11140 Cove Lake Road

Closed 3/30/20Virtual Tour

Sold

Last Sold Price

$420,000

5 beds4 baths3,200 sqft$131/sqft

11140 Cove Lake Rd, Lusby, MD 20657

Single FamilyProperty Type

1.55 acresLot Size

1985Year Built

$131/sq ftPrice per sq ft

$70/yrHOA Fees

4 carsParking Spaces

Description

Calling all Contemporary Lovers! You will want to consider this custom contemporary with a West Coast Vibe -- It's truly one of a kind home located in the quaint community of Cove Lake -- Great for a weekend get away by the water or full time living! Renovated to optimize indoor and outdoor living spaces, the seller purchased this home as a Rambler and transformed it into such a Beauty boasting 3200 finished square feet in living space. The new design transformation started in 2005 and includes an...Calling all Contemporary Lovers! You will want to consider this custom contemporary with a West Coast Vibe -- It's truly one of a kind home located in the quaint community of Cove Lake -- Great for a weekend get away by the water or full time living! Renovated to optimize indoor and outdoor living spaces, the seller purchased this home as a Rambler and transformed it into such a Beauty boasting 3200 finished square feet in living space. The new design transformation started in 2005 and includes an entire upper level with an owners ensuite that has a large picture window to delight in wonderful views of the Chesapeake Bay, and gleaming hardwood floors, large walk in closet with custom shelving. There are two other bedrooms and a full bath on this level. The mid-level has a 4th bedroom with wood burning fireplace, and a 5th bedroom with French doors, tile flooring and built in shelving. This room can also be utilized as a home office if needed. There are two additional bathrooms on this level as well as bonus room and a sunroom that overlooks the park-like setting of the back yard and can be accesses from the entry or the bonus room. The 3rd level (main level) has a large living room with a wood burning fireplace, and a dining room... both have hardwood floors. The kitchen is updated (2012) with granite counter tops, stainless steel appliances, island cooktop with seating, and large picture windows to enjoy the beauty of the outdoors. From the kitchen enter the herb garden area and an expansive deck (2017) off kitchen and another deck adjoining that wraps around the back of the home... great for outdoor entertaining! The property sits up yet offers level grounds as well and privacy. There is plenty of space for gardening and an area for wood storage. Other important amenities include a GEO-Thermal heating and cooling system, tile flooring, sky lights, 2 fireplaces, paved driveway and so much more! There is a 2 car attached garage as well as a 2 car garage that sits back from the home for extra parking and boat/toy storage, if needed, and both are very spacious.

Listed by: Keely E Tolley 410.474.1509 keelytolley@gmail.com • RE/MAX One

Listing closed: 03/30/2020 12:00 AM • Source: BRIGHT, MLS#: MDCA169052

Recent comparable sales

Median sold price

$499,900

Avg days on market

Sale-to-list ratio

101.4%

a kitchen with kitchen island granite countertop a stove a sink a refrigerator a counter top space and cabinets

