115 East Congress Street

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Description

Great investment opportunity in Belding! This well-maintained duplex features two spacious units, each with separate ground-level entrances, individually metered utilities, and private basement laundry areas with washer and dryer hookups. One unit offers 3 beds and 1 full bath, while the second features 2 beds plus a pass-through room that can easily function as a 3rd bed, along with 1 full bath. Both units include a main-floor bedroom for added convenience. A detached two-stall garage provides one...Great investment opportunity in Belding! This well-maintained duplex features two spacious units, each with separate ground-level entrances, individually metered utilities, and private basement laundry areas with washer and dryer hookups. One unit offers 3 beds and 1 full bath, while the second features 2 beds plus a pass-through room that can easily function as a 3rd bed, along with 1 full bath. Both units include a main-floor bedroom for added convenience. A detached two-stall garage provides one dedicated stall for each unit. Long-term tenants with a strong payment history are already in place, making this a turnkey investment opportunity. Current rents offer potential for future income growth while providing the stability of established tenancy. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property offers excellent potential.
  1. Listed by Christina Rice • Brokerage DRE #6505276328 • Five Star Real Estate (Courtland)
    P: (616)-375-1606 C: (616)-375-1606 christinarice.realtor@gmail.com

Property Details for 115 East Congress Street

Zoning
Res-Imp
ZoningDescription
Res-Imp
LISTING UPDATED: 07/16/2026 04:58 PM

Property Details for 115 East Congress Street

StatusActive
MLS #26036622
Days on Market1
Taxes$2,762 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeMulti Family
MLS TypeResidential Income / Multi Family
Year Built1901
Lot Size0.20 AC / 8,712 SF
CountyIonia County

Location

Listing Courtesy of Five Star Real Estate (Courtland)
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Building Information for 115 East Congress Street

Stories-Residences2Year Built1901Building Size-Lot Size0.20 AC / 8,712 SF

Payment Calculator

$1,351 per month

30 year fixed, 6.36% Interest

Principal and Interest

$1,121

Property Taxes

$230

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 115 East Congress Street

Summary
Location and General Information
  • Cross Streets: S Bridge St & Alderman St
  • Municipality: Keene Twp
  • Area - Major: Keene Twp (34007)
  • Street #: 115
  • Street Direction: E
  • Street Name: Congress
  • Suffix: Street
  • City: Belding
  • State: MI
  • Zip Code: 48809
  • County: Ionia
  • Latitude: 43.096625
  • Longitude: -85.227978
Taxes and HOA
  • Taxable Value: 44902.0
  • Approx. Assoc Fee: $0
  • Tax ID #: 403-180-000-370-00
  • Homestead: 0
  • SEV: 27800
Parking
  • Parking Total: 4.0
Virtual Tour
  • Total Virtual Tours Count: 0
  • Total Open Houses Count: 0
Property
Lot Information
  • Lot Features: Wooded
  • Lot Dimensions: 66 x 132
  • Lot Measurement: Acres
  • Lot Acres: 0.2
  • Lot Square Footage: 8712.0
  • Lot Size Area: 0.2
Property and Assessments
  • Tax Year: 2026
  • Road Surface Type: Paved
  • Legal: CITY OF BELDING SUPV MOONS PLAT LOT 117
  • Property Sub-Type: 2 to 4 Units
  • New Construction: No
  • Total Floor Plans Count: 0
  • Property Type: Multi Family
  • Year Built: 1901
  • Video Groups: 0
  • Accessibility Features YN: No
Utilities
  • Utilities: Natural Gas Available, Cable Available, Natural Gas Connected, Electricity Connected, Cable Connected
  • Electric: True
  • Sewer: Public Sewer, True
  • Util Avail at Street: Cable Available, Natural Gas Available
  • Utilities Attached: Cable Connected, Electricity Connected, Natural Gas Connected
  • Water: Public Water
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding
  • Street Type: Paved
  • Exterior Material: Vinyl Siding
  • Substructure: Crawl Space, Michigan Basement
  • Extras: Garages
Interior Features
  • Heating: Forced Air
  • Basement: Yes
  • Basement Yes/No: Yes
  • Bathrooms Total (Integer): 0
  • Bathrooms Total (Decimal): 0.0
  • Bathrooms Total (Notational): 0.0
  • Heating: Yes
  • Heat Source: Natural Gas
  • Heat Type: Forced Air
Multi Family
Multi Family Information
  • Number of Units: 2
Unit Information
Unit 1
  • BathsTotal: 1
  • BedsTotal: 3
  • FullBaths: 1
  • HalfBaths: 0
  • ActualRent: $710.00
  • Occupied: Yes
  • Description: #115
Unit 2
  • BathsTotal: 1
  • BedsTotal: 2
  • FullBaths: 1
  • HalfBaths: 0
  • ActualRent: $710.00
  • Occupied: Yes
  • Description: #117
Rental
Rental Information
  • Tenant Pays: Electric, Gas, Trash
  • Owner Pays: Sewer, Water
  • Terms Available: Cash, Conventional

Property History for 115 East Congress Street

DateEvent & SourcePriceAppreciation
Jul 16, 2026

Listed (Active)

MiRealSource #70546299

$225,000—
Jul 16, 2026

Listed (Active)

Michigan Regional Information Center #26036622

$225,000—
Jul 16, 2026

Listed (Active)

Realcomp #65026036622

$225,000—
DateEvent & SourcePrice
07/16/2026

Listed (Active)

MiRealSource #70546299

$225,000
07/16/2026

Listed (Active)

Michigan Regional Information Center #26036622

$225,000
07/16/2026

Listed (Active)

Realcomp #65026036622

$225,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 115 East Congress Street

Taxable ValueLand$16,300Additions$95,700Total$112,000
Tax Record2025$2,665 ($222 / month)
Home Facts
Beds4Baths2Total Finished SqFt1,763 SqFtAbove Grade Finished SqFt1,763 SqFtUnfinished Basement SqFt804 SqFtStories2Lot Size8,712 SqFtStyleSingle Family ResidenceYear Built1900Year Renovated1900ZoningR-2CountyIONIAAPN34-403-180-000-370-00

Schools near 115 East Congress Street

This home is within Belding Area School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Ellis Elementary School
PublicPK to 2

Woodview Elementary School
Public3 to 5

Belding Middle School
Public6 to 8

Belding High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

115 East Congress Street is a multi-family home for sale in Belding, MI 48809. This property was listed for sale on July 16, 2026 by Five Star Real Estate (Courtland), it's currently listed at $225,000. This listing's school district is Belding Area School District. Nearby schools include Ellis Elementary School, Woodview Elementary School and Belding Middle School. 115 East Congress Street is a 5-bed, 2-bath, multi-family home built in 1901.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Five Star Real Estate (Courtland)

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