Active
5 beds2,250 sqft
109 Walnut St, Ridgely, MD 21660
Est: $2,585/moGet pre-approved
Single FamilyProperty Type
0.24 acresLot Size
2004Year Built
$186/sq ftPrice per sq ft
$150/yrHOA Fees
2 carsParking Spaces

Description

5 BEDROOMS — 2,250 SQ FT — MOVE-IN READY — 2-CAR GARAGE — ESTABLISHED LISTER ESTATES Looking for the space of a larger home without the wait, construction process, or uncertainty of new construction? Why wait for new construction when you can enjoy the space, comfort and established charm of a beautifully maintained Colonial in desirable Lister Estates? Offering 5 bedrooms, 2.5 baths and approximately 2,250 square feet, this spacious home provides the room today's buyers are looking for—whether you...5 BEDROOMS — 2,250 SQ FT — MOVE-IN READY — 2-CAR GARAGE — ESTABLISHED LISTER ESTATES Looking for the space of a larger home without the wait, construction process, or uncertainty of new construction? Why wait for new construction when you can enjoy the space, comfort and established charm of a beautifully maintained Colonial in desirable Lister Estates? Offering 5 bedrooms, 2.5 baths and approximately 2,250 square feet, this spacious home provides the room today's buyers are looking for—whether you need bedrooms for family, guests, a home office, hobbies or simply more breathing room.

From the moment you arrive, you'll appreciate the pride of ownership. The home features a beautiful newer front door that welcomes natural light, gleaming oak hardwood floors, freshly painted interiors and a well-maintained, move-in-ready presentation. The kitchen offers convenient everyday functionality, while the home's generous floor plan provides plenty of space for both comfortable living and entertaining.

Need even more room? The lower level offers valuable additional unfinished space and storage with the potential to be customized to suit your needs, subject to buyer's plans and applicable requirements.

Outside, enjoy the convenience of an attached 2-car garage, established landscaping and the ease of living in a neighborhood setting while remaining close to Ridgely's quaint town center, shopping, churches, schools, parks and major commuter routes.

If you're comparing new construction, smaller homes or properties requiring major updates, be sure to see what 109 Walnut Street has to offer. Five bedrooms, generous living space, a 2-car garage and move-in-ready condition make this a home worth seeing in person!

Listing Agent

  1. Camille Bullard

    Camille Bullard

    Listing Agent

    Coldwell Banker Realty

    P: (443) 786-4622

25 days on Market
Last updated: 09/22/2026 04:55 PM • Source: BRIGHT, MLS#: MDCM2007764

Location

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OriginPoint Mortgage or Rocket Mortgage1

$2,585 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,237

Property Taxes

$336

HOA Dues

$13

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Property Information for 109 Walnut Street