1/37

$527,000

Sold 05/28/26

5
Bedrooms: 4
Bathrooms: 2,944
Square Feet: 0.88
Acres

2132 Brians Way, Lusby, MD 20657

1/41

$535,000

Sold 08/19/26

5
Bedrooms: 4
Bathrooms: 3,399
Square Feet: 1.17
Acres

1810 Rudolph Lane, Lusby, MD 20657

1/47

$440,000

Sold 10/20/25

5
Bedrooms: 3
Bathrooms: 2,796
Square Feet: 1.13
Acres

2235 Brians Way, Lusby, MD 20657

a view of a house with a garden and pathway

1/55

$499,900

Sold 05/29/26

5
Bedrooms: 5
Bathrooms: 3,245
Square Feet: 1.49
Acres

352 Towanda Trail, Lusby, MD 20657

1/34

$525,900

Sold 03/19/25

5
Bedrooms: 4
Bathrooms: 2,736
Square Feet: 0.46
Acres

11306 H G Trueman Road, Lusby, MD 20657

1/63

$585,000

Sold 03/27/26

5
Bedrooms: 4
Bathrooms: 3,272
Square Feet: 0.72
Acres

11226 Dancer Court, Lusby, MD 20657

a front view of a house with a garden and yard

1/69

$435,000

Sold 01/31/25

5
Bedrooms: 3
Bathrooms: 2,598
Square Feet: 0.25
Acres

12053 Bullwhip Trail, Lusby, MD 20657

1/52

$490,000

Sold 07/01/26

4
Bedrooms: 4
Bathrooms: 2,966
Square Feet: 0.59
Acres

11244 Dancer Court, Lusby, MD 20657

1/2

$379,000

Sold 01/21/25

5
Bedrooms: 3
Bathrooms: 2,576
Square Feet: 0.25
Acres

910 Guadaloupe Trail, Lusby, MD 20657

Get preapproved with Rocket Mortgage¹

Location

Homepage
MD
Calvert County
Lusby
20657
11140 Cove Lake Rd

Listing Courtesy of RE/MAX One

Sold By Berkshire Hathaway McNelis Group Properties

Add your commute

Virtual Tour

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage¹

$2,440 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,135

Property Taxes

$299

HOA Dues

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Property Information for 11140 Cove Lake Road

Property Details

Taxes: $3,587 / year
MLS Type: Residential / Fee Simple
County: Calvert County
Tax ID Number: 0501191942
Ownership: Fee Simple
Condo Coop Association: No
HOA: Yes
Structure Type: Detached
Style: Contemporary
Levels/Stories: 3+
Waterfront: No
Views: Bay
Garage: Yes
Expected On Market Date: 06-01-2019
Subdivision: COVE OF CALVERT
Subdivision: COVE OF CALVERT (CALVERT MD)
Legal Subdivision: COVE OF CALVERT
Total Parking Spaces: 4
Central Air: Yes
Basement: Yes
Above Grade Finished SQFT: 3,200.00
Above Grade Fin SQFT Source: Estimated
Below Grade Finished SQFT: .00
Below Grade Fin SQFT Source: Assessor
Below Grade Unfinished SQFT: .00
Below Grade Unfin SQFT Source: Assessor
Total Below Grade SQFT: .00
Total Below Grade SQFT Source: Assessor
New Construction: No

Building Information

Year Built: 1985
Lot Size: 1.55 AC / 67,735 SF

Location

In City Limits: Yes
School District Name: CALVERT COUNTY PUBLIC SCHOOLS

School District County ID: 121139842846
SchoolDistrictSource: Listing Agent
County: CALVERT

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Access Features: Fishing Allowed, Canoe/Kayak, Private Access
Water Oriented: Yes
Navigable Water: Yes
Tidal Water: No
Water Body Name: Chesapeake Bay
Water Body Type: Bay

Association / Community Info

Senior Community: No
Type of Condo: Home Owner Association

Taxes and Assessment

Tax Year: 2018
Tax Assessed Value: $302,900

Year Assessed: 2019
County Tax: $3,177
Improvement Assessed Value: $133,600
City Town Tax: $0
Land Assessed Value: $169,300
Clean Green Assessed: No
Land Use Code: 010
Refuse Fee: $350
Zoning: R
Tax Lot: 36R
Automatically Update Tax Values Y/N: Yes

Lease Information

Concessions: Yes
Concessions Amount: $2,500

Rooms

All Upper Levels

# Bedrooms Count All Upper Levels: 5
# Bathrooms Count All Upper Levels: 4

# Bathrooms Full All Upper Levels: 4

Upper Level 1

# Bedrooms Count Upper Level: 2
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2

Upper Level 2

# Bedrooms Count Upper Level: 3
# Bathrooms Count Upper Level: 2

# Bathrooms Full Upper Level: 2

Rooms

Room List: Living Room, Dining Room, Kitchen, Sun/Florida Room, Office
Stories: Upper 1, Upper 2

Building Info

Year Major Reno Remodel: 2005
Total Finished SQFT: 3,200.00

Total Finished SQFT Source: Estimated
Tax Total Finished SQFT: 2,253.00
Total SQFT: 3,200.00
Total SQFT Source: Estimated
Construction Materials: Vinyl Siding
Ext Main Mid-res: http://bright-media.brightmls.com/bright/images/0000/3020/4284/1183/302042841183_512_384_WM_OGHu5A266AfNhVoS.jpg
Wall and Ceiling Types: Vaulted Ceilings
Flooring Type: Hardwood, Carpet, Ceramic Tile
Basement Type: Outside Entrance, Partial
Room and Floor: Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Upper Level 1-2, Bedrooms-Upper Level 2-1, Bedrooms-Upper Level 2-2, Bedrooms-Upper Level 2-3, Bathrooms Full-Upper Level 2-1, Bathrooms Full-Upper Level 2-2
# Bathrooms Full: 4
Other Structure: 2nd Garage

