109 Water St, Unit 404

Beverly, MA 01915

$745,000
Price
2
Beds
1,725 Sq. Ft.
$432 / Sq. Ft.
1,725
Sq. Ft.
$432
per Sq. Ft.
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an aerial view of a house with a ocean view
a front view of a house with a yard
a hallway with a dining table and chairs
a living room with furniture and a view of kitchen
a living room with furniture and a flat screen tv
a living room with furniture or couch and a flat screen tv
a living room with furniture and a potted plant
a bedroom with a bed and a window
a living room with furniture a rug and a table
a living room with furniture and a flat screen tv
a living room with furniture and a window
a dining room with wooden floor a chandelier a wooden table and chairs
a dining room with furniture potted plants and wooden floor
a view of a hallway with workspace
a kitchen with stainless steel appliances granite countertop a table chairs and a couch
a kitchen with a sink stove and microwave
a kitchen with stainless steel appliances granite countertop a refrigerator stove and sink
a living room with furniture and a wooden floor
a bathroom with a sink mirror vanity and toilet
a bathroom with a sink and a mirror
a view of walk in closet with clothes and shoes
a bedroom with furniture and a window
a view of a livingroom with wooden floor
a bedroom with a bed and a chandelier
a spacious bedroom with a bed a couch and a chandelier
a bedroom with a large bed and a chandelier
a bedroom with a bed and a flat screen tv
a view of walk in closet with clothes and shoes
a bedroom with a bed and a flat screen tv
a bathroom with a sink a toilet and shower
a bathroom with a double vanity sink and a mirror
a bedroom with a bed and a lamp on dresser
a bathroom with a sink mirror and a toilet
a bedroom with a bed and a chair
a bedroom with a bed and a painting on the wall
a bedroom with a bed and a flat screen tv
a view of a balcony with a floor to ceiling window
a view of a city and lake
a view of a terrace with lawn chairs
an aerial view of residential houses with outdoor space and seating
a front view of a building

Description

Seller will pay 12 months of condo fees with an acceptable offer! Wake up to sweeping harbor views in this southwest-facing corner penthouse at Tuck Point! This beautifully renovated 2-bedroom, 2.5-bath townhome is filled with natural light and showcases harbor views from nearly every room, along with beautiful morning light and spectacular sunsets. The main level features an open-concept layout with a well-appointed kitchen, dining area, and inviting living room. Enjoy in-unit laundry, garage parking,...Seller will pay 12 months of condo fees with an acceptable offer! Wake up to sweeping harbor views in this southwest-facing corner penthouse at Tuck Point! This beautifully renovated 2-bedroom, 2.5-bath townhome is filled with natural light and showcases harbor views from nearly every room, along with beautiful morning light and spectacular sunsets. The main level features an open-concept layout with a well-appointed kitchen, dining area, and inviting living room. Enjoy in-unit laundry, garage parking, generous storage, a new hot water heater, and a private deck overlooking the association pool and Beverly Harbor. Upstairs, the expansive primary suite includes an oversized walk-in closet and private bath, while a spacious guest bedroom, full bath, and dedicated office provide flexibility. A second west-facing “sunset deck” captures picturesque views of the Beverly-Salem Bridge. Located just moments from downtown Beverly and the train to Boston!
  1. Listed by Laura Crowell • J. Barrett & Company

Property Details for 109 Water Street, Unit 404

Town
Beverly
Area
MA-Beverly
Style
Townhouse, Mid-Rise
Garage Spaces
1
Open Parking Spaces
1.00
Parking Spaces Total
2
Unit Placement
Upper
LISTING UPDATED: 05/09/2026 03:09 AM

Property Details for 109 Water Street, Unit 404

StatusActive
MLS #73497795
Days on Market36
Taxes$7,056 / year
HOA Fees$1,276 / month
Property TypeCondo
MLS TypeCondominium/Co-Op / Condo
Year Built1982
CountyEssex County
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Location

Listing Courtesy of J. Barrett & Company, Laura Crowell
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Building Information for 109 Water Street, Unit 404

Building/ComplexTuck PointFloor4Stories-Residences106Pet PolicyAllowedPet Policy DetailsPets AllowedYear Built1982

Payment Calculator

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$5,615 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,751

Property Taxes

$588

HOA Dues

$1,276

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Property Information for 109 Water Street, Unit 404