Property Details
  • Taxes: $4,030 / year
  • MLS Type: Residential / Fee Simple
  • Tax ID Number: 0607018401
  • Ownership: Fee Simple
  • Condo Coop Association: No
  • HOA: Yes
  • Entry Floor Number: 1
  • Structure Type: Detached
  • Style: Colonial
  • Levels/Stories: 3
  • Waterfront: No
  • Views: Garden/Lawn, Street, Trees/Woods
  • Garage: Yes
  • Expected On Market Date: 09-06-2026
  • Subdivision: LISTER ESTATES
  • Subdivision: LISTER ESTATES (CAROLINE MD)
  • Municipality: Ridgely
  • Total Parking Spaces: 2
  • Central Air: Yes
  • Basement: Yes
  • Above Grade Finished SQFT: 2,250.00
  • Above Grade Fin SQFT Source: Assessor
  • Below Grade Finished SQFT: .00
  • Below Grade Fin SQFT Source: Assessor
  • Below Grade Unfinished SQFT: 978.00
  • Below Grade Unfin SQFT Source: Assessor
  • Total Below Grade SQFT: 978.00
  • Total Below Grade SQFT Source: Assessor
  • New Construction: No
  • Property Condition: Very Good
Building Information
  • Stories: 3
  • Year Built: 2004
  • Lot Size: 0.24 AC / 10,560 SF
Location
Location
  • In City Limits: Yes
  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139029245
  • SchoolDistrictSource: 3rd Party
  • County: CAROLINE
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $278,633
  • Year Assessed: 2026
  • County Tax: $2,786
  • Improvement Assessed Value: $239,900
  • City Town Tax: $1,244
  • Land Assessed Value: $50,000
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: R-3
  • Tax Lot: 25
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: Cats OK, Dogs OK
Rooms
Main
  • # Bedrooms Count Main Level: 0
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 0
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 5
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 5
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
Rooms
  • Room List: Basement
  • Stories: Main, Upper 1
Rooms Information
Room 1
  • Room Type: Basement
  • Room Level: Lower 1
  • Room Exists: Yes
  • Room Features: Basement - Unfinished, Flooring - Concrete
Building Info
Building Info
  • Total Finished SQFT: 2,250.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 2,250.00
  • Total SQFT: 3,228.00
  • Total SQFT Source: Assessor
  • Construction Materials: Vinyl Siding
  • Basement Type: Connecting Stairway, Daylight, Partial, Drain, Interior Access, Poured Concrete, Shelving, Space For Rooms, Sump Pump, Unfinished, Windows
  • Foundation Details: Permanent
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bedrooms-Upper Level 1-4, Bedrooms-Upper Level 1-5, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2
  • # Bathrooms Full: 2
  • # Bathrooms Half: 1
  • Other Structure: Office/Studio
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Fencing: Partially
  • Location Type: Middle Of Block
  • Parcel ID: 4497193
Parking
Parking
  • Type Of Parking: Attached Garage, Driveway
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
Interior Features
Interior Features
  • Interior Features: Air Filter System, Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors
  • Fireplace: No
Exterior Features
Exterior Features
  • Exterior Features: Sidewalks
  • Outdoor Living Structures: Roof, Porch(es)
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Electric Available, Cable TV Available, Phone Available, Sewer Available, Water Available
  • Heating: Yes
  • Cooling Type: Air Purification System, Central A/C, Dehumidifier, Heat Pump(s), Programmable Thermostat
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Central
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Septic
Confidential Data
Listing Office
  • List Agent AOR: Bay Area Association of REALTORS

Property History for 109 Walnut Street

DateEvent & SourcePriceAppreciation
Sep 6, 2026

Listed (Active)

BRIGHT #MDCM2007764

$419,000—
Jul 30, 2004

Closed (Public Record)

Public Record #192791369

$250,840

+16260.6% / yr

Apr 22, 2004

Closed (Public Record)

Public Record #170323827

$63,000—
DateEvent & SourcePrice
09/06/2026

Listed (Active)

BRIGHT #MDCM2007764

$419,000
07/30/2004

Closed (Public Record)

Public Record #192791369

$250,840

+16260.6% / yr

04/22/2004

Closed (Public Record)

Public Record #170323827

$63,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Walnut Street

Taxable ValueLand-Additions-Total-
Tax Record2025$4,031 ($336 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt2,250 SqFtAbove Grade Finished SqFt2,250 SqFtStories2Lot Size10,560 SqFtStyleSingle Family ResidenceYear Built2004Year Renovated2004ZoningR-3CountyCAROLINEAPN07-018401

Schools near 109 Walnut Street

This home is within Caroline County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Ridgely Elementary School
PublicPK to 5

Lockerman Middle School
Public6 to 8

North Caroline High School
Public9 to 12

Caroline Career & Technology Center
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

109 Walnut Street is a single family home for sale in Ridgely, MD 21660. This property was listed for sale on September 6, 2026 by Coldwell Banker Realty, it's currently listed at $419,000. It has been on the market for a total of 25 days and was last sold on July 30, 2004. This listing's school district is Caroline County Public Schools. Nearby schools include Ridgely Elementary School, Lockerman Middle School and North Caroline High School. 109 Walnut Street is a 5-bed, 3-bath, 2,250 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 09/22/2026 04:55 PM