1140 Rock Lodge Rd

McHenry, MD 21541

$1,500,000
Last Sold Price
4
Beds
3,300 Sq. Ft.
$455 / Sq. Ft.
3,300
Sq. Ft.
$455
per Sq. Ft.
Closed 10/17/25
Closed 10/17/25
a front view of a house with a garden
a living room with furniture a fireplace and a large window
a living room with furniture and a fireplace
a kitchen with stainless steel appliances kitchen island granite countertop a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a sink and cabinets with wooden floor
a view of yard with swimming pool and sitting area
front view of a house with a chairs and table in the balcony
a group of chairs sitting in front of building
a front view of a house with a garden
a view of a chairs and table on the wooden deck
a view of a chairs and table on the wooden deck
a view of a deck with table and chairs and wooden floor
a view of a child park
a backyard of a house with barbeque oven table and chairs
a view of a tree in a yard
a bathroom with a sink and a mirror
a bathroom with a toilet and a shower curtain
a front view of a house with a yard
a bedroom with a bed and wooden floor
a bed room with a bed and a television
a bedroom with a bed and a flat screen tv
a bathroom with a sink and a mirror
a view of a garage with toys
a view of storage and utility room
a utility room with dryer and washer
a bathroom with a sink mirror and vanity
a bathroom with a shower
a bedroom with a bed and a chandelier
a bedroom with a bed and a flat screen tv
a bedroom with a bed and a flat screen tv
a living room with furniture pool table and a large window
a room with pool table and windows
a room with pool table and windows
a bedroom with a bed and a window
a bedroom with a bed and a window
a bedroom with a bed and a chandelier
a bedroom with a bed and a chandelier
a view of a dining room with furniture window and outside view
a dining room with wooden floor and a floor to ceiling window
a view of a dining room with furniture wooden floor and chandelier
a bathroom with a granite countertop toilet sink and mirror
a bathroom with a granite countertop sink and shower
a dining room with furniture a rug and wooden floor
a kitchen with stainless steel appliances granite countertop a sink stove and microwave
a living room with fireplace furniture and a large window
a living room with furniture a clock and a rug
a bedroom with a large bed and a window
a bedroom with a bed and a flat screen tv
a bathroom with a granite countertop sink and a mirror
a view of a bath tub

Description

4BR, 4BA lakefront chalet with 124' of remarkably flat waterfront AND western exposure! Nearly one full acre in size, dockslip, big lake views inside and out, lakeside firepit, 3300sf home with over $200k in recent renovations. Impressive stacked stone fireplace. Recent upgrades: roof replaced 2 years ago, new 1400sf trex deck, updated kitchen, bathrooms, custom tile, flooring, updated furnishings and more! Plenty of parking with an oversized, wrap-around driveway and attached garage. Excellent location...4BR, 4BA lakefront chalet with 124' of remarkably flat waterfront AND western exposure! Nearly one full acre in size, dockslip, big lake views inside and out, lakeside firepit, 3300sf home with over $200k in recent renovations. Impressive stacked stone fireplace. Recent upgrades: roof replaced 2 years ago, new 1400sf trex deck, updated kitchen, bathrooms, custom tile, flooring, updated furnishings and more! Plenty of parking with an oversized, wrap-around driveway and attached garage. Excellent location on coveted Rock Lodge Rd. with deep water and on the main body of Deep Creek Lake. Established vacation rental 'Over the Rainbow'.
  1. Listed by Jay L Ferguson • Taylor Made Deep Creek Vacations & Sales
    P: (301)-501-0420 jay@deepcreeksales.com

Property Details for 1140 Rock Lodge Road

Tax ID Number
1218057913
Ownership
Fee Simple
Condo Coop Association
No
HOA
Yes
Structure Type
Detached
Style
Chalet
Levels/Stories
3
Furnished
Yes
LISTING UPDATED: 10/17/2025 01:39 PM

Property Details for 1140 Rock Lodge Road

StatusClosed
MLS #MDGA2009838
Days on Market72
Taxes$12,283 / year
HOA Fees$1,500 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1993
Lot Size0.90 AC / 39,279 SF
CountyGarrett County

Location

Listing Courtesy of Taylor Made Deep Creek Vacations & Sales

Sold By Railey Realty, Inc.

Add your commute

Building Information for 1140 Rock Lodge Road

Stories3Year Built1993Building Size-Lot Size0.90 AC / 39,279 SF

Payment Calculator

$8,561 per month

30 year fixed, 6.28% Interest

Principal and Interest

$7,412

Property Taxes

$1,024

HOA Dues

$125

The Payment Calculator is for illustrative purposes only.

