor bedrooms. You have an easy stroll to the versatile downtown for business and pleasure, with professional and other service offices, bank, post office, public library, retail and last but not not least, fine restaurants/taverns. Cambridge is in the midst of rebounding to the days of old when it was leader of the Shore, but all the while maintaining friendliness and slower pace of life, why it's known as the land of pleasant living. MAjOR PRICE IMPROVEMENT 12/26/25

Property Details for 109 Mill Street

Tax ID Number
1007170300
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Traditional
Levels/Stories
2
Waterfront
No
LISTING UPDATED: 05/12/2026 10:59 AM

Property Details for 109 Mill Street

StatusActive
MLS #MDDO2010810
Days on Market201
Taxes$3,878 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1918
Lot Size0.28 AC / 12,171 SF
CountyDorchester County
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Location

Listing Courtesy of Sharon Real Estate P.C.
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Building Information for 109 Mill Street

Stories2Year Built1918Building Size-Lot Size0.28 AC / 12,171 SF

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$1,993 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,669

Property Taxes

$323

HOA Dues

$0

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Property Information for 109 Mill Street

Location
Location
  • In City Limits: Yes
  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139665361
  • SchoolDistrictSource: Listing Agent
  • County: DORCHESTER
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Association Recreation Fee Y/N: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $224,500
  • Year Assessed: 2025
  • County Tax: $2,180
  • Improvement Assessed Value: $163,600
  • City Town Tax: $1,698
  • Land Assessed Value: $60,900
  • Clean Green Assessed: No
  • Municipal Trash: Yes
  • Land Use Code: R
  • Zoning: R-3
  • Zoning Dscrp: Residential
  • Tax Lot: 121
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 4
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 4
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Half Bath, Additional Bedroom
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Living Room
  • Room Length: 19.0
  • Room Width: 15.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 2
  • Room Type: Family Room
  • Room Length: 15.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Fireplace - Wood Burning, Flooring - HardWood
Room 3
  • Room Type: Dining Room
  • Room Length: 18.0
  • Room Width: 14.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 4
  • Room Type: Additional Bedroom
  • Room Length: 16.0
  • Room Width: 13.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Ceiling Fan(s)
Room 5
  • Room Type: Half Bath
  • Room Length: 5.0
  • Room Width: 5.0
  • Room Level: Main
  • Room Exists: Yes
Room 6
  • Room Type: Kitchen
  • Room Length: 13.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Vinyl
Room 7
  • Room Type: Laundry
  • Room Level: Main
  • Room Exists: Yes
Room 8
  • Room Type: Sun/Florida Room
  • Room Length: 15.0
  • Room Width: 9.0
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Primary Bedroom
  • Room Length: 14.0
  • Room Width: 15.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Flooring - Carpet
Room 10
  • Room Type: Bedroom 1
  • Room Length: 11.0
  • Room Width: 13.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 11
  • Room Type: Bedroom 2
  • Room Length: 12.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 12
  • Room Type: Bedroom 3
  • Room Length: 12.0
  • Room Width: 11.0
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 13
  • Room Type: Bathroom 1
  • Room Length: 12.0
  • Room Width: 6.0
  • Room Level: Upper 1
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 2,520.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,520.00
  • Total SQFT: 2,520.00
  • Total SQFT Source: Assessor
  • Floors In Unit Count: 2
  • Main Entrance Orientation: West
  • Construction Materials: Vinyl Siding
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8042/8378/9414/804283789414_512_384_WM_yirF6nAtjyLqz1qJ.jpg
  • Wall and Ceiling Types: Plaster Walls
  • Flooring Type: Hardwood, Carpet
  • Foundation Details: Crawl Space, Brick/Mortar
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bathrooms Full-Upper Level 1-1
  • # Bathrooms Full: 1
  • # Bathrooms Half: 1
  • Other Structure: Garage(s), Pool Equipment Shed
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: Interior, Landscaping, Level, Private, Rear Yard
  • Fencing: Rear
  • Parcel ID: 5312909
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Detached Garage, Driveway, Off Street, On Street
  • Num of Detached Garage Spaces: 1
  • Driveway - # of Spaces: 4
  • Total Garage Spaces: 1
  • Parking Features: Paved Driveway, Private, Concrete Driveway
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Attic, Crown Moldings, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Stove - Wood, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Appliances: Dryer, Washer, Freezer, Instant Hot Water, Refrigerator, Stove, Dishwasher
  • Accessibility Features: None
  • Window Features: Replacement
Exterior Features
Exterior Features
  • Exterior Features: Outbuilding(s)
  • Outdoor Living Structures: Deck(s)
  • Pool: Yes - Personal
  • Personal Pool Features: Above Ground, Domestic Water
Utilities
Utilities
  • Utilities: Cable TV, Natural Gas Available
  • Heating: Yes
  • Cooling Type: Window Unit(s)
  • Cooling Fuel: Electric
  • Heating Type: Central, Radiator
  • Heating Fuel: Oil
  • Hot Water: Tankless
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Mid-Shore Board of REALTORS

Property History for 109 Mill Street

DateEvent & SourcePriceAppreciation
May 12, 2026

Price Change

BRIGHT #MDDO2010810

$335,000—
Dec 26, 2025

Price Change

BRIGHT #MDDO2010810

$345,000—
Nov 7, 2025

Listed (Active)

BRIGHT #MDDO2010810

$385,000—
DateEvent & SourcePrice
05/12/2026

Price Change

BRIGHT #MDDO2010810

$335,000
12/26/2025

Price Change

BRIGHT #MDDO2010810

$345,000
11/07/2025

Listed (Active)

BRIGHT #MDDO2010810

$385,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Mill Street

Taxable ValueLand$60,900Additions$163,600Total$224,500
Tax Record2025$3,235 ($270 / month)
Home Facts
Beds0Baths1.5Total Finished SqFt2,520 SqFtAbove Grade Finished SqFt2,520 SqFtStories2Lot Size12,171 SqFtStyleSingle Family ResidenceYear Built1918ZoningR-3CountyDORCHESTERAPN07-170300Fireplace TypeHas Fireplace

Schools near 109 Mill Street

This home is within Dorchester County Public Schools.
Rating
School
Type
Grades
Distance
Choptank Elementary School
Public - PK to 5
Mace's Lane Middle School
Public - 6 to 8
Cambridge-South Dorchester High School
Public - 9 to 12
Judith P. Hoyer Early Childhood Center
Public - PK to 5
Rating
School
Distance
Choptank Elementary School
PublicPK to 5

Mace's Lane Middle School
Public6 to 8

Cambridge-South Dorchester High School
Public9 to 12

Judith P. Hoyer Early Childhood Center
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 109 Mill Street, Cambridge, MD 21613

109 Mill Street is a single family home for sale in Cambridge, MD 21613. This property was listed for sale on November 7, 2025 by Sharon Real Estate P.C., it's currently listed at $335,000. It has been on the market for a total of 201 days and was last sold on June 26, 2025. This listing's school district is Dorchester County Public Schools. Nearby schools include Choptank Elementary School, Mace's Lane Middle School and Cambridge-South Dorchester High School. 109 Mill Street is a 4-bed, 2-bath, 2,520 sqft single family home built in 1918.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Sharon Real Estate P.C.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 05/12/2026 10:59 AM