118 Town Bank Rd

Cape May, NJ 08204

$699,000
Price
4
Beds
1,158 Sq. Ft.
$604 / Sq. Ft.
1,158
Sq. Ft.
$604
per Sq. Ft.
Get preapproved with Rocket Mortgage1
New
New

Description

ONLY seven homes from the Delaware BAY, this charming 4-bedroom, 1.5-bath COTTAGE offers the perfect blend of CHARACTER and opportunity. A welcoming, OVERSIZED front porch sets the tone, leading into a BRIGHT and AIRY living room featuring durable wood-look vinyl flooring that flows seamlessly throughout the home. The living space opens to a dedicated dining area with staircase access to the second floor, creating a comfortable and functional layout for everyday living or entertaining. The fully...ONLY seven homes from the Delaware BAY, this charming 4-bedroom, 1.5-bath COTTAGE offers the perfect blend of CHARACTER and opportunity. A welcoming, OVERSIZED front porch sets the tone, leading into a BRIGHT and AIRY living room featuring durable wood-look vinyl flooring that flows seamlessly throughout the home. The living space opens to a dedicated dining area with staircase access to the second floor, creating a comfortable and functional layout for everyday living or entertaining. The fully equipped galley-style kitchen provides ample workspace and includes access to a convenient half bath and a door to the rear porch and stairs to the basement. An inviting FIRST-FLOOR bedroom adds flexibility for guests or single-level living. Upstairs, you’ll find three GENEROUSLY sized bedrooms and a full bath, along with glimpses of the bay—an ideal backdrop for RELAXING coastal living. The property continues to impress outdoors with a detached OVERSIZED deck perfect for gatherings, a SPACIOUS fenced yard, a STORAGE shed, and an outdoor SHOWER—ideal after a day at the beach. A detached two-car garage adds valuable storage and parking. Whether you envision RENOVATING and expanding to capture even more stunning water VIEWS or starting fresh with a custom-built DREAM home, this prime location offers endless POTENTIAL. Enjoy easy access to the Cape May Ferry, NAS Wildwood, and a wide array of dining, shopping, and local attractions. A rare opportunity just steps from the sand and bay! Being sold 'as is'.
  1. Listed by Christopher Ferzoco • KELLER WILLIAMS REALTY JERSEY SHORE - SIC
  2. Listed by Joseph Ferzoco • KELLER WILLIAMS REALTY JERSEY SHORE wc

Property Details for 118 Town Bank Road

Tax ID Number
05-00552-00026
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
Detached
Style
Traditional
Levels/Stories
2
Furnished
No
LISTING UPDATED: 04/07/2026 09:59 AM

Property Details for 118 Town Bank Road

StatusActive
MLS #260891
Days on Market1
Taxes$4,172 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Fee Simple
Year Built1950
Lot Size0.18 AC / 8,000 SF
CountyCape May County
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Location

Listing Courtesy of KELLER WILLIAMS REALTY JERSEY SHORE - SIC; KELLER WILLIAMS REALTY JERSEY SHORE wc
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Building Information for 118 Town Bank Road

Stories-Year Built1950Building Size-Lot Size0.18 AC / 8,000 SF

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$3,867 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,520

Property Taxes

$348

HOA Dues

$0

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Property Information for 118 Town Bank Road

