109 Walnut Street

Listed By Coldwell Banker Realty

Five Bedroom Colonial with full basement!

The whole house has been freshly painted.

These walls are waiting for your personal touch.

Window over sink into peaceful back yard.

Sidewalks are well maintained and the best!

Across the street is a empty lot for pastoral view

Schools, churches, parks, shops ect. all within mi

Large foyer away from kitchen, dining, formal room

Tall windows for early morning reflections!

Huge Primary bedroom for reading sitting area.

Perfect for weekend guests to feel at home.

Third Bedroom for diferent bedding scenarios.

Fourth bedroom for queen, king, bunkbeds etc.

Fourth bedroom on the backside of the house

Fifth faces the front of the house on the second f

Huge basement to complete for living area, gym, et

Huge double garage with plenty of storage

This yard is ready for your green thumb!

Ridgely elem. school is Only 5 minutes away.

Beautiful parks only a few minutes away.

Active

$419,000

5 beds3 baths2,250 sqft$186/sqft

109 Walnut St, Ridgely, MD 21660

Est: $2,478/moGet pre-approved

Single FamilyProperty Type

10,560 sq ftLot Size

2004Year Built

$186/sq ftPrice per sq ft

$150/yrHOA Fees

2 carsParking Spaces

Description

If you've been dreaming of peaceful country living without giving up the convenience of town, this beautifully maintained Colonial in the desirable Lister Estates community may be exactly what you've been waiting for. Enjoy the feeling of space and privacy while still being close to a quaint town square, local shopping, churches, schools, parks, and major commuter routes.
From the moment you arrive, you'll appreciate how exceptionally clean and well cared for this 5-bedroom, 2.5-bath home is. Freshly...If you've been dreaming of peaceful country living without giving up the convenience of town, this beautifully maintained Colonial in the desirable Lister Estates community may be exactly what you've been waiting for. Enjoy the feeling of space and privacy while still being close to a quaint town square, local shopping, churches, schools, parks, and major commuter routes.

From the moment you arrive, you'll appreciate how exceptionally clean and well cared for this 5-bedroom, 2.5-bath home is. Freshly painted interiors, almost-new gleaming oak hardwood floors, a beautiful newer front door that fills the entry with natural sunlight, and several recent updates make this home truly move-in ready.

The inviting main level offers a comfortable, flexible layout designed for both everyday living and entertaining. The centrally located kitchen flows easily into the breakfast area and spacious family room, creating a wonderful gathering space. The kitchen features a new refrigerator, new dishwasher, and new garbage disposal. Just off the kitchen, you'll find a generous dining room plus a formal front room that can easily serve as a den, office, sitting room.

Upstairs, the spacious primary suite provides a peaceful retreat with a walk-in closet and private bath featuring double vanities. Four additional bedrooms offer plenty of room for family, guests, hobbies, or working from home.

The lower level provides even more possibilities. Finish or customize the basement/rec area to fit your lifestyle—whether you envision a recreation room, home gym, workshop, media area, or simply need additional storage. A two-car garage and abundant storage add to the home's functionality.

Step outside to the spacious backyard, where you'll have room for summer cookouts, gardening, play, and outdoor gatherings.

Additional comfort and efficiency features include a UV air-cleaning system that is professionally maintained twice yearly, helping improve indoor air quality as part of the home's HVAC system.

This is the kind of home that offers the best of both worlds: room to breathe, a peaceful neighborhood setting, and the convenience of being close to the places you need and the small-town amenities you enjoy.

Listing Agent

Camille Bullard
Listing Agent
Coldwell Banker Realty
P: (443) 786-4622
Call Text

4 days on Market

Last updated: 09/06/2026 12:06 AM • Source: BRIGHT, MLS#: MDCM2007764

Location

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OriginPoint Mortgage or Rocket Mortgage¹

$2,478 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,130

Property Taxes

$336

HOA Dues

$13

The Payment Calculator is for illustrative purposes only.

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Property Information for 109 Walnut Street

Property Details

Taxes: $4,030 / year
MLS Type: Residential / Fee Simple
County: Caroline County
Tax ID Number: 0607018401
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Entry Floor Number: 1
Structure Type: Detached
Style: Colonial
Levels/Stories: 3
Waterfront: No
Views: Garden/Lawn, Street, Trees/Woods
Garage: Yes
Expected On Market Date: 09-06-2026
Subdivision: LISTER ESTATES
Subdivision: LISTER ESTATES (CAROLINE MD)
Municipality: Ridgely
Total Parking Spaces: 2
Central Air: Yes
Basement: Yes
Above Grade Finished SQFT: 2,250.00
Above Grade Fin SQFT Source: Assessor
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: 978.00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: 978.00
Total Below Grade SQFT Source: Assessor
New Construction: No
Property Condition: Very Good

Building Information

Stories: 3
Year Built: 2004
Lot Size: 0.24 AC / 10,560 SF

Location

In City Limits: Yes
School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

School District County ID: 121139029245
SchoolDistrictSource: 3rd Party
County: CAROLINE

Waterfront / Water Access

Water View: No
Water Access: No

Water Oriented: No
Navigable Water: No
Tidal Water: No
Riparian Rights Y/N: No

Association / Community Info

Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $278,633

Year Assessed: 2026
County Tax: $2,786
Improvement Assessed Value: $239,900
City Town Tax: $1,244
Land Assessed Value: $50,000
Clean Green Assessed: No
Land Use Code: R
Zoning: R-3
Tax Lot: 25
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Lease Information

