Sold
Last Sold Price
3 beds1,072 sqft

117 Cottage Rd, Carmel, NY 10512

Single FamilyProperty Type
0.23 acresLot Size
1945Year Built
$443/sq ftPrice per sq ft

Description

Well maintained ranch home featuring 3 bedrooms and 1 full bath. This home offers additional potential by featuring a large, full walk - out basement with an open concept for a spacious living area. It is located in the tranquil Lake Carmel District and is within a few minutes walk to the lakefront. This home includes lake rights along with beaches, playgrounds, bike paths and walking paths. Easy commuter location and close to public transport , highways and shopping. Total square footage of 1,072...Well maintained ranch home featuring 3 bedrooms and 1 full bath. This home offers additional potential by featuring a large, full walk - out basement with an open concept for a spacious living area. It is located in the tranquil Lake Carmel District and is within a few minutes walk to the lakefront. This home includes lake rights along with beaches, playgrounds, bike paths and walking paths. Easy commuter location and close to public transport , highways and shopping. Total square footage of 1,072 does not include the finished lower level which provides an additional 500 square feet.
Listing Agent
  1. Violet Buzea-Herman

    Violet Buzea-Herman

    Listing Agent

    Coldwell Banker Realty

    hermanviolet31@yahoo.com

    P: (914) 277-5000

    M: (914) 438-7999

Listing closed: 01/09/2026 12:00 AM • Source: ONEKEY as distributed by MLS GRID, MLS#: 904286
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Location

Listing Courtesy of Coldwell Banker Realty

Sold By eRealty Advisors, Inc

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Payment Calculator

$3,432 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,536

Property Taxes

$896

HOA Dues

$0

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Property Information for 117 Cottage Road

Property Details

  • Taxes: $10,757 / year
  • MLS Type: Single Family
  • City/Township: Carmel
  • View: Lake
  • Architectural Style: Ranch
  • Waterfront: Yes

Building Information

  • Year Built: 1945
  • Lot Size: 0.23 AC / 10,000 SF

Summary

Location and General Information
  • Senior Community YN: No
  • Property Attached: No
  • Structure Type: Detached
  • Levels: One
  • Country: US
  • State Or Province: NY
  • Water Access YN: Yes
School Information
  • School District: Carmel
  • Elementary School District: Carmel
  • Elementary School: Matthew Paterson Elementary School
  • Middle Or Junior School District: Carmel
  • Middle Or Junior School: George Fischer Middle School
  • High School District: Carmel
  • High School: Carmel High School

Rental

Rental
  • Lease Considered: No

Unit Information

Unit Information
  • Building Units Total: 1

Room Information

Room 1 Information
  • Room Level: First
  • Room Type: Bathroom 1
Room 2 Information
  • Room Level: First
  • Room Type: Bedroom 1
Room 3 Information
  • Room Level: First
  • Room Type: Bedroom 2
Room 4 Information
  • Room Level: First
  • Room Type: Bedroom 3
Room 5 Information
  • Room Level: First
  • Room Type: Living Room
Room 6 Information
  • Room Level: First
  • Room Type: Kitchen

Taxes and HOA Information

Taxes and HOA Information
  • Parcel Number: 372200-033-034-0002-030-000-0000
  • Additional Fees: No
  • Tax Source: Municipality
  • Tax Year: 2025
  • Association: No

Interior and Exterior Features

Interior Features
  • Amenities: 1st Floor Bedrm, Ceiling Fan(s), Eat in Kitchen, First Floor Full Bath, Granite Counters, Hardwood Floors As Seen, In Basement, Lake Rights, Lake Views, Laminate, Mailbox, Other, Porch, Ranch
  • Interior Features: First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s), Eat-in Kitchen, Granite Counters
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • Number Of Kitchens: 1
  • Total Rooms: 7
  • Basement: Finished
  • Attic Description: None
  • Location Amenities: Hardwood Floors As Seen, 1st Fl Master Bedroom, Eat in Kitchen, Granit Countertops, Porch, Lake Views, Lake Rights
  • Laundry Features: In Basement
  • Spa: No
  • Flooring: Hardwood, Laminate
  • Living Area: 1072
  • Basement: Yes
Exterior Features
  • Exterior Features: Mailbox
  • Exterior Property Features: Mailbox, Porch, On Street
  • Elevation Certificate: No
  • Patio And Porch Features: Porch
  • Construction Materials: Vinyl Siding
  • Waterfront Features: Lake Privileges
  • Pool Private: No
Lot Information
  • Building Area Units: Square Feet
Parking
  • Parking Features: On Street
  • Garage: No
  • Carport: No
Utilities
  • Cooling: Wall/Window Unit(s)
  • Heating: Hot Water
  • Heat Fuel Type: Hot Water
  • Sewer: Septic Tank
  • Water Source: Other
  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected
Green Features
  • Green Features: Dishwasher, Microwave, Oven, Range, Refrigerator, Hot Water, Mailbox

Agent

Payment and Rate
  • Down Payment Resource: Yes

Property History for 117 Cottage Road

DateEvent & SourcePriceAppreciation
Jan 9, 2026

Sold (Public Record)

Public Record #1928935274

$475,000

+3.6% / yr

Jan 9, 2026

Sold

ONEKEY #904286

$475,000—
Nov 4, 2025

Pending

ONEKEY #904286

—
DateEvent & SourcePrice
01/09/2026

Sold (Public Record)

Public Record #1928935274

$475,000

+3.6% / yr

01/09/2026

Sold

ONEKEY #904286

$475,000
11/04/2025

Pending

ONEKEY #904286

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 117 Cottage Road

Taxable Value

Land

$56,000

Additions

$278,000
Total$334,000

Tax Record

2024

$10,492 ($874 / month)

Home Facts

Beds

3

Baths

1.5

Total Finished SqFt

1,072 SqFt

Above Grade Finished SqFt

1,072 SqFt

Stories

1

Lot Size

10,019 SqFt

Style

Single Family Residence

Year Built

1945

Year Renovated

1945

Zoning

R10

County

PUTNAM

APN

372200 33.34-2-30

Schools near 117 Cottage Road

This home is within Carmel Central School District.
Rating
School
Type
Grades
Distance
Public - 5 to 8
Public - 9 to 12
Public - K to 4
Public - K to 4
Rating
School
Distance
George Fischer Middle School
Public5 to 8

Carmel High School
Public9 to 12

Kent Primary School
PublicK to 4

Kent Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 117 Cottage Road, Carmel, NY 10512
$475,000
3
1,072
10,000
–
3
1
1,075
10,019
–
–
–
–
8,276
$170,000
3
1,908
10,001
$246,000
3
1,332
10,001
$205,000
2
736
12,001

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 01/09/2026 05:33 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.