1109 Stump Ln

Key West, FL 33040

$2,299,500
Price
3
Beds
1,724 Sq. Ft.
$1,334 / Sq. Ft.
1,724
Sq. Ft.
$1,334
per Sq. Ft.
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a front view of a house with a porch
a view of a house with swimming pool and sitting area
a front view of a house with a porch
a front view of a house with outdoor seating
a living room with furniture and a large window
a living room with furniture and a large window
a living room with furniture couches and a flat screen tv
a living room with furniture and a large window
a view of a dining room with furniture and wooden floor
a view of a dining room with furniture window and outside view
a kitchen with stainless steel appliances granite countertop a stove a refrigerator a oven a dining table and chairs with wooden floor
a kitchen that has a lot of cabinets in it and wooden floors
a kitchen with white cabinets and stainless steel appliances
a kitchen with a refrigerator and a sink
a bathroom with a sink a mirror and a toilet
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bedroom with furniture and a flat screen tv
a bathroom with a sink and a mirror
a bathroom with a sink a mirror and shower
a view of a dining table and chairs in the patio
a view of a patio with couches table and chairs and potted plants
a view of a house with swimming pool lawn chairs and a barbeque
a view of a house with backyard and sitting area
swimming pool view with a seating space
a backyard of a house with seating space
a view of a utility room with washer and dryer
a living room with furniture and a window
a bed sitting in a bedroom next to a window and a wooden floor
a bathroom with a toilet
a living room with furniture and a large window
a view of entryway with wooden floor
a bedroom with a bed and a window
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a bathroom with a toilet sink and tub
a bedroom with a bed and painting on the wall
a bedroom with a bed and a window
a bedroom with a bed and painting on the wall
a front view of a house with a porch
a view of back yard of the house

Description

On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension...On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings. Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool. Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen. Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special. Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.
  1. Listed by Terri Spottswood • Truman & Co. (KW) • 305-587-3407
  2. Listed by The Spottswood Team • Truman & Co. (KW)

Property Details for 1109 Stump Lane

Waterfront
None
Waterfront
No
Zoning
HHDR - Historic High Density Residential
Subdivision
Old Town - Unlisted (1.0)
Directions
White Street to Stump Lane (One Way Street)
Building Style
Conch
Pets
Pets Allowed
LISTING UPDATED: 05/19/2026 11:10 AM

Property Details for 1109 Stump Lane

StatusActive
MLS #619404
Days on Market47
Taxes$19,724 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family
Year Built1933
Lot Size0.09 AC / 3,953 SF
CountyMonroe County
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Location

Listing Courtesy of Truman & Co. (KW)
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Building Information for 1109 Stump Lane

Stories2Year Built1933Building Size-Lot Size0.09 AC / 3,953 SF

Payment Calculator

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$13,102 per month

30 year fixed, 6.36% Interest

Principal and Interest

$11,459

Property Taxes

$1,644

HOA Dues

$0

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Property Information for 1109 Stump Lane

Summary
Location and General Information
  • Waterview: No Waterview
  • Area: 02 - Key West
  • Absolute Longitude: 81.795125
  • Control Depth: 0
  • Listing Board: Key West Association
  • Side: Median
  • KW Neighborhood: Old Town-N of Truman
  • Mile Marker: 1.0
  • Marathon Neighborhood: N/A
  • Key/Island: Key West
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: None
  • Tax Year: 2025
  • Tax Exemptions: None
Property
Lot Information
  • Lot Size: 28 X 100
  • Acres: 0.09
  • SqFt Remarks: buyer to verify square footage
  • Parcel #: 00007120-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: KW PT LOT 4 SQR 44 PP-520 OR438-270 OR924-1061 OR1163-1926/28 OR1180-1673 OR1210-1265 OR1210-1266 OR1210-1362/63 OR1327-
  • MLS Approved: Y
  • Bank Owned: No
  • SqFt Source: Property Data Card
  • Flood Zone: AE
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 46
  • Document Count: 1
  • Building Style: Above Flood: Unknown
Utilities
  • Utilities: FKAA, Buyer to Verify, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: Yes
  • Pool Info: In Ground, Concrete
  • Porch/Balcony: Deck
Interior and Exterior Features
Interior Features
  • Floor: Tile, Wood
  • Interior Features: Drapes/Blinds Incl, Built-in Cabinets
  • Appliances: Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Construction: Frame
  • Dockage: None
  • Exterior Features: Fencing, Outdoor Shower, Detached Guest Qtrs
  • Windows/Doors: French Doors
Room Information
  • Specialty Rooms: Guest/Servant Qtrs: Non-Conforming

Property History for 1109 Stump Lane

DateEvent & SourcePriceAppreciation
Apr 8, 2026

Listed (Active)

FKMLS #619404

$2,299,500—
Apr 7, 2026

Expired

FKMLS #616747

—
Oct 6, 2025

Price Change

FKMLS #616747

$2,400,000—
DateEvent & SourcePrice
04/08/2026

Listed (Active)

FKMLS #619404

$2,299,500
04/07/2026

Expired

FKMLS #616747

—
10/06/2025

Price Change

FKMLS #616747

$2,400,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 1109 Stump Lane

Taxable ValueLand$1,419,285Additions$910,168Total$2,329,453
Tax Record2024$18,756 ($1,563 / month)
Home Facts
Beds3Baths1.5Total Finished SqFt1,724 SqFtAbove Grade Finished SqFt1,724 SqFtStories2Lot Size3,964 SqFtStyleSingle Family ResidenceYear Built1933Year Renovated2017CountyMONROEAPN00007120-000000

Schools near 1109 Stump Lane

This home is within Monroe.
Rating
School
Type
Grades
Distance
Gerald Adams Elementary School
Public - PK to 5
Monroe Virtual Instruction Program
Public - K to 12
Key West High School
Public - 9 to 12
Monroe Virtual Instruction Program (District Provided)
Public - K to 5
Rating
School
Distance
Gerald Adams Elementary School
PublicPK to 5

Monroe Virtual Instruction Program
PublicK to 12

Key West High School
Public9 to 12

Monroe Virtual Instruction Program (District Provided)
PublicK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 1109 Stump Lane, Key West, FL 33040

1109 Stump Lane is a single family home for sale in Key West, FL 33040. This property was listed for sale on April 8, 2026 by Truman & Co. (KW), it's currently listed at $2,299,500. It has been on the market for a total of 47 days and was last sold on October 1, 2021. This listing's school district is Monroe. Nearby schools include Gerald Adams Elementary School, Monroe Virtual Instruction Program and Key West High School. 1109 Stump Lane is a 3-bed, 4-bath, 1,724 sqft single family home built in 1933.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Truman & Co. (KW)

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.