General Details
Property Details
  • Association Amenities: Pool, Elevator(s)
  • Building Area Units: Square Feet
  • Community Features: Public Transportation, Shopping, Swimming Pool, Tennis Court, Park, Walk/Jog Trails, Stables, Medical Facility, Conservation Area, Marina
  • Living Area: 1725.0
  • SqFt with Basement: No
  • Total Units: 106
  • Property Attached: Yes
  • Type of Condo: Condo
  • Waterfront: Yes
  • Water View: Yes
  • Year Built Details: Actual
  • Year Built Source: Public Records
Location/School
  • Grade School: Ayers Ryal Side Elementary
  • High School: Beverly High School
  • Middle School: Beverly Middle School
Features
Interior Features
  • Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
  • Basement Features: N
  • Num of Baths: 3.0
  • Num of Full Baths: 2
  • Num of Half Baths: 1
  • Bathrooms Total Decimal: 2.50
  • Bathrooms Total Integer: 3
  • FireplaceYN: No
  • Fireplaces: 0
  • Flooring: Tile, Carpet, Wood Laminate
  • Interior Features: Office, Internet Available - Unknown
  • Interior Features: Internet Available - Unknown, Intercom
  • Laundry Features: Bathroom - Half, First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
  • Other Equipment: Intercom
  • Primary Bath: Yes
  • SpaYN: No
  • Window Features: Insulated Windows
Exterior Features
  • Construction: Frame, Brick
  • Entry Location: Upper
  • Exterior Features: Porch, Balcony
  • Exterior Features: Pool - Inground, Balcony, Porch
  • Patio And Porch Features: Porch
  • Pool Features: Association, In Ground
  • Structure Type: Townhouse, Mid-Rise
  • Waterfront Features: Waterfront, Ocean, Harbor, Marina, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
  • Waterview Features: Dock/Mooring, Harbor, Marina, Ocean
Parking Features
  • Attached Garage: Yes
  • Carport: No
  • Covered Spaces: 1.00
  • Garage: Yes
  • Garage Parking: Attached, Off-Street
  • Parking Features: Attached, Off-Street
  • Parking Features: Off-Street
Utilities
  • Cooling: Central Air, Heat Pump
  • Cooling: Yes
  • Electric: Circuit Breakers
  • Green Energy Efficient: Thermostat
  • Heating: Electric Baseboard, Heat Pump
  • Heating: Yes
  • Sewer: City/Town Sewer
  • Utility Connections: for Electric Range, for Electric Dryer, Washer Hookup
  • Water: Public
Room Information
Primary Bedroom
  • Room Primary Bedroom Area: 234.0
  • Room Primary Bedroom Features: Bathroom - Full,Bathroom - Double Vanity/Sink,Walk-In Closet(s),Flooring - Wall to Wall Carpet,Closet - Double
  • Room Primary Bedroom Length: 18.0
  • Primary Bedroom Level: Second Floor
  • Room Primary Bedroom Width: 13.0
Bedroom 2
  • Bedroom2 Area: 150.0
  • Bedroom2 Features: Closet,Flooring - Wall to Wall Carpet,Balcony - Exterior
  • Bedroom2 Length: 15.0
  • Bedroom2 Level: Second
  • Bedroom2 Width: 10.0
Bathroom 1
  • Bathroom1 Area: 72.0
  • Bathroom1 Features: Bathroom - Full,Flooring - Stone/Ceramic Tile,Double Vanity
  • Bathroom1 Length: 8.0
  • Bathroom1 Level: Second
  • Bathroom1 Width: 9.0
Bathroom 2
  • Bathroom2 Area: 40.0
  • Bathroom2 Features: Bathroom - Full
  • Bathroom2 Length: 5.0
  • Bathroom2 Level: Second
  • Bathroom2 Width: 8.0
Bathroom 3
  • Bathroom3 Area: 42.0
  • Bathroom3 Features: Bathroom - Half,Dryer Hookup - Electric,Washer Hookup
  • Bathroom3 Length: 6.0
  • Bathroom3 Level: First
  • Bathroom3 Width: 7.0
Dining Room
  • Dining Room Area: 120.0
  • Dining Room Features: Exterior Access,Open Floorplan,Lighting - Pendant
  • Dining Room Length: 12.0
  • Dining Room Level: First
  • Dining Room Width: 10.0
Kitchen
  • Kitchen Area: 130.0
  • Kitchen Features: Flooring - Vinyl,Countertops - Stone/Granite/Solid,Wet Bar,Lighting - Overhead
  • Kitchen Length: 13.0
  • Kitchen Level: First
  • Kitchen Width: 10.0
Living Room
  • Room Living Room Area: 375.0
  • Room Living Room Features: Lighting - Pendant,Window Seat
  • Room Living Room Length: 25.0
  • Room Living Room Level: First
  • Room Living Room Width: 15.0
Other Room 1
  • Room Office Area: 60.0
  • Room Office Length: 5.0
  • Room Office Level: Second
  • Room Office Width: 12.0
Property Information
Property Info
  • UFFI: Unknown
  • Year Round: Yes
  • Documents Available: Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements
  • Documents Count: 5
  • Farm Land Area Units: Square Feet
  • WARRANTY: No
  • Lot Size Units: Acres
  • Disclosures: Seller has paid 2026 roof assessment in full. Buyers and buyers agents to perform due diligence. Please see all attachments. 1 pet allowed. Seller will pay 12 months of condo fees with an acceptable offer. Seller pays $139/mo. for electric on average.
Tax Information
  • Tax ID: M:0002 B:0122 L:D404,4179690
  • Assessments: $642,000
  • Block: 0122
  • Book: 0
  • Lot: D404
  • Map: 0002
  • Tax Year: 2025
  • Zoning: BHD
Building / Association Information
Living Characteristics
  • Beds Total: 2
  • Total Living Levels: 2
Other Building Characteristics
  • Accessibility Features: Accessible Entrance
  • Cooling Zones: 2
  • Heat Zones: 2
Complex & Association Information
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Reserve Funds
  • Complex Name: Tuck Point Condominium
  • Complex Complete: Yes
  • Management: Professional - Off Site
  • Units Owner Occupied: 67
  • Owner Occupied Source: Management
  • Association Security: Intercom
  • Adult Community: No
Unit Information
Unit Information
  • Unit Building: 404
  • Unit Floor Level Integer: 4.0

