109 Waterside Ln

Cross Junction, VA 22625

$475,000
Price
3
Beds
3,164 Sq. Ft.
$150 / Sq. Ft.
3,164
Sq. Ft.
$150
per Sq. Ft.
Coming Soon
Coming Soon
Located across the street from the lake!
Beautiful Lake Holiday
Beach
Lake Holiday clubouse
Fishing pier behind the clubhouse
Marina available to lease
Volleyball courts
Bring your boat!
Tennis courts
Basketball courts
Park
Quaint picnic area
Playground
Come enjoy everything Lake Holiday has to offer!

Description

Professional photos coming soon! Spectacular Lakeview Home with Multiple Decks & Panoramic Views! Enjoy breathtaking lake views of the wide body of lake from all three levels of this stunning home featuring two expansive front decks and a private wrap-around deck off the primary suite. Designed for entertaining and everyday comfort, the open floor plan showcases soaring circular ceilings, elegant columns, and a spacious kitchen equipped with double ovens, gas range, and all kitchen appliances conveying....Professional photos coming soon! Spectacular Lakeview Home with Multiple Decks & Panoramic Views! Enjoy breathtaking lake views of the wide body of lake from all three levels of this stunning home featuring two expansive front decks and a private wrap-around deck off the primary suite. Designed for entertaining and everyday comfort, the open floor plan showcases soaring circular ceilings, elegant columns, and a spacious kitchen equipped with double ovens, gas range, and all kitchen appliances conveying. Offering approximately 3,000 finished square feet, this home includes a fully finished lower level with a third full bath and additional family room, perfect for guests, recreation, or flexible living space. The oversized primary suite features vaulted ceilings, double doors, and direct access to the private deck, creating a true retreat with lake views. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or a lake getaway. Updates include brand new decking, fresh interior painting, and newly installed flooring. Come enjoy lake life living with boating, kayaking, swimming at multiple sandy beaches, sports courts, dog parks, fishing pier and clubhouse with fitness room and offering tons of scheduled activities for all ages!
  1. Listed by Lisa M Cox • Colony Realty
    P: (540)-560-5711 lcox.realtor@gmail.com

Property Details for 109 Waterside Lane

Tax ID Number
18-A05-5B-3-1208
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Colonial
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 01/30/2026 12:11 PM

Property Details for 109 Waterside Lane

StatusComing Soon
MLS #VAFV2039256
Days on Market-
Taxes$2,147 / year
HOA Fees$156 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built2004
Lot Size0.24 AC / 10,528 SF
CountyFrederick County, VA

Location

Listing Courtesy of Colony Realty
Add your commute

Building Information for 109 Waterside Lane

Stories3Year Built2004Building Size-Lot Size0.24 AC / 10,528 SF

Payment Calculator

$2,650 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,315

Property Taxes

$179

HOA Dues

$156

The Payment Calculator is for illustrative purposes only.

Property Information for 109 Waterside Lane

Location
Location
  • In City Limits: No
  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140907577
  • SchoolDistrictSource: 3rd Party
  • Elementary School: GAINESBORO (FREDERICK VA)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: FREDERICK COUNTY (FREDERICK VA)
  • MiddleSchoolSource: 3rd Party
  • High School: JAMES WOOD (FREDERICK VA)
  • HighSchoolSource: 3rd Party
  • County: FREDERICK
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Docks Count: 1
  • Dock Type and Features: None
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Available by Lease
  • Slips Count: 1
  • Boats Power Count: 1
  • Boats Nonpower Count: 3-5
  • Distance To Body Of Water: 1.00
  • Distance To Body Of Water Units: Blocks
Association / Community Info
Association / Community Info
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA Condo Coop Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security Gate
  • HOA Condo Coop Amenities: Baseball Field, Basketball Courts, Beach, Club House, Dog Park, Exercise Room, Gated Community, Jog/Walk Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • Senior Community: No
  • Capital Contribution Amount: $2,000
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $447,300
  • Year Assessed: 2025
  • County Tax: $2,147
  • Improvement Assessed Value: $389,300
  • City Town Tax: $0
  • Land Assessed Value: $58,000
  • Clean Green Assessed: No
  • Land Use Code: 100R
  • Zoning: R5
  • Tax Lot: 1208
  • School Tax: $0
  • Automatically Update Tax Values Y/N: No
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 2
  • # Bathrooms Full All Upper Levels: 2
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 2
  • # Bathrooms Full Upper Level: 2
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Primary Bathroom, Full Bath, Half Bath
  • Stories: Lower 1, Main, Upper 1
Rooms Information
Room 1
  • Room Type: Primary Bedroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 2
  • Room Type: Primary Bathroom
  • Room Level: Upper 1
  • Room Exists: Yes
Room 3
  • Room Type: Bedroom 2
  • Room Level: Upper 1
  • Room Exists: Yes
Room 4
  • Room Type: Bedroom 3
  • Room Level: Upper 1
  • Room Exists: Yes
Room 5
  • Room Type: Full Bath
  • Room Level: Upper 1
  • Room Exists: Yes
Room 6
  • Room Type: Family Room
  • Room Level: Lower 1
  • Room Exists: Yes
Room 7
  • Room Type: Full Bath
  • Room Level: Lower 1
  • Room Exists: Yes
Room 8
  • Room Type: Kitchen
  • Room Level: Main
  • Room Exists: Yes
Room 9
  • Room Type: Dining Room
  • Room Level: Main
  • Room Exists: Yes
Room 10
  • Room Type: Living Room
  • Room Level: Main
  • Room Exists: Yes
Room 11
  • Room Type: Half Bath
  • Room Level: Main
  • Room Exists: Yes
Building Info
Building Info
  • Total Finished SQFT: 3,164.00
  • Total Finished SQFT Source: Assessor
  • Tax Total Finished SQFT: 3,164.00
  • Total SQFT: 3,223.00
  • Total SQFT Source: Assessor
  • Construction Materials: Vinyl Siding
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8044/8754/9168/804487549168_512_384_WM_HKDBDU0iatavilxg.jpg
  • Basement Type: Partial, Fully Finished, Connecting Stairway, Interior Access, Walkout Level
  • Foundation Details: Concrete Perimeter
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 3
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Estimated
  • Location Type: Lake
  • Parcel ID: 18767678
Parking
Parking
  • Type Of Parking: Driveway, Attached Garage, Off Street
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Parking Features: Paved Driveway
  • Garage Features: Garage - Front Entry, Inside Access
Interior Features
Interior Features
  • Interior Features: Dining Area, Kitchen - Table Space, Primary Bath(s), Window Treatments, Wood Floors
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Gas/Propane
  • Appliances: Dishwasher, Cooktop, Disposal, Microwave, Oven - Double, Oven - Wall, Refrigerator
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Exterior Features: Exterior Lighting
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
  • Community Slips Count: 110
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
  • Internet Services: Cable
Confidential Data
Listing Office
  • List Agent AOR: Blue Ridge Association of REALTORS
  • List Agent URL: LisaCoxHomes.com

