11075 Spencer Road

St. Charles, MI 48655

$129,900
Price
2
Beds
1,048 Sq. Ft.
$124 / Sq. Ft.
1,048
Sq. Ft.
$124
per Sq. Ft.
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Pending
Pending
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Description

Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70's charm. Sitting on almost a half acre and surrounded by mature trees, you'll enjoy a peaceful setting while being right next to the rail trail. Inside, you'll find recent paint and new flooring in the kitchen,...Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70's charm. Sitting on almost a half acre and surrounded by mature trees, you'll enjoy a peaceful setting while being right next to the rail trail. Inside, you'll find recent paint and new flooring in the kitchen, living room, and bedroom, giving the home a fresh feel while still keeping its personality. Big ticket updates like a newer roof, plumbing, and soffits offer added peace of mind. Let's talk about the garage! The oversized 38x24 garage gives you tons of space for a workshop, storage, hobbies, toys, or whatever projects you've been dreaming up. Cozy, charming, and full of potential - this one is easy to love!
  1. Listed by Stephanie Filer • Real Estate One Great Lakes Bay
    P: (989)-751-2899 soldwithfiler@gmail.com
  2. Listed by Matt Filer • Real Estate One Great Lakes Bay
    P: (989)-397-3949 m.filer1008@gmail.com

Property Details for 11075 Spencer Road

Subdivision Name
SPENCER
Architectural Style
Ranch
View
Rural
Has View
Yes
Waterfront
No
Zoning Description
Residential
LISTING UPDATED: 06/26/2026 12:48 PM

Property Details for 11075 Spencer Road

StatusPending
MLS #61050209178
Days on Market25
Taxes$2,181 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1953
Lot Size0.40 AC / 17,424 SF
CountySaginaw County
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Location

Listing Courtesy of Real Estate One Great Lakes Bay
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Building Information for 11075 Spencer Road