Property History for 109 Water Street, Unit 404

DateEvent & SourcePriceAppreciation
May 5, 2026

Price Change

MLS PIN #73497795

$745,000—
Apr 27, 2026

Price Change

MLS PIN #73497795

$779,000—
Apr 8, 2026

Listed (Active)

MLS PIN #73497795

$789,000—
DateEvent & SourcePrice
05/05/2026

Price Change

MLS PIN #73497795

$745,000
04/27/2026

Price Change

MLS PIN #73497795

$779,000
04/08/2026

Listed (Active)

MLS PIN #73497795

$789,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Water Street, Unit 404

Taxable ValueLand-Additions$596,100Total-
Tax Record2024$6,694 ($558 / month)
Home Facts
Beds2Baths2.5Total Finished SqFt1,725 SqFtAbove Grade Finished SqFt1,725 SqFtStories2StyleCondominiumYear Built1982ZoningBHDCountyESSEXAPNBEVE M:0002 B:0122 L:D404

Schools near 109 Water Street, Unit 404

This home is within Beverly School District.
Rating
School
Type
Grades
Distance
Centerville Elementary
Public - K to 4
Briscoe Middle School
Public - 5 to 8
Beverly High School
Public - 9 to 12
North Beverly Elementary School
Public - K to 4
Rating
School
Distance
Centerville Elementary
PublicK to 4

Briscoe Middle School
Public5 to 8

Beverly High School
Public9 to 12

North Beverly Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 109 Water Street, Unit 404, Beverly, MA 01915

109 Water Street, Unit 404 is a condo for sale in Beverly, MA 01915. This property was listed for sale on April 8, 2026 by J. Barrett & Company, it's currently listed at $745,000. It has been on the market for a total of 36 days and was last sold on October 26, 2023. This listing's school district is Beverly School District. Nearby schools include Centerville Elementary, Briscoe Middle School and Beverly High School. 109 Water Street, Unit 404 is a 2-bed, 3-bath, 1,725 sqft condo built in 1982.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of J. Barrett & Company, Laura Crowell

The property listing data and information, or the images, set forth herein were provided to MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS. The property listing data and information, and the images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc., Martha's Vineyard MLS, CCIMLS, Link MLS, and Berkshire County Board of REALTORS and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the images, set forth herein.