11075 Spencer Road

1,048 Sq. Ft.
$124 / Sq. Ft.
1,048
Sq. Ft.
$124
per Sq. Ft.

Description

Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70’s charm. Sitting on almost a half acre and surrounded by mature trees, you’ll enjoy a peaceful setting while being right next to the rail trail. Inside, you’ll find recent paint and new flooring in the kitchen,...Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70’s charm. Sitting on almost a half acre and surrounded by mature trees, you’ll enjoy a peaceful setting while being right next to the rail trail. Inside, you’ll find recent paint and new flooring in the kitchen, living room, and bedroom, giving the home a fresh feel while still keeping its personality. Big ticket updates like a newer roof, plumbing, and soffits offer added peace of mind. Let’s talk about the garage! The oversized 38x24 garage gives you tons of space for a workshop, storage, hobbies, toys, or whatever projects you’ve been dreaming up. Cozy, charming, and full of potential — this one is easy to love!
  1. Listed by Stephanie Filer • Real Estate One Great Lakes Bay
    P: (989)-751-2899 C: (989)-751-2899 soldwithfiler@gmail.com
  2. Listed by Matt Filer • Real Estate One Great Lakes Bay
    P: (989)-397-3949 C: (989)-397-3949 m.filer1008@gmail.com

Property Details for 11075 Spencer Road

Architectural Style
Ranch
Subdivision Name
Spencer
View
Rural
View
Yes
Waterfront
No
Zoning Description
Residential
LISTING UPDATED: 06/12/2026 11:57 AM

Property Details for 11075 Spencer Road

StatusActive
MLS #50209178
Days on Market10
Taxes$2,181 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1953
Lot Size0.40 AC / 17,424 SF
CountySaginaw County

Location

Listing Courtesy of Real Estate One Great Lakes Bay
Add your commute

Building Information for 11075 Spencer Road

Stories1Year Built1953Building Size-Lot Size0.40 AC / 17,424 SF

Payment Calculator

$829 per month

30 year fixed, 6.36% Interest

Principal and Interest

$647

Property Taxes

$182

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 11075 Spencer Road

Summary
Location and General Information
  • Carrier Route: R003
  • Cross Street: 52
  • Latitude: 43.357961
  • Longitude: -84.13219
  • MLS Area Major: Swan Creek Twp (73023)
Taxes and HOA
  • Association: No
  • Parcel Number: 26-11-3-17-4039-000
  • Tax Annual Amount: $2,180.57
  • Tax Year: 2025
Parking
  • Garage Spaces: 2.5
  • Garage: Yes
  • Parking Features: Paved, Garage Door Opener, Detached, Workshop in Garage
Property
Lot Information
  • Frontage Length: 70.0
  • Lot Features: Wooded
  • Lot Size Acres: 0.4
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
Property and Assessments
  • Above Grade Finished Area: 1048.0
  • Building Area Total: 1048.0
  • Custom 2: Yes
  • Living Area: 1048.0
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Raw Mls Bathrooms Total: 1.0
  • Raw Mls Documents Change Timestamp: 05-28-2026 09:38:24 AM
  • Raw Mls Documents Count: 1
  • Raw Mls Lot Size: 70x250
  • Raw Mls Modification Timestamp: 06-12-2026 11:52:57 AM
  • Raw Mls Photos Change Timestamp: 05-28-2026 09:38:24 AM
  • Raw Mls Photos Count: 31
  • Raw Mls Property Sub Type: Single Family
  • Raw Mls Stories Total: 1.0
  • Year Built: 1953
Building Features
  • Construction Materials: Aluminum Siding
  • Other Structures: Workshop
  • Stories Total: 1
Utilities
  • Sewer: Septic Tank
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Pool Private: No
Interior Features
  • Appliances: Refrigerator, Range, Oven, Gas Water Heater
  • Basement: Crawl Space
  • Basement: No
  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Fireplace: No
  • Heating: Forced Air, Space Heater
  • Heating: Yes
  • Laundry Features: Main Level
  • Rooms Total: 5
  • Water Heater: Propane
Room Information
Room 1
  • Room Description: Carpet
  • Room Dimensions: 20x12
  • Room Length: 20.0
  • Room Level: Main
  • Room Type: Living Room
  • Room Width: 12.0
Room 2
  • Room Description: Linoleum
  • Room Type: Bathroom 1
Room 3
  • Room Description: Carpet
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Level: Main
  • Room Type: Bedroom 2
  • Room Width: 11.0
Room 4
  • Room Description: Carpet
  • Room Dimensions: 16x16
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Bedroom 1
  • Room Width: 16.0
Room 5
  • Room Dimensions: 15x12
  • Room Length: 15.0
  • Room Level: Main
  • Room Type: Kitchen
  • Room Width: 12.0
Room 6
  • Room Description: Linoleum
  • Room Dimensions: 16x9
  • Room Length: 16.0
  • Room Level: Main
  • Room Type: Laundry
  • Room Width: 9.0

Property History for 11075 Spencer Road

DateEvent & SourcePriceAppreciation
Jun 12, 2026

Listed (Active)

MiRealSource #50209178

$129,900
Jun 8, 2026

Contract Signed

MiRealSource #50209178

May 28, 2026

Listed (Active)

MiRealSource #50209178

$129,900
DateEvent & SourcePrice
06/12/2026

Listed (Active)

MiRealSource #50209178

$129,900
06/08/2026

Contract Signed

MiRealSource #50209178

05/28/2026

Listed (Active)

MiRealSource #50209178

$129,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 11075 Spencer Road

Taxable ValueLand-Additions-Total-
Tax Record2024$2,110 ($176 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,048 SqFtAbove Grade Finished SqFt1,048 SqFtStories1Lot Size17,511 SqFtStyleSingle Family ResidenceYear Built1953CountySAGINAWAPN26-11-3-17-4039-000

Schools near 11075 Spencer Road

This home is within St. Charles Community Schools.
Rating
School
Type
Grades
Distance
Public - PK to 6
Public - 7 to 12
Public - 1 to 12
Rating
School
Distance
St. Charles Elementary School
PublicPK to 6

St. Charles Community High School
Public7 to 12

St. Charles Virtual School
Public1 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Explore Nearby Homes

11075 Spencer Road is a single family home for sale in St. Charles, MI 48655. This property was listed for sale on May 28, 2026 by Real Estate One Great Lakes Bay, it's currently listed at $129,900. This listing's school district is St. Charles Community Schools. Nearby schools include St. Charles Elementary School, St. Charles Community High School and St. Charles Virtual School. 11075 Spencer Road is a 2-bed, 1-bath, 1,048 sqft single family home built in 1953.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Estate One Great Lakes Bay

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.