Property Information for 1140 Rock Lodge Road

Location
Location
  • In City Limits: No
  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS
  • School District County ID: 121139907558
  • SchoolDistrictSource: Listing Agent
  • Elementary School: CALL SCHOOL BOARD (GARRETT MD)
  • ElementarySchoolSource: Listing Agent
  • Middle Or Junior School: NORTHERN (GARRETT MD)
  • MiddleSchoolSource: Listing Agent
  • High School: NORTHERN GARRETT (GARRETT MD)
  • HighSchoolSource: Listing Agent
  • County: GARRETT
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: Yes
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC)
  • Water Oriented: Yes
  • Navigable Water: Yes
  • Tidal Water: No
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Water Frontage In Feet: 124.0
  • Riparian Rights Y/N: No
  • Docks Count: 1
  • Dock Type and Features: Single Slip, Other
  • Dock/Slip Conveys Y/N: true
  • Dock/Slip Conveyance: Association Owned, Assigned, Subject to DNR Permit
  • Slips Count: 1
  • Boats Power Count: 1
Association / Community Info
Association / Community Info
  • HOA Name: MONTE VISTA
  • HOA Condo Coop Fee Includes: Pier/Dock Maintenance
  • HOA Condo Coop Amenities: Boat Dock/Slip, Common Grounds, Lake, Jog/Walk Path, Pier/Dock, Water/Lake Privileges
  • Property Manager Y/N: Yes
  • Senior Community: No
  • Association Recreation Fee Y/N: No
  • Capital Contribution Amount: $1,500
  • Type of Condo: Home Owner Association
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $1,194,100
  • Year Assessed: 2025
  • County Tax: $12,283
  • Improvement Assessed Value: $856,900
  • Land Assessed Value: $479,700
  • Clean Green Assessed: No
  • Municipal Trash: No
  • Land Use Code: R
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: LR
  • Zoning Dscrp: Lake residential
  • Tax Lot: 000A
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Lease Information
Lease Information
  • Pets Allowed: Yes
  • Pet Restrictions: No Pet Restrictions
Rooms
Main
  • # Bedrooms Count Main Level: 2
  • # Bathrooms Count Main Level: 2
  • # Bathrooms Full Main Level: 2
All Upper Levels
  • # Bedrooms Count All Upper Levels: 1
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 1
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bedrooms All Lower Levels: 1
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bedrooms Lower Level: 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Financial Information
Financial Information
  • Annual Rental Income: $45,000
Building Info
Building Info
  • Year Major Reno Remodel: 2025
  • Total Finished SQFT: 3,300.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 3,132.00
  • Total SQFT: 3,300.00
  • Total SQFT Source: Estimated
  • Construction Materials: Frame
  • Roof: Architectural Shingle
  • Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8039/6726/4730/803967264730_512_384_WM_KK3fiNj0Rmwy8Pbe.jpg
  • Basement Type: Full, Fully Finished
  • Foundation Details: Slab
  • Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Upper Level 1-1, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 4
  • Other Structure: Above Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Road Responsibility: City/County
  • Location Type: Lake
  • Parcel ID: 15661228
  • Additional Parcels: No
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: Driveway, Attached Garage, Parking Lot
  • Num of Attached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Garage Features: Inside Access, Oversized
Interior Features
Interior Features
  • Fireplace: Yes
  • Fireplaces Count: 2
  • Fireplace Features: Fireplace - Glass Doors, Equipment, Other
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Spa: No
  • Pool: No Pool
  • Community Docks Count: 1
  • Horse: No
Utilities
Utilities
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric, Other
  • Heating Type: Baseboard - Electric, 90% Forced Air
  • Heating Fuel: Propane - Owned, Electric
  • Hot Water: Electric
  • Water Source: Private, Well
  • Sewer Septic: Public Sewer
  • Electric Service: 200+ Amp Service
Confidential Data
Listing Office
  • List Agent AOR: Garrett County Board of REALTORS
  • List Agent URL: www.ILoveDeepCreek.com

Property History for 1140 Rock Lodge Road

DateEvent & SourcePriceAppreciation
Oct 17, 2025

Closed

BRIGHT #MDGA2009838

$1,500,000—
Sep 5, 2025

Pending

BRIGHT #MDGA2009838

—
Sep 5, 2025

Active Under Contract

BRIGHT #MDGA2009838

—
Jun 26, 2025

Listed (Active)

BRIGHT #MDGA2009838

$1,599,000—
Nov 12, 2004

Closed (Public Record)

Public Record #148394381

$885,000—
DateEvent & SourcePrice
10/17/2025

Closed

BRIGHT #MDGA2009838

$1,500,000
09/05/2025

Pending

BRIGHT #MDGA2009838

—
09/05/2025

Active Under Contract

BRIGHT #MDGA2009838

—
06/26/2025

Listed (Active)

BRIGHT #MDGA2009838

$1,599,000
11/12/2004

Closed (Public Record)

Public Record #148394381

$885,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1140 Rock Lodge Road

Taxable ValueLand-Additions-Total-
Tax Record2025$14,114 ($1,176 / month)
Home Facts
Beds0Baths4Total Finished SqFt3,132 SqFtAbove Grade Finished SqFt2,012 SqFtFinished Basement SqFt1,120 SqFtStories2Lot Size39,279 SqFtStyleSingle Family ResidenceYear Built1993CountyGARRETTAPN18-057913Fireplace TypeHas Fireplace

Schools near 1140 Rock Lodge Road

This home is within Garrett County Public Schools.
Rating
School
Type
Grades
Distance
Accident Elementary School
Public - PK to 5
Northern Middle School
Public - 6 to 8
Northern Garrett High School
Public - 9 to 12
Bloomington Elementary School
Public - PK to 5
Rating
School
Distance
Accident Elementary School
PublicPK to 5

Northern Middle School
Public6 to 8

Northern Garrett High School
Public9 to 12

Bloomington Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Taylor Made Deep Creek Vacations & Sales

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 10/17/2025 01:39 PM