Active
3 beds1,922 sqft
11190 Ruckle St, Carmel, IN 46032
Est: $2,581/moGet pre-approved
Single FamilyProperty Type
0.17 acresLot Size
1995Year Built
$224/sq ftPrice per sq ft
$365/yrHOA Fees
2 carsParking Spaces

Description

Welcome to this beautifully maintained home in the desirable Waterwood of Carmel neighborhood! An inviting open floor plan with soaring ceilings creates a bright and spacious feel, with comfortable living areas designed for both everyday living and entertaining. The main-level primary suite offers a peaceful retreat with an en-suite bath and convenient main-level living, while additional bedrooms and a full bath upstairs provide plenty of space for family, guests, or a home office. Step outside to...Welcome to this beautifully maintained home in the desirable Waterwood of Carmel neighborhood! An inviting open floor plan with soaring ceilings creates a bright and spacious feel, with comfortable living areas designed for both everyday living and entertaining. The main-level primary suite offers a peaceful retreat with an en-suite bath and convenient main-level living, while additional bedrooms and a full bath upstairs provide plenty of space for family, guests, or a home office. Step outside to enjoy the privacy of the fully fenced backyard, perfect for relaxing, entertaining, gardening, or enjoying your morning coffee. The established neighborhood offers a quiet setting with mature surroundings while being conveniently located near the Monon Trail, Monon Community Center, shopping, dining, parks, and everyday amenities. Notable updates include a tankless water heater, furnace (2023), and water softener (2018), providing added comfort and efficiency. Located within the highly regarded Carmel Clay Schools district, this home offers an ideal combination of comfortable living, privacy, convenience
2 days on Market
  • Listed by: Chizuki Lothamer 317.489.3441 chizuki@atpropertiesind.com • @properties
Last updated: 09/15/2026 06:16 PM • Source: MIBORMLS, MLS#: 22125813

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Location

Listing Courtesy of @properties
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$2,581 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,222

Property Taxes

$329

HOA Dues

$30

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Property Information for 11190 Ruckle Street