Lot / Land Information

Lot Size Source: Assessor
Parcel ID: 14976614

Ground Rent Exists: No

Parking

Type Of Parking: Attached Garage, Detached Garage
Num of Attached Garage Spaces: 2

Num of Detached Garage Spaces: 2
Total Garage Spaces: 4
Parking Features: Asphalt Driveway
Garage Features: Garage - Side Entry

Interior Features

Fireplace: Yes
Fireplaces Count: 2

Appliances: Cooktop - Down Draft, Dishwasher, Exhaust Fan, Oven - Self Cleaning, Oven - Wall, Refrigerator, Stainless Steel Appliances
Accessibility Features: None
Virtual Tour URL Unbranded: http://mls.homejab.com/property/11140-cove-lake-rd-lusby-md-20657-usa

Exterior Features

Outdoor Living Structures: Deck(s)
Pool: No Pool

Utilities

Heating: Yes
Cooling Type: Ceiling Fan(s), Central A/C, Geothermal, Programmable Thermostat

Cooling Fuel: Geothermal
Heating Type: Central, Programmable Thermostat
Heating Fuel: Geo-thermal
Water Source: Well
Sewer Septic: On Site Septic

Confidential Data

Listing Office

List Agent AOR: Southern Maryland Association of REALTORS
List Agent URL: www.keelytolley.com

Property History for 11140 Cove Lake Road

Date	Event & Source	Price	Appreciation
Mar 30, 2020	Closed BRIGHT #MDCA169052	$420,000	—
Mar 5, 2020	Pending BRIGHT #MDCA169052		—
Jun 1, 2019	Listed (Active) BRIGHT #MDCA169052	$449,900	—
Apr 1, 2005	Closed (Public Record) Public Record #156055128	$330,000	—
Mar 16, 2005	Closed BRIGHT #MDCA110388	$330,000	—
Feb 14, 2005	Pending BRIGHT #MDCA110388		—
Nov 11, 2004	Listed (Active) BRIGHT #MDCA110388	$349,900	—

Date	Event & Source	Price
03/30/2020	Closed BRIGHT #MDCA169052	$420,000
03/05/2020	Pending BRIGHT #MDCA169052	—
06/01/2019	Listed (Active) BRIGHT #MDCA169052	$449,900
04/01/2005	Closed (Public Record) Public Record #156055128	$330,000
03/16/2005	Closed BRIGHT #MDCA110388	$330,000
02/14/2005	Pending BRIGHT #MDCA110388	—
11/11/2004	Listed (Active) BRIGHT #MDCA110388	$349,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 11140 Cove Lake Road

Taxable ValueLand$169,300Additions$363,200Total$532,500

Tax Record2025$5,538 ($462 / month)

Home Facts

Beds0Baths4Total Finished SqFt2,253 SqFtAbove Grade Finished SqFt2,253 SqFtStories1Lot Size67,735 SqFtStyleSingle Family ResidenceYear Built1985Year Renovated1985ZoningRCountyCALVERTAPN01-191942

Schools near 11140 Cove Lake Road

This home is within Calvert County Public Schools.


Rating	School	Type	Grades	Distance
6/10	Dowell Elementary School	Public - Serves this home	PK to 5	3.4 mi
4/10	Southern Middle School	Public - Serves this home	6 to 8	3.5 mi
8/10	Patuxent High School	Public - Serves this home	9 to 12	2.9 mi
NR	Calvert Country School	Public - Choice school	PK to 12	15.5 mi
NR	Calvert County Alternative School	Public - Nearby school	6 to 12	16.0 mi
NR	Career And Technology Academy	Public - Choice school	9 to 12	16.1 mi