Property History for 109 Waterside Lane

DateEvent & SourcePriceAppreciation
Jun 6, 2014

Closed

BRIGHT #1003000352

$270,000—
Jun 4, 2014

Closed (Public Record)

Public Record #416957083

$270,000

+20.3% / yr

May 15, 2014

Pending

BRIGHT #1003000352

—
May 15, 2014

Listed (Active)

BRIGHT #1003000352

$280,000—
May 4, 2012

Closed

BRIGHT #1004654964

$182,188—
Apr 19, 2012

Closed (Public Record)

Public Record #329737941

$182,187

-7.8% / yr

Mar 9, 2012

Pending

BRIGHT #1004654964

—
Dec 13, 2011

Listed (Active)

BRIGHT #1004654964

$189,900—
Dec 31, 2007

Expired

BRIGHT #VAFV134680

—
Apr 28, 2007

Listed (Active)

BRIGHT #VAFV134680

$449,900—
Dec 3, 2006

Expired

BRIGHT #VAFV132702

$475,000—
Mar 3, 2006

Listed (Active)

BRIGHT #VAFV132702

$485,000—
Feb 17, 2005

Closed

BRIGHT #1009631218

$328,324—
Feb 1, 2005

Closed (Public Record)

Public Record #541258595

$328,325—
Aug 18, 2004

Pending

BRIGHT #1009631218

—
Jul 6, 2004

Listed (Active)

BRIGHT #1009631218

$269,900—
DateEvent & SourcePrice
06/06/2014

Closed

BRIGHT #1003000352

$270,000
06/04/2014

Closed (Public Record)

Public Record #416957083

$270,000

+20.3% / yr

05/15/2014

Pending

BRIGHT #1003000352

—
05/15/2014

Listed (Active)

BRIGHT #1003000352

$280,000
05/04/2012

Closed

BRIGHT #1004654964

$182,188
04/19/2012

Closed (Public Record)

Public Record #329737941

$182,187

-7.8% / yr

03/09/2012

Pending

BRIGHT #1004654964

—
12/13/2011

Listed (Active)

BRIGHT #1004654964

$189,900
12/31/2007

Expired

BRIGHT #VAFV134680

—
04/28/2007

Listed (Active)

BRIGHT #VAFV134680

$449,900
12/03/2006

Expired

BRIGHT #VAFV132702

$475,000
03/03/2006

Listed (Active)

BRIGHT #VAFV132702

$485,000
02/17/2005

Closed

BRIGHT #1009631218

$328,324
02/01/2005

Closed (Public Record)

Public Record #541258595

$328,325
08/18/2004

Pending

BRIGHT #1009631218

—
07/06/2004

Listed (Active)

BRIGHT #1009631218

$269,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 109 Waterside Lane

Taxable ValueLand$58,000Additions$389,300Total$447,300
Tax Record2024$1,243 ($104 / month)
Home Facts
Beds3Baths3.5Total Finished SqFt2,344 SqFtAbove Grade Finished SqFt2,344 SqFtStories2StyleSingle Family ResidenceYear Built2004Year Renovated2017ZoningR5CountyFREDERICKAPN18A055B-3-1208Fireplace TypeHas Fireplace

Schools near 109 Waterside Lane

This home is within Frederick County Public Schools.
Rating
School
Type
Grades
Distance
Indian Hollow Elementary School
Public - PK to 5
Frederick County Middle School
Public - 6 to 8
James Wood High School
Public - 9 to 12
Rating
School
Distance
Indian Hollow Elementary School
PublicPK to 5

Frederick County Middle School
Public6 to 8

James Wood High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 109 Waterside Lane, Cross Junction, VA 22625

109 Waterside Lane is a single family home Coming Soon in Cross Junction, VA 22625. This property is currently priced at $475,000. This listing's school district is Frederick County Public Schools. Nearby schools include Indian Hollow Elementary School, Frederick County Middle School and James Wood High School. 109 Waterside Lane is a 3-bed, 4-bath, 3,164 sqft single family home built in 2004.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Colony Realty

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 01/30/2026 12:11 PM