117 Divide Trail

Monterey, TN 38574

$399,700
Price
3
Beds
1,660 Sq. Ft.
$241 / Sq. Ft.
1,660
Sq. Ft.
$241
per Sq. Ft.
Main
Front2
porch
Front porch
back2
Back
Back porch
Livingroom1
Livingroom2
Livingroom4
Livingroom3
Kitchen
Kitchen3
Kitchen2
Dinning
Master
Master2
Master closet
Master3
Master bath2
Laundry
Bedroom2
Bedroom2-1
2nd Bath
Bedroom3-1
Bedroom3
Front with lights
Drone6
Drone5
Drone4
Drone1
Drone 3
Aeraial
Floor Plan

Description

Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes...Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes that reflect the builder's commitment to both style and functionality. A split-bedroom layout offers privacy and comfort, while the open-concept design provides a seamless flow for everyday living. With peaceful surroundings and plenty of room to enjoy the outdoors, this home blends modern comfort with a serene setting. Don't miss the opportunity to own a carefully crafted new build in one of Monterey's most appealing lake communitiesâ€''schedule your private showing today!
  1. Listed by Chris Carter • Weichert, Realtors-The Webb Agency
  2. Listed by Lyndsay Lund • Weichert, Realtors-The Webb Agency

Property Details for 117 Divide Trail

Architectural Style
Traditional
Sub division Name
Cumberland Cove
View
Country Setting, Wooded
Style Traditional
True
LISTING UPDATED: 01/07/2026 09:37 AM

Property Details for 117 Divide Trail

StatusActive
MLS #1325643
Days on Market16
Taxes$57 / year
HOA Fees$150 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle Family / Single Family Residence
Year Built2025
Lot Size1.06 AC / 46,173 SF
CountyCumberland County

Location

Listing Courtesy of Weichert, Realtors-The Webb Agency, Chris Carter; Weichert, Realtors-The Webb Agency, Lyndsay Lund (209.485.5509)
Add your commute

Building Information for 117 Divide Trail

Stories-Year Built2025Building Size-Lot Size1.06 AC / 46,173 SF

Payment Calculator

$1,965 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,948

Property Taxes

$5

HOA Dues

$13

The Payment Calculator is for illustrative purposes only.