Pets Allowed: Yes
Pet Restrictions: Cats OK, Dogs OK

Rooms

Main

# Bedrooms Count Main Level: 0
# Bathrooms Count Main Level: 1

# Bathrooms Full Main Level: 0
# Bathrooms Half Main Level: 1

All Upper Levels

# Bedrooms Count All Upper Levels: 5
# Bathrooms Count All Upper Levels: 2

# Bathrooms Full All Upper Levels: 2

Upper Level 1

# Bedrooms Count Upper Level: 5
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2

Rooms

Room List: Basement
Stories: Main, Upper 1

Rooms Information

Room 1

Room Type: Basement
Room Level: Lower 1

Room Exists: Yes
Room Features: Basement - Unfinished, Flooring - Concrete

Building Info

Total Finished SQFT: 2,250.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 2,250.00
Total SQFT: 3,228.00
Total SQFT Source: Assessor
Construction Materials: Vinyl Siding
Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8053/2680/9470/805326809470_512_384_WM_Z3Loi0tmbWwKDpZN.jpg
Basement Type: Connecting Stairway, Daylight, Partial, Drain, Interior Access, Poured Concrete, Shelving, Space For Rooms, Sump Pump, Unfinished, Windows
Foundation Details: Permanent
Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Upper Level 1-5, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2
# Bathrooms Full: 2
# Bathrooms Half: 1
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Fencing: Partially

Parcel ID: 4497193

Parking

Type Of Parking: Attached Garage, Driveway
Num of Attached Garage Spaces: 2

Total Garage Spaces: 2
Parking Features: Asphalt Driveway, Paved Driveway
Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access

Interior Features

Interior Features: Air Filter System, Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
Fireplace: No

Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
Accessibility Features: None
Door Features: Insulated
Virtual Tour URL Unbranded: https://viewlistingdetails.com/109-walnut-street-ridgely-md-21660-atQe?preview=true

Exterior Features

Exterior Features: Sidewalks
Outdoor Living Structures: Roof, Porch(es)

Pool: No Pool

Utilities

Utilities: Electric Available, Cable TV Available, Phone Available, Sewer Available, Water Available
Heating: Yes

Cooling Type: Air Purification System, Central A/C, Dehumidifier, Heat Pump(s), Programmable Thermostat
Cooling Fuel: Electric
Heating Type: Heat Pump(s)
Heating Fuel: Central
Hot Water: Electric
Water Source: Public
Sewer Septic: Public Septic

Confidential Data

Listing Office

List Agent AOR: Bay Area Association of REALTORS
List Agent URL: https://camillesellschesapeake.com/

Property History for 109 Walnut Street

Date	Event & Source	Price	Appreciation
Sep 6, 2026	Listed (Active) BRIGHT #MDCM2007764	$419,000	—
Jul 30, 2004	Closed (Public Record) Public Record #192791369	$250,840	+16260.6% / yr
Apr 22, 2004	Closed (Public Record) Public Record #170323827	$63,000	—

Date	Event & Source	Price
09/06/2026	Listed (Active) BRIGHT #MDCM2007764	$419,000
07/30/2004	Closed (Public Record) Public Record #192791369	$250,840 +16260.6% / yr
04/22/2004	Closed (Public Record) Public Record #170323827	$63,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Walnut Street

Taxable ValueLand-Additions-Total-

Tax Record2025$4,031 ($336 / month)

Home Facts

Beds0Baths2.5Total Finished SqFt2,250 SqFtAbove Grade Finished SqFt2,250 SqFtStories2Lot Size10,560 SqFtStyleSingle Family ResidenceYear Built2004Year Renovated2004ZoningR-3CountyCAROLINEAPN07-018401

Schools near 109 Walnut Street

This home is within Caroline County Public Schools.


Rating	School	Type	Grades	Distance
4/10	Ridgely Elementary School	Public - Serves this home	PK to 5	0.1 mi
6/10	Lockerman Middle School	Public - Serves this home	6 to 8	5.1 mi
4/10	North Caroline High School	Public - Serves this home	9 to 12	3.7 mi
NR	Caroline Career & Technology Center	Public - Choice school	9 to 12	3.7 mi


Rating	School	Distance
4/10	Ridgely Elementary School PublicPK to 5 Serves this home	0.1 mi
6/10	Lockerman Middle School Public6 to 8 Serves this home	5.1 mi
4/10	North Caroline High School Public9 to 12 Serves this home	3.7 mi
NR	Caroline Career & Technology Center Public9 to 12 Choice school	3.7 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 109 Walnut Street, Ridgely, MD 21660

109 Walnut Street is a single family home for sale in Ridgely, MD 21660. This property was listed for sale on September 6, 2026 by Coldwell Banker Realty, it's currently listed at $419,000. It has been on the market for a total of 4 days and was last sold on July 30, 2004. This listing's school district is Caroline County Public Schools. Nearby schools include Ridgely Elementary School, Lockerman Middle School and North Caroline High School. 109 Walnut Street is a 5-bed, 3-bath, 2,250 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/06/2026 12:06 AM

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More information about 109 Walnut Street, Ridgely, MD 21660