Last Sold Price
3 beds1,560 sqft$247/sqft
109 Secor Rd, Chestertown, MD 21620

Description

Charming Home in Chester Harbor with Water Access! Welcome to 109 Secor Rd, Chestertown, MD 21620, nestled on a peaceful cul-de-sac in the desirable water-access community of Chester Harbor on the Queen Anne’s side of the Chester River. This home offers a perfect blend of comfort, charm, and recent updates, making it an exceptional choice for your next chapter. Key Features:
Main Level: Beautiful wood floors and a cozy brick fireplace with a wood stove insert set the tone in the living room. The eat-in
...Charming Home in Chester Harbor with Water Access! Welcome to 109 Secor Rd, Chestertown, MD 21620, nestled on a peaceful cul-de-sac in the desirable water-access community of Chester Harbor on the Queen Anne’s side of the Chester River. This home offers a perfect blend of comfort, charm, and recent updates, making it an exceptional choice for your next chapter. Key Features:

Main Level: Beautiful wood floors and a cozy brick fireplace with a wood stove insert set the tone in the living room. The eat-in kitchen is perfect for casual dining, complemented by a formal dining room and a versatile den/office space. A full bathroom rounds out this level. Second Level: Three generously sized bedrooms share a full hall bath. The primary bedroom boasts abundant closet space, including a cedar-lined closet for seasonal items. Outdoor Space: The spacious backyard invites you to enjoy outdoor activities with room for play, pets, and entertaining on the brick patio. Basement & Garage: The full unfinished basement includes laundry facilities and dry-locked walls, ready for your customization. The attached two-car garage, with a brand-new roof installed in 2024, provides ample storage, including additional overhead space. Recent Updates Include:
Freshly painted interior
New carpeting on the second floor
Dry-locked basement walls
Ongoing updates to the sunroom with new windows/doors
Newer roof (garage roof completed in 2024)
Enjoy the tranquil lifestyle this water-access community offers while being just minutes from Chestertown’s historic downtown, shops, and dining.
LISTING CLOSED: 04/04/2025 12:00 AM

  1. Listed by Amy L Larrauri • Chesapeake Real Estate Associates, LLC
    P: (443) 480-2936 amio915@gmail.com

Property Details for 109 Secor Road

Status
MLS #
MDQA2010684
Days on Market
46
Taxes
$2,449 / year
HOA Fees
$30 / year
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Fee Simple
Year Built
1977
Lot Size
0.34 AC / 15,000 SF
Tax ID Number
1802006499
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
2.5
Waterfront
No
Garage
Yes
Expected On Market Date
11-20-2024
Subdivision
CHESTER HARBOR
Subdivision
CHESTER HARBOR (QUEEN ANNES MD)
Legal Subdivision
CHESTER HARBOR
Total Parking Spaces
2
Central Air
No
Basement
Yes
Above Grade Finished SQFT
1,560.00
Above Grade Fin SQFT Source
Assessor
Below Grade Finished SQFT
.00
Below Grade Fin SQFT Source
Assessor
Below Grade Unfinished SQFT
1,040.00
Below Grade Unfin SQFT Source
Assessor
Total Below Grade SQFT
1,040.00
Total Below Grade SQFT Source
Assessor
New Construction
No

Location

Listing Courtesy of Chesapeake Real Estate Associates, LLC

Sold By Coldwell Banker Chesapeake Real Estate Company

Add your commute

Building Information for 109 Secor Road

Stories-Year Built1977Building Size-Lot Size0.34 AC / 15,000 SF

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$2,163 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,957

Property Taxes

$204

HOA Dues

$3

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Property Information for 109 Secor Road