Location
Location
  • School District Name: LOWER CAPE MAY REGIONAL SCHOOLS
  • School District County ID: 300200396107
  • SchoolDistrictSource: Listing Agent
  • Middle Or Junior School: RICHARD M. TEITELMAN (CAPE MAY NJ)
  • MiddleSchoolSource: Listing Agent
  • High School: LOWER CAPE MAY REGIONAL (CAPE MAY NJ)
  • HighSchoolSource: Listing Agent
  • County: CAPE MAY
  • MLS Area: Lower Twp (20505)
Waterfront / Water Access
Waterfront / Water Access
  • Water View: Yes
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Property Manager Y/N: No
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2024
  • Tax Assessed Value: $205,700
  • Year Assessed: 2025
  • County Tax: $0
  • Improvement Assessed Value: $61,700
  • City Town Tax: $0
  • Land Assessed Value: $144,000
  • Clean Green Assessed: No
  • Land Use Code: 0
  • Loss Mitigation Fee: No
  • Agricultural Tax Due: No
  • Historic: No
  • Zoning: RESIDENTIAL
  • Tax Lot: 00026
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bedrooms Count Main Level: 1
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Full Main Level: 0
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
  • # Bathrooms Half All Upper Levels: 0
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
  • # Bathrooms Half Upper Level: 0
Rooms
  • Stories: Main, Upper 1
Building Info
Building Info
  • Total Finished SQFT: 1,158.00
  • Total Finished SQFT Source: Assessor
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Lot Size Dimensions: 80.00 x 100.00
  • Lot Dimensions Source: Assessor
  • Lot Features: Interior
  • Road Surface Type: Black Top
  • Fencing: Chain Link
  • Parcel ID: 3767166
  • Additional Parcels: No
  • Ground Rent Exists: No
  • Ground Rent Payment Frequency: Annually
Parking
Parking
  • Type Of Parking: 2 Car, Detached
  • Num of Detached Garage Spaces: 2
  • Total Garage Spaces: 2
  • Off Street - # of Spaces: 6
  • Parking Features: Dirt Driveway
  • Garage Features: Garage - Front Entry
Interior Features
Interior Features
  • Interior Features: Vinyl Flooring
  • Fireplace: No
  • Appliances: Range, Refrigerator, Washer, Dryer
  • Accessibility Features: None
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
Exterior Features
Exterior Features
  • Spa: No
  • Exterior Features: Deck, Fenced Yard, Storage Building, Outside Shower
  • Outdoor Living Structures: Deck(s)
  • Pool: No Pool
  • Horse: No
  • Other Structures: Above Grade, Below Grade
Utilities
Utilities
  • Utilities: Electric Available, Natural Gas Available, Sewer Available, Water Available
  • Heating: Yes
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Cooling Fuel: Electric
  • Heating Type: Baseboard - Electric, Radiator
  • Heating Fuel: Electric, Natural Gas
  • Hot Water: Natural Gas
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Cape May County Association of REALTORS
  • List Agent URL: www.TheFerzocoGroup.com

Property History for 118 Town Bank Road

DateEvent & SourcePriceAppreciation
Apr 7, 2026

Listed (Active)

CMCMLS #260891

$699,000—
Apr 7, 2026

Listed (Active)

BRIGHT #NJCM2007046

$699,000—
Aug 12, 2025

Expired

CMCMLS #250774

—
Mar 17, 2025

Price Change

CMCMLS #250774

$749,900—
Mar 17, 2025

Listed (Active)

CMCMLS #250774

$699,900—
Mar 3, 2025

Temp Off Market

CMCMLS #242698

—
Sep 10, 2024

Price Change

CMCMLS #242698

$799,900—
Sep 10, 2024

Listed (Active)

CMCMLS #242698

$749,900—
DateEvent & SourcePrice
04/07/2026

Listed (Active)

CMCMLS #260891

$699,000
04/07/2026

Listed (Active)

BRIGHT #NJCM2007046

$699,000
08/12/2025

Expired

CMCMLS #250774

—
03/17/2025

Price Change

CMCMLS #250774

$749,900
03/17/2025

Listed (Active)

CMCMLS #250774

$699,900
03/03/2025

Temp Off Market

CMCMLS #242698

—
09/10/2024

Price Change

CMCMLS #242698

$799,900
09/10/2024

Listed (Active)

CMCMLS #242698

$749,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 118 Town Bank Road

Taxable ValueLand$144,000Additions$61,700Total$205,700
Tax Record2024$4,172 ($348 / month)
Home Facts
Beds0Total Finished SqFt1,158 SqFtAbove Grade Finished SqFt1,158 SqFtStories1Lot Size8,002 SqFtStyleSingle Family ResidenceYear Built1950CountyCAPE MAYAPN05 00552-0000-00026

Schools near 118 Town Bank Road

This home is within Lower Cape May Regional School District.
Rating
School
Type
Grades
Distance
Carl T Mitnick School
Public - 1 to 2
Maud Abrams School
Public - 3 to 4
Sandman Consolidated Elementary School
Public - 5 to 6
Richard M Teitelman School
Public - 7 to 8
Rating
School
Distance
Carl T Mitnick School
Public1 to 2

Maud Abrams School
Public3 to 4

Sandman Consolidated Elementary School
Public5 to 6

Richard M Teitelman School
Public7 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 118 Town Bank Road, Cape May, NJ 08204

118 Town Bank Road is a single family home for sale in Cape May, NJ 08204. This listing's school districts are Lower Cape May Regional School District, Lower Township Elementary School District. Nearby schools include Carl T Mitnick School, Maud Abrams School and Sandman Consolidated Elementary School. 118 Town Bank Road is a 4-bed, 1.1-bath, 1,158 sqft single family home built in 1950.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of KELLER WILLIAMS REALTY JERSEY SHORE - SIC; KELLER WILLIAMS REALTY JERSEY SHORE wc

Based on information from one of the following Multiple Listing Services: BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by BRIGHT, Greater LeHigh Valley Regional MLS, Greator Scranton Board of REALTORS® and Pocono Mountains Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.