Stories-Year Built1953Building Size-Lot Size0.40 AC / 17,424 SF

Payment Calculator

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$829 per month

30 year fixed, 6.36% Interest

Principal and Interest

$647

Property Taxes

$182

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 11075 Spencer Road

Summary
Location and General Information
  • Carrier Route: R003
  • Latitude: 43.357733
  • Longitude: -84.132345
  • Cross Street: 52 / Teft
  • MLS Area Major: Swan Creek Twp (73023)
Taxes and HOA
  • Parcel Number: 26113174039000
  • Tax Amount Summer: $418.62
  • Tax Amount Winter: $1,761.95
  • Tax Annual Amount: $2,180.57
  • Tax Assessed Value: $39,238.00
  • Tax Legal Description: N 283 FT OF E 70 FT OF THAT PART OF NE 1/4 OF SE 1/4 LYING NWLY OF NYC RR R/W .45 ACRE SEC 17 T11N R3E
  • Tax Year: 2025
  • Association: Yes
School Information
  • High School District: StCharles
Parking
  • Garage Spaces: 2.5
  • Garage: Yes
  • Parking Features: TwoandHalfCarGarage, Assigned2Spaces, Detached, ElectricityinGarage, Garage, GarageDoorOpener, Unpaved
Property
Lot Information
  • Frontage Length: 70.0
  • Lot Size Acres: 0.4
  • Lot Size Dimensions: 70x250
  • Lot Features: Easement, ManyTrees
  • Road Frontage Feet: 70
  • Road Frontage Type: CountyRoad
  • Road Responsibility: PublicMaintainedRoad
  • Road Surface Type: Paved
Property and Assessments
  • State Equalized Value: 58000.0
  • Living Area: 1048.0
  • Building Area Total: 1048.0
  • Building Area Source: PublicRecords
  • Above Grade Finished Area: 1048.0
  • Above Grade Finished Area Source: PublicRecords
  • Above Grade Finished Area Units: SquareFeet
  • Class Name: Residential
  • New Construction: No
  • Other Structures: Garages, Workshop
  • Year Built: 1953
Building Features
  • Construction Materials: AluminumSiding
  • Foundation Details: CrawlSpace
  • Levels: One
  • Stories Total: 1
Utilities
  • Sewer: SepticTank
  • Water Source: Public
Interior and Exterior Features
Interior Features
  • Bathrooms Total Notational: 1.0
  • Appliances: Oven, Refrigerator, Range
  • Basement: Crawl Space
  • Has Basement: No
  • Bathrooms Full: 1
  • Bathrooms Total Integer: 1
  • Bedrooms Total: 2
  • Has Cooling: No
  • Fireplace: No
  • Heating: ForcedAir, OtherHeatingSource, SpaceHeater
  • Has Heating: Yes
  • Laundry Features: Main Level
  • Rooms Total: 5
  • Water Heater Fuel: Propane
Exterior Features
  • Pool Private: No
Room Information
Room 1
  • Room Description: Carpet
  • Room Dimensions: 10x11
  • Room Length: 10.0
  • Room Width: 7.0
  • Room Flooring: Linoleum
  • Room Level: Main
  • Room Type: Bedroom 2
Room 2
  • Room Dimensions: 15x12
  • Room Length: 10.0
  • Room Width: 11.0
  • Room Flooring: Carpet
  • Room Level: Main
  • Room Type: Kitchen
Room 3
  • Room Description: Linoleum
  • Room Length: 16.0
  • Room Width: 16.0
  • Room Flooring: Carpet
  • Room Level: Main
  • Room Type: Bathroom 1
Room 4
  • Room Description: Carpet
  • Room Dimensions: 16x16
  • Room Length: 15.0
  • Room Width: 12.0
  • Room Flooring: Laminate
  • Room Level: Main
  • Room Type: Bedroom 1
Room 5
  • Room Description: Linoleum
  • Room Dimensions: 16x9
  • Room Length: 16.0
  • Room Width: 9.0
  • Room Flooring: Linoleum
  • Room Level: Main
  • Room Type: Laundry
Room 6
  • Room Description: Carpet
  • Room Dimensions: 20x12
  • Room Length: 20.0
  • Room Width: 12.0
  • Room Flooring: Carpet
  • Room Level: Main
  • Room Type: Living Room
Agent
Sale and Listings
  • Public GLR Website: Yes

Property History for 11075 Spencer Road

DateEvent & SourcePriceAppreciation
Jun 26, 2026

Contract Signed

MiRealSource #50209178

—
Jun 24, 2026

Contract Signed

Realcomp #61050209178

—
Jun 12, 2026

Listed (Active)

MiRealSource #50209178

$129,900—
DateEvent & SourcePrice
06/26/2026

Contract Signed

MiRealSource #50209178

—
06/24/2026

Contract Signed

Realcomp #61050209178

—
06/12/2026

Listed (Active)

MiRealSource #50209178

$129,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 11075 Spencer Road

Taxable ValueLand-Additions-Total-
Tax Record2024$2,110 ($176 / month)
Home Facts
Beds2Baths1Total Finished SqFt1,048 SqFtAbove Grade Finished SqFt1,048 SqFtStories1Lot Size17,511 SqFtStyleSingle Family ResidenceYear Built1953CountySAGINAWAPN26-11-3-17-4039-000

Schools near 11075 Spencer Road

This home is within St. Charles Community Schools.
Rating
School
Type
Grades
Distance
St. Charles Elementary School
Public - PK to 6
St. Charles Community High School
Public - 7 to 12
St. Charles Virtual School
Public - 1 to 12
Rating
School
Distance
St. Charles Elementary School
PublicPK to 6

St. Charles Community High School
Public7 to 12

St. Charles Virtual School
Public1 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Real Estate One Great Lakes Bay

IDX provided courtesy of Realcomp II Ltd. via Compass and its related brokerages. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate properties on this website was last updated on 06/26/2026 12:48 PM PST