Property Information for 117 Divide Trail

Summary
Location and General Information
  • City: Monterey
  • County Or Parish: Cumberland County - 34
  • Directions: TN-62 Tennessee Head toward Vannorstran St 3.2 mi Turn left to stay on TN-62 W 34.4 mi Turn left onto Cumberland Lakes Dr 2.9 mi Turn left onto Divide Trail Destination will be on the left
  • Latitude: 36.099191
  • Longitude: -85.149089
  • MLS Area Major: Cumberland County - 34
  • MLS Area Minor: Cumberland County - 34
  • Postal Code: 38574
  • State Or Province: TN
  • View Country Setting: True
  • View Wooded: True
  • Location Tax Legal Info Area: Cumberland County - 34
  • Remarks Misc Directions: TN-62 Tennessee Head toward Vannorstran St 3.2 mi Turn left to stay on TN-62 W 34.4 mi Turn left onto Cumberland Lakes Dr 2.9 mi Turn left onto Divide Trail Destination will be on the left
  • Topography Level: True
Parking
  • Attached Garage: No
  • Parking Features: Garage Faces Side
  • Atchd Dtchd Type Attached: True
  • Garage Parking Garage Spaces: 2.0
Taxes and HOA Information
  • Association Fee: 150.0
  • Association Fee Includes: Grounds Maintenance
  • Association: true
  • Association Fee Frequency: Yearly
  • Tax Block: 217
  • Parcel Number: 025D B 003.00
  • Association Fee Incl Grounds Maintenance: True
  • Location Tax Legal Info Total Tax: 56.75
  • General Property Description HOA Fee: 150.0
  • General Property Description HOA Freq: Yearly
  • General Property Description HOA Contact: Cumberland Lakes
  • General Property Description HOA: Mandatory
Virtual Tour
  • Virtual Tours Count: 0
Property
Lot Information
  • Building Area Source: Plans
  • Lot Size Area: 1.06
  • Lot Size Units: Acres
  • Lot Size Square Feet: 46173.6
  • Year Built: 2025
  • Lot Features: Private, Wooded, Level
  • Building Area Total: 1660.0
  • Lot Size Acres: 1.06
  • Lot Size Source: Tax Records
  • General Property Description SqFt - Main Lvl: 0.0
  • General Property Description SqFt - Down Lvl: 0.0
  • General Property Description SqFt - 2nd Flr Lvl: 0.0
  • General Property Description SqFt - 3rd Flr Lvl: 0.0
  • General Property Description SqFt - Source: Plans
  • General Property Description Acres: 1.06
  • General Property Description Acre Source: Tax Records
  • General Property Description Site Built: Yes
  • General Property Description New Construction: Never Occupied
  • Lot Description Level: True
  • Lot Description Private: True
  • Lot Description Wooded: True
Property and Assessments
  • Possession: At Closing
  • Property Attached: Yes
  • Property Type Label: Single Family
  • Floor Plans Count: 1
  • Property Type: Single Family
  • Property Sub Type: Single Family Residence
  • Possession At Closing: True
Utilities
  • General Property Description Sewer: Septic Tank
  • Fuel Electric: True
  • Fuel Propane: True
  • Misc Features Internet Available: True
  • Misc Features Wired for Internet: True
  • Sewer Septic Tank: True
  • Water Public: True
Interior and Exterior Features
Exterior Features
  • Association Amenities: Playground
  • Construction Materials: Vinyl, Block, Frame
  • Siding Vinyl: True
  • Community Amenities Architect Restricted: True
  • Community Amenities Boat Ramp: True
  • Community Amenities Lake Access: True
  • Community Amenities Playground: True
  • Exterior Features Deck: True
  • Exterior Features Patio: True
  • Exterior Features Porch - Covered: True
  • Exterior Features Window - Energy Star: True
  • Exterior Features Windows - Insulated: True
  • Misc Features Pantry: True
Interior Features
  • Beds Total: 3
  • Baths Full: 2
  • Baths Half: 0
  • Cooling: Central Cooling
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Bathrooms Total Integer: 2
  • Cooling Details: Yes
  • Kitchen Appliances: Dishwasher, Disposal, Range, Self Cleaning Oven
  • Basement: No
  • Heating Details: Central, Propane, Electric
  • Fireplace Features: Gas Log
  • Flooring: Laminate, Hardwood
  • Heating: Yes
  • Heating Central: Yes
  • Fireplace Gas Log: True
  • Cooling Central Cooling: True
  • Floors Hardwood: True
  • Floors Laminate: True
  • Basement None: True
  • General Property Description Number of Bedrooms: 3
  • General Property Description Number of Rooms: 9
  • General Property Description Fireplace: Yes
  • General Property Description Number of Fireplace: 1.0
  • General Property Description Basement: No
  • General Property Description Bonus Room: No
  • Heat Central: True
  • Dining Area KitchenDining Rm Co: True
  • Appliances Dishwasher: True
  • Appliances Disposal: True
  • Appliances Range: True
  • Appliances Self Cleaning Oven: True
  • Appliances Smoke Detector: True
  • Misc Features Island in Kitchen: True
  • Misc Features Walk-in Closets: True
  • Misc Features Walk-in Shower: True
  • Misc Features WasherDryer Connect: True
Room Information
Room
  • Rooms Total: 9
Rental
Rent Information
  • Contract Info Occupancy: Permanent Residence
  • General Property Description Restrictions: Yes
  • Tenant Expenses Cooling: Central Cooling
  • Tenant Expenses Heating: Central,Propane,Electric

Property History for 117 Divide Trail

DateEvent & SourcePriceAppreciation
Jan 6, 2026

Listed (Active)

KAARMLS #1325643

$399,700—
Jun 5, 2025

Closed (Public Record)

Public Record #1559083326

$162,000

+735.1% / yr

Jun 10, 2024

Closed (Public Record)

Public Record #1534330800

$20,000—
DateEvent & SourcePrice
01/06/2026

Listed (Active)

KAARMLS #1325643

$399,700
06/05/2025

Closed (Public Record)

Public Record #1559083326

$162,000

+735.1% / yr

06/10/2024

Closed (Public Record)

Public Record #1534330800

$20,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 117 Divide Trail

Taxable ValueLand$5,000Additions-Total$5,000
Tax Record2024$57 ($5 / month)
Home Facts
Beds0Lot Size45,000 SqFtStyleResidentialCountyCUMBERLANDAPN025D B 00300

Schools near 117 Divide Trail

This home is within Cumberland County School District.
Rating
School
Type
Grades
Distance
Pleasant Hill Elementary School
Public - PK to 8
Cumberland County High School
Public - 9 to 12
The Phoenix School
Public - 9 to 12
Rating
School
Distance
Pleasant Hill Elementary School
PublicPK to 8

Cumberland County High School
Public9 to 12

The Phoenix School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 117 Divide Trail, Monterey, TN 38574

117 Divide Trail is a single family home for sale in Monterey, TN 38574. This property was listed for sale on January 7, 2026 by Weichert, Realtors-The Webb Agency, it's currently listed at $399,700. It has been on the market for a total of 16 days and was last sold on June 5, 2025. This listing's school district is Cumberland County School District. Nearby schools include Pleasant Hill Elementary School, Cumberland County High School and The Phoenix School. 117 Divide Trail is a 3-bed, 2-bath, 1,660 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Weichert, Realtors-The Webb Agency, Chris Carter; Weichert, Realtors-The Webb Agency, Lyndsay Lund (209.485.5509)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 01/07/2026 09:37 AM