Location
Location
  • In City Limits: No
  • School District Name: QUEEN ANNE'S COUNTY PUBLIC SCHOOLS
  • School District County ID: 121137777627
  • SchoolDistrictSource: Listing Agent
  • County: QUEEN ANNES
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $260,000
  • Year Assessed: 2024
  • County Tax: $2,449
  • Improvement Assessed Value: $157,800
  • Land Assessed Value: $56,000
  • Clean Green Assessed: No
  • Land Use Code: R
  • Section: 1
  • Zoning: NC-20
  • Tax Lot: 515
  • Automatically Update Tax Values Y/N: Yes
  • TaxDataUpdatedYN: No
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 0
  • # Bathrooms All Lower Levels: 0
  • # Bathrooms Full All Lower Levels: 0
  • # Bathrooms Half All Lower Levels: 0
Lower Level 1
  • # Bedrooms Lower Level: 0
  • # Bathrooms Lower Level: 0
  • # Bathrooms Full Lower Level: 0
  • # Bathrooms Half Lower Level: 0
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Den, Basement, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Cedar Lined Closet, Flooring - Carpet
Room 2
  • Room Type: Bedroom 1
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 3
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Carpet
Room 4
  • Room Type: Bathroom 1
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Luxury Vinyl Plank, Bathroom - Tub Shower, Double Sink
Room 5
  • Room Type: Bathroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
  • Room Features: Flooring - Ceramic Tile, Bathroom - Tub Shower
Room 6
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - Wood
Room 7
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Kitchen - Eat-in, Kitchen - Electric Cooking, Flooring - HardWood
Room 8
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood, Wood Stove, Fireplace - Other
Room 9
  • Room Type: Den
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Flooring - HardWood
Room 10
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Basement - Unfinished
Room 11
  • Room Type: Laundry
  • Room Level: Lower 1
  • Room Exists: Yes
Room 12
  • Room Type: Sun/Florida Room
  • Room Level: Main
  • Room Exists: Yes
  • Room Features: Ceiling Fan(s), Flooring - Concrete
Building Info
Building Info
  • Total Finished SQFT: 1,560.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Features: No Thru Street
  • Parcel ID: 4513174
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Garage - Front Entry, Garage Door Opener
Interior Features
Interior Features
  • Interior Features: Carpet, Cedar Closet(s), Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Bathroom - Tub Shower, Stove - Wood, Walk-in Closet(s), Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 1
  • Fireplace Features: Brick, Insert, Wood
  • Appliances: Dishwasher, Dryer, Oven/Range - Electric, Range Hood, Refrigerator, Washer
  • Accessibility Features: None
  • Laundry Type: Basement
Exterior Features
Exterior Features
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Pool: No Pool
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Oil
  • Hot Water: Electric
  • Water Source: Well
  • Sewer Septic: Private Septic Tank
Confidential Data
Listing Office
  • List Agent AOR: Bay Area Association of REALTORS
  • List Agent URL: buysellwithamio.com

Property History for 109 Secor Road

DateEvent & SourcePriceAppreciation
Apr 4, 2025

Closed (Public Record)

Public Record #1554801661

$385,000

+2.0% / yr

Apr 4, 2025

Closed

BRIGHT #MDQA2010684

$385,000
Jan 29, 2025

Pending

BRIGHT #MDQA2010684

DateEvent & SourcePrice
04/04/2025

Closed (Public Record)

Public Record #1554801661

$385,000

+2.0% / yr

04/04/2025

Closed

BRIGHT #MDQA2010684

$385,000
01/29/2025

Pending

BRIGHT #MDQA2010684

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Secor Road

Taxable ValueLand$76,000Additions$207,100Total$283,100
Tax Record2023$2,232 ($186 / month)
Home Facts
Beds0Baths2Total Finished SqFt1,560 SqFtAbove Grade Finished SqFt1,560 SqFtStories2Lot Size15,000 SqFtStyleSingle Family ResidenceYear Built1977ZoningNC-20CountyQUEEN ANNE'SAPN02-006499Fireplace TypeHas Fireplace

Schools near 109 Secor Road

This home is within Queen Anne's County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 5 to 8
Public - 9 to 12
Private - PK to 12
Rating
School
Distance
Church Hill Elementary School
PublicPK to 4

Sudlersville Middle School
Public5 to 8

Queen Anne's County High School
Public9 to 12

Chestertown Christian Academy
PrivatePK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 109 Secor Road, Chestertown, MD 21620
$385,000
3
1,560
15,000
$175,000
2
1,550
21,450
$250,000
3
1,296
15,000
15,300
1
1,440
16,534
$342,000
2
1,225
16,500

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Chesapeake Real Estate Associates, LLC

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 04/05/2025 09:36 AM