Rating	School	Distance
6/10	Dowell Elementary School PublicPK to 5 Serves this home	3.4 mi
4/10	Southern Middle School Public6 to 8 Serves this home	3.5 mi
8/10	Patuxent High School Public9 to 12 Serves this home	2.9 mi
NR	Calvert Country School PublicPK to 12 Choice school	15.5 mi
NR	Calvert County Alternative School Public6 to 12 Nearby school	16.0 mi
NR	Career And Technology Academy Public9 to 12 Choice school	16.1 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 20657

$325,000 | 1440 Cedar Lane, Lusby, MD 20657

1/61

New

$325,000

4
Bedrooms: 2
Bathrooms: 2,128
Square Feet: 1.52
Acres

1440 Cedar Lane, Lusby, MD 20657

$324,900 | 542 Chisholm Trail, Lusby, MD 20657

1/35

New

$324,900

3
Bedrooms: 3
Bathrooms: 1,890
Square Feet: 0.75
Acres

542 Chisholm Trail, Lusby, MD 20657

Coming Soon

$449,900

3
Bedrooms: 3
Bathrooms: 2,580
Square Feet: 0.34
Acres

12954 Soundings Road, Lusby, MD 20657

$375,000 | 12509 Catalina Drive, Lusby, MD 20657

1/38

Coming Soon

$375,000

4
Bedrooms: 3
Bathrooms: 1,539
Square Feet: 0.25
Acres

12509 Catalina Drive, Lusby, MD 20657

a view of a house with a yard and large tree

1/18

$380,000

3
Bedrooms: 2
Bathrooms: 1,620
Square Feet: 0.52
Acres

12808 H G Trueman Road, Lusby, MD 20657

1/60

$444,950

3
Bedrooms: 3
Bathrooms: 1,474
Square Feet: 0.76
Acres

976 Johnswoods Road, Lusby, MD 20657

1/65

$359,000

3
Bedrooms: 2
Bathrooms: 1,220
Square Feet: 0.25
Acres

673 Running Fox Road, Lusby, MD 20657

1/34

$399,900

3
Bedrooms: 3
Bathrooms: 2,756
Square Feet: Unavailable
Acres

11640 Mesa Trail, Lusby, MD 20657

$390,000 | 11522 Stirrup Lane, Lusby, MD 20657

1/6

Coming Soon

$390,000

4
Bedrooms: 2
Bathrooms: 2,197
Square Feet: 0.95
Acres

11522 Stirrup Lane, Lusby, MD 20657

Nearby home values

Address	Sold price	Beds	Baths	Sqft	Lot (Sqft)
This home: 11140 Cove Lake Road, Lusby, MD 20657	$420,000	5	4	3,200	67,735
11130 Cove Lake Road, Lusby, MD 20657	$390,000	5	4	4,413	43,167
2845 Prism Court, Lusby, MD 20657	$505,000	4	3	–	50,398
2865 Prism Court, Lusby, MD 20657	$392,000	3	3	2,580	61,985
11145 Cove Lake Road, Lusby, MD 20657	$300,000	4	3	4,444	52,794
11135 Cove Lake Road, Lusby, MD 20657	$284,900	4	4	2,160	51,836
11160 Cove Lake Road, Lusby, MD 20657	$500,000	3	3	3,026	47,219
11155 Cove Lake Road, Lusby, MD 20657	$265,000	3	3	1,444	65,470
11120 Cove Lake Road, Lusby, MD 20657	$327,000	3	2	–	37,026
11125 Hatteras Court, Lusby, MD 20657	$340,000	3	2	1,622	66,472
2840 Prism Court, Lusby, MD 20657	$65,000	–	2.5	3,881	31,145
2875 Prism Court, Lusby, MD 20657	$5,000	–	–	–	26,484
2860 Prism Court, Lusby, MD 20657	$489,000	4	4	3,904	32,582
2870 Prism Court, Lusby, MD 20657	–	–	3.5	1,931	35,370
2811 Cove Point Road, Lusby, MD 20657	$340,000	4	4	2,616	35,196
11118 Hatteras Court, Lusby, MD 20657	$323,200	3	3	1,708	62,726

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of RE/MAX One

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 08/17/2022 05:21 AM

Lusby, MD

Know your buying power with a preapproval and custom rate in minutes

Explore Nearby Homes

Homes in Nearby 20657 Neighborhoods

Homes in Nearby 20657 Cities

Homes in Nearby 20657 Zip Codes