Active
4 beds1,542 sqft
109 Salt Island Rd, Westbrook, CT 06498
Est: $3,780/moGet pre-approved
Single FamilyProperty Type
0.14 acresLot Size
1900Year Built
$401/sq ftPrice per sq ft
3 carsParking Spaces

Description

Welcome to 109 Salt Island, a charming cottage just a short stroll from Middle Beach and local restaurants. Thoughtfully updated throughout, this home features warm wood floors, newer windows that fill the rooms with natural light, and numerous interior improvements, all framed by freshly updated landscaping. A beautiful front porch invites you to relax with morning coffee or unwind after a day at the beach. Currently configured as two 2-bedroom units, each spanning two levels with its own separate...Welcome to 109 Salt Island, a charming cottage just a short stroll from Middle Beach and local restaurants. Thoughtfully updated throughout, this home features warm wood floors, newer windows that fill the rooms with natural light, and numerous interior improvements, all framed by freshly updated landscaping. A beautiful front porch invites you to relax with morning coffee or unwind after a day at the beach. Currently configured as two 2-bedroom units, each spanning two levels with its own separate meters and heating system, the home offers a flexible layout that can easily be converted to a spacious single-family residence with four bedrooms, or kept as is for multi-generational living, a guest suite, or rental income. The property has a proven history of $70,000-$80,000 in annual revenue through vacation and academic rentals. Furnishings are available separately for a turnkey start. Located in a flood zone; flood insurance required. Agent owned, management company willing to stay on.

Listing Agent

  1. Ali White J Ginnett

    Ali White J Ginnett

    Listing Agent

    Coldwell Banker Realty

    P: (860) 707-0715

    M: (860) 222-5460

3 days on Market
Last updated: 09/25/2026 01:32 AM • Source: SMARTMLS, MLS#: 24209557

Open Houses

Tuesday, Sep 29th4:00 PM - 6:00 PM

Location

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Payment Calculator

$3,780 per month

30 year fixed, 7.03% Interest

Principal and Interest

$3,305

Property Taxes

$476

HOA Dues

$0

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Property Information for 109 Salt Island Road

Property Details
  • Taxes: $5,707 / year
  • MLS Type: Residential
  • Basement Description: Full
  • Direct Waterfront: No
  • Neighborhood: Middle Beach
  • Style: Cottage
  • Garage Parking Info: Driveway
  • Swimming Pool: No
Building Information
  • Year Built: 1900
  • Lot Size: 0.14 AC / 6,098 SF
Summary
Property and Location
  • Acres Source: Public Records
  • Directions: GPS Friendly shared driveway
  • Elementary School: Per Board of Ed
  • Flood Zone: Yes
  • High School: Westbrook
  • Intermediate School: Per Board of Ed
  • Latitude: 41.28134
  • Longitude: -72.445305
  • Middle Jr High School: Per Board of Ed
  • Neighborhood Amenities: Library, Park, Walk to Bus Lines
  • State: Connecticut
Parking
  • Parking Total Spaces: 3
HOA and Fees
  • Home Owner's Assocation: No
  • Tax Year: July 2026-June 2027
  • Property Tax: $5,707
Interior and Exterior Features
Exterior Features
  • Exterior Features: Porch
  • Waterfront Description: Walk to Water, Beach Rights, Water Community
Interior Features
  • Appliances Included: Electric Range, Refrigerator, Washer, Electric Dryer
  • Cooling System: Window Unit
  • Heat Type: Hot Air
  • Attic YN: No
  • Fireplaces Total: 0
  • Laundry Room Location: Basement
  • Rooms Total: 8
Room 1
  • Room Entry Order: 1
  • Room Level: Main
  • Room Type: Living Room
Room 2
  • Room Entry Order: 2
  • Room Level: Main
  • Room Type: Dining Room
Room 3
  • Room Entry Order: 3
  • Room Level: Upper
  • Room Type: Primary Bedroom
Room 4
  • Room Entry Order: 4
  • Room Level: Upper
  • Room Type: Bedroom
Room 5
  • Listing Key: 5C3BB01FD3178DA0E0631A01100AF098
  • Room Entry Order: 5
  • Room Level: Upper
  • Room Type: Bedroom
Room 6
  • Room Entry Order: 6
  • Room Level: Upper
  • Room Type: Bedroom
Property
Property and Assessments
  • Color: Blue
  • Construction Description: Frame
  • Driveway Type: Shared
  • Elevation Certificate: No
  • Exterior Siding: Clapboard
  • Foundation Type: Block
  • Fuel Tank Location: In Basement
  • New Construction Type: No/Resale
  • Roof: Asphalt Shingle
  • Year Built: 1900
  • Year Built Source: Public Records
  • Bank Owned Property: No
  • Living Area SQFT Per Public Records: 1542
Lot Information
  • Lot Description: N/A
  • Parcel Number: 1040721
  • Sq Ft Est Heated Above Grade: 1542.0
  • Sq Ft Total: 1542.0
  • Zoning: HDR
Utilities
  • Heat Fuel Type: Oil
  • Hot Water Description: Electric, 30 Gallon Tank, Tank Size Unknown
  • Sewage System: Septic
  • Water Source: Public Water Connected
Multi Family
Income and Expenses
  • Occupied By: Vacant

Property History for 109 Salt Island Road

DateEvent & SourcePriceAppreciation
Jun 20, 2023

Closed (Public Record)

Public Record #1514160579

$478,000

+2.1% / yr

Jun 5, 2006

Closed (Public Record)

Public Record #198022343

$335,000

+13.4% / yr

Sep 13, 1999

Closed (Public Record)

Public Record #92110815

$144,000—
DateEvent & SourcePrice
06/20/2023

Closed (Public Record)

Public Record #1514160579

$478,000

+2.1% / yr

06/05/2006

Closed (Public Record)

Public Record #198022343

$335,000

+13.4% / yr

09/13/1999

Closed (Public Record)

Public Record #92110815

$144,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Salt Island Road

Taxable ValueLand$161,910Additions$83,570Total$245,480
Tax Record2025$5,523 ($460 / month)
Home Facts
Baths2Total Finished SqFt1,542 SqFtAbove Grade Finished SqFt1,542 SqFtUnfinished Basement SqFt715 SqFtStories2Lot Size6,098 SqFtStyleDuplexYear Built1900Year Renovated1900ZoningHDRCountyLOWER CONNECTICUT RIVERAPNWBRO M:182 L:189

Schools near 109 Salt Island Road

This home is within Westbrook School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Private - 8 to 12
Rating
School
Distance
Daisy Ingraham School
PublicPK to 5

Westbrook Middle School
Public6 to 8

Westbrook High School
Public9 to 12

Oxford Academy
Private8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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109 Salt Island Road is a single family home for sale in Westbrook, CT 06498. This property was listed for sale on September 24, 2026 by Coldwell Banker Realty, it's currently listed at $619,000. It has been on the market for a total of 3 days and was last sold on June 20, 2023. This listing's school district is Westbrook School District. Nearby schools include Daisy Ingraham School, Westbrook Middle School and Westbrook High School. 109 Salt Island Road is a 4-bed, 2-bath, 1,542 sqft single family home built in 1900.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Based on information from one of the following Multiple Listing Services: Darien MLS, Smart MLS and Greenwich Multiple Listing Service. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Darien MLS, Smart MLS and Greenwich Multiple Listing Service is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.