1104 45th Ave NE

St. Cloud, MN 56304

$274,900
Price
2
Beds
1,144 Sq. Ft.
$240 / Sq. Ft.
1,144
Sq. Ft.
$240
per Sq. Ft.

Description

Welcome home to this stunning townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. Step inside to a spacious foyer with a coat closet! Upstairs enjoy a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & laminate counter space, a center island, rustic maple dark walnut cabinetry, black hardware, and modern appliances including a range, refrigerator, microwave...Welcome home to this stunning townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. Step inside to a spacious foyer with a coat closet! Upstairs enjoy a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & laminate counter space, a center island, rustic maple dark walnut cabinetry, black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find 2 nicely sized bedrooms and a full bath featuring a dual sink vanity with cultured marble countertops. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!
  1. Listed by eXp Realty • Christopher Fritch
  2. Listed by eXp Realty

Property Details for 1104 45th Avenue Northeast

Subdivision Name
Waters Edge At Don Lake 4th Add
Zoning Jurisdiction
Residential-Single Family
LISTING UPDATED: 02/18/2026 03:00 PM

Property Details for 1104 45th Avenue Northeast

StatusActive
MLS #6805533
Days on Compass6
Taxes$178 / year
HOA Fees$225 / month
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Townhouse Side x Side
Year Built2025
Lot Size0.05 AC / 2,352 SF
CountyBenton County

Location

Listing Courtesy of eXp Realty
Add your commute

Building Information for 1104 45th Avenue Northeast

Stories-Residences-Year Built2025Lot Size0.05 AC / 2,352 SF

Payment Calculator

$1,580 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,340

Property Taxes

$15

HOA Dues

$225

The Payment Calculator is for illustrative purposes only.

Property Information for 1104 45th Avenue Northeast

Summary
Location and General Information
  • City Name: Saint Cloud
  • County Or Parish: Benton
  • County: Benton-MN
  • Directions: US-10 West. Right on 45th Ave. SE. Right 40th Ave. SE. Right on 2nd ST. SE. Left on 47th Ave. NE. Left on 45th Ave.
  • Latitude: 45.578544
  • Longitude: -94.0709
  • Map Coordinate: 999-A1
  • City and Location: Saint Cloud
  • City and Location Text: Saint Cloud(MN)
  • Postal Code: 56304
  • State Or Province: MN
  • Public Survey Township: 36
Taxes and HOA Information
  • Additional Parcels: No
  • Association Fee: $225.00
  • Association Fee Frequency: Monthly
  • Association Fee Includes: Professional Mgmt
  • Association Name: Property Solutions MN
  • Association Phone: 7634240300
  • Association: Yes
  • Parcel Number: 170215700
  • Tax Annual Amount: $178.00
  • Tax Legal Description: SECT-28 TWP-036 RANGE-030 WATERS EDGE AT DON LK 4TH ADDN LOT-014 BLOCK-002 ASSOCIATION YES COMMON EL YES CIC # 30 DECLARATION
  • Tax Other Annual Assessment Amount: $99.75
  • Tax Year: 2025
  • Tax With Assessments: 278
School Information
  • High School District: 1762 - Sauk Rapids-Rice
  • School District Number: 1762
  • School District Phone: 3202534703
Property
Lot Information
  • Above Grade Fin SQFT: 1144.0
  • Below Grade Fin SQFT: 0.0
  • Builder Name: HEARTLAND ACRES INC
  • SQFT Total: 1144.0
  • Living Area Units: Square Feet
  • Lot Size Area: 0.054
  • Lot Size Dimensions: 24x98
  • Lot Size Units: Acres
  • Present Use: Yearly
  • Property Attached: Yes
  • Property Sub Type: Townhouse Side x Side
  • Property Type: Residential
  • SQFT Main Total: 1144
  • Above Grade SqFt Total: 1144
  • Below Grade SqFt Total: 673
Utilities
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Interior and Exterior Features
Exterior Features
  • Accessibility Features: None
  • Foundation Area: 673.0
  • Fuel: Natural Gas
  • Roof: Age 8 Years or Less
Interior Features
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement Type: Unfinished
  • Amenities Unit: Vaulted Ceiling(s)
  • Bath Desc: Upper Level Full Bath
  • Bathrooms Full: 1
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 0
  • Bathrooms Total Count: 1
  • Bedrooms Total: 2
  • Fireplaces Total: 0
  • FireplaceYN: No
  • Cooling: Central Air
  • Dining Room Description: Informal Dining Room
  • DP Resource: Yes
  • Garage Dimensions: 20x19
  • Garage Square Feet: 380
  • Heating: Forced Air
  • Levels: Three Level Split
  • Room List: Dining Room, Bedroom, Great Room, Kitchen, Bedroom 2
  • Basement YN: Yes
Room Information
Room 1
  • Room Dimensions: 12x10
  • Room Level: Main
  • Room Type: Dining Room
Room 2
  • Room Dimensions: 14x14
  • Room Level: Upper
  • Room Type: Bedroom
Room 3
  • Room Dimensions: 15x14
  • Room Level: Main
  • Room Type: Great Room
Room 4
  • Room Dimensions: 10x10
  • Room Level: Main
  • Room Type: Kitchen
Room 5
  • Room Dimensions: 12x11
  • Room Level: Upper
  • Room Type: Bedroom 2

Property History for 1104 45th Avenue Northeast

DateEvent & SourcePriceAppreciation
Jan 28, 2026

Price Change

NorthStar #6805533

$274,900—
Oct 24, 2025

Price Change

NorthStar #6805533

$284,900—
Oct 24, 2025

Listed (Active)

NorthStar #6805533

—
DateEvent & SourcePrice
01/28/2026

Price Change

NorthStar #6805533

$274,900
10/24/2025

Price Change

NorthStar #6805533

$284,900
10/24/2025

Listed (Active)

NorthStar #6805533

—

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1104 45th Avenue Northeast

Taxable ValueLand$10,000Additions-Total$10,000
Tax Record2025$278 ($23 / month)
Home Facts
StyleMulti-Family Dwelling (2-4)CountyBENTONAPN17.02157.00

Schools near 1104 45th Avenue Northeast

This home is within Sauk Rapids-Rice Public Schools.
Rating
School
Type
Grades
Distance
Mississippi Heights Elementary School
Public - K to 5
Sauk Rapids-Rice Middle School
Public - 6 to 8
Sauk Rapids-Rice Senior High School
Public - 9 to 12
Sauk Rapids-Rice Online School (Srr
Public - 6 to 12
Rating
School
Distance
Mississippi Heights Elementary School
PublicK to 5

Sauk Rapids-Rice Middle School
Public6 to 8

Sauk Rapids-Rice Senior High School
Public9 to 12

Sauk Rapids-Rice Online School (Srr
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1104 45th Avenue Northeast, St. Cloud, MN 56304

1104 45th Avenue Northeast is a townhouse for sale in St. Cloud, MN 56304. This property was listed for sale on October 24, 2025 by eXp Realty, it's currently listed at $274,900. This listing's school district is Sauk Rapids-Rice Public Schools. Nearby schools include Mississippi Heights Elementary School, Sauk Rapids-Rice Middle School and Sauk Rapids-Rice Senior High School. 1104 45th Avenue Northeast is a 2-bed, 1-bath, 1,144 sqft townhouse built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of eXp Realty

Based on information submitted to the MLS GRID as of 02/18/2026 03:00 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.