Property Details
  • Taxes: $1,972 semi-annually
  • MLS Type: Residential / Single Family Residence
  • Architectural Style: Traditional
  • Subdivision Name: Waterwood Of Carmel
  • Township: Clay
Building Information
  • Year Built: 1995
  • Lot Size: 0.17 AC / 7,405 SF
Summary
Location and General Information
  • City: Carmel
  • County Or Parish: Hamilton
  • Directions: GPS Friendly
  • Postal Code: 46032
  • Postal Code Plus4: 6927
  • State Or Province: IN
  • View: Trees/Woods
  • View: Yes
Taxes and HOA Information
  • Attic YN: Yes
  • Association Fee Frequency: Annually
  • Association Fee Includes: Entrance Common, Maintenance, Snow Removal
  • Association Fee: $365
  • Parcel Number: 291302209002000018
  • Semi Annual Property Tax Amt: 1972
  • Tax Year: 2025
  • TaxLot: 47
School Information
  • High School: Carmel High School
  • School District: Carmel Clay Schools
Parking
  • Garage YN: Yes
  • Garage Spaces: 2.0
  • Garage SqFt: 400
Property
Lot Information
  • Acreage: <1/4 Acre
  • Lot Size Square Feet: 7405.0
  • Lot Size Acres: 0.17
  • Main Level SqFt: 1602
  • New Construction: False
  • Living SqFt: 320.0
  • Sqft Total: 1922.0
  • Sq Ft Total: 1922.0
  • Year Built Numeric: 1995
  • Living Area Source: Broker
Property and Assessments
  • Affected by Disclosures: No
  • DPRYN: No
  • HOA Disclosures: Covenants & Restrictions,Rules & Regulations
  • Legal Subdivision: Acreage .17, Section 2, Township 17, Range 3, Waterwood Of Carmel, Section 2, Lot 47
  • Ownership Type: Mandatory Fee
  • Photos Count: 39
  • Property Attached: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Transaction Type: Sale
Utilities
  • Solid Waste: No
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Association Amenities: Maintenance, Snow Removal
  • Construction Materials: Vinyl With Brick, Brick
  • Foundation Details: Slab
  • Pool Private: No
  • Horse Amenities: None
  • Fencing: Privacy
Interior Features
  • Accessibility Features: No
  • Appliances: Dishwasher, Dryer, Disposal, MicroHood, Electric Oven, Tankless Water Heater, Washer, Water Softener Owned, Microwave, Refrigerator
  • Areas Interior: Bedroom Other on Main
  • Basement YN: No
  • Cooling: Central Air
  • Eating Area: Breakfast Room, Dining Combo/Great Room
  • Heating: Forced Air, Natural Gas
  • Interior Features: Breakfast Bar, Cathedral Ceiling(s), High Ceilings, Paddle Fan, Hi-Speed Internet Availbl, Walk-In Closet(s), Bath Sinks Double Main, Vaulted Ceiling(s)
  • Levels: Two
  • Room List: Master Bedroom, Bedroom 2, Bedroom 3, Laundry, Kitchen, Living Room, Dining Room
  • Room and Features: Master Bedroom-Main, Bedroom 2-Upper, Bedroom 3-Upper, Laundry-Main, Kitchen-Main-Tile-Ceramic, Living Room-Main, Dining Room-Main
  • Spa: No
  • Main Level Bedrooms: 1
  • Laundry Features: Laundry Room
  • Num Bedrooms Upper: 2
  • Num Bedrooms Basement: 0
  • Rooms Basement: 0
Room Information
Room Information
  • Rooms MU: 8
  • Rooms Total MU: 8
  • Total Rooms: 8
Room 1
  • Room Level: Main
  • Room Dimensions: 14x13
  • Room Type: Master Bedroom
Room 2
  • Room Level: Upper
  • Room Dimensions: 10x10
  • Room Type: Bedroom 2
Room 3
  • Room Level: Upper
  • Room Dimensions: 11x10
  • Room Type: Bedroom 3
Room 4
  • Room Level: Main
  • Room Dimensions: 6x5
  • Room Type: Laundry
Room 5
  • Room Level: Main
  • Room Dimensions: 11x10
  • Room Features: Tile-Ceramic
  • Room Type: Kitchen
Room 6
  • Room Level: Main
  • Room Dimensions: 37x13
  • Room Type: Living Room
Room 7
  • Room Level: Main
  • Room Dimensions: 13x11
  • Room Type: Dining Room
Bathrooms
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Count: 3
  • Full Baths Basement: 0
  • Full Baths Main: 1
  • Full Baths MU: 2
  • Full Baths Upper: 1
  • Half Baths Basement: 0
  • Half Baths Main: 1
  • Half Baths MU: 1
  • Half Baths Upper: 0
Bedrooms
  • Beds MU: 3
  • Bedrooms MU: 3
  • Bedrooms Total: 3

Property History for 11190 Ruckle Street

DateEvent & SourcePriceAppreciation
Sep 14, 2026

Listed (Active)

MIBORMLS #22125813

$429,900—
Sep 21, 2012

Sold

MIBORMLS #21178425

$186,000—
Aug 15, 2012

Pending

MIBORMLS #21178425

—
DateEvent & SourcePrice
09/14/2026

Listed (Active)

MIBORMLS #22125813

$429,900
09/21/2012

Sold

MIBORMLS #21178425

$186,000
08/15/2012

Pending

MIBORMLS #21178425

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 11190 Ruckle Street

Taxable ValueLand$95,100Additions$298,300Total$393,400
Tax Record2024$3,834 ($320 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt1,738 SqFtAbove Grade Finished SqFt1,738 SqFtStories2Lot Size7,405 SqFtStyleSingle Family ResidenceYear Built1995CountyHAMILTONAPN29-13-02-209-002.000-018Fireplace TypeHas Fireplace

Schools near 11190 Ruckle Street

This home is within Carmel Clay Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Private - 7 to 12
Rating
School
Distance
Clay Center Elementary School
PublicPK to 5

Creekside Middle School
Public6 to 8

Carmel High School
Public9 to 12

Transitions Academy
Private7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

11190 Ruckle Street is a single family home for sale in Carmel, IN 46032. This property was listed for sale on September 14, 2026 by @properties, it's currently listed at $429,900. It has been on the market for a total of 2 days and was last sold on September 21, 2012. This listing's school district is Carmel Clay Schools. Nearby schools include Clay Center Elementary School, Creekside Middle School and Carmel High School. 11190 Ruckle Street is a 3-bed, 3-bath, 1,922 sqft single family home built in 1995.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of @properties

Based on information submitted to the MLS GRID as of 09/15/2026 06:16 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.