109 Waterfront Dr

—
Beds
—
Baths
3,000 Sq. Ft.
$83 / Sq. Ft.
3,000
Sq. Ft.
$83
per Sq. Ft.

Description

Welcome to this charming commercial building located in the heart of downtown Two Harbors, perfect for an entrepreneur seeking a unique living and working arrangement. This versatile property features a cozy retail space, currently operating as a small gift shop, offering a prime opportunity for business owners looking for commercial space in the local market. Inside, the retail area is cute and cozy. Beyond the shop, much of the building has been thoughtfully converted into a comfortable apartment,...Welcome to this charming commercial building located in the heart of downtown Two Harbors, perfect for an entrepreneur seeking a unique living and working arrangement. This versatile property features a cozy retail space, currently operating as a small gift shop, offering a prime opportunity for business owners looking for commercial space in the local market. Inside, the retail area is cute and cozy. Beyond the shop, much of the building has been thoughtfully converted into a comfortable apartment, providing a seamless transition from work to home. The apartment boasts a single-level layout, ensuring accessibility and convenience. It features a spacious living area, a well-equipped kitchen, and generous bedroom spaces that provide a warm and inviting atmosphere, ideal for unwinding after a busy day. Large windows allow natural light to flood the space, creating a vibrant ambiance throughout. Located just steps from local shops, restaurants, and the scenic waterfront, this property embodies the essence of downtown living while offering an attractive retail opportunity. Whether you're looking to operate a business or create a unique living experience, this building offers the perfect blend of comfort and commercial potential in Two Harbors.
  1. Listed by Jon Chapek • Odyssey Real Estate Group
    P: (952)-715-7707 jon@odysseyrealestate.com

Property Details for 109 Waterfront Drive

Waterfront YN
No
LISTING UPDATED: 02/20/2026 07:00 PM

Property Details for 109 Waterfront Drive

StatusInspection Cont ( Mn )
MLS #6123069
Days on Compass81
Taxes$1,808 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeOther
MLS TypeCommercial Sale / Mixed Use
Year Built-
Lot Size0.08 AC / 3,484 SF
CountyLake County

Location

Listing Courtesy of Odyssey Real Estate Group
Add your commute

Building Information for 109 Waterfront Drive

Stories1Residences1Year Built-Lot Size0.08 AC / 3,484 SF

Payment Calculator

$1,364 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,214

Property Taxes

$151

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 109 Waterfront Drive

Summary
Location and General Information
  • Directions: 109 Waterfront Dr, Two Harbors 55616
  • Latitude: 47
  • Longitude: -92
  • MLSArea Major: LSAR
  • Zoning Description: Residential-Rec Business
Taxes and HOA
  • Parcel Number: 23-7660-05162
  • Tax Annual Amount: $1,808.00
  • Tax Legal Description: Tax District (# / Name): 23 / CITY OF TWO HARBORS Plat Description: CITY OF TWO HARBORS Legal Description: N 70FT LESS S 3.6FT OF LOT 16 BLOCK 5
  • Tax Year: 2025
Property
Lot Information
  • Living Area: 3000.0
  • Lot Size Acres: 0.08
  • Lot Size Dimensions: 50x70
  • Basement Square Feet: ***
  • Construction Type: Frame/Wood
  • Foundation Dimensions: ***
Property and Assessments
  • Current Use: Other, Residential
  • Possession: Immediate
  • Property Sub Type: Mixed Use
  • Property Type: Commercial Sale
  • Year Built: 0
Utilities
  • Sewer: Public Sewer
  • Water Source: City
Multi Family
Multi Family Information
  • Number Of Units Total: 1
Unit Information
Unit 1
  • Unit Leased: ***
  • Unit Number: ***
  • Unit Type Type: Unit 1
Unit 2
  • Unit Leased: No
  • Unit Type Type: Unit 5
Unit 3
  • Unit Fireplace: ***
  • Unit Leased: No
  • Unit Type Type: Unit 6
Interior and Exterior Features
Exterior Features
  • Accessibility Features: Partially Wheelchair
  • Construction Materials: Aluminum
  • Foundation Details: Stone
  • Roof: Flat, Rubber
  • Stories: 1
Interior Features
  • Basement: Partial
  • Heating: Forced Air, Natural Gas
  • Ceiling Height: 8-10 Feet
  • Interior Walls: Wood
Agent
Agent Information
  • Listing Agent Primary Office: ***
Sale and Listing
  • Auction: No
  • Auction End Date: ***
  • LVTDate: 2025-12-02
  • Power Company: City of Two Harbors
  • Transaction Type: For Sale
Rental
Rent Information
  • Leased Land: Owned
  • Lender Owned: No

Property History for 109 Waterfront Drive

DateEvent & SourcePriceAppreciation
Feb 18, 2026

In Contract

Lake Superior Area REALTORS #6123069

—
Dec 2, 2025

Listed (Active)

Lake Superior Area REALTORS #6123069

$249,000—
Dec 1, 2022

Off Market

Lake Superior Area REALTORS #6103354

$199,500—
Jun 8, 2022

Listed (Active)

Lake Superior Area REALTORS #6103354

$235,000—
Mar 24, 2020

Sold (Public Record)

Public Record #1370025960

$82,500—
DateEvent & SourcePrice
02/18/2026

In Contract

Lake Superior Area REALTORS #6123069

—
12/02/2025

Listed (Active)

Lake Superior Area REALTORS #6123069

$249,000
12/01/2022

Off Market

Lake Superior Area REALTORS #6103354

$199,500
06/08/2022

Listed (Active)

Lake Superior Area REALTORS #6103354

$235,000
03/24/2020

Sold (Public Record)

Public Record #1370025960

$82,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Waterfront Drive

Taxable ValueLand$34,800Additions$123,000Total$157,800
Tax Record2025$1,808 ($151 / month)
Home Facts
Total Finished SqFt1,869 SqFtAbove Grade Finished SqFt1,869 SqFtStories1StyleStoresYear Built1910Year Renovated1990CountyLAKEAPN23-7660-05162Fireplace TypeHas Fireplace

Schools near 109 Waterfront Drive

This home is within Lake Superior Public School Dist..
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Private - K to 11
Rating
School
Distance
Minnehaha Elementary School
PublicPK to 5

Two Harbors Secondary
Public6 to 12

Northwoods Christian Academy
PrivateK to 11

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Odyssey Real Estate Group

Based on information submitted to the MLS GRID as of 02/20/2026 07:00 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.